CONSUMER CIR
CONSUMER: RATHOD NARENDRAKUMAR DATE:11-03-2025
MEMBER ID: BS00018894 TIME: 15:38:35
MEMBER REFERENCE NUMBER: 0 CONTROL NUMBER: 8,83,51,12,574
CONSUMER INFORMATION:
NAME: RATHOD NARENDRAKUMAR
DATE OF BIRTH: 16-05-1995 GENDER: MALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CREDITVISION® SCORE
644 1:
2:
PRESENCE OF DELINQUENCY IN THE RECENT PAST
PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
3: PRESENCE OF DELINQUENCY IN LAST 12 MONTHS
4: PRESENCE OF DELINQUENCY
5: LOW PROPORTION OF SATISFACTORY TRADES
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1
* At least one tradeline with information updated in last 36 months is required.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) EHCPR9039D
CKYC 60025265235635
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
MOBILE PHONE 6353966260.0
MOBILE PHONE 6353966260
EMAIL CONTACT(S):
EMAIL ADDRESS
NARENDRAKUMAR123@GMAIL.COM
NARESH1991RATHOD@GMAIL.COM
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 6
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: RATHOD NARENDRAKUMAR DATE:11-03-2025
MEMBER ID: BS00018894 TIME: 15:38:35
MEMBER REFERENCE NUMBER: 0 CONTROL NUMBER: 8,83,51,12,574
ADDRESS(ES):
ADDRESS :29 ROHITVAS PANSAR GANDHINAGAR 339 GUJARAT GUJARAT 382740
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:31-12-2023
ADDRESS :29 ROHITVAS PANSAR GANDHINAGAR 339 GUJARAT GUJARAT 382740
CATEGORY:PERMANENT ADDRESS RESIDENCE CODE: DATE REPORTED:31-12-2023
ADDRESS :29 ROHITVAS PANSAR GANDHINAGAR 339 GUJARAT GUJARAT 382740
CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-12-2023
ADDRESS :ARVIND MILL KHATRAJ KALOL 339 GUJARAT GUJARAT 382721
CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:31-12-2023
EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR
CONSUMER LOAN 31-01-2024 OTHERS Not Available Not Available Not Available
SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL: 8 HIGH CR/SANC. AMT: 26,677 CURRENT: 1,196 RECENT: 25-04-2023
OVERDUE: 2 OVERDUE: 1,227 OLDEST: 13-06-2022
ZERO-BALANCE: 6
ENQUIRIES
Only Last 36 months enquiries will be displayed in the Credit report
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 11 0 4 4 29-10-2024
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 15-09-2022 SANCTIONED: 175 CREDIT FACILITY STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 02-12-2022 CURRENT BALANCE: 60 WRITTEN-OFF
DISCLOSED OVERDUE: 62 WRITTEN OFF (TOTAL): 61
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 6
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: RATHOD NARENDRAKUMAR DATE:11-03-2025
MEMBER ID: BS00018894 TIME: 15:38:35
MEMBER REFERENCE NUMBER: 0 CONTROL NUMBER: 8,83,51,12,574
TYPE: SHORT TERM PERSONAL REPORTED AND CERTIFIED: EMI: 61 WRITTEN OFF (PRINCIPAL): 60
LOAN - UNSECURED 28-02-2025 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-02-2025 REPAYMENT TENURE: 3
COLLATERAL TYPE: NO COLLATERAL PMT HIST END: 01-09-2022
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
806 778 747 716 686 655 625 594 563 533 502 472 441 412 381 350 320 289
02-25 01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23
259 228 197 167 136 106 075 047 000 000 000 000
08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 15-09-2022 SANCTIONED: 3,325 CREDIT FACILITY STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 02-12-2022 CURRENT BALANCE: 1,136 WRITTEN-OFF
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 1,165 WRITTEN OFF (TOTAL): 1,165
TYPE: SHORT TERM PERSONAL 28-02-2025 EMI: 1,164 WRITTEN OFF (PRINCIPAL): 1,136
LOAN - UNSECURED PMT HIST START: 01-02-2025 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-09-2022 REPAYMENT TENURE: 3
COLLATERAL TYPE: NO COLLATERAL
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
806 778 747 716 686 655 625 594 563 533 502 472 441 412 381 350 320 289
02-25 01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23
259 228 197 167 136 106 075 047 000 000 000 000
08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 25-04-2023 SANCTIONED: 13,177
ACCOUNT NUMBER: NOT LAST PAYMENT: 18-03-2024 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 1,948
TYPE: CONSUMER LOAN 28-02-2025 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-02-2025 REPAYMENT TENURE: 7
PMT HIST END: 01-04-2023 ACTUAL PAYMENT: 17,602
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
02-25 01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23
000 000 000 000 000
08-23 07-23 06-23 05-23 04-23
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 20-08-2022 SANCTIONED: 175
LAST PAYMENT: 15-09-2022 CURRENT BALANCE: 0
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 6
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: RATHOD NARENDRAKUMAR DATE:11-03-2025
MEMBER ID: BS00018894 TIME: 15:38:35
MEMBER REFERENCE NUMBER: 0 CONTROL NUMBER: 8,83,51,12,574
ACCOUNT NUMBER: NOT CLOSED: 15-09-2022 PMT FREQ: MONTHLY
DISCLOSED REPORTED AND CERTIFIED:
TYPE: PERSONAL LOAN 30-09-2022
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-09-2022
COLLATERAL TYPE: NO COLLATERAL PMT HIST END: 01-08-2022
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000
09-22 08-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 20-08-2022 SANCTIONED: 3,325
ACCOUNT NUMBER: NOT LAST PAYMENT: 15-09-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 15-09-2022 PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-09-2022
PMT HIST START: 01-09-2022
PMT HIST END: 01-08-2022
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000
09-22 08-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 15-07-2022 SANCTIONED: 3,500
ACCOUNT NUMBER: NOT LAST PAYMENT: 20-08-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 20-08-2022 PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-08-2022
COLLATERAL TYPE: NO COLLATERAL PMT HIST START: 01-08-2022
PMT HIST END: 01-07-2022
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000
08-22 07-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 13-06-2022 SANCTIONED: 150
ACCOUNT NUMBER: NOT LAST PAYMENT: 15-07-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 15-07-2022 PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-07-2022
COLLATERAL TYPE: NO COLLATERAL PMT HIST START: 01-07-2022
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 6
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: RATHOD NARENDRAKUMAR DATE:11-03-2025
MEMBER ID: BS00018894 TIME: 15:38:35
MEMBER REFERENCE NUMBER: 0 CONTROL NUMBER: 8,83,51,12,574
PMT HIST END: 01-06-2022
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000
07-22 06-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 13-06-2022 SANCTIONED: 2,850
ACCOUNT NUMBER: NOT LAST PAYMENT: 15-07-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 15-07-2022 PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-07-2022
PMT HIST START: 01-07-2022
PMT HIST END: 01-06-2022
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000
07-22 06-22
ENQUIRIES:
Only Last 36 months enquiries will be displayed in the Credit report
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
NOT DISCLOSED 29-10-2024 PERSONAL LOAN 20,000
NOT DISCLOSED 29-10-2024 PERSONAL LOAN 4,000
NOT DISCLOSED 28-10-2024 CONSUMER LOAN 28,999
NOT DISCLOSED 26-10-2024 CONSUMER LOAN 20,000
NOT DISCLOSED 26-01-2024 PERSONAL LOAN 2,00,000
NOT DISCLOSED 12-12-2023 PROPERTY LOAN 5,00,000
NOT DISCLOSED 25-04-2023 CONSUMER LOAN 24,999
NOT DISCLOSED 25-04-2023 CONSUMER LOAN 24,999
NOT DISCLOSED 16-06-2022 PERSONAL LOAN 2,00,000
NOT DISCLOSED 13-06-2022 PERSONAL LOAN 3,000
NOT DISCLOSED 13-06-2022 PERSONAL LOAN 5,000
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 6
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: RATHOD NARENDRAKUMAR DATE:11-03-2025
MEMBER ID: BS00018894 TIME: 15:38:35
MEMBER REFERENCE NUMBER: 0 CONTROL NUMBER: 8,83,51,12,574
END OF REPORT ON RATHOD NARENDRAKUMAR
All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 6 OF 6
TransUnion CIBIL CIN : U72300MH2000PLC128359
