Debit Card Limits
TRANSACTION                                                                 LIMIT
               ATM Withdrawal                                    • Default limit per day is P50,000.
               Cash withdrawals done via BDO and                   This can be adjusted up to P200,000.
               other ATMs                                        • Maximum amount per single transaction:
                                                                     - P25,000 for BDO ATMs
                                                                     - P10,000 for other ATMs
                                                                 • Minimum amount per single transaction: P200
               PIN-based Purchase
               In-store purchases that require you to
                                                                 Default limit per day is P100,000.
               key-in your 6-digit PIN, prior to
                                                                 This can be adjusted up to P500,000.
               completing your purchase
               “No-PIN” Purchase                                 Online purchases are a sub-limit of No-PIN purchases.
               Online purchases or in-store purchases
               that don’t require a PIN                          Default limit per day is P25,000.
                                                                 This can be adjusted up to P200,000.
  Notes:
  - You may adjust these limits to your preferred amounts using BDO Online Banking. Refer to Debit Card Security Management to learn more.
  - Limits are subject to change.
Debit Card Fees
                     TRANSACTION                                                      FEES
  Online and POS Purchase                                       FREE 1
  Balance Inquiry
    • BDO ATMs and POS Terminals                                FREE
    • BancNet ATMs                                              Fees may vary per ATM Terminal owner
    • Mastercard and Visa ATMs                                  US$ 1.00
  ATM Withdrawal
    • BDO ATMs                                                  FREE
    • BancNet ATMs                                              Fees may vary per ATM Terminal owner
    • Mastercard and Visa ATMs                                  US$ 3.501
  Rejected Transactions (Insufficient funds, wrong PIN, etc.)
                                                                US$ 1.00
  at Mastercard and Visa ATMs
  Card Replacement                                              P150.00
  1 Foreign Currency Transaction Fee for International ATM      1% Cross Border Fee and 1% Foreign Exchange
  Withdrawals and Purchases                                     Conversion Fee shall be applied on the converted
                                                                amount based on the prevailing rate of
                                                                Mastercard/Visa and BDO respectively at the time of
                                                                posting. The Foreign Exchange Conversion Fee is
                                                                subject to change at the sole discretion of BDO.