‫ﺷﺮﮐﺖ ﻣﺸﺎﻭﺭﻩ ﺭﺗﺒﻪ ﺑﻨﺪﯼ ﺍﻋﺘﺒﺎﺭﯼ ﺍﯾﺮﺍﻥ )ﺳﻬﺎﻣﯽ ﺧﺎﺹ(‬

‫‪12:28‬‬ ‫‪1403/12/12‬‬
‫ﺷﻤﺎﺭﻩ‪0504 0028 0261 0439 1747 :‬‬ ‫ﺗﺤﺖ ﻧﻈﺎﺭﺕ ﻭ ﺩﺍﺭﺍﯼ ﻣﺠﻮﺯ ﺑﺎﻧﮏ ﻣﺮﮐﺰﯼ ﺟﻤﻬﻮﺭﯼ ﺍﺳﻼﻣﯽ ﺍﯾﺮﺍﻥ‬

‫ﮔﺰﺍﺭﺵ ﺍﻋﺘﺒﺎﺭﯼ ﺷﺨﺺ ﺣﻘﯿﻘﯽ‬

‫ﺍﻃﻼﻋﺎﺕ ﻫﻮﯾﺘﯽ ﺷﺨﺺ‬

‫ﺍﻃﻼﻋﺎﺕ ﻧﺸﺎﻧﯽ ﻭ ﺗﻤﺎﺱ‬ ‫ﺍﻃﻼﻋﺎﺕ ﻓﺮﺩﯼ‬

‫ﺗﻠﻔﻦ ﺛﺎﺑﺖ‬
‫ﺣﺎﻣﺪ ﻓﺮﺝ ﭘﻮﺭ ﺧﺎﻧﺎﭘﺸﺘﺎﻧﯽ‬
‫ﺷﻤﺎﺭﻩ ﻣﻠﯽ ‪2691641899 :‬‬
‫ﺗﻠﻔﻦ ﻫﻤﺮﺍﻩ‬
‫ﻣﺨﺘﺎﺭ‬ ‫ﻧﺎﻡ ﭘﺪﺭ‬
‫ﻧﻤﺎﺑﺮ‬
‫ﻣﺮﺩ‬ ‫ﺟﻨﺴﯿﺖ‬
‫ﻧﺎﻣﺸﺨﺺ‬
‫ﻧﺸﺎﻧﯽ‬
‫‪1366/04/22‬‬ ‫ﺗﺎﺭﯾﺦ ﺗﻮﻟﺪ‬

‫ﻣﺠﺮﺩ‬ ‫ﻭﺿﻌﯿﺖ ﺗﺎﻫﻞ‬

‫ﺳﺎﯾﺮ‬ ‫ﻣﺤﻞ ﺗﻮﻟﺪ‬

‫ﺍﺳﺘﻌﻼﻡ ﺍﻣﺘﯿﺎﺯ ﺍﻋﺘﺒﺎﺭﯼ‬

‫ﺍﻣﺘﯿﺎﺯ ﺍﻋﺘﺒﺎﺭﯼ‬
‫ﻣﻮﺍﺭﺩ ﻣﻮﺛﺮ ﺩﺭ ﻣﺤﺎﺳﺒﻪ ﺍﻣﺘﯿﺎﺯ ﺍﯾﻦ ﮔﺰﺍﺭﺵ‬
‫ﺩﺭ ﻣﺤﺎﺳﺒﻪ ﺍﻣﺘﯿﺎﺯ ﺍﻋﺘﺒﺎﺭﯼ )ﮐﻪ ﺑﺮ ﺍﺳﺎﺱ ﻣﺪﻝ ﺟﺪﯾﺪ ﻣﯽ ﺑﺎﺷﺪ( ﺍﺯ ﺍﻃﻼﻋﺎﺕ ﺳﻮﺍﺑﻖ ﺗﺴﻬﯿﻼﺗﯽ‪ ،‬ﭼﮏ ﻫﺎﯼ ﺑﺮﮔﺸﺘﯽ‪ ،‬ﻣﺎﻟﯿﺎﺗﯽ ﻭ ﻣﺤﮑﻮﻣﯿﺖ ﻫﺎﯼ ﻣﺎﻟﯽ ﺷﺨﺺ ﺍﺳﺘﻔﺎﺩﻩ ﻣﯽ ﺷﻮﺩ‬

‫‪A3‬‬ ‫ﺭﯾﺴﮏ ﺧﯿﻠﯽ ﭘﺎﯾﯿﻦ‬

‫‪650‬‬ ‫ﭘﯿﺶ ﺑﯿﻨﯽ ﻣﯿﺰﺍﻥ ﺧﻮﺵ ﺣﺴﺎﺑﯽ )ﺑﺎﺯﭘﺮﺩﺍﺧﺖ ﻣﻨﺎﺳﺐ(‬

‫‪95.2%‬‬ ‫‪ %92.6‬ﺍﻟﯽ‬

‫ﻣﻮﺍﺭﺩ ﺍﺳﺘﺜﻨﺎ ﺩﺭ ﻣﺤﺎﺳﺒﻪ ﺍﻣﺘﯿﺎﺯ ﺍﯾﻦ ﮔﺰﺍﺭﺵ‬

‫ﺑﻪ ﺩﻟﯿﻞ ﺍﺧﺘﻼﻝ ﺩﺭ ﺍﺭﺗﺒﺎﻁ ﺑﺎ ﺳﺎﻣﺎﻧﻪ ﻫﺎﯼ ﭼﮏ ﺑﺮﮔﺸﺘﯽ‪ ،‬ﺍﻣﺘﯿﺎﺯ ﺑﺪﻭﻥ ﺩﺭﻧﻈﺮ ﮔﺮﻓﺘﻦ ﺩﺍﺩﻩ ﻫﺎﯼ ﻣﺮﺑﻮﻃﻪ ﻣﺤﺎﺳﺒﻪ ﺷﺪﻩ ﺍﺳﺖ‪.‬‬

‫ﻣﻬﻢ ﺗﺮﯾﻦ ﺩﻻﯾﻞ ﮐﺎﻫﺶ ﺍﻣﺘﯿﺎﺯ ﺍﻋﺘﺒﺎﺭﯼ‬

‫ﮐﺪ ﺩﻟﯿﻞ‬ ‫ﺷﺮﺡ‬ ‫ﺍﻭﻟﻮﯾﺖ‬

‫‪NGL2‬‬ ‫ﺗﻌﺪﺍﺩ ﮐﻢ ﻣﺎﻩ ﻫﺎﯼ ﺑﺎ ﻭﺿﻌﯿﺖ ﻣﻨﺎﺳﺐ ﺑﺎﺯﭘﺮﺩﺍﺧﺘﯽ ﺩﺭ ﺣﺪﺍﻗﻞ ﯾﮏ ﻭﺍﻡ ﻃﯽ ‪ 3‬ﺳﺎﻝ ﺍﺧﯿﺮ‬ ‫‪1‬‬

‫‪MTA1‬‬ ‫ﻋﺪﻡ ﻭﺟﻮﺩ ﻭﺍﻡ ﻫﺎﯼ ﺑﺎ ﻣﺒﺎﻟﻎ ﺑﺎﻻ ﻃﯽ ‪ 2‬ﺳﺎﻝ ﺍﺧﯿﺮ‬ ‫‪2‬‬

‫‪irancreditscoring.com‬‬ ‫ﺗﻬﺮﺍﻥ‪ ،‬ﮔﺎﻧﺪﯼ ﺟﻨﻮﺑﯽ‪ ،‬ﺧﯿﺎﺑﺎﻥ ﯾﮑﻢ‪ ،‬ﭘﻼﮎ ‪2‬‬

‫ﺻﻔﺤﻪ ‪ 1‬ﺍﺯ ‪5‬‬
‫‪CRM@NICS24.ir‬‬ ‫‪021 - 860 82 841‬‬ ‫‪021 - 877 00 500‬‬
 ‫ﺷﺮﮐﺖ ﻣﺸﺎﻭﺭﻩ ﺭﺗﺒﻪ ﺑﻨﺪﯼ ﺍﻋﺘﺒﺎﺭﯼ ﺍﯾﺮﺍﻥ )ﺳﻬﺎﻣﯽ ﺧﺎﺹ(‬
‫‪12:28‬‬ ‫‪1403/12/12‬‬
‫ﺷﻤﺎﺭﻩ‪0504 0028 0261 0439 1747 :‬‬ ‫ﺗﺤﺖ ﻧﻈﺎﺭﺕ ﻭ ﺩﺍﺭﺍﯼ ﻣﺠﻮﺯ ﺑﺎﻧﮏ ﻣﺮﮐﺰﯼ ﺟﻤﻬﻮﺭﯼ ﺍﺳﻼﻣﯽ ﺍﯾﺮﺍﻥ‬

‫ﺁﻣﺎﺭ ﺍﺳﺘﻌﻼﻡ‬

‫ﺗﻌﺪﺍﺩ ﺍﺳﺘﻌﻼﻡ ﻫﺎ‬

‫‪2‬‬ ‫ﺗﻌﺪﺍﺩ ﺍﺳﺘﻌﻼﻡ ﺩﺭ ﯾﮑﺴﺎﻝ ﺍﺧﯿﺮ‬ ‫‪1‬‬ ‫ﺗﻌﺪﺍﺩ ﺍﺳﺘﻌﻼﻡ ﺩﺭ ﯾﮏ ﻣﺎﻩ ﺍﺧﯿﺮ‬

‫ﺍﺳﺘﻌﻼﻡ ﻫﺎﯼ ﺍﺧﯿﺮ‬

‫‪1403-11-30‬‬ ‫ﺑﺎﻧﮏ ﻗﺮﺽ ﺍﻟﺤﺴﻨﻪ ﺭﺳﺎﻟﺖ‬ ‫‪1403-01-15‬‬ ‫ﺑﺎﻧﮏ ﺗﺠﺎﺭﺕ‬

‫ﻭﺿﻌﯿﺖ ﻣﺤﮑﻮﻣﯿﺖ ﻫﺎﯼ ﻣﺎﻟﯽ‬

‫ﻣﺒﻠﻎ ﮐﻞ‬ ‫ﺗﻌﺪﺍﺩ‬ ‫ﻋﻨﻮﺍﻥ ﺣﮑﻢ‬

‫‪0‬‬ ‫‪0‬‬ ‫ﺣﮑﻢ ﺍﺟﺮﺍ ﺷﺪﻩ‬

‫‪58,100,000‬‬ ‫‪1‬‬ ‫ﺣﮑﻢ ﺍﺟﺮﺍ ﻧﺸﺪﻩ‬

‫‪0‬‬ ‫‪0‬‬ ‫ﺣﮑﻢ ﺍﻋﺴﺎﺭ‬

‫ﻭﺿﻌﯿﺖ ﺳﻮﺍﺑﻖ ﻣﺎﻟﯿﺎﺗﯽ‬

‫ﺷﺮﺡ ﻭﺿﻌﯿﺖ‬ ‫ﻭﺿﻌﯿﺖ‬ ‫ﺳﺎﻝ‬

‫ﺩﺭ ﺍﯾﻦ ﺳﺎﻝ‪ ،‬ﺷﺨﺺ ﻫﯿﭻ ﮔﻮﻧﻪ ﭘﺮﻭﻧﺪﻩ ﻣﺎﻟﯿﺎﺗﯽ ﻧﺪﺍﺭﺩ‪.‬‬ ‫‪1402‬‬

‫ﺩﺭ ﺍﯾﻦ ﺳﺎﻝ‪ ،‬ﺷﺨﺺ ﻫﯿﭻ ﮔﻮﻧﻪ ﭘﺮﻭﻧﺪﻩ ﻣﺎﻟﯿﺎﺗﯽ ﻧﺪﺍﺭﺩ‪.‬‬ ‫‪1401‬‬

‫ﺩﺭ ﺍﯾﻦ ﺳﺎﻝ‪ ،‬ﺷﺨﺺ ﻫﯿﭻ ﮔﻮﻧﻪ ﭘﺮﻭﻧﺪﻩ ﻣﺎﻟﯿﺎﺗﯽ ﻧﺪﺍﺭﺩ‪.‬‬ ‫‪1400‬‬

‫ﺩﺭ ﺍﯾﻦ ﺳﺎﻝ‪ ،‬ﺷﺨﺺ ﻫﯿﭻ ﮔﻮﻧﻪ ﭘﺮﻭﻧﺪﻩ ﻣﺎﻟﯿﺎﺗﯽ ﻧﺪﺍﺭﺩ‪.‬‬ ‫‪1399‬‬

‫ﺩﺭ ﺍﯾﻦ ﺳﺎﻝ‪ ،‬ﺷﺨﺺ ﻫﯿﭻ ﮔﻮﻧﻪ ﭘﺮﻭﻧﺪﻩ ﻣﺎﻟﯿﺎﺗﯽ ﻧﺪﺍﺭﺩ‪.‬‬ ‫‪1398‬‬

‫ﺧﻼﺻﻪ ﻗﺮﺍﺭﺩﺍﺩﻫﺎ‬

‫ﻧﻘﺶ ﻣﺘﻘﺎﺿﯽ ﺍﺻﻠﯽ ﯾﺎ ﺷﺮﯾﮏ‬

‫ﻣﺒﻠﻎ ﺳﺮﺭﺳﯿﺪ‬ ‫ﺗﻌﺪﺍﺩ ﻗﺮﺍﺭﺩﺍﺩ‬
‫ﻣﺒﻠﻎ‬
‫ﺷﺪﻩ‬ ‫ﻣﺒﻠﻎ ﮐﻞ‬ ‫ﺍﺭﺯ‬ ‫ﺍﻋﺘﺒﺎﺭ ﺩﻫﻨﺪﻩ‬ ‫ﻧﻮﻉ ﻗﺮﺍﺭﺩﺍﺩ‬
‫ﺳﺮﺭﺳﯿﺪ ﻧﺸﺪﻩ‬ ‫ﺧﺎﺗﻤﻪ ﯾﺎﻓﺘﻪ‬ ‫ﺩﺭ ﺟﺮﯾﺎﻥ‬
‫ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬
‫ﺍﻓﺮﺍ ﺳﺮﻣﺎﯾﻪ ﺩﯾﺠﯿﺖ‬
‫‪0‬‬ ‫‪18,097,116‬‬ ‫‪113,685,096‬‬ ‫‪1‬‬ ‫‪1‬‬ ‫ﺭﯾﺎﻝ‬ ‫ﺗﺴﻬﯿﻼﺕ‬
‫ﺍﻝ‪-‬ﺍﺯﮐﯽ ﻭﺍﻡ‬
‫‪0‬‬ ‫‪18,097,116‬‬ ‫‪113,685,096‬‬ ‫‪1‬‬ ‫‪1‬‬ ‫ﻣﺠﻤﻮﻉ ﻧﻘﺶ ﻣﺘﻘﺎﺿﯽ ﺍﺻﻠﯽ ﯾﺎ ﺷﺮﯾﮏ‬

‫‪irancreditscoring.com‬‬ ‫ﺗﻬﺮﺍﻥ‪ ،‬ﮔﺎﻧﺪﯼ ﺟﻨﻮﺑﯽ‪ ،‬ﺧﯿﺎﺑﺎﻥ ﯾﮑﻢ‪ ،‬ﭘﻼﮎ ‪2‬‬

‫ﺻﻔﺤﻪ ‪ 2‬ﺍﺯ ‪5‬‬
‫‪CRM@NICS24.ir‬‬ ‫‪021 - 860 82 841‬‬ ‫‪021 - 877 00 500‬‬
 ‫ﺷﺮﮐﺖ ﻣﺸﺎﻭﺭﻩ ﺭﺗﺒﻪ ﺑﻨﺪﯼ ﺍﻋﺘﺒﺎﺭﯼ ﺍﯾﺮﺍﻥ )ﺳﻬﺎﻣﯽ ﺧﺎﺹ(‬
‫‪12:28‬‬ ‫‪1403/12/12‬‬
‫ﺷﻤﺎﺭﻩ‪0504 0028 0261 0439 1747 :‬‬ ‫ﺗﺤﺖ ﻧﻈﺎﺭﺕ ﻭ ﺩﺍﺭﺍﯼ ﻣﺠﻮﺯ ﺑﺎﻧﮏ ﻣﺮﮐﺰﯼ ﺟﻤﻬﻮﺭﯼ ﺍﺳﻼﻣﯽ ﺍﯾﺮﺍﻥ‬

‫ﮔﺰﺍﺭﺵ ﺭﯾﺰ ﺗﻌﻬﺪﺍﺕ ﻓﻌﻠﯽ‪ ،‬ﺗﻌﻬﺪﺍﺕ ﻣﺴﺘﻘﯿﻢ‬

‫ﺗﺴﻬﯿﻼﺕ‬

‫ﺩﺭﺟﺮﯾﺎﻥ‬ ‫ﻣﺮﺣﻠﻪ‬ ‫‪7998781‬‬ ‫ﺷﻤﺎﺭﻩ ﻗﺮﺍﺭﺩﺍﺩ‬

‫ﺍﻃﻼﻋﺎﺕ ﻋﻤﻮﻣﯽ‬

‫ﺭﯾﺎﻝ‬ ‫ﻭﺍﺣﺪ ﭘﻮﻟﯽ‬ ‫ﻓﺎﻗﺪ ﻭﺿﻌﯿﺖ ﻣﻨﻔﯽ‬ ‫ﻭﺿﻌﯿﺖ ﻣﻨﻔﯽ ﻗﺮﺍﺭﺩﺍﺩ‬

‫‪1403/11/03‬‬ ‫ﺗﺎﺭﯾﺦ ﺍﻋﻼﻡ ﻭﺿﻌﯿﺖ‬ ‫ﻓﺮﻭﺵ ﺍﻗﺴﺎﻃﯽ‬ ‫ﻧﻮﻉ ﻗﺮﺍﺭﺩﺍﺩ ﺩﺭ ﺑﺎﻧﮏ‬

‫ﺳﺎﯾﺮ‬ ‫ﻫﺪﻑ ﺍﺯ ﺩﺭﯾﺎﻓﺖ ﺗﺴﻬﯿﻼﺕ‬ ‫‪1403/06/12‬‬ ‫ﺗﺎﺭﯾﺦ ﺷﺮﻭﻉ‬

‫ﻣﺘﻘﺎﺿﯽ ﺍﺻﻠﯽ‬ ‫ﻧﻘﺶ ﺷﺨﺺ‬ ‫‪1404/01/12‬‬ ‫ﺗﺎﺭﯾﺦ ﺍﺗﻤﺎﻡ ﭘﯿﺶ ﺑﯿﻨﯽ ﺷﺪﻩ‬

‫ﺍﻓﺮﺍ ﺳﺮﻣﺎﯾﻪ ﺩﯾﺠﯿﺘﺎﻝ‪-‬ﺍﺯﮐﯽ ﻭﺍﻡ‬ ‫ﺍﻋﺘﺒﺎﺭ ﺩﻫﻨﺪﻩ‬ ‫ﺗﺎﺭﯾﺦ ﺍﺗﻤﺎﻡ ﻭﺍﻗﻌﯽ‬

‫ﺳﺎﯾﺮ ﺍﺷﺨﺎﺹ ﻣﺮﺗﺒﻂ‬

‫ﺟﺰﯾﯿﺎﺕ ﻗﺮﺍﺭﺩﺍﺩ‬
‫ﺗﻌﺪﺍﺩ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ‬ ‫ﻣﺒﻠﻎ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ‬
‫‪0‬‬ ‫‪0‬‬
‫ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬ ‫ﻧﺸﺪﻩ‬
‫‪3‬‬ ‫ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﻧﺸﺪﻩ‬ ‫‪18,097,116‬‬ ‫ﻣﺒﻠﻎ ﺳﺮﺭﺳﯿﺪ ﻧﺸﺪﻩ‬

‫ﺍﻗﺴﺎﻁ ﺛﺎﺑﺖ‬ ‫ﻧﻮﻉ ﻗﺴﻂ‬ ‫‪48,258,976‬‬ ‫ﻣﺒﻠﻎ ﮐﻞ ﻗﺮﺍﺭﺩﺍﺩ )ﺍﺻﻞ ﻭ ﻓﺮﻉ(‬

‫ﻧﺎﻣﻨﻈﻢ‬ ‫ﻧﻮﺑﺖ ﭘﺮﺩﺍﺧﺖ‬ ‫‪6,032,372‬‬ ‫ﻣﺒﻠﻎ ﻗﺴﻂ‬

‫ﭘﺮﺩﺍﺧﺖ ﻣﺴﺘﻘﯿﻢ )ﻧﻘﺪﯼ(‬ ‫ﻧﻮﻉ ﭘﺮﺩﺍﺧﺖ‬ ‫‪8‬‬ ‫ﺗﻌﺪﺍﺩ ﮐﻞ ﺍﻗﺴﺎﻁ‬

‫ﻭﺛﯿﻘﻪ‬

‫ﺗﻘﻮﯾﻢ ﺑﺎﺯﭘﺮﺩﺍﺧﺖ‬

‫‪1403/6‬‬ ‫‪1403/7‬‬ ‫‪1403/8‬‬ ‫‪1403/9‬‬ ‫‪1403/10‬‬ ‫‪1403/11‬‬ ‫ﻣﺎﻩ ‪ /‬ﺳﺎﻝ‬

‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫ﺗﻌﺪﺍﺩ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬

‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫ﻣﺒﻠﻎ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬

‫‪1402/12‬‬ ‫‪1403/1‬‬ ‫‪1403/2‬‬ ‫‪1403/3‬‬ ‫‪1403/4‬‬ ‫‪1403/5‬‬ ‫ﻣﺎﻩ ‪ /‬ﺳﺎﻝ‬

‫ﺗﻌﺪﺍﺩ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬

‫ﻣﺒﻠﻎ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬

‫‪irancreditscoring.com‬‬ ‫ﺗﻬﺮﺍﻥ‪ ،‬ﮔﺎﻧﺪﯼ ﺟﻨﻮﺑﯽ‪ ،‬ﺧﯿﺎﺑﺎﻥ ﯾﮑﻢ‪ ،‬ﭘﻼﮎ ‪2‬‬

‫ﺻﻔﺤﻪ ‪ 3‬ﺍﺯ ‪5‬‬
‫‪CRM@NICS24.ir‬‬ ‫‪021 - 860 82 841‬‬ ‫‪021 - 877 00 500‬‬
 ‫ﺷﺮﮐﺖ ﻣﺸﺎﻭﺭﻩ ﺭﺗﺒﻪ ﺑﻨﺪﯼ ﺍﻋﺘﺒﺎﺭﯼ ﺍﯾﺮﺍﻥ )ﺳﻬﺎﻣﯽ ﺧﺎﺹ(‬
‫‪12:28‬‬ ‫‪1403/12/12‬‬
‫ﺷﻤﺎﺭﻩ‪0504 0028 0261 0439 1747 :‬‬ ‫ﺗﺤﺖ ﻧﻈﺎﺭﺕ ﻭ ﺩﺍﺭﺍﯼ ﻣﺠﻮﺯ ﺑﺎﻧﮏ ﻣﺮﮐﺰﯼ ﺟﻤﻬﻮﺭﯼ ﺍﺳﻼﻣﯽ ﺍﯾﺮﺍﻥ‬

‫ﮔﺰﺍﺭﺵ ﺭﯾﺰ ﺗﻌﻬﺪﺍﺕ ﻓﻌﻠﯽ‪ ،‬ﺗﻌﻬﺪﺍﺕ ﻣﺴﺘﻘﯿﻢ‬

‫ﺗﺴﻬﯿﻼﺕ‬

‫ﺧﺎﺗﻤﻪ ﯾﺎﻓﺘﻪ ﻋﺎﺩﯼ ﻃﺒﻖ ﻗﺮﺍﺭﺩﺍﺩ‬ ‫ﻣﺮﺣﻠﻪ‬ ‫‪930400‬‬ ‫ﺷﻤﺎﺭﻩ ﻗﺮﺍﺭﺩﺍﺩ‬

‫ﺍﻃﻼﻋﺎﺕ ﻋﻤﻮﻣﯽ‬

‫ﺭﯾﺎﻝ‬ ‫ﻭﺍﺣﺪ ﭘﻮﻟﯽ‬ ‫ﻓﺎﻗﺪ ﻭﺿﻌﯿﺖ ﻣﻨﻔﯽ‬ ‫ﻭﺿﻌﯿﺖ ﻣﻨﻔﯽ ﻗﺮﺍﺭﺩﺍﺩ‬

‫‪1403/02/08‬‬ ‫ﺗﺎﺭﯾﺦ ﺍﻋﻼﻡ ﻭﺿﻌﯿﺖ‬ ‫ﻓﺮﻭﺵ ﺍﻗﺴﺎﻃﯽ‬ ‫ﻧﻮﻉ ﻗﺮﺍﺭﺩﺍﺩ ﺩﺭ ﺑﺎﻧﮏ‬

‫ﺳﺎﯾﺮ‬ ‫ﻫﺪﻑ ﺍﺯ ﺩﺭﯾﺎﻓﺖ ﺗﺴﻬﯿﻼﺕ‬ ‫‪1402/06/11‬‬ ‫ﺗﺎﺭﯾﺦ ﺷﺮﻭﻉ‬

‫ﻣﺘﻘﺎﺿﯽ ﺍﺻﻠﯽ‬ ‫ﻧﻘﺶ ﺷﺨﺺ‬ ‫‪1403/01/11‬‬ ‫ﺗﺎﺭﯾﺦ ﺍﺗﻤﺎﻡ ﭘﯿﺶ ﺑﯿﻨﯽ ﺷﺪﻩ‬

‫ﺍﻓﺮﺍ ﺳﺮﻣﺎﯾﻪ ﺩﯾﺠﯿﺘﺎﻝ‪-‬ﺍﺯﮐﯽ ﻭﺍﻡ‬ ‫ﺍﻋﺘﺒﺎﺭ ﺩﻫﻨﺪﻩ‬ ‫‪1403/01/11‬‬ ‫ﺗﺎﺭﯾﺦ ﺍﺗﻤﺎﻡ ﻭﺍﻗﻌﯽ‬

‫ﺳﺎﯾﺮ ﺍﺷﺨﺎﺹ ﻣﺮﺗﺒﻂ‬

‫ﺟﺰﯾﯿﺎﺕ ﻗﺮﺍﺭﺩﺍﺩ‬
‫ﺗﻌﺪﺍﺩ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ‬ ‫ﻣﺒﻠﻎ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ‬
‫‪0‬‬ ‫‪0‬‬
‫ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬ ‫ﻧﺸﺪﻩ‬
‫‪0‬‬ ‫ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﻧﺸﺪﻩ‬ ‫‪0‬‬ ‫ﻣﺒﻠﻎ ﺳﺮﺭﺳﯿﺪ ﻧﺸﺪﻩ‬

‫ﺍﻗﺴﺎﻁ ﺛﺎﺑﺖ‬ ‫ﻧﻮﻉ ﻗﺴﻂ‬ ‫‪65,426,120‬‬ ‫ﻣﺒﻠﻎ ﮐﻞ ﻗﺮﺍﺭﺩﺍﺩ )ﺍﺻﻞ ﻭ ﻓﺮﻉ(‬

‫ﻧﺎﻣﻨﻈﻢ‬ ‫ﻧﻮﺑﺖ ﭘﺮﺩﺍﺧﺖ‬ ‫‪8,178,265‬‬ ‫ﻣﺒﻠﻎ ﻗﺴﻂ‬

‫ﭘﺮﺩﺍﺧﺖ ﻣﺴﺘﻘﯿﻢ )ﻧﻘﺪﯼ(‬ ‫ﻧﻮﻉ ﭘﺮﺩﺍﺧﺖ‬ ‫‪8‬‬ ‫ﺗﻌﺪﺍﺩ ﮐﻞ ﺍﻗﺴﺎﻁ‬

‫ﻭﺛﯿﻘﻪ‬

‫ﺗﻘﻮﯾﻢ ﺑﺎﺯﭘﺮﺩﺍﺧﺖ‬

‫‪1403/6‬‬ ‫‪1403/7‬‬ ‫‪1403/8‬‬ ‫‪1403/9‬‬ ‫‪1403/10‬‬ ‫‪1403/11‬‬ ‫ﻣﺎﻩ ‪ /‬ﺳﺎﻝ‬

‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫ﺗﻌﺪﺍﺩ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬

‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫ﻣﺒﻠﻎ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬

‫‪1402/12‬‬ ‫‪1403/1‬‬ ‫‪1403/2‬‬ ‫‪1403/3‬‬ ‫‪1403/4‬‬ ‫‪1403/5‬‬ ‫ﻣﺎﻩ ‪ /‬ﺳﺎﻝ‬

‫ﺗﻌﺪﺍﺩ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬

‫ﻣﺒﻠﻎ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬

‫‪irancreditscoring.com‬‬ ‫ﺗﻬﺮﺍﻥ‪ ،‬ﮔﺎﻧﺪﯼ ﺟﻨﻮﺑﯽ‪ ،‬ﺧﯿﺎﺑﺎﻥ ﯾﮑﻢ‪ ،‬ﭘﻼﮎ ‪2‬‬

‫ﺻﻔﺤﻪ ‪ 4‬ﺍﺯ ‪5‬‬
‫‪CRM@NICS24.ir‬‬ ‫‪021 - 860 82 841‬‬ ‫‪021 - 877 00 500‬‬
 ‫ﺷﺮﮐﺖ ﻣﺸﺎﻭﺭﻩ ﺭﺗﺒﻪ ﺑﻨﺪﯼ ﺍﻋﺘﺒﺎﺭﯼ ﺍﯾﺮﺍﻥ )ﺳﻬﺎﻣﯽ ﺧﺎﺹ(‬
‫‪12:28‬‬ ‫‪1403/12/12‬‬
‫ﺷﻤﺎﺭﻩ‪0504 0028 0261 0439 1747 :‬‬ ‫ﺗﺤﺖ ﻧﻈﺎﺭﺕ ﻭ ﺩﺍﺭﺍﯼ ﻣﺠﻮﺯ ﺑﺎﻧﮏ ﻣﺮﮐﺰﯼ ﺟﻤﻬﻮﺭﯼ ﺍﺳﻼﻣﯽ ﺍﯾﺮﺍﻥ‬

‫ﮔﺰﺍﺭﺵ ﺭﯾﺰ ﺗﻌﻬﺪﺍﺕ ﻓﻌﻠﯽ‪ ،‬ﺗﻌﻬﺪﺍﺕ ﻣﺴﺘﻘﯿﻢ‬

‫ﺗﺴﻬﯿﻼﺕ‬

‫ﺗﻮﺿﯿﺤﺎﺕ ﮔﺰﺍﺭﺵ‬
‫• ﻭﻇﯿﻔﻪ ﮐﻨﺘﺮﻝ ﮔﺰﺍﺭﺵ ﺍﻋﺘﺒﺎﺭﯼ ﺑﻪ ﻋﻬﺪﻩ ﺍﺷﺨﺎﺹ ﻣﯽ ﺑﺎﺷﺪ ﻭ ﺑﺎﯾﺪ ﺑﺎ ﺍﺧﺬ ﮔﺰﺍﺭﺵ ﺍﻋﺘﺒﺎﺭﯼ ﺍﺯ ﺑﺴﺘﺮﻫﺎﯼ ﻣﻮﺟﻮﺩ‪ ،‬ﺍﺯ ﺻﺤﺖ ﺍﻃﻼﻋﺎﺕ ﻣﻨﻌﮑﺲ ﺷﺪﻩ ﺩﺭ ﺁﻥ ﺍﻃﻤﯿﻨﺎﻥ ﺣﺎﺻﻞ ﻧﻤﺎﯾﻨﺪ‪.‬‬
‫ﺑﺪﯾﻬﯽ ﺍﺳﺖ ﺩﺭ ﺻﻮﺭﺕ ﻫﺮﮔﻮﻧﻪ ﻧﻘﺾ ﺩﺭ ﺍﻃﻼﻋﺎﺕ ﮔﺰﺍﺭﺵ ﺍﻋﺘﺒﺎﺭﯼ‪ ،‬ﻭﻇﯿﻔﻪ ﺍﺭﺍﺋﻪ ﺍﻋﺘﺮﺍﺽ ﻭ ﭘﯿﮕﯿﺮﯼ ﺁﻥ ﺑﻪ ﻋﻬﺪﻩ ﺍﺷﺨﺎﺹ ﻣﯽ ﺑﺎﺷﺪ‪.‬‬
‫• ﺍﺷﺨﺎﺹ ﻣﮑﻠﻔﻨﺪ ﺍﻋﺘﺮﺍﺽ ﺧﻮﺩ ﺑﻪ ﮔﺰﺍﺭﺵ ﺍﻋﺘﺒﺎﺭﯼ ﺭﺍ ﻇﺮﻑ ﺣﺪﺍﮐﺜﺮ ﯾﮏ ﻣﺎﻩ ﭘﺲ ﺍﺯ ﺗﺎﺭﯾﺦ ﺩﺭﯾﺎﻓﺖ ﮔﺰﺍﺭﺵ‪ ،‬ﺑﺎ ﺍﺭﺍﺋﻪ ﺷﻤﺎﺭﻩ ﯾﮑﺘﺎﯼ ﮔﺰﺍﺭﺵ ﻣﺬﮐﻮﺭ ﺩﺭ ﺳﺎﻣﺎﻧﻪ ﺭﺳﯿﺪﮔﯽ ﺑﻪ ﺍﻋﺘﺮﺍﺿﺎﺕ‬
‫ﺛﺒﺖ ﻧﻤﺎﯾﻨﺪ‪.‬‬
‫• ﺍﺷﺨﺎﺹ ﺗﻨﻬﺎ ﻣﯽ ﺗﻮﺍﻧﻨﺪ ﻧﺴﺒﺖ ﺑﻪ ﺍﻃﻼﻋﺎﺕ ﮔﺰﺍﺭﺵ ﺍﻋﺘﺒﺎﺭﯼ‪ ،‬ﺍﻋﺘﺮﺍﺽ ﺧﻮﺩ ﺭﺍ ﺛﺒﺖ ﻧﻤﺎﯾﻨﺪ‪.‬‬
‫• ﺩﺭ ﺻﻮﺭﺗﯽ ﮐﻪ ﺍﺷﺨﺎﺹ ﻣﺒﺎﺩﺭﺕ ﺑﻪ ﭘﺮﺩﺍﺧﺖ ﻣﺒﺎﻟﻎ ﻏﯿﺮﺟﺎﺭﯼ ﺗﺴﻬﯿﻼﺕ ﻭ ﺭﻓﻊ ﺳﻮﺀ ﺍﺛﺮ ﭼﮏ ﺑﺮﮔﺸﺘﯽ ﻧﻤﻮﺩﻩ ﺍﻧﺪ‪ ،‬ﺣﺪﺍﻗﻞ ﺯﻣﺎﻥ ﻣﻮﺭﺩ ﻧﯿﺎﺯ ﺑﺮﺍﯼ ﺑﻪ ﺭﻭﺯ ﺭﺳﺎﻧﯽ ﺍﻃﻼﻋﺎﺕ ﻣﺬﮐﻮﺭ ‪ 10‬ﺭﻭﺯ‬
‫ﮐﺎﺭﯼ ﺍﺯ ﺗﺎﺭﯾﺦ ﺍﻗﺪﺍﻡ ﻣﯽ ﺑﺎﺷﺪ ﻭ ﺑﻪ ﺍﻋﺘﺮﺍﺿﺎﺕ ﺍﺭﺍﺋﻪ ﺷﺪﻩ ﺩﺭ ﺑﺎﺯﻩ ﻣﺬﮐﻮﺭ ﺭﺳﯿﺪﮔﯽ ﻧﻤﯽ ﺷﻮﺩ‪.‬‬
‫• ﻣﺴﺌﻮﻟﯿﺖ ﺗﺤﻠﯿﻞ ﺍﻃﻼﻋﺎﺕ ﻭ ﺻﺤﺖ ﮔﺰﺍﺭﺵ ﺍﻋﺘﺒﺎﺭﯼ ﺑﻪ ﻋﻬﺪﻩ ﺷﺮﮐﺖ ﺍﻋﺘﺒﺎﺭﺳﻨﺠﯽ ﻣﯽ ﺑﺎﺷﺪ‪.‬‬

‫‪irancreditscoring.com‬‬ ‫ﺗﻬﺮﺍﻥ‪ ،‬ﮔﺎﻧﺪﯼ ﺟﻨﻮﺑﯽ‪ ،‬ﺧﯿﺎﺑﺎﻥ ﯾﮑﻢ‪ ،‬ﭘﻼﮎ ‪2‬‬

‫ﺻﻔﺤﻪ ‪ 5‬ﺍﺯ ‪5‬‬
‫‪CRM@NICS24.ir‬‬ ‫‪021 - 860 82 841‬‬ ‫‪021 - 877 00 500‬‬