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Insurance Guide for Fleet Owners

PARI CIVIL CONSTRUCTION has purchased a Motor Goods Carrying Vehicle Insurance policy from Universal Sompo General Insurance, valid from May 9, 2024, to May 8, 2025. The policy covers a Mahindra vehicle with a total premium of ₹24,494, including various add-ons and liabilities. The document also provides details on claims procedures, customer support, and a list of recommended garages for repairs in case of accidents.

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0% found this document useful (0 votes)
43 views4 pages

Insurance Guide for Fleet Owners

PARI CIVIL CONSTRUCTION has purchased a Motor Goods Carrying Vehicle Insurance policy from Universal Sompo General Insurance, valid from May 9, 2024, to May 8, 2025. The policy covers a Mahindra vehicle with a total premium of ₹24,494, including various add-ons and liabilities. The document also provides details on claims procedures, customer support, and a list of recommended garages for repairs in case of accidents.

Uploaded by

abhayakare44
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Policy No: AVO/2374/11252791

PARI CIVIL CONSTRUCTION


, 104, , KANOLIBARA ROAD ,KANCHAN GANGA, MONDHA, NAGPUR,
Maharashtra,Nagpur,441110,
NAGPUR, MAHARASHTRA,
INDIA, 441110
+91-xxxxxx2657
sxxxxxxxxxxxxxxxxx1@gmail.com

Dear PARI CIVIL CONSTRUCTION,

Thank you for choosing us as your insurance partner for POS - MOTOR GOODS CARRYING VEHICLE POLICY - CUM TAX INVOICE. We’re
extremely delighted to have you on-board and we are going to be with you every step of the way.
We are pleased to share a list of those garages in your city which have been trusted and rated highly by our customers basis their experience.
You may like to consider to utilize their services in the unfortunate event of an accident or damage to your vehicle. Please visit below link to
check the garage list or scan the QR code.
https://www.universalsompo.com/cashless/

To make your insurance experience seamless, we have introduced below tech-based solutions.

USGI PULZ App - One stop solution for all your insurance needs. Now enjoy below complimentary value added
benefits with our app.

Insurance Wallet – Manage insurance policies on the go with buy and renew Option
Claim Management – Intimate claim online and track claim status
Complete Auto Care Solutions – Online car service appointment, road side assistance, extended warranty, buy spare parts
and accessories, sell car online, self-drive car discount, tips to maintain your vehicle
24X7 Road Side Assistance* – In case you are in distress due to flat tyre, drained battery, minor repairing or towing of vehicle
in case of break down or accident of your vehicle, Key locked in car or lost, fuel run dry or arrangement of taxi/ ambulance
Location based Service – Find nearest pharmacy, blood bank, wellness center, lab test center, online medicine stores. Also
you can track your daily activity, set reminders, and maintain your health profile and much more
* Subject to Terms and conditions of Universal Sompo Policy covering the vehicle with RSA cover
AI-Powered Virtual Agent
Helps you intimate claim with ease

We’re committed to offer you best-in-class services. For any query, call us on our toll-free number 1-800- 200-4030 (Other Users),
1-800-22-4030 (MTNL/BSNL Users), or mail us at contactus@universalsompo.com. You can also drop by at one of our branches. For more
information visit our website www.universalsompo.com
Please note that your policy is issued as per the information provided by you to us in the proposal form/ e-proposal form as well as the terms
and conditions accepted by you. In case of any disagreement, discrepancy, or clarification that you may need, please let us know within 15
days of policy received.
Thanks again for choosing Universal Sompo, look forward to a long and healthy relationship.

Varsha Gujarathi
Head Operations and Customer Services
Reg. No. 134
POS - MOTOR GOODS CARRYING VEHICLE POLICY - CUM TAX INVOICE
POLICY SCHEDULE
CERTIFICATE CUM POLICY NUMBER: AVO/2374/11252791
INVOICE NO: USGAF237424249761

INTERMEDIARY NAME SHEETAL BHAULAL BAGHELE


INTERMEDIARY CODE 201869125280 PHONE NO 7972597482 E-MAIL smk.multiservices21@gm
ail.com
POLICY/INVOICE ISSUED DATE 07/05/2024
INSURED NAME PARI CIVIL CONSTRUCTION MANUAL COVERNOTE NUMBER NA

PROPOSER , 104, , KANOLIBARA ROAD ,KANCHAN GANGA, REGISTRATION DATE 10/05/2023


ADDRESS/PLACE OF MONDHA, NAGPUR, Maharashtra,Nagpur,441110, RTO Location NAGPUR RURAL
SUPPLY INDIA, MAHARASHTRA, NAGPUR, 441110,
sxxxxxxxxxxxxxxxxx1@gmail.com, xxxxxx2657, CUSTOMER ID 2353475
27BDRPC2281C2ZP NOMINEE NAME
PERIOD OF INSURANCE 09/05/2024 00:00:00 To 08/05/2025 23:59:59 RELATIONSHIP WITH PROPOSER
HYPOTHECATION / MAHINDRA & MAHINDRA FIN SER LTD,NAGPU R EIA ACCOUNT NO NA
FINANCIER NAME
POLICY ISSUANCE OFFICE 3RD FLOOR, PUKHRAJ HOUSE, VIP ROAD, DHARAMPETH55, 440010, 27AAACU8917F1Z6
PARTICULARS OF VEHICLE INSURED
REGISTRATION CHASSIS ENGINE NUMBER MAKE MODEL BODY TYPE CUBIC MFG CARRY GVW
NUMBER NUMBER CAPACITY/ YEAR CAPACITY
KW
MH-40-CM-7899 MA1RA2TTKP1C TTP1C11670 MAHINDRA & BOL MAXX PUP PICK UP 1997 2023 3 3460
35402 MAHINDRA HD 1.3 VXI VXI
INSURED'S DECLARED VALUE (RS.)
VEHICLE IDV TRAILER IDV NON-ELEC ELECTRICAL/ELE CNG KIT LPG KIT TOTAL VALUE
ACCESSORIES ACCESSORIES
850000.00 0 0 0 0 0 850000.00
SCHEDULE OF PREMIUM (AMOUNT IN RS.)
A. OWN DAMAGE B. LIABILITY
BASIC OWN DAMAGE PREMIUM 2201.00 BASIC THIRD PARTY LIABILITY (B1) 16049.00
INCLUSION OF IMT23 330.00 PAID DRIVER 50.00
OWN DAMAGE PREMIUM (A1) 2531.00 LEGAL LIABILITY 50.00
DISCOUNT (A2) CLEAN/CONDUCTOR/COOLIES
BASIC OD 3 2531.00 SUB TOTAL(B2) 100.00
TOTAL OD (A3) 2531.00 TOTAL LIABILITY PREMIUM(B) 16149.00
NO CLAIM BONUS ( 20 %) 506
ADD-ONS OPTED
DEPRECIATION PLAN A 3400.00
TOTAL ADD-ONS PREMIUM(A4) 3400.00
TOTAL OWN DAMAGE PREMIUM(A) 5425.00
TOTAL PACKAGE PREMIUM(A+B) 21574.00
NET PREMIUM OD + OTHER LIABILITY COVERS(B2) 5525 BASIC LIABILITY(B1) 16049.00
CGST(9%) 497.25 CGST(6%) 962.94
SGST(9%) 497.25 SGST(6%) 962.94
UGST(9%) 0.00 UGST(6%) 0.00
IGST(18%) IGST(12%) 0.00
TOTAL OD(A) + OTHER LIABILITY COVERS(B2) 6519.00 TOTAL BASIC LIABILITY(B1) (INCLUDING GST) 17975.00
(INCLUDING GST)
TOTAL PREMIUM 24494.00
COMPULSORY DEDUCTIBLE 500.00
Policy subject to the following Special Condition(s) : NA, NA
Previous OD Policy number : 63005063870000 valid from 06/05/2023 00:00:00 to 05/05/2024 00:00:00 of TATA AIG GENERAL INSURANCE COMPANY LTD
NCB (0%)
For No Claim Bonus (NCB): a) No Claim Bonus will only be allowed if the policy is renewed within 90 days of the expiry date of the previous year. b) The insured
is entitled for a No Claim Bonus on the Own Damage Section of the policy, if no claim is made or pending during the preceding year(s) as per policy conditions.
DRIVER (Persons or classes of persons entitled to drive): Any person including the insured. Provided that a person driving holds an effective Driving license at
the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner’s License may
also drive the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.
LIMITATIONS AS TO USE: The Policy covers use of the vehicle for any purpose other than: a) Hire or Reward b) Carriage of goods (other than samples or
personal luggage) c) Organised racing d) Pace making e) Speed testing f) Reliability Trials g) Any purpose in connection with Motor Trade.
LIMITS OF LIABILITY: a="") Under Section II- 1(i) of the Policy- Death or bodily injury-such amount as is necessary to meet the requirements of the Motor Vehicle
Act 1988 b) Under Section II- 1(ii) of the Policy-Damage to Third Party Property-in respect of any one claim or series of claims arising out of one event (Rs. 6000/-
OR Rs 7.5 Lakhs as may be applicable). P.A. Cover under Section III for Owner - Driver (CSI) : Rs.1500000/-. Deductible under section 1: Refer Compulsory
Deductible.
IMPORTANT NOTICE: The insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this schedule. Any payment made by the
company by reason of wider terms appearing in the Certificate in order to comply with the Motor Vehicle Act, 1988, is recoverable from the insured. See the clause
headed "AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY"
SUBJECT TO IMT ENDORSEMENT NOS. AND MEMORANDUM PRINTED HEREIN / ATTACHED HERETO : 17,22,23,28
PREMIUM COLLECTION DETAILS : Collection No / Amount / ReceiptDate: C0705242353039 / Rs.24494.00 / 07/05/2024
DISCLAIMER: For USGIC renewal policies, the policy wordings including terms and conditions were sent with the first year policy. The same policy wordings
stands correct with no changes. You can also refer the wordings at our website www.universalsompo.com. Policy is valid subject to Realization of Cheque. We
accept premium only via legally recognized modes except for cash. If our representatives request you to pay in cash, kindly report it to us.
Please visit our website www.universalsompo.com to know more about the policy coverage, benefits, and exclusions.
Kindly write to us on contactus@universalsompo.com to get the copy of the policy wordings, if required.
CLAIMS DISCLAIMER: In the unfortunate event of any loss or damage to the insured property resulting into a claim on this policy, please intimate the mishap
IMMEDIATELY to our Call Centre at Toll Free Numbers on 1-800-22-4030 (for MTNL/BSNL users) or 1-800-200-4030 (other users) or on chargeable numbers at
+91-22-27639800 / +91-22-39133700. Email at contactclaims@universalsompo.com. Please note that no delay should be allowed to occur in notifying a claim on
the policy as the same may prejudice liability. I/We hereby certify that the policy to which the certificate relates as well as the certificate of insurance are issued in
accordance with the provision of chapter X, XI of M. V. Act 1988.

FOR UNIVERSAL SOMPO GENERAL INSURANCE CO. LTD.


IRDAI UIN NO: IRDAN134RP0009V01200809
SAC CODE : 997134

DULY CONSTITUTED ATTORNEY(S)


USGI IRDAI REGISTRATION NO: 134

In Witness whereof this Policy has been signed at Mumbai in lieu of covernote No. NA Consolidated stamp duty Rs .1 paid towards Insurance policy stamp vide
receipt no. CSD/313/2020/573/2020 dated 2020-02-05 of General Stamp Office Mumbai. In case of any discrepancy, complaint or grievance, please feel free to
contact us within 15 days of receipt of the Policy. Universal Sompo General Insurance Co. Ltd. Unit No 601/602, A wing, 6th Floor, Reliable Tech Park, Cloud City
Campus, Gut No 31, Mouje Elthan, Thane Belapur Road, Airoli -400708Toll Free Numbers: 1-800-22-4030 (for MTNL/BSNL users) or 1-800-200-4030 (other users)
Landline Numbers:+91-22-27639800 / +91-22-39133700 (Local Charges Apply). E-mail Address: contactus@universalsompo.com. Note: Please include your policy
number for any communication with us.
Payment Receipt

Receipt Number C0705242353039

Receipt Date 07/05/2024

Received with thanks from PARI CIVIL CONSTRUCTION

Mode Of Payment Instrument/Transaction no. Instrument/Transaction Amount


Date
OnlinePayment 19834143116 07/05/2024 24494.00

TOTAL 24494.00

Issuance of this receipt does not amount to acceptance of the risk by Universal Sompo General Insurance
Co. Ltd. The insurance cover for the risk shall be as per the terms and conditions of the insurance contract
and after the allocation of the receipt amount against insurance contract.

For and On Behalf of Universal Sompo General Insurance Co. Ltd.

Universal Sompo General Insurance Co. Ltd. Address: Corporate office address>. IRDAI Reg No. 134 CIN ,
GST Reg. No.:27AAACU8917F1Z6, HSN: Insurance Services, GSTIN Address:3RD FLOOR, PUKHRAJ
HOUSE, VIP ROAD, DHARAMPETH55, 440010 In case of claim or any other query, please contact our
24-hour Call Centre at Toll Free No. : 1800-22-4030 / 1800-200-4030 email us at
contactus@universalsompo.com or visit our website www.universalsompo.com.
PROPOSAL FORM CUM TRANSCRIPTION LETTER FOR POS - MOTOR GOODS CARRYING VEHICLE POLICY - CUM TAX INVOICE

PROPOSER ADDRESS/PLACE OF Make MAHINDRA & MAHINDRA Proposal No. USN2024050758026153


SUPPLY: , 104, , KANOLIBARA ROAD Model BOL MAXX PUP HD 1.3 VXI VXI Issuance Date 07/05/2024
,KANCHAN GANGA, MONDHA, Registration Number MH-40-CM-7899 Period of Insurance From 09/05/2024 00:00:00 To 08/05/2025
NAGPUR, Maharashtra,Nagpur,441110, RTO C 23:59:59
INDIA, MAHARASHTRA, NAGPUR, Chassis No. MA1RA2TTKP1C 35402 OD Period From 09/05/2024 To 08/05/2025
441110, Cubic Capacility/KW 1997 TP Period From 09/05/2024 To 08/05/2025
sxxxxxxxxxxxxxxxxx1@gmail.com, Year of Manufacturing 2023
xxxxxx2657, 27BDRPC2281C2ZP Engine Number TTP1C11670

VEHICLE IDV TRAILER IDV ELECTRICAL IDV NON-ELECTRICAL IDV LPG KIT IDV CNG KIT IDV TOTAL IDV
850000.00 0 0 0 0 0 850000.00

PREMIUM DETAILS Rs.


OWN DAMAGE AFTER LOADING/DISCOUNT (INCLUDING ALL ACCESORIES PREMIUM) 380.00
TOTAL OWN DAMAGE PREMIUM 5425.00
BASIC THIRD PARTY 16049.00
COMPULSORY PERSONAL ACCIDENT COVER**:(OWNER-DRIVER)(SUM INSURED-1500000)
PERSONAL ACCIDENT: UNNAMED PERSONS 0.00
LEGAL LIABILITY: PAID DRIVER 50.00
TOTAL LIABILITY PREMIUM 16149.00
NET PREMIUM 21574.00
SGST(9%) 1460.19
CGST(9%) 1460.19
IGST(18%) 0.00
TOTAL PREMIUM 24494

Special condition

Add On Cover Opted Depreciation Plan A

Geographic Area Compulsory excess 500 Voluntary Excess

Nominee of Owner Appointee

Agent Name, Code and Contact Name : SHEETAL BHAULAL BAGHELE, Code: 201869125280, Tel: 7972597482
number

Anti Rebate Clause


Prohibition of Rebates(Section 41of Insurance Act, 1938asamended) :

No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of
risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person
taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the
insurer: provided that acceptance by an insurance agent of commission in connection with a policy of life insurance taken out by himself on his own life shall not be
deemed to be acceptance of a rebate of premium within the meaning of this sub-section if at the time of such acceptance the insurance agent satisfies the prescribed
conditions establishing that he is a bonafide insurance agent employed by the insurer.
Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees.

Terms and Conditions


I hereby declare that the Insured Person(s) listed in Proposal Form will abide to the following Terms and Conditions :

I/We hereby declare that the statements made by me/us are true to the best of my / our knowledge and belief and I/we hereby agree that this declaration shall form the
basis of the contract between me/us and Universal Sompo General Insurance Company Limited.
I/We also declare that, if any additions or alterations are carried out after the submission of this proposal form, then the same would be conveyed to the insurers
immediately.
I/We also shall endeavor to procure the renewal notice and pass on the same to Universal Sompo General Insurance immediately upon the receipt of such renewal notice.
Any person who, knowingly and with intent to defraud the Insurance Company or other persons, files a proposal for insurance containing any false information, or conceals
for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act which will render the policy voidable at the Company's sole
discretion and result in a denial of insurance benefits. GSTIN :- Motor(Comprehensive and TP):For policy issued in the name of corporate entity (proprietor, HUF,
partnership, private company etc), GSTIN is printed on the policy, basis the details provided during policy issuance. For any subsequent changes or addition (i.e. if GSTIN
not entered at the time of policy issuance) on policy schedule, changes shall be carried out through fresh policy issuance with prospective effect.
Your policy will be cancelled in case vehicle class/category of the vehicle is different than what is mentioned in policy schedule.
I understand the Proposal No.USN2024050758026153 is issued to me basis on above information.
Transcript Declaration : In case disagreement or objection or any other changes with respect to information and contents mentioned herein above, please contact our
toll free number and register your objections / changes / disagreement to the content of this transcript or you may also send us email or written correspondence at the
following details within a period of 15 days from date of your receipt of this transcript along.

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