Commission Structure

Advisors- Jan 2025

Products Category

Annuity Par Non-Par ULIP Protection

• GPP- Single • GOLD • GIFT Pro • Signature • iProtect Smart

Premium • Savings • GIFT Assure • iProtect Smart
• Saral Pension Suraksha • ASIP • Platinum ROP
• GPP flexi- • Future Perfect • Signature • iProtect Smart
Regular • Sukh • Life-Time Super
Premium Samruddhi Classic • Protect n Gain
• Gold Pension • Protect n Gain –Life
– Growth • Wish
• Signature
Pension

2
Commission
Structure-
Annuity

3
Product Wise Comm- Annuity

Renewal
Product PPT in Yrs Premium Band First Year Comm
Commissions

GPP Single All 2% NA

Saral Pension Single >25L 2% NA
5-11 Yrs PPT X 3 2% till PPT
GPP - Flexi All
12 Yrs+ 35% 2% till PPT
<10 yr All PPT X 2 2% till PPT
10yr -11yr All PPT X 3 2% till PPT
GPS
>=12yr All 35% 2% till PPT
Single All 2% NA

4
Commission
Structure-
PAR

5
Product Wise Comm- PAR
Renewal
Product PPT in Yrs Premium Band First Year Comm
Commissions

5-11 Yrs PPTX3

GOLD All
12 Yrs+ 35%

5/7/10 Yrs PPTX3

Savings Suraksha All
12 Yrs 35%
3% till PPT
5-10 Yrs PPTX3
Sukh Sammruddhi All
12 Yrs+ 35%

5/7/10 Yrs PPTX3

Future Perfect All
15/20 Yrs 35%

6
Commission
Structure-
NON-PAR

7
Product Wise Comm- NON-PAR
Renewal
Product PPT in Yrs Premium Band First Year Comm
Commissions

5-11 Yrs PPTX3

GIFT Pro All
12 Yrs+ 35%

7/10 Yrs PPTX3

GIFT Long Term All
12 Yrs 35%
2% till PPT
5-10 Yrs PPTX3
GIFT All
12 Yrs+ 35%

5/7/8/10 Yrs PPTX3

ASIP All
12 Yrs 35%

8
Commission
Structure-
ULIP

9
ULIP Comm

10
ULIP Comm

11
Commission
Structure-
Protection

12
Product Wise Comm- Protection
Renewal Commissions
Premium First Year
Product PPT in Yrs 10th 11th 12th
Band Commis 2nd Yr 3rd Yr 4th Yr 5th Yr 6th Yr 7th Yr 8th Yr 9th Yr
Yr Yr Yr+
5 Yrs 15% 2% 2% 2% 2%
7 Yrs 21% 3% 3% 3% 3% 3% 3%
I-Protect
10 yrs 30% 4% 4% 4% 4% 4% 4% 4% 4% 4%
Smart
15 Yrs All 40% 4% 4% 4% 4% 4% 4% 4% 4% 4% 4%
(offline)/
RP 40% 7.5% 7.5% 5% 5% 5% 5% 5% 5% 5% 5% 5%
SUPER
60-age 45% 7.5% 7.5% 5% 5% 5% 5% 5% 5% 5% 5% 5%
SP 2% Not Applicable
IPS (online) Commission applicable for Offline IPS divide by 2.
5 Yrs 15% 4% 2% 2% 2%
7 Yrs 21% 4% 4% 2% 2% 2%
10 Yrs 30% 5% 5% 5% 5% 5% 5%
12 Yrs 35% 5% 5% 5% 5% 5% 5% 5% 5% 5% 5% 5%
15 Yrs 35% 5% 5% 5% 5% 5% 5% 5% 5% 5% 5% 5%
IPS-ROP All
20 Yrs 35% 5% 5% 5% 5% 5% 5% 5% 5% 5% 5% 5%
Lower of
RP PPT*3 5% 5% 5% 5% 5% 5% 5% 5% 5% 5% 5%
OR 35%
SP 1% Not Applicable
IPROP
Same As IPROP No Renewal Commission
(Online)
<=10 yrs All PPT X3 1% 1% 1% 1% 1% 1% 1% 1% 1%
Protect N
Gain Life) >10yrs All 30% 1% 1% 1% 1% 1% 1% 1% 1% 1% 1% 1%

st
WISH Flat 40% -1 Year Comm
13
Happy Selling!