HOME LOAN

APPLICATION FORM
 FORM – A (PERSONAL DETAILS)

Applicant Co-Applicant Guarantor

Existing Yes No Attach your recent

Customer: passport size
and sign across the
Account No. photograph
First Name Middle Name Last Name

Name:

Date of Birth: PAN:

Mobile:

Email:

Name of Spouse:

Name of Father:

Male Female Third Gender

Marital Status: Single Married Divorced Widowed

RESIDENT INDIAN (RI) NON-RESIDENT INDIAN (NRI)

Status:
PERSON OF INDIAN ORIGIN (PIO) FOREIGN CITIZEN (Overseas citizenship of India)

If NRI,

VISA No.:

VISA Issue Date:

Voter ID No.

Passport No.:

Driving
License No.
MGNREGA Job

Village:

District: State:

Yes No
Village:

District: State:

Permanent Current

Rented Company lease Owned

Rs

Spouse Father Mother Brother Sister Son Daughter Daughter-in-law

Others, Please specify

Yes No

Yes No

If Yes:

Yes No
 Applicant Co-Applicant Guarantor

Is income considered for loan eligibility? Yes No

Salaried Self-Employed Professional (Doctor/Engr/Architect/CA) Self-Employed Professional Other Than Doctor/Engr/Architect/CA

Business Agriculturist Retired Pensioner Student Home Maker Unemployed

SALARIED:
Organization Type: Central Govt State Govt Quasi Govt Public Sector Units Defence Corporates Other Institutions

Employment Status: Permanent Contractual Retainership Part Time

Total work experience (Years): Total work experience (Months):

Date Of Retirement:

Employer’s Name:

Industry:

Gross Monthly income: Rs

Net Monthly Income: Rs

Yes No
Is there a break in service beyond the period of 3 months in last 2 years Yes No

Work Experience In Business /Profession: Years months

Yes No

Gross Monthly income: Rs

Net Monthly Income: Rs

Business Name:

Industry Name:

Address 1:

Address 2:

Address 3:

Village: City:

District: State:

Country: Pin Code:

Telephone (Mobile):
(Landline):

ACCOUNT TYPE IFSC CODE BANK NAME BRANCH NAME ACCOUNT NUMBER

FOR DEFENCE PERSONNEL:

Indian Army Indian Navy Indian Air force
 :

Purchase of Plot for construction of a House

Purchase of a new House /Flat Purchase of old House / Flat

Construction of a new House/Flat Extension of existing old House/ Flat

Repair or Renovation an existing old House / Flat

Takeover of Home Loans from other Banks / HFCs/FIs Combo Loan

Rs.

Standing instruction NACH

SI / NACH Start date : ( Date should be from 1st of month to 20th of the month )

Tenure: Month

Moratorium: Month

Term Loan OD (Maxgain) Hybrid (TL+OD)

Yes No

Yes No

Guarantee Amount: Rs

No. of Tranches:
RERA Registration No. (If applicable):

Project Name (If applicable):

Self-constructed Small project not covered under RERA Builder Floor Independent House

Row House/ Villas/ Others Residential Apartment (RERA APPROVED)

Ready for possession Under construction Construction not started

Is property in Tribal Area: Yes No

Property Value: Rs.

Property held / to be held

in the name of:

Normal sale POA Sale Gift deed Sale through third party Guarantor

Rs.

Property holding status: Lease Free Hold

Lease period: Years Months

Built up area (Sq Ft): .

Building name:

Wing name:

Flat no:

Carpet area (sq ft): .

Super built-up area (sq ft): .

Address 1:

Address 2:

Address 3:

Village: City:

District: State:

Country: Pin Code:

Within the Municipal Corporation area of population >=1 lac

Within the Municipal Corporation area of population > 10,000 up to 1 lac
Outside Municipal / Corporation area and plot developed or allotted by Government Body or Development Authority
Outside Municipal Corporation area

Date of Agreement to Sale:

Amount as per Agreement to Sale: Rs.

Estimated Cost of Construction: Rs.

Cost of Extension: Rs.

Cost of Repair and Renovation: Rs.

Rs.

Cost of Solar Photo Voltaic Lighting System: Rs.

GST: Rs.

Premium for insurance of Mortgaged property: Rs.

Other Amenities Rs.

Amount of margin money: Rs.

Source of Margin Money: Own savings from friend and relatives Realty gold loan other loan others
COLLATERAL DETAILS:
(Applicable, if collateral required other than Primary Security)

Term Deposit NSC/KVP Life Insurance Policy Govt. Promissory Note Immovable Property Third Party Guarantee
You can opt to secure your home loan liability through the Group Credit Life Insurance solution/s. Please note that the Insurance cover is optional for home loan borrower and borrower can opt for
insurance cover from any Insurance service provider.
In case the Borrower intends to take loan for insurance cover, the premium amount can be sanctioned as a SURAKSHA Loan and the repayment of loan should be co-terminus with the Home Loan.

Do you wish life cover for Home Loan Yes No

Need Suraksha Loan for Life premium: Yes No

Need loan for insurance for mortgage property required: Yes No

1. I/We certify that the information and particulars provided by me/us in this application form (and all documents referred or provided herewith) are true, correct, complete and up to date in all
respects and I have not withheld any information. I/ We authorize State Bank of India to make inquiries related to or verify said information directly or through any third party. I/We further
acknowledge the Bank's right to seek any information from any other source in this regard. I/We understand that all of the above-mentioned information shall form the basis of any facility that
the Bank may decide to grant to me/us at its sole discretion.
2. I/we understand that the Bank will use the information furnished by me/us in accordance with the applicable laws of India and any other foreign laws to which I/we/the Bank may be subject to.
The said information will be used solely for the purpose of processing, sanctioning, updating, maintaining, and operating my/our account/s or facility/ies availed by me/us and processing
transactions initiated by me/us in such account/ pursuant to such facility.
3. I/We agree and undertake to provide any further information that Bank may require. I/We agree and understand that Bank reserve the right to retain the application form, and the documents
provided therewith and will not return the same to me/us.
4. I/We further agree that any facility that may be provided to me/us shall be governed by the rules of the Bank that may be in force from time to time. I/We will be bound by the terms and
conditions of the credit facility/ies that may be granted to me/us. I/We authorize the Bank to debit my home loan account with the Bank for any fees, charges, interest etc. as may be applicable.

under and any amendments thereof. I/We undertake to intimate the Bank before proceeding overseas on permanent employment and/or emigrating and/or changing my/our nationality.
6. I/We acknowledge that the Bank remains entitled to assign any activities to any third-party agency at its sole discretion. I/ We hereby consent to, agree and authorize the Bank to disclose

purpose of any services in connection with the facility/ies availed by me/ us and I/we shall not hold the Bank liable for use of this information.
7. I/we hereby agree and give consent for the disclosure or obtention by the Bank of all or any such; (a) information and data (including personal data) relating to me/us (b) the information or data
relating to any credit facility availed of/to be availed of by me/us and (c) default, if any, committed by me/us in discharge of my/our such obligation, as the Bank may deem appropriate and
necessary, to Credit Information Companies, Information Utilities, and/or any other agency authorised in this behalf by Government of India/ Reserve bank of India /any other statutory or
regulatory authority for purposes of credit decision, prevention of fraud and money laundering, reporting obligations or any other related and ancillary matters. I/We shall not hold the Bank liable
for use of this information. I/We understand and agree that such Credit Information Companies, Information Utilities, and/or other agencies may use or process the said information and data

8. I/We agree to receive SMS alerts/Phone calls related to my/our application status and account activity as well as product use messages/calls that the Bank will send/make, from time to time,
on the mobile/phone number/ email as mentioned in this application form. I/We undertake to intimate the Bank in the event of any change in the mobile/ phone number/ email and residential
address furnished by me/us.
9. I/We further acknowledge that I/ we have read, understood and agree with the Most Important Terms and Conditions governing the home loan product chosen by me/us.

I. I/we understand that the State Bank of India (SBI or the Bank), will use the information furnished by me/us in relation to the application dated: to open my/our Account and/or
update/modify/operate/service such in accordance with the applicable laws of India and any other foreign laws to which I/we (or) the Bank may be subject to. The said information will be used
solely for the purpose of opening, updating, maintaining, and operating my/our account and account(s) opened subsequently and processing transactions initiated by me/us in those accounts.
II. SBI may share my/our personal data with and obtain personal data about me/us from credit information companies (CIBIL, Equifax, etc.) and/or regulatory/fraud prevention agencies whether
in India or elsewhere to verify my identity for credit decision purposes, fraud and Money Laundering prevention & other reporting obligations and any other related and ancillary matters

to me/us

(Please mention “Yes”, if interested and “No”, if not interested)

If interested, please tick the relevant boxes. I/we prefer following mode of communication. (Customer may tick anyone/ two (or) all boxes)
Email Phone SMS

IV. SBI may transfer data collected at European Union (EU) and United Kingdom (UK) to India. I/We understand that India has not been adjudged as an ‘adequate’ country under Art. 45 of EU GDPR/
subsection 18 of part 2 & subsection 74 of chapter 5 of UK DPA. This implies that India may have less stringent laws pertaining to collection /processing /storage/disclosure of personal data. By
signing this Consent Form, I/We hereby provide my/our explicit consent to transfer data outside EU/UK to India.
V. SBI will update me/us on required changes regarding my/our account. SBI will communicate to me/us about the banking transactions undertaken by me, through Phone/Mobile No./e-mail
provided by me/us.

https://bank.sbi/web/nri/privacy-notice-andconsent-forms and provide consent to SBI for collecting, transferring, holding and processing my personal data as indicated therein
VII.
I/We, lawful guardian of ________________________, minor who is under 18 years of age hereby consent for processing of my Ward’s personal data as required under Art. 8 of GDPR/ subsection
9 of part 2 of UK DPA.

any law applicable in India, Indian law shall prevail.

version of the Privacy Notice will apply from the date it is published thereon.

rights
• to withdraw my/our consent at any time.

categories of recipients to whom my personal data have been or will be communicated etc.
• the retention period of the personal data envisaged or, where this is not possible, the criteria used to determine this duration, etc.

• in certain circumstances, receive my/our personal data provided to SBI, in a structured, commonly used and legible format, and the right to transfer this data to another data controller
However, we understand that the right to data portability is dependent on regulatory instructions & system enablement that are still evolving.
• In certain circumstances object to the processing of my/our personal data
• to lodge a complaint with the relevant data protection authority of my jurisdiction
11. I / we agree to execute the loan / security documents by way of digital document execution facility. Yes No

By signing the below, I/we indicate my/our acceptance, hereof

(sign in the box)

(sign in the box)

Signature of Applicant / Co applicant / Guarantor

Place:
Date:

(Please tear off this acknowledgement slip along these dotted lines)

ACKNOWLEDGEMENT RECIEPT

Loan application received on - - , complete document set received on - - . Cheques received towards payment of Processing
Fee, Valuation Fee and Legal Fee amounting to Rs. , Rs. and Rs. respectively vide cheque

numbers , and dated - - ; drawn in favour of “State Bank of India” and payable at

On behalf of

Date and Place:_____________________