Here are the answers to your questions:
1. (a) NABARD came into existence in the year 1982 12. (b) The
mortgage of self-acquired property is called Equitable Mortgage 3.
© The first co-operative societies act was passed in India in the
year 1904 4. (d) Warehouse receipt serves as Collateral security in
availing the loans 5. (e) Gross returns are deflated during the
estimation of Inflation 6.
(f) Term loans are otherwise called as Fixed Capital Loans 7. (g)
Market finance is given to the extent of 70% of value of produce 8.
(h) 2nd spell of nationalisation of commercial banks was done in the
year 1980 . (i) RRB is sponsored by Scheduled Commercial Banks
9. (j) Future repayment plan is otherwise termed as Amortization
Schedule 7.
1. Write down the correct answer corresponding to each question
1×10=10 (i) NABARD took over the function of (a) ACD (b) ARDC ©
RPCC (d) All of these 1. (ii) An example for hypothecated open
loans (a) Gold (b) Tractor © Land (d) LIC bonds 10. (iii) An asset is
(a) Owns by a person (b) Owes by other © an account payable (d)
none of these 4. (iv) Which of the following is not a component of
balance sheet? (a) Cash inflow (b) Assets © Long term liabilities (d)
Net worth 4. (v) Which of the following is not a constituent of World
Bank? (a) IDA (b) ICF © IMF (d) IFC 6. (vi) The rate at which the
banks borrow from the RBI is (a) Bank rate (b) Reverse repo rate ©
Repo rate (d) CRR 11. (vii) The concept of repayment plan will not
arise in case of (a) MT loans (b) LT loans © ST loans (d) Partial
liquidating loans 7. (viii) District credit plan is prepared by (a)
NABARD (b) RBI © Lead bank (d) Cooperative bank
Taccavi - short term loan
Adb - phillipines
How ag finance is different from rural and farm
finance
Agricultural finance, farm finance, and rural finance are
related concepts but have different scopes. Agricultural
finance refers to the financing of agriculture-related
activities, from production to market. It includes financing
for inputs, such as seeds, fertilizers, and machinery, as
well as financing for marketing and distribution 1Farm
finance is a subset of agricultural finance and deals with
the financial resources related to individual farm
units2Rural finance is a broader term that encompasses
all financial services provided in rural areas, including
agricultural finance, microfinance, and other financial
services3
SCOPE AND NATURE OF Ag Finance
Agricultural finance is the study and practice of providing financial services to
the agricultural sector. It covers both the micro and macro aspects of
financing agriculture, such as:
Credit: The provision of loans and advances to farmers, agribusinesses, and
other actors in the agricultural value chain, for various purposes such as input
purchase, production, marketing, processing, etc.
Insurance: The protection of farmers and other stakeholders from the risks
and uncertainties associated with agriculture, such as weather, pests,
diseases, price fluctuations, etc.
Savings: The mobilization of deposits and other forms of savings from the
rural population, especially smallholders, to provide them with a secure and
convenient way of storing their surplus income and accessing credit.
Payments: The facilitation of fast and efficient transactions among the
participants in the agricultural sector, using various modes such as cash,
cheques, cards, mobile money, etc.
Investment: The allocation of funds to the agricultural sector for the
development of infrastructure, technology, human capital, research,
innovation, etc., to enhance the productivity, profitability, and sustainability of
agriculture.
Agricultural finance is a branch of agricultural economics that deals with the
financial resources related to individual farm units and the agricultural sector
as a whole. It is important for the socio-economic development of the country,
as it helps to increase the agricultural output, income, and welfare of the rural
population, and to reduce the regional and inter-farm disparities. It also
contributes to the food security, energy security, and environmental
protection of the nation123
