07-03-2025

Quote No : qcmb2yd77mwpd

Benefit Illustration for HDFC Life Sanchay Aajeevan Guaranteed Advantage

This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Sanchay Aajeevan Guaranteed Advantage
Life Coverage Name Age Gender
Single Life ss 43 M
Joint Life NA NA NA
Age is taken as on last birthday

Plan Option Future Ready Proposal No: NA

Variant 2 - With Guaranteed Income Variant HDFC Life Sanchay Aajeevan Guaranteed
Variant Name of Product:
- 80% Advantage
A Non linked, Non-Participating, Individual,
GR*-II 7% Tag Line:
Savings, Pension Plan
Policy Term: 17 Years Unique Identification No: 101N208V01
Premium Payment Term: 12 Years GST Rate: 4.5% for first year
Amount of Instalment Premium
Rs.100000 2.25% second year onwards
(Without GST):
Mode of Premium Payment: Annual Vesting Age 60
Guaranteed Rate of income, if Variant 2
6.64 %
Opted
Income Option, if Variant 2 opted SLROPP#
Derferment Period, if Variant 2 Opted 0 Years
Income Payout Frequency, if Variant 2
Annual
Opted

*Death Benefit = Premiums Paid accumulated at GR (Guaranteed Rate of Return)

# Single Life Annuity with Return of Purchase Price
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Policy Details
Plan Option Future Ready Sum Assured on vesting Rs. 1035604

Sum Assured on Death

Sub-Option NA 105000
(at inception of the policy) Rs.

Premium Summary
Base Plan Riders Total Instalment Premium

Instalment Premium without GST 1,00,000 NA 1,00,000

First year Premium
Instalment Premium with First Year GST 1,04,500 NA 1,04,500
Instalment Premium without GST 1,00,000 NA 1,00,000
Second year Premium
Instalment Premium with GST 2nd Year Onwards 1,02,250 NA 1,02,250

Premiums mentioned above are net of all the discounts

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 (Amount in Rupees)
Policy Year(1) Single/ Guaranteed Benefits Non Guaranteed Benefits Surrender Value Payable(9)
Annualized
Survival Benefits / Other benefits Maturity/Vesting Benefit(5) Death Benefit(6) Guaranteed Special Surrender Value(8)
Premium(2)
Loyalty Additions(3) (if any)(4) Surrender
Value(7)

1 1,00,000 0 0 0 1,07,000 0 29,694 29,694

2 1,00,000 0 0 0 2,21,490 60,000 68,710 68,710

3 1,00,000 0 0 0 3,43,994 1,05,000 1,18,672 1,18,672

4 1,00,000 0 0 0 4,75,074 2,00,000 1,81,426 2,00,000

5 1,00,000 0 0 0 6,15,329 2,74,854 2,59,068 2,74,854

6 1,00,000 0 0 0 7,65,402 3,49,709 3,53,971 3,53,971

7 1,00,000 0 0 0 9,25,980 4,24,563 4,68,818 4,68,818

8 1,00,000 0 0 0 10,97,799 5,31,418 6,06,643 6,06,643

9 1,00,000 0 0 0 12,81,645 6,55,272 7,70,862 7,70,862

10 1,00,000 0 0 0 14,78,360 7,79,127 9,65,332 9,65,332

11 1,00,000 0 0 0 16,88,845 9,21,981 11,94,394 11,94,394

12 1,00,000 0 0 0 19,14,064 10,62,836 14,62,940 14,62,940

13 0 0 0 0 20,48,049 11,47,690 15,74,714 15,74,714

14 0 0 0 0 21,91,412 12,20,545 16,94,915 16,94,915

15 0 0 0 0 23,44,811 13,05,399 18,24,174 18,24,174

16 0 0 0 0 25,08,948 13,78,254 19,63,170 19,63,170

17 0 0 0 23,76,711 26,84,574 14,03,108 21,12,632 21,12,632

Annuity Payable p.a. based on prevailing annuity rates (Rs) 100775

HDFC Life Smart Pension Plus, Option B - Life Annuity with Return of 100% of Premium
Annuity Options Selected (the option can be changed anytime before vesting)
Paid
Annuity Payable p.a. as Guaranteed at Inception 126251
Annuity Options Selected (the option can be changed anytime before vesting) Option 1: Single Life Annuity with Return of Purchase Price

Notes:

1. Annualized / Single Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
2. Refer Sales Literature for explanation of terms used in this illustration.
3. The maturity / vesting benefit payable at the end of the policy term includes the vesting booster (applicable for Variant 2 - With guaranteed income variant only).
4. If Variant 2 - With guaranteed income variant is not exercised at the time of vesting, upon payment of the Maturity/Vesting benefit the policy terminates and no further benefits
become payable.
5. The death benefits shown above are at the end of the year. Upon payment of death benefit, the policy terminates and no further benefit is payable.
6. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
7. For Variant 1- Without Guaranteed income variant, the Annuity Payable shown above is calculated considering 40% of the vesting benefit is annuitized, and is for illustration
purpose only. The actual annuity amount receivable depends on the prevailing annuity rates at the time of vesting. For Variant 2, the Annuity Payable shown above is calculated
considering <<40%/60%/80%>> of the vesting benefit is annuitized, and is guaranteed at inception.
8. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. HDFC Life Insurance Company Ltd. does not
assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
9. Death Benefit will be floored to the surrender value.

I UPENDRANATH BHATTACHARYA, have explained the premiums charges and benefits under I ss ,having received the information with respect to the above, have understood the above
the policy fully to the prospect / policy holder. statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official

Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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