Cigna Group Insurance®
GET MORE PROTECTION
FOR THE UNEXPECTED
Cigna Accidental Injury Insurance
An accident can happen to anyone at any time. Even with medical coverage, out-of-pocket expenses can quickly
add up. That’s why having Cigna Accidental Injury insurance is important.
Additional financial protection for Why sign up for Cigna Accidental
covered accidents Injury insurance?
Cigna Accidental Injury insurance pays you (or whoever › Cost-effective. You can sign up for this coverage at
you designate) for treatments or injuries resulting from economical group rates, which means you may pay
a covered accident. It can help you pay for expenses less for your coverage.
such as rehabilitation, transportation, child care, travel
or other out-of-pocket expenses. What you do with the
› Convenient. We make it easy. No copays,
deductibles, coinsurance or network requirements
money is all up to you. Coverage continues after your to worry about and your insurance premiums can be
first covered accident and can help provide protection deducted from your paycheck.
for future covered accidents.
Choose the coverage that works best for you and your
› Portable. You can take your coverage with you if
you leave your employer – benefits won’t change if
family. Your monthly cost will depend on the level of you port your coverage.*
coverage you choose.
* Under most plans, coverage is portable under the age of 70 and ends at age 100. Review
your plan documents for details.
Consider this – In the U.S.:1
1 in 8 Americans are Accidents can happen at any time. Every
treated for accidents 2 seconds at home. Every 7 seconds at
every year. work. And every 7 seconds on the road.
Offered by: Life Insurance Company of North America or Cigna Life Insurance Company of New York
897331 10/16
Value-added programs and services How to file a claim
We want you and your family to be healthier and more You can find claim forms in the “Find Forms” section on
secure. That’s why we provide a suite of programs and Cigna.com. If you need help, or have questions, call us at
services available2 to use at any time. With Cigna 800.754.3207. Please remember:
Accidental Injury insurance, you get access to:
› Always seek appropriate medical
› CignaWillCenter.com. Online tools for you attention immediately.
(and your spouse) to create state-specific legal
documents for wills and powers of attorney, and
› Call Cigna to start your claim.
valuable resources for estate and funeral planning. To file a claim, make sure you have:
Support for will preparation, estate planning, power
of attorney and medical authorization for minors.
› Personal information – Including your date of hire
and Social Security number.
› Cigna Identity Theft. Identity theft prevention and
› Employer information – Your employer’s name,
resolution services, including personal assistance
address and phone number.
and guidance, plus education and tools to help
prevent identity theft in the future. › Doctor information – Name, address and phone
number of each.
› Cigna Healthy Rewards®. Discounts on health and
wellness services, including vision and hearing care,
diet programs, fitness centers, massage,
chiropractic care and acupuncture.
› Cigna Health Advocacy Services. Personalized
assistance for you and your family members
(including parents and parents-in-law) with
a wide range of health care and health
insurance challenges.
To learn more about Cigna Accidental Injury insurance, call 800.754.3207.
1. National Safety Council, “Industry Facts.” 2015 Edition.
2. T hese programs are NOT insurance and do not provide reimbursement for financial losses. Program availability may vary by plan type and location and is subject to change. Employees
are required to pay the entire discounted charge for any discounted products or services available through these programs. Programs are provided through third party vendors who are solely
responsible for their products and services. Presented here are only the highlights of these programs. Full terms, conditions and exclusions are contained in the applicable client program
description and/or vendor service agreement.
ACCIDENTAL INJURY IS A GROUP ACCIDENT INDEMNITY INSURANCE POLICY AND PAYS LIMITED BENEFITS ONLY. IT DOES NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE AND
IS NOT INTENDED TO COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY “MINIMUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE
CARE ACT (ACA). THIS COVERAGE IS NOT A MEDICAID OR MEDICARE SUPPLEMENT POLICY.
Product availability may vary by location and plan type and is subject to change. All group accident indemnity insurance policies may contain exclusions, limitations, reductions of benefits, and
terms under which the policy may be continued in force or discontinued. For costs and complete details of coverage, see your plan documents.
Group Accidental Injury insurance policies are offered by Life Insurance Company of North America, except in New York where policies are offered by Cigna Life Insurance Company of New York.
All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Life Insurance Company of North America and Cigna Life Insurance
Company of New York (New York, NY). Policy form: GAI-00-1000; GAI-00-1000.OR. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc.
897331 10/16 © 2016 Cigna. Some content provided under license.
