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Budget

This document provides a budget worksheet to help individuals track their monthly income and expenses. It outlines various categories for income and expenses, including housing, food, transportation, health, personal and family, finance, and other expenses. The goal is to analyze the budget to determine if there is money left for savings or if adjustments are needed to reduce spending.

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sara lively
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17 views2 pages

Budget

This document provides a budget worksheet to help individuals track their monthly income and expenses. It outlines various categories for income and expenses, including housing, food, transportation, health, personal and family, finance, and other expenses. The goal is to analyze the budget to determine if there is money left for savings or if adjustments are needed to reduce spending.

Uploaded by

sara lively
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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CREATE A BUDGET

Use this worksheet to create your budget plan. It will help you see how much money you spend each month on
expenses. Use the results to help you plan next month’s budget.

Some expenses occur regularly. Others occur less often. Enter expenses that do not occur regularly in the “other
expenses this month” category.

MONTH 6 YEAR 6

MY INCOME THIS MONTH


INCOME MONTHLY TOTAL
Paychecks (salary after taxes, benefits, and check cashing fees) $ 2,072.33
Other income (after taxes) for example: child support $ 600
Total Monthly Income $ 2672.33

MY EXPENSES THIS MONTH


HOUSING MONTHLY TOTAL
Rent or mortgage $ 500
Renter's insurance or homeowner's insurance $ 0
Utilities (like electricity and gas) $ 0
Internet, cable, and phones $ 200
Other housing expenses (like property taxes) $ 0

FOOD MONTHLY TOTAL


Groceries and household supplies $ 300
Meals out $ 100
Other food expenses $ 0

TRANSPORTATION MONTHLY TOTAL


Public transportation and taxis $ 150
Gas for car $ 0
Parking and tolls $ 0
Car maintenance (like oil changes) $ 0
Car insurance $ 0
Car loan $ 0
Other transportation expenses $ 0

1
CREATE A BUDGET

MY EXPENSES THIS MONTH (CONT’D)


HEALTH MONTHLY TOTAL
Medicine $ 0
Health insurance $ 0
Other health expenses (like doctors' appointments and eyeglasses) $ 0

PERSONAL AND FAMILY MONTHLY TOTAL


Child care $ 300
Child support $ 0
Money given or sent to family $ 0
Clothing and shoes $ 200
Laundry $ 65
Donations $ 100
Entertainment (like movies and amusement parks) $ 100
Other personal or family expenses (like beauty care) $ 0

FINANCE MONTHLY TOTAL


Fees for cashier's checks and money transfers $ 0
Prepaid cards and phone cards $ 0
Bank or credit card fees $ 0
Other fees $ 0

OTHER MONTHLY TOTAL


School costs (like supplies, tuition, student loans) $ 0
Other payments (like credit cards and savings) $ 0
Other expenses this month $ 0

Total Monthly Expenses $

$ 2672.33 - $ 2015 = $ 657.33


Income Expenses Total

Review your results. If your income is more than your expenses, you have money left to save or spend on other
needs. If your expenses are more than your income, review your budget again and look for expenses you can cut
out or decrease spending on.

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