Dear zxfb cvhm hm,
Congratulations! Now you are one step closer to achieving your financial goals by choosing smart income solution with Tata AIA Fortune
Guarantee Supreme.
Guaranteed Income:
You have the option to receive your guaranteed income in one of the following ways:
Annually in Advance
Annually,Monthly, quarterly or half-yearly in Arrears
Annually on a "special date" such as your birthdate,anniversary, etc.
Your plan details are as follows:
Policy term (years) 38
Premium payment term (years) 10
Mode of premium payment Yearly
Premium installment as per chosen mode incl. GST ₹10,45,000
Income Paid In Cash 100%
You have chosen to receive guaranteed income every year on policy anniversary
Your income details are as follows:
Income Starts from year 16
No. of years for which you will receive income (Income period) 23
Guaranteed income installment as per chosen frequency ₹14,86,964
Guaranteed maturity benefit ₹1,00,00,000
Your first policy anniversary will be one year from the date of commencement of policy. The date of commencement of policy will be
mentioned in your policy schedule.
If you have opted for special date, the date of first income payout will be the chosen special date that falls after 1st policy anniversary.
The date of first Income payout will be mentioned in your policy schedule.
Best Wishes,
Tata AIA Life Insurance Company Ltd.
Please read complete Sales brochure before concluding sales.
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013. Trade
logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.For any information including cancellation, claims and complaints, please contact our Insurance Advisor /
Intermediary or visit Tata AIA Life's nearest branch office or call 1–860–266–9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com. UIN: 110N163V11
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such
phone calls are requested to lodge a police complaint
BENEFIT ILLUSTRATION
Tata AIA Fortune Guarantee Supreme
Name of the Prospect / Policyholder: zxfb cvhm hm Proposal No: 70025298390
Age (years) : 62 Name of the Product: Tata AIA Fortune Guarantee Supreme
Gender: Male Tag Line: Individual, Non-Linked, Non-Participating Life Insurance Saving Plan
Name of the Life Assured 1 : zxfb cvhm hm Unique Identification Number: 110N163V11
Age (years) : 62 GST Rate : 4.50% for first year
Gender: Male 2.25% second year onwards
Name of the Life Assured 2 : NA
Age (years) : NA
Gender: NA
Policy Term (years) : 38
Premium Payment Term (years) : 10
Amount of Instalment Premium (Rs.) : 10,45,000
Mode of Payment of Premium : Annual
Death Benefit Multiple: 10
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
Policy Details
Plan Option My Income Basic Sum Assured (first Death) Rs. 1,00,00,000
Benefit Deferred Income with Return of Premium Basic Sum Assured (Second Death, if any) Rs. NA
Income/Survival Benefit Frequency Annual Sum Assured on First Death (at inception of the policy) Rs. 1,00,00,000
Return of Premium Benefit Yes Sum Assured on Second Death, if any (at inception of the NA
policy) Rs.
Income/Survival Benefit starts from year 16 Special Date2 NA
Income/Survival Benefit period (years) 23 Settlement Option5 NA
Total Annualized Premiums payable (A) Rs. 1,00,00,000 Total benefits during policy term (B) Rs. 4,42,00,172
Rider Details
Tata AIA Vitality (Wellness Program): No
Details of Life Insured/Partner under the Benefit Option Benefit Payout Return Premium
of Benefit Premium Sum p.a. Year 1
Rider Name / UIN^(Benefit Option / Benefit Payout Option) Lumpsum Income Income Option Payment Assured without Discount
Name Age(yrs) Gender p.a. Duration premium
(Rs.)
(Rs.) (yrs) option Term Term (Rs.) GST (Rs.) (Rs.)
Premium Summary
Base Plan Riders Total Instalment Premium
Instalment Premium without GST (Rs.) 10,00,000 0 10,00,000
Instalment Premium with First year GST (Rs.) 10,45,000 0 10,45,000
Instalment Premium post applicable discount with First year GST (Rs.) 10,45,000 0 10,45,000
Instalment Premium with GST 2nd year onwards (Rs.) 10,22,500 0 10,22,500
Guaranteed Non - Guaranteed
Policy Year Single/ Annualized Premium Death Benefit4
Survival Benefits1 Maturity Benefit (First Death) Death Benefit4 (Second death, if any) Min. Guaranteed Surrender Value3 Special Surrender Value3 Surrender Value
1 10,00,000 0 0 1,00,00,000 NA 0 5,88,831 5,88,831
2 10,00,000 0 0 1,00,00,000 NA 6,00,000 12,62,495 12,62,495
3 10,00,000 0 0 1,00,00,000 NA 10,50,000 20,31,137 20,31,137
4 10,00,000 0 0 1,00,00,000 NA 20,00,000 29,07,734 29,07,734
5 10,00,000 0 0 1,00,00,000 NA 25,00,000 39,04,139 39,04,139
6 10,00,000 0 0 1,00,00,000 NA 30,00,000 50,36,974 50,36,974
7 10,00,000 0 0 1,00,00,000 NA 35,00,000 63,20,464 63,20,464
8 10,00,000 0 0 1,00,00,000 NA 40,80,000 77,75,858 77,75,858
9 10,00,000 0 0 1,00,00,000 NA 47,70,000 94,22,485 94,22,485
10 10,00,000 0 0 1,12,84,850 NA 54,00,000 1,12,84,850 1,12,84,850
11 0 0 0 1,21,71,839 NA 55,00,000 1,21,71,839 1,21,71,839
12 0 0 0 1,31,37,432 NA 57,00,000 1,31,37,432 1,31,37,432
13 0 0 0 1,41,90,163 NA 58,00,000 1,41,90,163 1,41,90,163
14 0 0 0 1,53,38,309 NA 59,00,000 1,53,38,309 1,53,38,309
15 0 0 0 1,65,91,388 NA 61,00,000 1,65,91,388 1,65,91,388
16 0 14,86,964 0 1,79,60,857 NA 62,00,000 1,79,60,857 1,79,60,857
17 0 14,86,964 0 1,78,37,234 NA 48,13,036 1,78,37,234 1,78,37,234
18 0 14,86,964 0 1,77,05,294 NA 35,26,072 1,77,05,294 1,77,05,294
19 0 14,86,964 0 1,75,65,649 NA 21,39,108 1,75,65,649 1,75,65,649
20 0 14,86,964 0 1,74,17,961 NA 7,52,144 1,74,17,961 1,74,17,961
21 0 14,86,964 0 1,72,60,593 NA 0 1,72,60,593 1,72,60,593
22 0 14,86,964 0 1,70,92,513 NA 0 1,70,92,513 1,70,92,513
23 0 14,86,964 0 1,69,13,490 NA 0 1,69,13,490 1,69,13,490
24 0 14,86,964 0 1,67,22,244 NA 0 1,67,22,244 1,67,22,244
25 0 14,86,964 0 1,65,16,999 NA 0 1,65,16,999 1,65,16,999
26 0 14,86,964 0 1,62,96,383 NA 0 1,62,96,383 1,62,96,383
27 0 14,86,964 0 1,60,58,828 NA 0 1,60,58,828 1,60,58,828
28 0 14,86,964 0 1,58,02,120 NA 0 1,58,02,120 1,58,02,120
29 0 14,86,964 0 1,55,24,599 NA 0 1,55,24,599 1,55,24,599
30 0 14,86,964 0 1,52,21,613 NA 0 1,52,21,613 1,52,21,613
31 0 14,86,964 0 1,48,94,215 NA 0 1,48,94,215 1,48,94,215
32 0 14,86,964 0 1,45,33,918 NA 0 1,45,33,918 1,45,33,918
33 0 14,86,964 0 1,41,41,842 NA 0 1,41,41,842 1,41,41,842
34 0 14,86,964 0 1,37,09,467 NA 0 1,37,09,467 1,37,09,467
35 0 14,86,964 0 1,32,34,384 NA 0 1,32,34,384 1,32,34,384
36 0 14,86,964 0 1,27,10,499 NA 0 1,27,10,499 1,27,10,499
37 0 14,86,964 0 1,21,29,732 NA 0 1,21,29,732 1,21,29,732
38 0 14,86,964 1,00,00,000 1,14,86,964 NA 0 1,14,86,964 1,14,86,964
Benefits during Settlement Period 5 (applicable when Settlement option is opted 'Yes')
Proportion of Maturity Benefit opted to be taken as equal installments during settlement period (%) NA
Settlement period (years) NA
Frequency of payouts during Settlement period NA
Amount of each installment as per frequency chosen above (Rs.) NA
For the purpose of this illustration, the discounting rate used NA
Note: Single/Annualised premium excludes underwriting extra premium, loading for modal premiums, the premium paid towards the riders, if any, and Goods and Services Tax.
1. Survival Benefit will be payable at the end of Survival Benefit frequency as chosen or on Special date. Please refer complete Terms and Conditions for more details on Survival Benefits.
2. If you have selected Special Date-
a. The Survival Benefits will be paid out on the chosen special date.
b. The last instalment of Survival Benefit will be paid on the date of maturity and not on the special date and hence, the last instalment will be lower than the earlier Survival Benefits
c. Income payable includes interest for the period between policy anniversary and special date chosen. This illustration assumes the date mentioned in the box below as the policy commencement date for the purpose of calculation of
policy anniversary. However, the actual interest calculation will be based on the policy commencement date mentioned in your policy schedule.
3. The surrender values mentioned above are illustrated at the end of the policy year and will be paid post deducting survival benefit already paid during that year (if any). Special Surrender value may be revised depending on the prevailing
market conditions.
4. The Death Benefit shown above is at the end of the policy year. For single life policies and in case of Second Death for joint life policies, the death benefit illustrated above has been floored to Surrender value (which is inclusive of Non-
Guaranteed Special Surrender Value) payable at that point of time. Upon payment of Death benefit the policy terminates and no further benefits are payable
5. The instalments are derived using the rate equal to '5-year Gsec rate minus 50 bps' as on the end of financial year preceding maturity. The first instalment shall be paid on Maturity & the next as per chosen frequency, in advance. The 5
year G-sec rate will be reviewed every year.
6. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned
anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
7. Please read Sales Brochure carefully before concluding a sale.
I, …...................... (name), have explained the premiums and benefits under the product fully to the prospect / I, zxfb cvhm hm , having received the information with respect to the above, have understood the above statement
policyholder. before entering into the contract.
Place:
Date: 05 Apr 2025 Date: 05 Apr 2025
Signature of Agent / Intermediary / Official Signature of Prospect / Policyholder
Unique Reference Number - L&C/Advt/2024/Dec/3832(Rider -L&C/Advt/2020/Dec/1539 )
Tata AIA Life Insurance Company Ltd. (IRDA of India Regn No. 110) (CIN: U66010MH2000PLC128403)
Registered and Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai- 400013
Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.
For more information, Call the Tata AIA Life Insurance Company Ltd Helpline number1860-266-9966 (local charges apply) or Visit us at: www.tataaia.com
(I)V.96.00/FY2025-2026_Q1/RELEASE 01-04-25/EXPIRY 30-06-2025 005469515NBFGSLPV1N1 05-04-2025 07: 23 PM
