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The document contains a list of topics and questions related to banking policies, financial regulations, and various banking products. It includes specific queries on agriculture loans, balance sheets, Basel norms, credit policies, and legal banking practices. Additionally, it mentions contributions from various individuals and encourages suggestions for further additions to the recalled questions.

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Arun
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0% found this document useful (0 votes)
18 views12 pages

Scale

The document contains a list of topics and questions related to banking policies, financial regulations, and various banking products. It includes specific queries on agriculture loans, balance sheets, Basel norms, credit policies, and legal banking practices. Additionally, it mentions contributions from various individuals and encourages suggestions for further additions to the recalled questions.

Uploaded by

Arun
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
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Sr Topic

1 AGRICULTURE
2 AGRICULTURE
3 BALANCESHEET
4 BALANCESHEET
5 BASEL
6 BASEL
7 CREDIT POLICY
8 CREDIT POLICY
9 CREDIT POLICY
10 CREDIT POLICY
11 CREDIT POLICY
12 CREDIT POLICY
13 DEATH CLAIMS
14 DEPOSITS
15 DEPOSITS
16 DEPOSITS
17 DEPOSITS
18 DEPOSITS
19 DEPOSITS
20 DEPOSITS
21 DEPOSITS
22 DEPOSITS
23 DEPOSITS
24 DEPOSITS
25 KYC
26 KYC
27 KYC
28 DOP
29 FINANCIAL INCLUSION
30 FOREX
31 FOREX
32 FOREX
33 FOREX
34 GOVT SMALL SCHEMES
35 GOVT SMALL SCHEMES
36 GOVT SMALL SCHEMES
37 LEGAL/ GENERAL BANKING
38 LEGAL/ GENERAL BANKING
39 LEGAL/ GENERAL BANKING
40 LEGAL/ GENERAL BANKING

41 LEGAL/ GENERAL BANKING


42 LEGAL/ GENERAL BANKING
43 LEGAL/ GENERAL BANKING

44 LEGAL/ GENERAL BANKING

45 LEGAL/ GENERAL BANKING

46 LEGAL/ GENERAL BANKING

47 LEGAL/ GENERAL BANKING

48 LEGAL/ GENERAL BANKING

49 LEGAL/ GENERAL BANKING

50 LEGAL/ GENERAL BANKING

51 LEGAL/ GENERAL BANKING


52 MISC POLICIES-GOLD LOA
53 MISC POLICIES - GOLD LO
54 MISC POLICIES
55 MISC POLICIES
56 MISC POLICIES
57 MISC POLICIES- MICRO FI
58 MISC POLICIES - RBIA POL
59 MISC POLICIES - RBIA POL
60 MISC POLICIES - PRESERV
61 MISC POLICIES- MICRO FI
62 MISC POLICIES- INTERNET
63 MISC POLICIES- PAYMENT
64 MISC POLICIES- CREDIT CA
65 MISC POLICIES- PAYMENT
66 MISC POLICIES- COMPENS
67 MISC POLICIES-
68 MISC POLICIES-IBC 2016
69 MISC POLICIES-CUSTOMER
70 MSME
71 OFFICIAL LANGUAGE
72 PRIORITY
73 PRIORITY
74 PRIORITY
75 PRIORITY
76 PRIORITY
77 PRIORITY
78 PRIORITY
79 RECOVERY/NPA
80 RECOVERY/NPA
81 RECOVERY/NPA
82 RETAIL
83 RETAIL
84 RETAIL
85 RETAIL
86 RETAIL
87 RETAIL

88 RBI

89 RBI

90 NEFT POLICY

91 RBI
92 UNABLE TO FRAME QUEST
93 UNABLE TO FRAME QUEST
94 UNABLE TO FRAME QUEST
95 MISC POLICIES - GRIEVAN
96 UNABLE TO FRAME QUEST
97 UNABLE TO FRAME QUEST
98 UNABLE TO FRAME QUEST
99 UNABLE TO FRAME QUEST
RECALLED QUESTIONS SCALE 1 TO 2, 22 JAN 2023 OF

Question Text
Agri loan- No service charges upto …..............
In PM FME Scheme, credit linked capital subsidy at __% of eligible project cost w
In balance sheet contingent liabilities COMES UNDER WHICH schedule?
CL-50L, NWC-10L Calculate Current ratio.
Basel II- 3rd pillar?
Tier I capital must be __% of RWAs UNDER BASEL NORMS.
Consortium advances - __% of Fund based limits
National building code (NBC) - Construction of building exceeding Rs. __ crore
IN OPL Bankers opinion letter SAYS 'Very good means' - what IS THE RELATED AM
In Retail lending if cibil is 550, Risk grade-?
CRE-RH = FSI of commercial area exceed celing of __%< will be classified as CRE.
Take over upto __crore (other than Agri/Retail lending) and shall not be more tha
Death claim-Scale II/III HEADING BRANCHES powers?
As per mental health act, guardians appointing authorities?
If an instrument having date as per Saka Samvat Calendar how would you act?
Canara ELITE - How many name printed cheque leaves issued free of cost.
TD of Sr. Citizen - 0.5% available to less than 2cr, with tenor of ___&above.
A customer can open how many NORMAL SB ACCOUNTS IF HOLDER OF BSBDA ac
Safe deposit locker Empl/Ex-Empl - __% concession in rent.
SB PFMS Product IS OPENED FOR - odd ONE out.
CASA full form
Canara Amrit-75 minimum amt?
Current account - Escrow mechanism = __crore & above.
FD Minimum amt for 7 days = ___lac
How many photos to be collected for opening illiterate a/c?
As per KYC, which is not High risk. a) PEPs b)Trusts c)NGOs d)Firms with sleepin
If a customer maintains average balance of SB+CA+TD=30Lacs, Risk rating of cu
Issue of Solvency Certificate on basis of Unaudited financial statements beyond 1
PMJJBY age limit, 18 TO ?
FCNR(B) currency does not cover - which currency? Odd ONE out
In FEMA, LSF means __BY RBI
NRO can be placed in NRE Customers submitting __&__
GTPC Expansion - Integrated treasury wing FOR FOREX TRADE. G STANDS FOR ?
SCSS Full form
Sovereign gold bond scheme tenor - __ years WITH EXIT AT 5 YEARS?
CAN PPF BE OPENED IN - Joint account conditions? ODD ONE OUT
In case of OD account banker customer relationship?
Under limitation act, money lent under agreement.. period of limitation__ years.
BRANCH OR Currency chest- Penalty for deficiency in service for more than 5 ins
According to NI Act, when in bill name of any person given in addition to the dra
Under NI Act, When a promissory note, bill of exchange or cheque is transferred
holder thereof, the instrument is said to be ….........................
Reconciliation/BAR Adjustment within T+__ days.
Award passed shall lapse and be of no effect unless the complainant furnishes a
final settlement of the claim to the Bank concerned, within a period of .... days f

RERA CURRENT A/C 3 COMPONENTS, MISSING OPTION? 1. CA RERA collection acc


3.Regular Current account of builder

CONDITIONS UNDER WHICH minor can be a partner TO A FIRM?

RBI'S CBS Platform is named as ___

Note sorting machine/CASH REGISTERS-checking periodicity FOR FITNESS AS PER

As per RBI, what is basis point? HOW IT IS DENOTED?

EXPRESSION/MEANING OF EFFICIENCY RATIO?

As per IT Act 2000, amendment to ___ section records in Electronic form are now

Lending to InVITs, T stand for _____.


Processing charges for Swarna Express loan = % of charges applicable to Swarna
Jewel appraising recording CCTV viewing - recording should be available for ___ d
With regard to internal ombudsman scheme, if customer wants to complain bank
E-donation through ATM/Cash Dispenser minimum 100 Rs maximum=?
Counterfeit notes - which cell or section in Head office.
SHG loan - active existence of group of atleast __ months.
For Large branches inspection man days FOR CONCURRENT AUDIT Branches
RBIA Inspection- Low risk periodicity
Select the one- records that are to kept permanently IN BRANCH?
NABARD Assistance per JLG?
Internet banking IMPS MAX amt per day?
Enrolment of new merchants, proposed merchant should be in market for atleas
For High risk - Max amount of CREDIT CARD LIMIT that can be sanctioned?
Payment gateway policy- ED Concession per annum = ? (2L, 5L, 1L, 12L, 10L)
Compensation policy - Inward remittances upto USD __ payment is to be made i
WHICH risk is related to - Internal/people/PROCESSES/SYSTEMS?
Insolvency & Bankruptcy (IBC) - Who is adjudicating authority FOR LLP Cos?
Customer rights policy AS PER RBI CUSTOMER CHARTER- odd man out.
Canara GST: __% of turn over should be routed through bank account.
OLIC meeting conducted AT HO LEVEL IN WHAT DURATION
In priority sector advances __% is assigned to incremental priority credit in ident
No Service charges/Inspection charges for loans upto ___ IN PRIORITY SECTOR.
CGFMU - guarantee coverage by which trust?
Small and marginal farmers Loan can be given upto Rs.__ solely engaged in Allie
Priority sector advances, Small and marginal farmer Target FOR 2023?
Bank has been permitted- branches having __% to MSME Sector as a whole.
Loan upto Rs. ___ Cr per borrower FPOs/FPCs for marketing their produce at pre-
TO PRACTICE SARFARSI act, __ amount due should be more than principal amoun
Writing off/Waiver of unapplied interest review report to be placed to RO/CO - pe
As per recovery policy, advocate commission is 2% of actual recovery max Rs.__
Branches linked to RAHs have no powers to sanction loan if NPA level is more tha
Education loan master degree abroad GMAT Score should be ___&above.
Canara pension loan for defence pensioner aged 65 years max amt of loan =?
Housing loan amt to NREs for REPAIR & Renovation -?
Retail lending products - odd ONE out
Prerelation
In sanctionto verification
company, means - company HIRED BY
the holding of aCANARA BANK?
benefecial interest by an individu
taken together in the shares there of the amount paid up on which exceeds …...l
company which ever is less
Available-for-sale (AFS) is an accounting term used to describe and classify finan
classified as a.............................. or held-to-maturity security—the two other k

NEFT transactions done after banking hours will be automated using …..............
Any person aggrieved by an order or decision of the Tribunal may prefer an appe
Tribunal
Annual submission of financial statements under which section of BR act
Banker cannot be treated as holder for value _____ aWhile collection for payment
As per NI Act, which of below options means 'on demand' FOR AN INSTRUMENT?
banking Ombudsman scheme,
In clearing, Physical cheque is forwarded to Wells Fargo Bank, USA - which bank
TDS on Insurance commission come under which section
ILLEGAL/WRONG Drawer received notice about chq return-is allowed to make pay
Bank will not open SB of Kartha of HUF under ___ of companies act 2013.

90 QUESTIONS RECALLED AND OUT OF WHICH 70 QUESTIONS FROM OUR BANK M


This was prepared with the help of Mr Paras, Sudhkar, Suman and Selva pavin . Thank you guys for contribution
ANY SUGGESTIONS AND ADDTIONS ARE WELCOME WITH REGARD TO RECALLED QUESTIONS
(PLEASE WHATS APP ME ON 7842064393) - ravi kumar

I tried my level best for accuracy of recalling questions. Please ignore if any mistakes are there.
ALL THE BEST FOR FINAL RESULTS
Probable Answer Whether Covered by Sh. Ravi Sir
25000 YES AGRI PPT
35 %, 3 CR YES AGRICULTURE PPT
12 NO
1.2 YES BALANCE SHEET PPT
MARKET DISCIPLINE YES BASEL PPT
7 YES BASEL PPT
10% YES CRM PPT-116 SLIDE
25 CR YES CRM PPT-13 SLIDE
1 CR TO 10 CR YES CRM PPT-30 SLIDE
HIGH, IV YES CRM PPT- 9 SLIDE
10% & ABOVE YES CRM PPT- 12 SLIDE
100 CR YES CRM PPT- 60 SLIDE
2 LAKHS YES DEATH CLAIM POLICY PPT-7
DIST COURTS & DIST COLLECTORNO DEPOSIT POLICY
PASS THE INSTRUMENT/CHEQUE YES DEPOSIT POLICY - SLIDE 5
700 YES DEPOSIT POLICY - SLIDE 41
180 days YES DEPOSIT POLICY - SLIDE
NONE YES DEPOSIT POLICY - SLIDE
25 YES DEPOSIT POLICY - SLIDE
PENSIONERS YES DEPOSIT POLICY - SLIDE
CURRENT AC, SAVINGS AC YES DEPOSIT POLICY - SLIDE
1 LAKHS YES DEPOSIT POLICY - SLIDE
50 CR YES DEPOSIT POLICY - SLIDE
2 LAKHS (ODD MAN OUT) YES DEPOSIT POLICY - SLIDE
3 YES KYC POLICY
NOTARIES YES KYC POLICY
MEDIUM YES KYC POLICY
5 LAKHS NO UNABLE TO TRACE
5O YRS YES FI PPT
NZD YES FOREX PPT
LATE SUBMISSION FEES NO UNABLE TO Trace
FORM 15CA, CB NO unable to trace
GLOBAL NO FX51/22
SR CITIZEN SAVINGS SCHEME YES
8 YRS YES
PPF CAN'T BE JOINED YES
CREDITOR, DEBTOR YES LEGAL PPT-
3 YEARS NO
10000 NO
DRAWEE IN NEED NO

NEGOTIATED YES
T+ 7 DAYS YES LEGAL PPT- SLIDE 44
30 days YES NOT COVERED

RERA COLLECTORS AC NO RERA CIRCULAR

TO THE BENEFIT OF FIRM YES LEGAL PPT

EKUBER YES LEGAL PPT

QUARTERLY NO CIR

1/100 OF 1 PERCENTAGE NO

RETURNS ON ASSETS NO

BR ACT/BANKING EVIDENCE ACT NO

TRUST NO
50 %OF 500 TO 5000 YES
90 DAYS YES GOLD LOANPOLICY-SLIDE 23
PROS & CONS OF COMPLAINING NO
50000 YES 3RD MISC POLICY-SLIDE 68
Forged Notes Vigilance Cel NO 233/2022
6 MONTHS YES 3RD MISC POLICY-SLIDE 42
30 YES IST MISC POLICY-SLIDE 67
18 MONTHS YES IST MISC POLICY-SLIDE 68
FIRE INSURANCE POLICIES YES 3RD MISC POLICY-SLIDE 63
4000 YES
5 LAKHS YES 3RD MISC POLICY-SLIDE 14
5 CRORE YES 3RD MISC POLICY-SLIDE86
2 LAKHS YES 2ND MISC POLICY -SLIDE 66
5 LAKHS & ABOVE YES 3RD MISC POLICY-SLIDE86
USD 10,000 YES
OPERATIONAL RISK NO
NCLT YES
RIGHT TO EDUCATION YES 2ND MISC POLICY -SLIDE 13
75% YES MSME PPT
QUARTERLY YES OL PPT
125% YES PRIORITY PPT
25000 YES PRIORITY PPT
NCGTC YES PRIORITY PPT
2 LAKHS YES PRIORITY PPT
9.5 YES PRIORITY PPT
60% YES PRIORITY PPT
5 CRORES YES PRIORITY PPT
20% YES
MONTHLY NO PAGE NO 63. HO CIR 147/22
1.5 NO PAGE NO 45 HO CIR 147/22
5 Yes
650 AND ABOVE YES
6 LAKHS YES
15 LAKHS YES
CANARA LIFE YES
PERFIOS (FIN TECH) YES

5 lacs or 10 % NO

held-for-trading NO

'Straight Through Processing (STP)'


YES

NCLAT NO
sec 31
collection for payment no

YES
194 D
7 DAYS
by Sh. Ravi Sir/CIBM
173/22

664/22
664/22
664/22
664/22
664/22
664/22
242/22
250/22
250/22
250/22
250/22
250/22
250/22

250/22
250/22
250/22
250/22
251/22
251/22
251/22

216/22
768/21

53/22

177/22

218/22

206/22
282/22
282/22
221/22

192/22
156/22
419/22
156/22

241/22
R 147/22

362/22

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