Prepared by: Divyanshu Sharma Manager | Divyanshu.sharmal@kotak.com M: 7983609832 This is a personalised benefit illustration generated at the request of the respected prospective client‘The mentioned points are only the salient features of the plan please refer to the brochura(s) and policy document(s) for specific details on all terms and conditionsoe) reais Long Term Income with 100% Return of Premium* (ROP) - How it Works Ce Ll Income Payout: % 10,00,000 a Creer Cr ee EI Ci ree Or Lal Deen UTE ee roe ; . eu a hoes Benefit Period Oey Age at entry: 33 years Premium*: @ 1,00,000 Ey ey The above illustration is for a 33 -year-old who has chosen the Long Term Income with *100% Return of Total Premium# Option; Income Benefit Period of 25 years; Deferment Period of 1 years, Income Benefit Frequency of Yearly with annua premium, of ® 1,00,000. "The premium figures are exclusive of Goods and Services Tax and and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums. *100% of total premium paid will be paid in lump sum along the last Guaranteed Income Payout. #Total Premiums paid shall be defined ‘otal of aI premiums received excluding any Modal Loadings, Rider premiums, Goods and i Loadings far Extra Premium if any and any Premium paid towards Spouse Cover. The gi illustration is an extract of a separate, more detailed benefit illu: ion. For full d please refer to the Benefit Illustration available on the website. The features and illustrations given are for demonstration purpase only. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding salePlan Details Customer Details Name of life insured Age of life insured (in years) Gender of life insured Existing Customer Policy Details Name of the Product UIN Plan Option Premium Payment Term (in years) Deferment Period(in years) Policy Term (in years) Income Benefit Period (in years) Income Benefit Frequency Amount of Installment Premium (in Rs.) Mode of Payment of Premium Guaranteed Income (in Rs.) The features and illustrations given here are for demonstration details on risk factars, terms and conditions, please read sales concluding sale 5 Mr. Ram 33 Male No Kotak Guaranteed Fortune Builder 107N128V08 Long Term Income Option A 10 1 11 25 Yearly = 1,00,000 Yearly % 94,185 urpose anly. For more rochure carefully beforePlan Details Second year Premium First Year ae Base Premium (Yearly) (excl. GST) 2 1,00,000 = 1,00,000 Total GST & Cess = 4,500 = 2,250 Total Yearly premium (incl. GST & Cess) % 1,04,500 = 1,02,250 Death Benefit Sum Assured on Death will be paid in lump sum to the nominee, where Sum Assured on Death is highest of Death Benefit factor x (Annualized Premium plus including extra mortality premium, if any), or Present value of future income payouts discounted at 7.5% p.a. as at date of Intimation of Death or 105% of Total premiums paid (plus extra mortality premium, if any) till the date of death - Annualized Premium is the premium payable in a policy year, excluding Goods and Services Tax, Cess, rider premium, extra mortality premiums and loadings for modal premium, if any. - Future Income payouts are the incomes that will be payable for the remaining income period The features and illustrations given here are for demonstration purpose only. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding saleEnd of Policy year 1 2 10 11 12 13 14 15 Annualized Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 0 Survival Benefit 94185 94185 94185 94185 Maturity Death Benefit Benefit 0 1235000 0 1235000 0 1235000 0 1235000 0 1235000 0 1235000 0 1235000 0 1235000 0 1235000 0 1235000 0 1235000 0 0 0 0 0 0 0 0 The features and illustrations given here are for demonstration p details on risk factars, terms and conditions, please read sales concluding sale urpose anly. For more rochure carefully beforeEnd of Policy year 16 7 18 19 20 21 22 23 24 25 26 27 28 29 30 Annualized Premium Survival Benefit 94185 94185 94185 94185 94185 94185 94185 94185 94185 94185 94185 94185 94185 94185 94185 Maturity Death Benefit Benefit The features and illustrations given here are for demonstration p details on risk factars, terms and conditions, please read sales concluding sale urpose anly. For more rochure carefully beforeEnd of Policy year 31 32 33 34 35 36 Annualized Premium Survival Benefit 94185 94185 94185 94185 94185 94185 Maturity Death Benefit Benefit 1000000 The features and illustrations given here are for demonstration p details on risk factars, terms and conditions, please read sales concluding sale urpose anly. For more rochure carefully beforePresented by Divyanshu Sharma Manager 7983609832 Channel Name: Individual Agents