MH GRID 16th-28th FEB' 25

NOTE: *1% LOWER* on GCV if Payment Mode is CHEQUE

ABOVE 3 LACS 1% ADDL FOR BUSINESS VOLUMES
ABOVE 6 LACS 1% ADDL FOR BUSINESS VOLUMES
ABOVE 12 LACS 1% ADDL FOR COST SUPPORT
Note : Additional payouts will be on all Motor Products EXCEPT 2W And Pvt Car Package

PRODUCT INSURER SEGMENT REMARKS NEW PACK STP SAOD OFFLINE BOOK ONLINE

SCOOTER ALL MH 5 51% 49 20 LIVE ON POI

TATA BIKE NAGPUR MUMBAI PUNE 5 35% 35 30 LIVE ON POI
BIKE REST ROM 5 34% 32 20 LIVE ON POI
SCOOTER ALL MH 30% 39 LIVE ON POI
ROYAL ALL MH UPTO 150 CC
BIKE 17% 18 LIVE ON POI
EXCLUDING PUNE

SCOOTER ALL MH 40% 40 10%LESS LIVE ON POI

ICICI ELECTRIC
ALL MH 25 25% 25 25 LIVE ON POI
VEHICLE
SCOOTER 0 22% 22 0 LIVE ON POI
MAGMA
Two BIKE UPTO 150 CC 0 8% 8 0 LIVE ON POI
Wheeler
SCOOTER 57 14 LIVE ON POI
BAJAJ
BIKE ANY CC 52 14 LIVE ON POI
SCOOTER 45% 45 LIVE ON POI
Package upto 15 yrs & TP
SBI BIKE UPTO
upto 25 yrs 22% 22 LIVE ON POI
150 CC

RELIANCE ALL MH 37 49 30
SCOOTER LIVE ON POI

SOMPO ANY 10 10 10 10 LIVE ON POI

SCOOTER ALL MH UPTO 150 CC. 30 LIVE ON POI

LIBERTY
BIKE ALL MH ANY CC 25 LIVE ON POI
PRODUCT INSURER SEGMENT REMARKS NEW PACK STP SAOD OFFLINE BOOK ONLINE
PETROL ALL MH WITH NCB ONLY(W/O NCB
PAYOUT 12% LESS) 21 21% 25 14 LIVE ON POI
ICICI ALL MH WITH NCB ONLY(W/O NCB
DIESEL 16 14% 0 13 LIVE ON POI
PAYOUT 12% LESS)
MUMBAI(MH/55/43/46/47/48/01/02/03/04/05)
PUNE ( MH-12/14/54/53/42) 21% 21% 41% 20 LIVE ON POI
NAGPUR - ( MH 31/32/36/40/49)

TATA MUMBAI(MH/55/43/46/47/48/01/02/03/04/05)
PUNE ( MH-12/14/54/53/42)
PETROL NAGPUR - ( MH 31/32/36/40/49) 26% 41% 20 LIVE ON POI
(TATA RENEWAL ONLY)
REST ALL MH 21 21% 40% 17 LIVE ON POI
REST ALL MH (TATA RENEWAL ONLY) 26% 40% 17 LIVE ON POI
MUMBAI(MH/55/43/46/47/48/01/02/03/04/05)
PUNE ( MH-12/14/54/53/42) 21 21% 40 13 LIVE ON POI
TATA
REST ALL MH (TP DOABLE RTO) 21 21% 30.0 13 LIVE ON POI
DIESEL
NAGPUR 21 21% 16 13 LIVE ON POI
REST ALL MH (TATA RENWAL ONLY) 25% 30 13 LIVE ON POI
ALL MH ALL FUEL WITH NCB ONLY W/O NCB 5% LESS 15 15% 15 LIVE ON POI
SOMPO ALL MH PVT CAR PETROL TP 19.0 LIVE ON POI
ALL MH PVT CAR DIESEL TP 17 LIVE ON POI
HDFC ALL MH ALL FUEL 10 10% 0 10
MUMBAI AND PUNE PETROL ABOVE 1000 CC 44 LIVE ON POI
LIBERTY MUMBAI AND PUNE DIESEL ABOVE 1500 CC 37 LIVE ON POI
ALL MH PACKAGE ALL FUEL 26% 17 LIVE ON POI
MUMBAI PETROL ONLY 40 LIVE ON POI
PVT ROYAL ROM PETROL ONLY 25 LIVE ON POI
CAR PUNE PETROL ONLY 44 LIVE ON POI
PETROL ONLY FOR MH-
01/02/03/04/05/06/43/46/47/48 (MUMBAI) & MH- 48 4% less LIVE ON POI
12/42/14 (PUNE) ABOVE 1000 cc
MAGMA
DIESEL ONLY FOR MH-
01/02/03/04/05/06/43/46/47/48 (MUMBAI) & MH- 39 4% less LIVE ON POI
12/42/14 (PUNE) ABOVE 1000 cc

RELIANCE PETROL ONLY 16 LIVE ON POI

ALL MH 20 20
GO DIGIT PETROL ABOVE 1000 CC AND POI
DIESEL ABOVE 1500 CC
41 LIVE ON POI
ONLY
RTO'S MUM (01,02,03,47), NAVI MUMBAI (04,05,06,43,46,48), PUNE(12,14)
FOR PVT CAR: PACKAGE UPTO 12 YEARS TP UPTO 25 YEARS
ALL MH PACKAGE UPTO 12 YRS EXCL MH15,41 24 24% 24 LIVE ON POI
MUMBAI 48 LIVE ON POI
PETROL/CNG/LPG (BELOW 1500 CC)
PUNE Excluding MARUTI EECO 43 LIVE ON POI
NAVI MUMBAI 43 LIVE ON POI
MUMBAI LIVE ON POI
SBI
PUNE PETROL/CNG/LPG (ABOVE 1500 CC) 53 LIVE ON POI
NAVI MUMBAI LIVE ON POI
MUMBAI LIVE ON POI
PUNE DIESEL (ABOVE 1500 CC) 51 LIVE ON POI
NAVI MUMBAI LIVE ON POI
NO PAYOUT FOR DECLINED MODELS(TATA INDICA & INDIGO, CHEVROLET TAVERA,
TOYOTA QUALIS TRAX, SWIFT AND SWIFT DEZIRE, Audi, BMW, Mercedes declined )
FUTURE ALL MH TP 24
PRODUCT INSURER SEGMENT REMARKS NEW PACK STP BOOK ONLINE

MUMBAI
UPTO 2.5 (MH/55/43/46/47/48/
61 61 61 LIVE ON POI
TONS 01/02/03/04/05)
PUNE ( MH-12/14/54/53/42)
TATA
UPTO 2.5
NAGPUR - ( MH 31/32/36/40/49) 56 56 56 LIVE ON POI
TONS
UPTO 2.5
REST ALL MH 53 53 53 LIVE ON POI
TONS

ALL MH UPTO 5 YRS

UPTO 2600 55 55 LIVE ON POI
EXCL MUM AND PUNE
LIBERTY
GVW ALL MH ABOVE 5 YRS
60% 60% LIVE ON POI
EXCL MUM AND PUNE
UPTO 2800 MUMBAI ONLY PACK UPTO 15,
GVW TP20 YRS
52 52 52
SHRIRAM
UPTO 2800 ALL MH EXCLUDING MUMBAI
GVW PACK UPTO 15,TP20 YRS
44.5 44.5 45

MUMBAI ONLY EXCLUDING MAHINDRA 59 59% 64%

FUTURE
0-2500 ROM EXCLUDING MAHINDRA 56 56% 59%
TONS
SBI: AGE CONDITION: PACKAGE UPTO 15 YEARS & TP UPTO 25 YEARS

TATA AND MARUTI MAKE ONLY 65 65 66

MUMBAI
OTHER MAKE EXCLUDING
NAVI
SBI MAHINDRA 62 62 62
MUMBAI AND
MAXX,BOLERO,CAMPER AND DI.
PUNE ONLY.

MAHINDRA
54 54 54
MAXX,BOLERO,CAMPER AND DI
LIVE ON POI
TATA AND MARUTI MAKE ONLY 63 63 65

ROM OTHER MAKE EXCLUDING

SBI INCLUDING MAHINDRA 59 59 61
MH15,41 MAXX,BOLERO,CAMPER AND DI.

MAHINDRA
51 51 51
MAXX,BOLERO,CAMPER AND DI
 BOOK
PRODUCT INSURER SEGMENT REMARKS NEW PACK STP
ONLINE
SBI-ALL MH EXCLUDING DECLINE RTO'S 31, 32, 33, 34, 35, 36, 40, 41, 49,
12, 14, & 15

6-10
YRS
45% 47
TATA
ABV 10
YRS
50% 51

SBI
6-10 LIVE
YRS
40% 42
ON POI
ASHOK LEYLAND
ABV 10
YRS
45% 47

ANY
MAHINDRA
AGE
42% 44

2500- MUMBAI (MH/55/43/46/47/48/01/02/03/04/05)

PUNE( MH-12/14/54/53/42)
48% 50% 50%
3500

Nagpur ( MH 31/32/36/40/49) 45% 45% 45% LIVE

TATA
ON POI
REST ALL RTOS FOR TATA ASHOK LEYLAND AND MARUTI
ONLY
45% 43%

FROM 2.6 TO 4 TONS MUM AND PUNE ABOVE 5 LIVE ON

LIBERTY 46% 35%
YRS POI

ANY
ALL MH. 44 44
CHOLA AGE
W/O CPA 2.5 LOWER PAY
SHRIRAM MUMBAI ONLY PACK 15 YRS TP 20 YRS 49 49% 49%
ALL MH EXCLUDING
BAJAJ
NASIK/AHMEDNAGAR/KOLHAPUR/DHULE
51%
UNITED ALL MH 40 40 40
 BOOK
PRODUCT INSURER SEGMENT REMARKS NEW PACK STP
ONLINE
SHRIRAM MUMBAI ONLY PACK UPTO 15 AND TP UPTO 20 YRS 39 39% 39%

MUMBAI (MH/55/43/46/47/48/01/02/03/04/05
PUNE( MH-12/14/54/53/42)
25 32% 41%

Nagpur ( MH 31/32/36/40/49) 25 31% 35%

LIVE
TATA ON POI
ROM 1-( MH 50/09/06/08/10/11/07)
ROM2- (MH-45/30/20/28/18/19/21/41/39/15/51)
20% 38%

3500- ROM 3-(MH-16/24/22/17/13/37/52

7500 ROM4-( MH 44/27/23/34/33/35/38/26/25/29) TP 0 20% 36%
ABOVE 7 YEARS ONLY

LIVE
ROYAL MH-12/14/53/54/09/10/13/42/45/11/50 46 ON POI

BAJAJ ALL MH EXLCUDING MUM AND PUNE 41

FUTURE ALL MH 22
LIBERTY MUMBAI AND PUNE 4 TO 7.5 TONS ABOVE 5 YRS 39
(4-7.5T) ROM 4 TO 7.5 TONS ABOVE 5 YRS 25
MH01/02/03/04/055/06/07/08/27/28/29/30/37/43/46/ LIVE ON
SBI 47/48 EXCLUDING EICHER AND MAHINDRA
29 29 POI

BOOK
PRODUCT INSURER SEGMENT REMARKS NEW PACK STP
ONLINE
MUMBAI ONLY 24% 24% 39%
LIVE
MAGMA ROM UPTO 5 YRS 20% 20% 20%
ON POI
ROM ABOVE 5 YEARS 22% 22% 22%
MUMBAI MH - 01/02/03/04/05/43/46/47/48/55 53 LIVE ON
ROYAL POI
PUNE MH-12/14/53/54/09/10/13/42/45/11/50 46
MUMBAI (MH/55/43/46/47/48/01/02/03/04/05)
PUNE( MH-12/14/54/53/42)
25 30% 42%
Nagpur ( MH 31/32/36/40/49) 24 30% 36%
ROM 1-( MH 50/09/06/08/10/11/07) LIVE
TATA 20% 38% ON POI
ROM2- (MH-45/30/20/28/18/19/21/41/39/15/51)
7500- TP
ROM 3-(MH-16/24/22/17/13/37/52 ABOVE
12000 20% 36%
ROM4-( MH 44/27/23/34/33/35/38/26/25/29) 7 YEARS
ONLY
ALL MH WITH CPA ONLY
CHOLA 15 15
W/O CPA PAYOUT 2.5% LOWER
MUMBAI ONLY 44
BAJAJ
ALL MH EXCLUDING
(7500-
BEED/LATUR/OSMANABAD/NANDED/PARBHANI/ 41
15000) HINGOLI/AMBEJOGAI
SHRIRAM ALL MH PACK UPTO 15 YRS ONLY 19 19
MH01/02/03/04/055/06/07/08/27/28/29/30/37/43/46/
SBI
47/48 EXCLUDING EICHER
29 29
 BOOK
PRODUCT INSURER SEGMENT REMARKS NEW PACK TP
ONLINE
SBI AGE CONDITION: PACK UPTO 15 YRS TP UPTO 25 YRS
TATA &
UPTO 5 YRS A.LEYLA 24% 24% 24
ALL MH EXCLUDING EICHER, VE COMMERCIAL ND

AND BHARAT BENZ MAKE

*INCLUDING MH15, MH41* OTHERS 16% 16% 16 LIVE
SBI
ON POI
TATA &
ABV 5 YRS
ALL MH EXCLUDING EICHER, VE COMMERCIAL
A.LEYLA 27% 29
ND
AND BHARAT BENZ MAKE
*INCLUDING MH15, MH41* OTHERS 19% 19
Upto 5
yrs
15% 15% 15.0%
ALL MH EXCL MUMBAI
Above
MAGMA 5 YRS
23% 23.0% LIVE
ON POI
ANY
MUMBAI
AGE
29% 29%

Upto 5
ALL MH EXCLUDING MUMBAI FOR TATA ASHOK yrs
12.0% 12 20
LIVE
RELIANCE LEYLAND AND EIGHER FOR PACKAGE AND
(TP PAYOUT FOR ALL MAKE ) Above ON POI
5 YRS
19 29

MUMBAI UPTO 7
YRS
6% 17% 43.0
(MH/55/43/46/47/48/01/02/03/04/05)
12000- PUNE ( MH-12/14/54/53/42) Above 7
yrs
25% 43.0
20000
UPTO 7
YRS
17% 39.0 LIVE
TATA NAG ( MH 31/32/36/40/49)
Above 7 ON POI
yrs
24% 39.0
UPTO 7
YRS
17% 10.0
REST ALL RTO
Above 7
yrs
24% 39
TATA &
ROYAL 12 MUMBAI MH - 01/02/03/04/05/43/46/47/48/55 AL FOR 27% 47 LIVE
TO 20 PACK
ON POI
TONS PUNE MH-12/14/53/54/09/10/13/42/45/11/50 43

Upto 5
yrs
20% LIVE ON
LIBERTY ALL MH. EXCL BHARAT BENZ AND EICHER DECLINE
Above 5 POI
YRS
26%
ALL MH WITH CPA ONLY
CHOLA 15 15
W/O CPA PAYOUT 2.5%
BAJAJ 15 MUMBAI ONLY 45
TO 20 ALL MH EXCLUDING
TONS 41
BEED/LATUR/OSMANABAD/NANDED/PARBHANI
ALL MH PACK UPTO 15 YRS ONLY INCLUDING
SHRIRAM 19 19
TANKER
FUTURE ALL MH 22
 BOOK
PRODUCT INSURER SEGMENT REMARKS NEW PACK STP
ONLINE
SBI AGE CONDITION: PACK UPTO 15 YRS TP UPTO 25 YRS

ALL MH UPTO 5 YRS TATA & 25% 25% 23

EXCLUDING MH-15 & MH-41 A.LEYLA
INCLUDING EICHER , BHARAT BENZ AND VE ND
COMMERCIAL MAKE OTHER
MAKES
15% 15% 15 LIVE
SBI
ON POI
ALL MH ABOVE 5 YRS TATA &
EXCLUDING MH-15 & MH-41 27% 29
A.LEYLA
INCLUDING EICHER , BHARAT BENZ AND VE ND
COMMERCIAL MAKE OTHER
MAKES
18% 18
Upto 5
yrs
19% 19% LIVE
Magma ALL MH FROM 20 TO 40 TONS Above ON POI
5 YRS
24%
20000-42500 PACK UPTO 15 YRS ONLY
SHRIRAM 19 19
INCLUDING TANKER
Upto 7
MUMBAI yrs
17% 43
(MH/55/43/46/47/48/01/02/03/04/05)
PUNE ( MH-12/14/54/53/42) Above
7 yrs
25% 43

Upto 7
yrs
17% 39
TATA 20
NAGPUR ( MH 31/32/36/40/49) LIVE ON
to 45 Above
20000- TONS 25% 39 POI
7 yrs
40000
Upto 7
yrs
17% 10.0
REST ALL RTO
Above
7 yrs
24% 40.0

TATA &
MUMBAI MH - 01/02/03/04/05/43/46/47/48/55 AL FOR 27% 48
PACK

ROYAL PUNE MH-12/14/53/54/09/10/13/42/45/11/50 41

TATA &
NASHIK AL FOR 17%
PACK

Upto 5
LIBERTY yrs
20% LIVE ON
ALL MH. EXCL BHARAT BENZ AND EICHER
20-43.5 T Above 5 POI
YRS
26%
ALL MH ANY AGE 24 24
CHOLA
W/O CPA PAYOUT 2.5% LOWER FOR ANY YEARS
MUMBAI AND PUNE 20 TO 43 TONS 44
BAJAJ
ALL MH AS PER DOABLE RTOS FROM 20 TO 30 TONS 39
TIPPER AND DUMPER ABOVE 2 YRS FOR MH-
28/31/32/33/37/40/49/50/51/58/59/60/61 21.0%
GODIGIT
TIPER AND DUMPER ABOVE 5 YRS FOR MH-
22.0%
07/08/09/10/16/17/20/27/30/34/35/36/42
FUTURE ALL MH 22
PRODUCT INSURE SEGMENT REMARKS NEW PACK STP BOOK
R ONLINE
WITH CPA ONLY
CHOLA
ALL MH 21 21
40-43
W/O CPA PAYOUT 2.5% LOWER

SHRIRAM ALL MH 42500 TO 50000 KG 10 10

LIVE
MAGMA ALL MH EXCL MUMBAI AND PUNE 13% 13% 21%
ON POI

ABOVE 43 TONS TP MUMBAI ONLY 44

BAJAJ

FUTURE ALL MH 13 13
ABV 40
TONS SBI AGE CONDITION: PACK UPTO 15 YRS TP UPTO 25 YRS

TATA &
UPTO 5 YRS A.LEYLA 10% 10% 12
ALL MH EXCLUDING MH-15 & MH-41 EICHER ND
VE COMMERCIAL AND BHARAT BENZ MAKE
DECLINE
OTHERS 8% 8% 10 LIVE
SBI
ON POI
TATA &
ABOVE 5 YRS A.LEYLA 15% 17
ALL MH EXCLUDING MH-15 & MH-41 EICHER ND
VE COMMERCIAL AND BHARAT BENZ MAKE
DECLINE
OTHERS 10% 11
 INSURER SEGMENT REMARKS NEW PACK STP BOOK
PRODUCT
ONLINE

ALL MH W/O CPA 2.5 LOWER PAYOUT

CHOLA 41% 41% 15%
without trailer

(MH ) without trailer MUMBAI/PUNE 25

LIVE
Reliance ON
(MH ) without trailer NAGPUR 24
POI
(MH ) without trailer ROM 24
TRACTOR
ALL MH EXCLUDIING MUMBAI AND PUNE
LIBERTY 50%
without trailer only

EXCLUDING TRAILER
EXCLUDING MUMBAI
SBI PACK UPTO 15 YRS AND TP UPTO 25 YRS 50 51% 50%
INCLUDING MH15, MH41

FUTURE ALL MH 47

BOOK
PRODUCT INSURER SEGMENT REMARKS NEW PACK STP ONLINE

(Mumbai ONLY) WITH NIL DEP PAYOUT WILL BE

LOWER BY 13 FOR PACK. 46% 46% 45%
(PUNE ONLY) WITH NIL DEP PAYOUT WILL BE
LOWER BY 13 FOR PACK. 36% 36% 36%
RELIANCE AHMEDNAGAR/AURANGABAD/KOLHAPUR/NASI LIVE
UPTO K/ SOLAPUR WITH NO NIL DEP ONLY 3% 3% 0% ON
(6+1) POI
NAGPUR WITH NO NIL DEP WITH NIL DEP
PAYOUT 13 LOWER 26% 26% 26%
Taxi
ROM) WITH NIL DEP PAYOUT WILL BE LOWER BY
12 FOR PACK. 21% 21% 21%

ALL MH ANY UPTO 15 YRS ONLY EXCLUDING

SHRIRAM
MUMBAI (Seating capacity UPTO 6+1)
29% 29% 29%

FUTURE ALL MH (Seating capacity 4+1) 29 35

PRODUCT INSURE SEGMENT REMARKS NEW PACK STP BOOK ONLINE
R
BAJAJ ALL MH PETROL/LPG/CNG ONLY 3+1 61.5 61.5 61.5

ALL MH ALL UPTO 5 YRS 0% 47% 47%

FUEL
LIBERTY LIVE ON POI
EXCL MUM ABOVE 5 YRS 0% 55% 55%
AND PUNE

PCV 3W
TATA ALL MH PETROL/LPG/CNG ONLY 3+1 55% 55% 55%

PETROL/LPG AND CNG

ICICI FOR NAGPUR RTO ONLY 64% 64% LIVE ON POI
ABOVE 5 YEARS

FUTURE ALL MH ALL FUEL EXCL ELECTRIC 49% 49% 54%

PRODUCT INSURER SEGMENT REMARKS NEW PACK STP BOOK ONLINE

TATA ALL MH ALL FUEL 55% 55% 55% LIVE ON POI

ALL MH PACK UPTO 15 AND TP UPTO 25 YEARS

GCV SBI ONLY
57 57% 60% LIVE ON POI
3W

ROYAL ALL MH UPTO 2 TONS 49 49% 53%

PRODUCT INSURE SEGMENT/ REMARKS NEW PACK STP
R SEATER ALL MH EXCLUDING MUMBAI 22% 22% 14%
Digit

ALL MH excl mumbai pune and nagpur -Backhoe

ICICI loader , Bulldozer ,compactor ,excavator 54% 54%
MISD ,roadroller ,wheel loader

ONLY Loader, Excavators/Earth Movers, Crane,

CHOLA Bulldozers/Bullgraders, Road Rollers, Fork Lift 25.0% 25.0% 25%
Trucks

PRODUCT INSURER SEGMENT REMARKS NEW PACK STP

ALL MH ABOVE 12 SEATER

67% 67% 67%
ONLY
SCHOOL BUS

TATA ALL MH BELOW 12 SEATER 40% 40%

STAFF BUS ALL MH ANY SEATER 50% 50% 50%

SCHOOL
BUS
ALL MH EXCLUDING MH-15 & MH-41
SBI UPTO 15 YRS ONLY ABOVE 18 SEATER
50% 50% 50%

UPTO 18 SEATER 59 59 59
RELIANCE
ABOVE 18 SEATER 69 69 69

FUTURE 68% 68% 68%

PRODUCT INSURER SEGMENT REMARKS NEW PACK STP

ALL MH 1-5 YRS

25% 25%
LIBERTY
E
ABOVE 5 YRS 25% 25%
RIKSHAW
(PCV) ICICI ALL MH 0% 50%

BAJAJ ALL MH 20

Note : 1% Additional for 3 lacs business on all Motor Products , and additional 1 %
On above 6 lacs on all Motor Products EXCEPT 2W & Pvt Car Package