Krishan Kumar Chamber No.453 Advocate Lawyers Block, Saket Court D/4362/2016 Saket, New Delhi-110017 Mob: 9999939956 E-mail: krexwal@gmail.com DATE: 22/02/25 To, Mukul Harit s/o Ishwar Chand Harit R/O Shiv Colony, Bulandshahr Uttar Pradesh (203001) Also at:- Royal Freight Logistics, 206,2” floor, Pine Tower, Paramount Golffor Gautam buddh Nagar (201306) Greater Noida, LEGAL NOTICE WITHOUT PREJUDICE Under the instruction ftom and on behalf of my client Sh. Lalit Saini R/oHouse No. 1299, Kutteki Kabbar, Near Friends Colony, Chhassiyawara, Sikandrabad, Bulandshahr -203205,to serve upon you with the following legal notice without prejudice to any other rights, which I hereby do, Kindly take notice 1. That you, the noticee had approached my client in the year 2022, for a friendly loan of Rs.10 lakhs/- as your dire needs and requirement which were best known to you, My client who is a Navik in Indian Coast Guard and known to each other from last several years as you the noticee and my client resides in the same vicinity, agreed to assist you. 2. ‘That you,the noticeewas unable to secure a bank loan due to low CIBIL score and NPAs, and had requested my client to take a loan from the bank on your behalf. With the help of some of your friendKrishan Kumar Chamber No.453 Advocate Lawyers Block, Saket Court D/4362/2016 Saket, New Delhi-110017 Mob: 9999939956 / E-mail: krexwal@gmail.com namely Roni,who works in loan departmentyou applied for a loan in my client’s name at ICICI Bank, Bulandshahr Branch, under the pretext of helping you financially. That pursuant to an oral agreement, my client transferred Rs. Rs.7,99,000/- through RTGS on 22/10/2022 and Rs.29,000 through NEFT on 21/10/2022 in your YES Bank account asfriendly loan and you had agreed to repay the total loan amountincluding interest byforeclosing the loan within 4 months andmaking the EMI payment during this period. That again you the noticee, had approached my client had cried out for help that your financially condition had gone worsen and on 04/11/2022my client an additional loan of Rs. 2,00,000 for your business. Upon promise to repay it along with previous loan amount, my client, in good faith, transferred Rs. 2,00,000 on throughNEFT on the same day.. All these transactions are well recorded in my client’s bank statement. ‘That upon the expiry of the agreed four-month period, my client requested repayment of the outstanding amount. However, you cited business losses and only paid the EMI installments against the loan, contrary to the agreement. My client repeatedly contacted you through calls, messages, and personal meetings to settle the dues, but you responded with rude behavior and made EMI payments irregularly, often only after multiple reminders.Krishan Kumar Chamber No.453 Advocate Lawyers Block, Saket Court D/4362/2016 Saket, New Delhi-110017 Mob: 9999939956 E-mail: krexwal@gmail.com That despite my client's patience and consideration of your financial difficulties, you failed to honor the agreed terms of repayment even afier your financial condition improved. That in January 2025, my client informed you that his sister's marriage was scheduled for April 2025 and that he urgently required the moneyas he is the sole bread eamer of his family. You, the Noticee, assured my client in the presence of mutual friends and family that the total outstanding amount would be paid by 30/01/2025 as per your financial capability. That despite your assurance, you failed to make the repayment by the agreed date and your mala fide intentions became evident when you refused to pay the EMI for February 2025 and even went to the extent of threatening my client to implicate him in false cases. ‘That my client has been more than reasonable in granting you time and opportunity to repay the outstanding amount. However, your continued default and refusal to pay the outstanding amount indicate your dishonest intentions. ‘That without prejudice to his right, my client has made various efforts to communicate with you and settle the matter. But despite all his efforts, you yourself had refrained from contacting my client and never initiated any action regarding payment of the dues. In this regard, efforts to seek meetings with you have been of little consequence, as you have been repeatedly avoiding such meetings on one pretext or the other.Krishan Kumar Chamber No.453 Advocate Lawyers Block, Saket Court D/4362/2016 Saket, New Delhi-110017 Mob: 9999939956 E-mail: krexwal@gmail.com 11. Now, therefore, without prejudice to my client's legal rights to claim all outstanding along with interest and costs from you as involved in misappropriation, deception and breach-of trust practiced by you and /or withholding of amount due, due to my client, [hereby call upon you to make urgent payment for the EMI of February month and payment of the total amount set out herein below within a period of 15 days from the date of this Notice, failing which will be constrained to institute appropriate proceedings for recovery in a Court of Law apart from Criminal FIR in the local Police Station. ‘Therefore, in the light of facts and circumstances as discussed herein above and I call upon you noticee through this Iegal demand notice to immediately make the payment of Rs.6,01,562/-for the loan of the bank and Rs. 2,00,000 of the friendly loan interest along with cost of Rs.21,000/- towards the charges of the present .c. a total sum of Rs. 8,01,562. with legal demand notice within 15 days from the receipt of this notice, and in the event of your failure to make the payment of the outstanding dues, my client shall be, without prejudice to their rights and remedies under the law, constrained to proceed with the available legal action whatever entirely at your sole risk as to the costs and consequences thereof. Note: A copy of this notice has retained in my office for future reference. wu wy SAS e(Kumar (Advocate)