KNOW YOUR CUSTOMER (KYC) DISCLOSURE AND

LEGAL NOTICE AND DEMAND TO OBEY LAW

FORM INSTRUCTIONS

1. PURPOSE OF THIS FORM

1.1. There are many occasions in which members must interact with banks, financial institutions, private employers, utility companies,
and the government online in providing identifying information about themselves in order to satisfy Know Your Customer
Requirements (KYC) of federal law. In most cases, account holders are literally COMPELLED to provide what is called either a
Social Security Number (SSN) or a “Permanent address”, which is then never defined on the website interface or by the person
asking for it. The financial institution online interface often FORCES you to fill in a real, verified address and will not accept the
input of the address if it is fictional or fabricated in the interest of protecting your sovereignty.
1.2. The focus of this form is to provide a compact, convenient form you can link to on our site as a member through the interface
provided on the financial institution website in order to create, in effect, a MANDATORY attachment to the online interface that:
1.2.1. Alleviates fears of the financial institution that you are trying to escape legal accountability in case the services you are
contracting them to perform for you are used for illegal or criminal purposes by you.
1.2.2. Describes and proves the legal status of the applicant.
1.2.3. Documents the MINIMUM requirements of the Know Your Customer (KYC) laws.
1.2.4. Explains why Social Security Number is NOT required to be disclosed.
1.2.5. Neutralizes every possible connection to civil statutes, domicile, or residence.
1.2.6. Protects your civil status as a non-resident non-person.
1.2.7. Prevents any commercial or civil enforcement use by either the financial institution or the government.
1.2.8. Protects your privacy by ensuring that the information is never disclosed to any third party.
1.3. KYC compliance is a sensitive area for financial institutions that they are loath to discuss, because they want to protect their
plausible deniability on the issue if they are prosecuting for being complicit in legal violations relating to the use of their services
by their customers. These are clearly “Third Rail Issues” that they will therefore refuse to discuss in order to prevent the
generation of any evidence which might be used to prove “mens rea” in connection with the illegal use of their services.
2. PROCEDURE FOR USE:
2.1. You can reference this form very compactly as a URL within Line 2 of the Address field you fill out online with the financial
institution.
2.2. In the online form of the financial institution or employer on the Address Field line 2, write “Mandatory attachment:
http://sedm.org/of/09.084.pdf”
2.3. You can use the following in your correspondence submitting this form as an example:
Dear anonymous unaccountable person I'm not allowed to know anything about in violation of the Know Your
Customer (KYC) rules:

1. I have done as you requested and entered a mailing address.

2. You have previously told me that you recognize that there is not a Social Security Number requirement and
accommodated it, and now you are contradicting yourself. Please make up your mind.

3. The attachment provided signed under penalty of perjury establishes that:

3.1 There is no legal requirement to provide one.
3.2 Insisting that I provide one is a CRIME under 42 U.S.C. §408(a)(8).

You can find the latest copy of this form at:

https://sedm.org/Forms/09-Procs/KYCDisclosure.pdf

As far as "Identifying Number" required under the KYC rules at 31 C.F.R. §1020.220(a), you are legally authorized
to use the ID numbers associated with the ID I uploaded to your site, which is ___________________.

This should satisfy all the legal requirements that are the basis for your Customer Due Diligence (CDD) program. I
have my own such program as well, so please in your response fully disclose the following:

Know Your Customer (KYC) Disclosure and Legal Notice and Demand to Obey Law 1
Copyright Sovereignty Education and Defense Ministry, http://sedm.org
Form 09.084, Rev. 02-11-2024, http://sedm.org
 1. Your full legal name.
2. Your address.
3. Exactly who the information submitted to you about me will be disclosed to and under what circumstances there is
such a disclosure.
4. The full text of any agreements in place between you and anyone you share my personal information with.

Thank you for your cooperation so far. The job you do no doubt is difficult and risk prone and I do appreciate your
willingness to cheerfully and diligently do it well. It is not a job I would want but someone has to do it.

Have a blessed day,

John Doe

3. RESOURCES FOR FURTHER STUDY:

3.1. Money Laundering Enforcement SCAM, Form #05.044-Section 7 describes Know Your Customer (KYC) legal requirements.
https://sedm.org/Forms/05-MemLaw/MoneyLaunderingScam.pdf
3.2. Permanent Address Notice for Online Use, Form #04.230-use this in connection with online disclosures of address information for
your account, or in connection with online wiring instructions.
https://sedm.org/of/04.230.pdf
3.3. Citizenship Diagrams, Form #10.010-simplified pictorial representation of citizenship relationships
https://sedm.org/Forms/10-Emancipation/CitizenshipDiagrams.pdf
3.4. Proof that American Nationals are Nonresident Aliens, Form #09.081
https://sedm.org/Forms/09-Procs/ProofAnNRA.pdf
3.5. Rebutted False Arguments About the Nonresident Alien Position When Used by American Nationals, Form #08.031
https://sedm.org/Forms/08-PolicyDocs/RebArgNRA.pdf
3.6. Nonresident Alien Position Course, Form #12.045
https://sedm.org/LibertyU/NRA.pdf
3.7. W-8SUB, Form #04.231-our substitute for a W-8
https://sedm.org/Forms/04-Tax/2-Withholding/W-8SUB.pdf
3.8. Money, Banking, and Credit Page, Section 6.1: Identity Theft
https://famguardian.org/Subjects/MoneyBanking/MoneyBanking.htm
3.9. Money, Banking, and Credit Page, Section 6.4: Currency Transaction Reporting, Family Guardian Fellowship
https://famguardian.org/Subjects/MoneyBanking/MoneyBanking.htm
3.10. Money, Banking, and Credit Page, Section 8.6: Foreign Bank Account Reporting (FBAR), Family Guardian Fellowship
https://famguardian.org/Subjects/MoneyBanking/MoneyBanking.htm
3.11. Permanent Address Definition, Law Insider
https://www.lawinsider.com/dictionary/permanent-address
3.12. Sovereignty Forms and Instructions Online, Form #10.004, Cites by topic: “residence”-the ONLY parties with a “residence” under
the Internal Revenue Code are ALIENS, and NEVER “nationals” or statutory “citizens”.
https://famguardian.org/TaxFreedom/CitesByTopic/residence.htm
3.13. Citizenship Status v. Tax Status, Form #10.011
https://sedm.org/Forms/10-Emancipation/CitizenshipStatusVTaxStatus/CitizenshipVTaxStatus.htm
3.14. Why Domicile and Becoming a “Taxpayer” Require Your Consent, Form #05.002
https://sedm.org/Forms/FormIndex.htm
3.15. Sovereignty Forms and Instructions Online, Form #10.004, Cites by topic: “domicile”.
https://famguardian.org/TaxFreedom/CitesByTopic/domicile.htm
3.16. About IRS Form W-8BEN, Form #04.202
https://sedm.org/Forms/FormIndex.htm
3.17. Why You are a “national”, “State National”, and Constitutional but not Statutory Citizen, Form #05.006
https://sedm.org/Forms/05-MemLaw/WhyThiefOrPubOfficer.pdf
3.18. You’re Not a STATUTORY “citizen” under the Internal Revenue Code
http://famguardian.org/Subjects/Taxes/Citizenship/NotACitizenUnderIRC.htm
3.19. You’re not a STATUTORY “resident” under the Internal Revenue Code
http://famguardian.org/Subjects/Taxes/Citizenship/Resident.htm

Know Your Customer (KYC) Disclosure and Legal Notice and Demand to Obey Law 2
Copyright Sovereignty Education and Defense Ministry, http://sedm.org
Form 09.084, Rev. 02-11-2024, http://sedm.org
 1 KNOW YOUR CUSTOMER DISCLOSURE AND
2 LEGAL NOTICE AND DEMAND TO OBEY THE LAW
3

4 Table of Contents
5 1 Abbreviated Synopsis of Account Holder or Customer Civil Status ......................................... 1
6 2 Purpose of this Form ....................................................................................................................... 3
7 3 How to respond to this legal notice ................................................................................................ 5
8 4 Know Your Customer (KYC) Legal Requirements for Financial Institutions in the United
9 States................................................................................................................................................. 6
10 5 Social Security Number Disclosure ............................................................................................... 8
11 6 Definitions of terms used on all forms and online forms provided by Account Holder to
12 Website Provider ............................................................................................................................. 9
13 7 Civil Status of Account Holder ...................................................................................................... 9
14 8 Foreign Bank Account Reporting (FBAR) requirement relating to affected account(s) ....... 10
15 9 Accuracy and Redaction Provisions ............................................................................................ 11
16 10 Privacy Provisions ......................................................................................................................... 11
17 11 Negligent Disregard for the laws documented herein constitutes consent to pay damages ... 11
18 12 Perjury Statement ......................................................................................................................... 12
19
20

21 1 Abbreviated Synopsis of Account Holder or Customer Civil Status

22 That applicant or account holder has the following civil status:

23 1. Account holder or applicant is a nonresident alien as defined in 26 U.S.C. §7701(b)(1)(B). For exhaustive proof, see:
Proof that American Nationals are Nonresident Aliens, Form #09.081
https://sedm.org/Forms/09-Procs/ProofAnNRA.pdf
24 2. For a rebuttal to nearly every possible argument against asserting that the applicant is NOT a nonresident alien, see:
Rebutted False Arguments About the Nonresident Alien Position When Used by American Nationals, Form #08.031
https://sedm.org/Forms/08-PolicyDocs/RebArgNRA.pdf
25 3. If you need court admissible legal evidence that Applicant is in fact a nonresident alien, he or she is willing to submit the following
26 signed under penalty of perjury. JUST ASK and you will receive it immediately:
W-8SUB, Form #04.231
https://sedm.org/Forms/04-Tax/2-Withholding/W-8SUB.pdf
27 4. Applicant or Account Holder does not satisfy any of the legal requirements for having or using or mandating the use of a Social
28 Security Number, Taxpayer Identification Number (TIN), or Individual Taxpayer Identification Number (ITIN) found in any of the
29 following in connection with his or her interactions with the Recipient.
30 4.1. He or she is not an alien and therefore is ineligible for an ITIN. Not all “nonresident aliens” are “aliens”. 26 C.F.R.
31 §301.6109-1(d)
32 https://www.law.cornell.edu/cfr/text/26/301.6109-1
33 4.2. Does not satisfy any of the conditions for mandating the use of TINs in the case of “nonresident aliens” found in 26 C.F.R.
34 §301.6109-1(b)(2).
35 https://www.law.cornell.edu/cfr/text/26/301.6109-1
36 4.3. Does not satisfy the requirement for use or disclosure of an SSN or TIN in opening a bank account. 31 C.F.R.
37 §1020.410(b)(3)(x).
38 https://www.law.cornell.edu/cfr/text/31/1020.410
39 4.4. Does not satisfy the requirement for disclosing a TIN in connection with registered securities. 31 C.F.R. §306.10 and Part II.
40 https://www.law.cornell.edu/cfr/text/31/306.10
41 5. The KYC CIP rules found in 31 C.F.R. §1020.220(a)(2)(i)(A):
42 5.1. Require a Taxpayer Identification Number only in the case of a STATUTORY “U.S. person” defined in 26 U.S.C.
43 §7701(a)(30). Applicant or Account Holder is NOT such a “U.S. person” and does not file 1040 tax returns as proof that he or
44 she is. Further, it is a CRIME to do so as described below:
Why Its a Crime for a state National to File a 1040 Income Tax Return, Form #08.021
https://sedm.org/Forms/08-PolicyDocs/WhyCrimefileReturn.pdf
45 5.2. Require ONLY an “Identification Number” and NOT a “Social Security Number” or “Taxpayer Identification Number” in the
46 case of “non-U.S. persons” to include:
Know Your Customer (KYC) Disclosure and Legal Notice and Demand to Obey Law Page 1 of 12
Form 09.084, Rev. 02-11-2024, http://sedm.org EXHIBIT: _______of ______
 1 (ii) For a non-U.S. person, one or more of the following:
2 [1] A taxpayer identification number;
3 [2] passport number and country of issuance;
4 [3] alien identification card number;
5 [4] or number and country of issuance of any other government-issued document evidencing nationality or
6 residence and bearing a photograph or similar safeguard.

7 6. Because the Applicant or Account Holder is a “nonresident alien”, NOT a STATUTORY “U.S. person” and has no legal
8 requirement to have or use a Social Security Number, there is NO legal requirement to disclose one in connection with the
9 relationship between the Applicant or Account Holder and the Recipient financial institution.
10 7. It is a CRIME to compel the use of a Social Security Number where the use of one is NOT required. See 42 U.S.C. §408(a)(8).
11 8. Applicant or Account Holder:
12 8.1. Does NOT consent to the use of any government issued identifying number or civil statutory status, and therefore any
13 compulsion on your part is a CRIMINAL offense and an instance of criminal identity theft.
14 8.2. Does not have a lawfully issued STATUTORY “Social Security Number”. You can’t “have” something that doesn’t belong to
15 you and it’s stealing and fraud to claim otherwise. The STATUTORY number is property of the government issuer, not the
16 user. 20 C.F.R. §422.103(d).
17 8.3. Is not eligible for Social Security. See:
Why You Aren’t Eligible for Social Security, Form #06.001
https://sedm.org/Forms/06-AvoidingFranch/SSNotEligible.pdf
18 8.4. Cannot LAWFULLY use or possess a STATUTORY Social Security Number issued under the authority of 20 C.F.R.
19 §422.103 because NOT a statutory government “employee” as required by that entire title. The ability to regulate PRIVATE
20 conduct is repugnant to the constitution. On must therefore VOLUNTEER to be treated AS IF they are a government
21 statutory “employee” in order to be regulated outside the statutory geographical “United States” defined in 26 U.S.C.
22 §7701(a)(9) and (a)(10), 5 U.S.C. §110(d), and 26 U.S.C. §3121, and 42 U.S.C. §1301.
23 8.5. Sincerely believes that he would be criminally impersonating such a statutory government “employee” if he DID have or use a
24 STATUTORY Social Security Number identified therein. Only PUBLIC employees can lawfully possess or use PUBLIC
25 property such as a Social Security Card or Social Security Number.
26 8.6. Has a religious objection to the use of any government identifying number as documented in:
27 8.6.1. Socialism: The New American Civil Religion, Form #05.016
28 https://sedm.org/Forms/05-MemLaw/SocialismCivilReligion.pdf
29 8.6.2. Social Security: Mark of the Beast, Form #11.407
30 http://famguardian.org/Publications/SocialSecurity/TOC.htm
31 8.7. Hereby defines any use of identifying numbers associated with his account or identity as privately issued NON-STATUTORY
32 numbers which constitute a license to the recipient or user under the following terms and conditions if it is used for any kind
33 of civil enforcement or commercial purpose that benefits the Recipient or any government in any way. All such uses
34 constitute “purposeful availment” of a commercial benefit and a waiver of official, judicial, and sovereign immunity by all
35 concerned:
Injury Defense Franchise and Agreement, Form #06.027
https://sedm.org/Forms/06-AvoidingFranch/InjuryDefenseFranchise.pdf
36 9. Applicant is willing and able to satisfy the requirements of 31 C.F.R. §1020.220(a)(2)(i)(A)(4)(ii) above WITHOUT supplying a
37 Social Security Number or Taxpayer Identification Number and has provided same during the application process.
38 10. Any attempt to compel the use of a TIN or SSN through any of the following means is hereby declared to be a criminal offense in
39 violation of:
40 10.1. 42 U.S.C. §408(a)(8).
41 10.2. 18 U.S.C. §912: False personation. Impersonating a public “employee”.
42 10.3. 18 U.S.C. §875: Interstate communications.
43 10.4. 18 U.S.C. §876: Mailing threatening communications. Your threat to close or not grant my account in connection with
44 getting me to do things the law does not expressly require is threatening.
45 10.5. 18 U.S.C. §880: Receiving the proceeds of extortion.
46 11. Because criminal activities are inevitable if the Applicant or Account Holder discloses a STATUTORY Social Security Number and
47 the origin of the crime is duress by the Recipient financial institution, beyond that point there is absolutely no question in the mind
48 of the Applicant or Account Holder that every use of his money in connection with the services of the financial institution would
49 constitute criminal money laundering.
50 12. The MONEY LAUNDERING statutes do not apply to your relationship to the account holder or applicant:
51 12.1. NONE of the transactions your systems will be used for will ever occur in the STATUTORY geographical “United States” as
52 defined in 31 U.S.C. §5312(a)(6). The “States” are not defined to include areas within the exclusive jurisdiction of
53 constitutional states of the Union. Thus, the transactions are not “domestic” as defined in the AML statutes.
54 12.2. Applicant is not the “person” in 31 U.S.C. §5312(a)(5) defined to include: “(5)“person”, in addition to its meaning under
55 section 1 of title 1, includes a trustee, a representative of an estate and, when the Secretary prescribes, a governmental entity.”
56 12.3. Currency Transaction Reports (CTRs), Suspicious Activity Reports (SARs) are not required because the Applicant is NOT
57 lawfully engaged in a statutory “trade or business” as defined in 26 U.S.C. §7701(a)(26) and cannot lawfully engage in same
58 outside the statutory geographical “United States” defined in 26 U.S.C. §7701(a)(9) and (a)(10). See:
Know Your Customer (KYC) Disclosure and Legal Notice and Demand to Obey Law Page 2 of 12
Form 09.084, Rev. 02-11-2024, http://sedm.org EXHIBIT: _______of ______
 Demand for Verified Evidence of “Trade or Business” Activity: Currency Transaction Report (CTR), Form #04.008
https://sedm.org/Forms/04-Tax/0-CorrErrInfoRtns/DmdVerEvOfTradeOrBusiness-CTR.pdf
1 12.4. Applicant is not an alien who could or would come under the purview of the foreign commerce jurisdiction of the United
2 States government throughout the COUNTRY “United States”.
3 12.5. The term “trade or business” is a very narrowly defined “term of art” that doesn’t apply to ordinary transactions of most
4 Americans including the Applicant. See:
The “Trade or Business” Scam, Form #05.001
https://sedm.org/Forms/05-MemLaw/TradeOrBusScam.pdf
5 13. If there is any question in your mind about what the law requires, I encourage you to study it yourself as I have by reading the
6 following document on this subject and the relevant statutes. Certainly, YOU should read it as part of your Customer Due Diligence
7 compliance efforts, because understanding it has BROAD application to all your customers.
Money Laundering Enforcement Scam, Form #05.044
https://sedm.org/Forms/05-MemLaw/MoneyLaunderingScam.pdf
8 14. The fact that you are or may be unwilling to acknowledge, admit, and act upon the information contained herein is very caustic to
9 your public credibility and our relationship. Why would I want to do business with those who:
10 14.1. REFUSE to read the law.
11 14.2. REFUSE to TALK about the legal requirements applicable to the services you are contracting them for.
12 14.3. REFUSE to disclose when and how they divulge or use information you provide them with about yourself to third parties. I
13 have asked for this information previously and got nothing but crickets.
14 15. The information provided herein demonstrates that the Applicant takes VERY seriously LEARNING and COMPLYING with the
15 law and even insisting that all those he or she does business with do the same. It also deflects any possibility that either I or you can
16 have a mens rea or evil intent that might have criminal prosecution consequences. I hope and pray you take this subject JUST as
17 seriously as me by:
18 15.1. Reading this entire submission.
19 15.2. Reading all referenced statutes, regulations, and documents.
20 15.3. Grant me the account or service I am applying for with NOTHING more than the information I am willing and legally
21 required to give you and NOTHING more.
22 15.4. Not try to threaten me with either terminating, pausing, or not granting services because I won’t comply with company policy
23 that clearly exceeds the requirements of law and sanctions criminal activity on your part and my part if I cooperate in any way
24 with it.
25 16. Lastly, I remind the recipient that it is a criminal offense to interfere with commerce through threats or violence. 18 U.S.C. §1951.
26 This includes threatening to either close, to not grant, or to interfere with using financial institutions by demanding that I commit the
27 crimes documented herein to satisfy your unreasonable, unlawful, harmful, and illegal KYC policies.

28 2 Purpose of this Form

29 This form serves the following specific purposes:

30 1. Documents the MINIMUM requirements of the Know Your Customer (KYC) laws.
31 2. Assists the Recipient to satisfy Customer Due Diligence (CCD) requirements of enacted law.
32 3. Explains why Social Security Number is NOT required to be disclosed.
33 4. Alleviates fears of the financial institution that applicant is trying to escape legal accountability in case the services provided by the
34 Recipient of this form are abused for illegal or criminal purposes by you.
35 5. Describes and proves the legal status of the applicant.
36 6. Accepts and welcomes only common law and criminal enforcement if the services of the Recipient are abused.
37 7. Neutralizes every possible connection to civil statutes, domicile, or residence.
38 8. Protects my and your privacy by ensuring that the information is never disclosed to any third party.
39 9. Prevents any commercial or civil enforcement use by either the financial institution or the government. KYC rules require that
40 information disclosed may only be used for CRIMINAL enforcement and not CIVIL statutory enforcement.

41 This form shall constitute a MANDATORY attachment to any and all online forms which ask for a “Social Security Number”, “Permanent
42 Address”, “Residence Address” or other information about an Account Holder. The information provided in the online form is declared
43 by the user or account holder as WILLFULLY false, fraudulent, and misleading WITHOUT this mandatory attachment being included
44 with any and all disclosures by the organization maintaining the website that accepts such information who are called “Website Provider”
45 herein. Such organizations include but are not limited to any and all financial institutions, private employers, governments, etc. who must
46 comply with Know Your Customer (KYC), Bank Secrecy Act (BSA), or Anti-Money Laundering (AML) legal requirements.

47 For the purposes of this form, “Website Provider” or “Recipient” is the person hosting the online form which asks for a “Permanent
48 Address”, Social Security Number (SSN), or Taxpayer identification Number (TIN), and “Account Holder” is the human being entering
49 the information into the website maintained by “Website Provider”.

50 This MANDATORY attachment has been rendered absolutely necessary by the following circumstances surrounding the requirement
51 expressed by Website Provider for such information:

Know Your Customer (KYC) Disclosure and Legal Notice and Demand to Obey Law Page 3 of 12
Form 09.084, Rev. 02-11-2024, http://sedm.org EXHIBIT: _______of ______
 1 1. The Website Provider MANDATES the entry and use of a “Permanent Address”, or “Residence” associated with Account Holder
2 on their website.
3 2. The Website Provider MANDATES disclosure of a Social Security Number (SSN) or Taxpayer Identification Number (TIN).
4 3. The term “Permanent Address” or “Residence” is never defined and has legal implications, or commercial or civil statutory
5 enforcement uses that are not fully disclosed by Website Provider.
6 4. The specific uses to which the information submitted may be put by the Website Provider are never expressly disclosed.
7 5. The third parties or governments to which the information provided is disclosed to are not fully specified.
8 6. The information provided is disclosed to unknown and unaccountable government agents in pursuance to money laundering
9 enforcement uses that in most cases are a SCAM and ILLEGAL to enforce against the Submitter as described below:
10 6.1. Why It is Illegal For You to Enforce Money Laundering Statutes In My Specific Case, Form #06.046
11 https://sedm.org/Forms/06-AvoidingFranch/MonLaundEnfIllegal.pdf
12 6.2. Money Laundering Enforcement SCAM, Form #05.044
13 https://sedm.org/Forms/05-MemLaw/MoneyLaunderingScam.pdf
14 7. The service requested of the Website Provider mandate the unnecessary disclosure of personal information that is not necessary to
15 complete the transaction, and which might incriminate the Account Holder under civil statutes that do not apply to him/her. Service
16 is threatened to be denied by the Website Provider if this information is not disclosed, thus subjecting the Account Holder to:
17 7.1. Criminal duress and extortion.
18 7.2. An interference or common law trespass with their exercise of constitutionally protected private property rights by an agent of
19 the state, which includes all those enforcing any civil statutory or criminal law per the State Action Doctrine of the U.S.
20 Supreme Court.
Enumeration of Inalienable Rights, Form #10.002
https://sedm.org/Forms/10-Emancipation/EnumRights.pdf
21 8. The Website Provider actively interferes with the disclosure of the information on this form in connection with the transaction by
22 limiting the number of characters or the types of characters allowed to be entered in online fields through their web interface.
23 9. By providing the information asked for, the Website Provider is in essence asking the Account Holder to make a legal determination
24 about his or her civil status that he or she does NOT want to make and is entirely unqualified to make by virtue of acting in an
25 EXCLUSIVELY private capacity and not in a public office.
26 “A private person cannot make constitutions or laws, nor can he with authority construe them, nor can he
27 administer or execute them.”
28 [United States v. Harris, 106 U.S. 629, 1 S.Ct. 601, 27 L.Ed. 290 (1883)]

29 Invoking a civil or legal status such as a “Permanent Address” falls in the above, and can be done only by a public officer and never
30 by a private person.
31 10. The Account Holder, DOES NOT wish to have ANY civil statutory domicile, residence, or permanent address as commonly
32 understood or used. See:
Your Exclusive Right to Declare or Establish Your Civil Status, Form #13.008
https://sedm.org/Forms/13-SelfFamilyChurchGovnce/RightToDeclStatus.pdf
33 11. The Account Holder does not wish to have any civil or legal status other than a human being under the constitution and the common
34 law and NEVER under the civil statutory law or any franchise or tax statute. In fact, imputing any civil statutory status or legal
35 status other than this is hereby declared by the Account Holder to be criminal identity theft per the following:
Government Identity Theft, Form #05.046
https://sedm.org/Forms/05-MemLaw/GovernmentIdentityTheft.pdf
36 12. The government and the courts have declared that NOTHING found in any government publication, and nothing said by any
37 government officer, unless under oath in court or signed under penalty of perjury, should be relied upon as factual or actionable.
38 Account Holder is entitled to the same equal treatment and equal protection. See:
39 12.1. Reasonable Belief About Income Tax Liability, Form #05.007
40 https://sedm.org/Forms/05-MemLaw/ReasonableBelief.pdf
41 12.2. Legal Deception, Propaganda, and Fraud, Form #05.014
42 https://sedm.org/Forms/05-MemLaw/LegalDecPropFraud.pdf
43 13. The Account Holder is not the proper subject of any information return reporting, such as 1099, 1098, W-2, etc and it would be a
44 CRIME to do so as indicated below:
45 13.1. The “Trade or Business” Scam, Form #05.001
46 https://sedm.org/Forms/05-MemLaw/TradeOrBusScam.pdf
47 13.2. Correcting Erroneous Information Returns, Form #04.001
48 https://sedm.org/Forms/04-Tax/0-CorrErrInfoRtns/CorrErrInfoRtns.pdf
49 13.3. W-2CC (custom), Form #04.304
50 https://sedm.org/Forms/04-Tax/3-Reporting/FormW-2CC-Cust/FormW-2CC.pdf
51 13.4. 1099-CC, Form #04.309
52 https://sedm.org/Forms/04-Tax/3-Reporting/Form1099-CC-Cust/Form1099-CC.pdf
53 14. The Account Holder has a religious objection to contracting with or acquiring a civil statutory status with or politically associating
54 with any and every government, because it constitutes religious idolatry and removes them from the protection of the laws of their
55 Creator, the constitution, and the common law. See:
Choice of Law, Litigation Tool #01.010
https://sedm.org/Litigation/01-General/ChoiceOfLaw.pdf

Know Your Customer (KYC) Disclosure and Legal Notice and Demand to Obey Law Page 4 of 12
Form 09.084, Rev. 02-11-2024, http://sedm.org EXHIBIT: _______of ______
 1 The remainder of this form shall specify the restrictions imposed upon all information submitted by Account Holder to Website or Service
2 Provider, INCLUDING but not limited to “Permanent Address”.

3 3 How to respond to this legal notice

4 Please respond to the correspondence with the following approach:

5 1. Open or keep open the financial account or relationship that is the subject of this correspondence.
6 2. If you won’t open or keep open the financial account or relationship then please:
7 2.1. Identify the full legal name, phone, email, and work address of the person responding to this correspondence as required by
8 the KYC rules.
9 2.2. Explain why the identification number associated with the ID I provided rather than an SSN or TIN does not satisfy the KYC
10 requirement for an identification numbers as described herein.
11 2.3. Explain what SPECIFIC additional information that you are LEGALLY allowed to ask for has NOT been provided. Don’t
12 just say:
13 “We still need you to submit additional information but can’t or won’t identify what ‘it’ specifically is.”

14 2.4. Explain WHY you think you have the legal authority to ask for it and why compelling disclosure is NOT a violation of 42
15 U.S.C. §408(a)(8).
16 2.5. Explain how you can have a company policy that MANDATES that your customers help you violate 42 U.S.C. §408(a)(8) and
17 how you legally justify doing so.
18 2.6. Provide court admissible evidence that the Account Holder does not have the legal status he or she claims.
19 2.7. Provide court admissible evidence disproving anything disclosed herein under penalty of perjury is inaccurate or incorrect.
20 2.8. Explain why you think the statutes and regulations cited herein do not apply to our relationship.
21 2.9. Provide proof that United States as used in the Internal Revenue Code in its geographical sense expressly includes anything
22 OTHER than the District of Columbia:
23 2.9.1. 26 U.S.C. §7701(a)(9) and (a)(10) mentions only the District of Columbia as a State.
24 2.9.2. The definition of “State” in 4 U.S.C. §110(d) does not expressly include the exclusive jurisdiction of constitutional
25 states.
26 2.9.3. The default definition of “The STATES” is provided in 4 U.S.C. §110(d) as:
27 4 U.S. Code §110 – The States
28 (d)The term “State” includes any Territory or possession of the United States.

29 2.9.4. The term “foreign country” is defined in the regulations at 26 C.F.R. §301.7701(b)-2(b) as INCLUDING “The States”
30 above:
31 26 C.F.R. §301.7701(b)-2 - Closer connection exception.
32 (b) Foreign country.
33 For purposes of section 7701(b) and the regulations thereunder, the term “foreign country” when used in a
34 geographical sense includes any territory under the sovereignty of the United Nations or a government other than
35 that of the United States. It includes the territorial waters of the foreign country (determined in accordance with
36 the laws of the United States), and the seabed and subsoil of those submarine areas which are adjacent to the
37 territorial waters of the foreign country and over which the foreign country has exclusive rights, in accordance
38 with international law, with respect to the exploration and exploitation of natural resources. It also includes the
39 possessions and territories of the United States.

40 2.9.5. The term “United States” is legally defined in the regulations as EXCLUDING “The States” in 4 U.S.C. §110(d) above
41 also:
42 26 C.F.R. §301.7701-7 - Trusts—domestic and foreign.
43 (3) Definitions.
44 The following definitions apply for purposes of this section:
45 (i) Court.
46 The term court includes any federal, state, or local court.
47 (ii) The United States.

48 The term the United States is used in this section in a geographical sense. Thus, for purposes of the court test, the
49 United States includes only the States and the District of Columbia. See section 7701(a)(9). Accordingly, a court
50 within a territory or possession of the United States or within a foreign country is not a court within the
51 United States.

Know Your Customer (KYC) Disclosure and Legal Notice and Demand to Obey Law Page 5 of 12
Form 09.084, Rev. 02-11-2024, http://sedm.org EXHIBIT: _______of ______
 1 Note in the above that “state” is lower case, implying that it is legislatively FOREIGN in respect to the sovereignty
2 enacting the above interpretive regulation. Note also that the CONSTITUTIONAL status of the Union are NOWHERE
3 mentioned and are therefore purposefully excluded under the rules of statutory construction.
4 2.9.6. People born and domiciled in ONE of the 4 U.S.C. §110(d) “States” are identified as “nonresidents, not a citizen of the
5 United States” for the purpose of the ENTIRE Title 26!
6 26 U.S. Code § 2209 - Certain residents of possessions considered nonresidents not citizens of the United States
7 A decedent who was a citizen of the United States and a resident of a possession thereof at the time of his death
8 shall, for purposes of the tax imposed by this chapter, be considered a “nonresident not a citizen of the United
9 States” within the meaning of that term wherever used in this title, but only if such person acquired his United
10 States citizenship solely by reason of (1) his being a citizen of such possession of the United States, or (2) his
11 birth or residence within such possession of the United States.
12 (Added Pub. L. 86–779, § 4(b)(1), Sept. 14, 1960, 74 Stat. 999.)

13 3. Provide the following information to me about how you use personal information about me:
14 3.1. Exactly who you disclose it to and under what circumstances.
15 3.2. Exactly WHAT you disclose.
16 3.3. The full text of any agreement with third parties that you disclose it to.
17 3.4. What reports you file against your account holders to government agencies or regulators and the name and contact information
18 of those agencies, such as:
19 3.4.1. Suspicious Activity Reports (SARs).
20 3.4.2. Currency Transaction Reports (CTRs).

21 Responding to this correspondence with any of the following tactics shall be interpreted as an admission that you are violating the legal
22 rights of the applicant or account holder, seek to cover it up, and are therefore in “risk management” mode awaiting litigation for doing so:

23 1. Rapidly closing the trouble ticket this correspondence without dealing with all the issues herein.
24 2. Abruptly closing the account without full explanation.
25 3. Ignoring all communication beyond this point.
26 4. Refusing to address exactly what information you need and why you think its lawful to ask for it.

27 4 Know Your Customer (KYC) Legal Requirements for Financial Institutions in the United States

28 USA Patriot Act Section 326 requires banks and other financial institutions to have a Customer Identification Program (CIP). These
29 requirements are also found in 31 C.F.R. §1020.2201. These Know Your Customer (KYC) regulations mandate that banks collect specific
30 information to verify the identity of their customers. Here are the key requirements:

31 1. Name: Banks must obtain the customer’s full legal name.

32 2. Date of Birth: For individual customers, the bank needs to record their date of birth.
33 3. Address: The customer’s residential or business street address is required.
34 4. Identification Number: Banks must collect an identification number, which can be a government-issued ID (such as a passport or
35 driver’s license) or another unique identifier. There is NO requirement to disclosure a Social Security number as the identifying
36 number.

37 The above requirements are found in 31 C.F.R. §1020.220(a):

38 § 1020.220 Customer identification program requirements for banks.

39 (a) Customer Identification Program: minimum requirements—
40 (1) In general.
41 A bank required to have an anti-money laundering compliance program under the regulations implementing 31
42 U.S.C. 5318(h), 12 U.S.C. 1818(s), or 12 U.S.C. 1786(q)(1) must implement a written Customer Identification
43 Program (CIP) appropriate for the bank's size and type of business that, at a minimum, includes each of the
44 requirements of paragraphs (a)(1) through (5) of this section. The CIP must be a part of the anti-money
45 laundering compliance program.
46 (2) Identity verification procedures.
47 The CIP must include risk-based procedures for verifying the identity of each customer to the extent reasonable
48 and practicable. The procedures must enable the bank to form a reasonable belief that it knows the true identity
49 of each customer. These procedures must be based on the bank's assessment of the relevant risks, including those
50 presented by the various types of accounts maintained by the bank, the various methods of opening accounts

1
See: https://www.law.cornell.edu/cfr/text/31/1020.220

Know Your Customer (KYC) Disclosure and Legal Notice and Demand to Obey Law Page 6 of 12
Form 09.084, Rev. 02-11-2024, http://sedm.org EXHIBIT: _______of ______
 1 provided by the bank, the various types of identifying information available, and the bank's size, location, and
2 customer base. At a minimum, these procedures must contain the elements described in this paragraph (a)(2).
3 (i) Customer information required—
4 (A) In general.
5 The CIP must contain procedures for opening an account that specify the identifying information that will be
6 obtained from each customer. Except as permitted by paragraphs (a)(2)(i)(B) and (C) of this section, the bank
7 must obtain, at a minimum, the following information from the customer prior to opening an account:
8 (1) Name;
9 (2) Date of birth, for an individual;
10 (3) Address, which shall be:
11 (i) For an individual, a residential or business street address;
12 (ii) For an individual who does not have a residential or business street address, an Army Post Office
13 (APO) or Fleet Post Office (FPO) box number, or the residential or business street address of next of kin
14 or of another contact individual; or
15 (iii) For a person other than an individual (such as a corporation, partnership, or trust), a principal
16 place of business, local office, or other physical location; and
17 (4) Identification number, which shall be:
18 (i) For a U.S. person, a taxpayer identification number; or
19 (ii) For a non-U.S. person, one or more of the following: A taxpayer identification number; passport
20 number and country of issuance; alien identification card number; or number and country of issuance
21 of any other government-issued document evidencing nationality or residence and bearing a
22 photograph or similar safeguard.
23 NOTE TO PARAGRAPH (A)(2)(I)(A)(4)(II):
24 When opening an account for a foreign business or enterprise that does not have an identification number, the
25 bank must request alternative government-issued documentation certifying the existence of the business or
26 enterprise.
27 (B) Exception for persons applying for a taxpayer identification number. Instead of obtaining a taxpayer
28 identification number from a customer prior to opening the account, the CIP may include procedures for opening
29 an account for a customer that has applied for, but has not received, a taxpayer identification number. In this
30 case, the CIP must include procedures to confirm that the application was filed before the customer opens the
31 account and to obtain the taxpayer identification number within a reasonable period of time after the account is
32 opened.
33 (C) Credit card accounts. In connection with a customer who opens a credit card account, a bank may obtain
34 the identifying information about a customer required under paragraph (a)(2)(i)(A) by acquiring it from a third-
35 party source prior to extending credit to the customer.
36 (ii) Customer verification. The CIP must contain procedures for verifying the identity of the customer, using
37 information obtained in accordance with paragraph (a)(2)(i) of this section, within a reasonable time after the
38 account is opened. The procedures must describe when the bank will use documents, non-documentary methods,
39 or a combination of both methods as described in this paragraph (a)(2)(ii).
40 (A) Verification through documents. For a bank relying on documents, the CIP must contain procedures that
41 set forth the documents that the bank will use. These documents may include:
42 (1) For an individual, unexpired government-issued identification evidencing nationality or residence
43 and bearing a photograph or similar safeguard, such as a driver's license or passport; and
44 (2) For a person other than an individual (such as a corporation, partnership, or trust), documents
45 showing the existence of the entity, such as certified articles of incorporation, a government-issued
46 business license, a partnership agreement, or trust instrument.
47 (B) Verification through non-documentary methods. For a bank relying on non-documentary methods, the
48 CIP must contain procedures that describe the non-documentary methods the bank will use.
49 (1) These methods may include contacting a customer; independently verifying the customer's identity
50 through the comparison of information provided by the customer with information obtained from a
51 consumer reporting agency, public database, or other source; checking references with other financial
52 institutions; and obtaining a financial statement.
53 (2) The bank's non-documentary procedures must address situations where an individual is unable to
54 present an unexpired government-issued identification document that bears a photograph or similar
55 safeguard; the bank is not familiar with the documents presented; the account is opened without
56 obtaining documents; the customer opens the account without appearing in person at the bank; and
57 where the bank is otherwise presented with circumstances that increase the risk that the bank will be
58 unable to verify the true identity of a customer through documents.

Know Your Customer (KYC) Disclosure and Legal Notice and Demand to Obey Law Page 7 of 12
Form 09.084, Rev. 02-11-2024, http://sedm.org EXHIBIT: _______of ______
 1 (C) Additional verification for certain customers. The CIP must address situations where, based on the bank's
2 risk assessment of a new account opened by a customer that is not an individual, the bank will obtain information
3 about individuals with authority or control over such account, including signatories, in order to verify the
4 customer's identity. This verification method applies only when the bank cannot verify the customer's true identity
5 using the verification methods described in paragraphs (a)(2)(ii)(A) and (B) of this section.
6 (iii) Lack of verification. The CIP must include procedures for responding to circumstances in which the bank
7 cannot form a reasonable belief that it knows the true identity of a customer. These procedures should describe:
8 (A) When the bank should not open an account;
9 (B) The terms under which a customer may use an account while the bank attempts to verify the customer's
10 identity;
11 (C) When the bank should close an account, after attempts to verify a customer's identity have failed; and
12 (D) When the bank should file a Suspicious Activity Report in accordance with applicable law and regulation.

13 The procedures for verifying this information should be risk-based and reasonable. Banks assess relevant risks, considering factors like
14 account types, methods of account opening, available identifying information, the bank’s size, location, and customer base2. In summary,
15 KYC ensures that banks know their customers well enough to prevent fraud, money laundering, and other illicit activities.

16 5 Social Security Number Disclosure

17 The specific KYC identification requirements are found in 31 C.F.R. §1020.220(a)(2)(i)(A) above. With respect to IDENTIFYING
18 numbers, the requirement for “nonresident aliens” defined in 26 U.S.C. §7701(b)(1)(B) is:

19 31 C.F.R. §1020.220(a)(2)(i)(A)(4)(ii)
20 (4) Identification number, which shall be:
21 (i) For a U.S. person, a taxpayer identification number; or
22 (ii) For a non-U.S. person, one or more of the following:
23 [1] A taxpayer identification number;
24 [2] passport number and country of issuance;
25 [3] alien identification card number;
26 [4] or number and country of issuance of any other government-issued document evidencing nationality
27 or residence and bearing a photograph or similar safeguard.
28 NOTE TO PARAGRAPH (A)(2)(I)(A)(4)(II):
29 When opening an account for a foreign business or enterprise that does not have an identification number, the
30 bank must request alternative government-issued documentation certifying the existence of the business or
31 enterprise.
32 [SOURCE: https://www.law.cornell.edu/cfr/text/31/1020.220]

33 Note that financial institutions are NOT required by the above to collect a Social Security Number, but ONLY an “identification number”
34 as described above. Even the 1040NR tax return doesn’t call the number on the form a Social Security Number, but “Your identifying
35 number” consistent with the above.3 If they therefore insist on collecting a Social Security Number, and especially one that you are NOT
36 eligible for and have notified the government you are ineligible for, it would be FRAUD to give them a STATUTORY Social Security
37 Number.

38 Further, “nonresident aliens” not engaged in a STATUTORY “trade or business” under 26 U.S.C. §7701(a)(26) are SPECIFIALLY
39 exempted from the need to provide EITHER a Taxpayer Identification Number or a Social Security number by the following authorities:

40 1. 26 C.F.R. §301.6109-1(b)(2).
41 2. 31 C.F.R. §1020.410(b)(3)(x).
42 3. 31 C.F.R. §306.10 and Part II.

43 If you would like a form documenting this exemption, we encourage you to use the following form off our website:

W-8SUB, Form #04.231

https://sedm.org/Forms/04-Tax/2-Withholding/W-8SUB.pdf

2
See: https://www.fdic.gov/news/financial-institution-letters/2021/fil21012b.pdf
3
See: https://www.irs.gov/pub/irs-pdf/f1040nr.pdf

Know Your Customer (KYC) Disclosure and Legal Notice and Demand to Obey Law Page 8 of 12
Form 09.084, Rev. 02-11-2024, http://sedm.org EXHIBIT: _______of ______
 1 If financial institutions balk at treating an American National born anywhere in the COUNTRY “United States” as a nonresident alien, you
2 can refer them to the following FREE exhaustive proof on our website, all of which is also referenced in the above form W-8SUB Frequently
3 Asked Questions:

4 1. Nonresident Alien Position Course, Form #12.045

5 https://sedm.org/LibertyU/NRA.pdf
6 2. Proof that American Nationals are Nonresident Aliens, Form #09.081
7 https://sedm.org/Forms/09-Procs/ProofAnNRA.pdf
8 3. Rebutted False Arguments about the Nonresident Alien Position When Used by American Nationals, Form #08.031
9 https://sedm.org/Forms/08-PolicyDocs/RebArgNRA.pdf

10 6 Definitions of terms used on all forms and online forms provided by Account Holder to Website Provider

11 The term “Permanent Address” is hereby defined in all records about the Account Holder, including the website the information is entered
12 on, as follows:
13 The term “Permanent Address” means all of the following:
14 1. A fictitious random address made up by Account Holder which is NOT a domicile, NOT a STATUTORY
15 “residence”, and not or place of abode of the Account Holder.
16 2. Information entered or provided UNDER duress, because the Website Provider threatened to close the account
17 without one and/or would not allow information required on the form to be accepted WITHOUT specifying a
18 specific REAL or verifiable address.
19 3. Information that may not be disclosed to any party OTHER than the Website Provider and which there are
20 financial penalties for all such disclosures.
21 4. Information which is not for use in delivering mail or legal service of process.
22 5. Information which may NOT be put a commercial use that would benefit anyone OTHER than the Account
23 Holder.
24 6. Information which is the property NOT of the Website Provider but the Account Holder, and therefore requires
25 the express written permission of the Account Holder in writing to share with anyone other than Website Provider.
26 7. Information which is NOT consistent with the following definition:
27 https://www.lawinsider.com/dictionary/permanent-address

28 7 Civil Status of Account Holder

29 The Civil Status of the Account Holder is Nonresident Alien as defined in 26 U.S.C. §7701(b)(1)(B). He or she is NOT a statutory “U.S.
30 person” as indicated in 26 U.S.C. §7701(a)(30). This determination is based upon the following facts:

31 1. The legal definition of the statutory “United States” found in 26 U.S.C. §7701(a)(9) and (a)(10), 4 U.S.C. §110(d).
32 2. The fact that income tax is based on DOMICILE, not NATIONALITY per the U.S. Supreme Court in Lawrence v. State Tax
33 Commission, 286 U.S. 276 (1932).4
34 3. The fact that those human beings who participate in the tax system do so voluntarily, as proven in:
How State Nationals Volunteer to Pay Income Tax, Form #08.024
https://sedm.org/Forms/08-PolicyDocs/HowYouVolForIncomeTax.pdf

35 The account to which any and all transactions relating to this document was either opened with a W-8BEN voluntarily, or a W-9 was
36 compelled under illegal duress to open the account, usually because of one of the following two MALICIOUS mistakes:

37 1. The financial institution ILLEGALLY made up their OWN definition of “nonresident alien” that conflicts with the one found in 26
38 U.S.C. §7701(b)(1)(B), which defines a “nonresident alien individual” as someone who is NEITHER a STATUTORY “citizen” nor
39 a STATUTORY “resident”. Instead, the financial institution INCORRECTLY defined “nonresident alien” as an ALIEN (foreign
40 national) who is a “nonresident”. Not all STATUTORY “nonresident aliens” under 26 U.S.C. §7701(b)(1)(B) are “aliens” (foreign
41 nationals) born nor naturalized in a foreign COUNTRY. People born in states of the Union are ALSO “nonresident aliens” by
42 default. More proof of this is found in:
43 1.1. About IRS Form W-8BEN, Form #04.202, Section 14
44 https://sedm.org/Forms/04-Tax/2-Withholding/W-8BEN/AboutIRSFormW-8BEN.htm
45 1.2. Nonresident Alien Position Course, Form #12.045
46 https://sedm.org/LibertyU/NRA.pdf
47 1.3. Proof that American Nationals are Nonresident Aliens, Form #09.081
48 https://sedm.org/Forms/09-Procs/ProofAnNRA.pdf

4
See the following free resource for proof: Why Domicile and Becoming a “Taxpayer” Require Your Consent, Form #05.002; https://sedm.org/Forms/05-MemLaw/Domicile.pdf.

Know Your Customer (KYC) Disclosure and Legal Notice and Demand to Obey Law Page 9 of 12
Form 09.084, Rev. 02-11-2024, http://sedm.org EXHIBIT: _______of ______
 1 1.4. Rebutted False Arguments about the Nonresident Alien Position When Used by American Nationals, Form #08.031
2 https://sedm.org/Forms/08-PolicyDocs/RebArgNRA.pdf
3
4 2. The financial institution incorrectly and fraudulently interpreted the geographical definition of ‘United States” as defined in 26
5 U.S.C. §7701(a)(9) and (a)(10) as including land under the exclusive jurisdiction of a constitutional state.
6 26 U.S. Code § 7701 - Definitions
7 (a)When used in this title, where not otherwise distinctly expressed or manifestly incompatible with the intent
8 thereof—
9 (9)UNITED STATES
10 The term “United States” when used in a geographical sense includes only the States and the District of
11 Columbia.
12 (10)STATE
13 The term “State” shall be construed to include the District of Columbia, where such construction is necessary to
14 carry out provisions of this title.

15 Neither banks and financial institutions nor even courts or Executive Branch employees are legislative bodies. They CANNOT on a
16 whim add or remove anything they want from the definition of “nonresident alien” or “United States” by mere internal policy.
17 Criminal consequences would ensue if they DID. For proof that geographical United States does NOT include areas within the
18 exclusive jurisdiction of a constitutional state, see:

19 2.1. An Investigation Into the Meaning of the Term "United States" (OFFSITE LINK)- statutory definitions of geographical tax
20 terms. Family Guardian Fellowship
21 https://famguardian.org/Subjects/Taxes/ChallJurisdiction/Definitions/freemaninvestigation.htm
22 2.2. Citizenship, Domicile, and Tax Status Options, Form #10.002
23 https://sedm.org/Forms/10-Emancipation/CitDomTaxStatusOptions.pdf
24 2.3. Citizenship Status v. Tax Status, Form #10.011
25 https://sedm.org/Forms/10-Emancipation/CitizenshipStatusVTaxStatus/CitizenshipVTaxStatus.htm
26 3. The result of such malicious and in this case willful misapplication of the law by the financial institution is criminal identity theft as
27 documented in:
Identity Theft Affidavit, Form #14.020
https://sedm.org/Forms/14-PropProtection/Identity_Theft_Affidavit-f14039.pdf

28 In the event that a W-9 is on file for the account submitted under duress even though the Account Holder is a “nonresident alien”, then:

29 1. The term “U.S. person” as used on the W-9 means a nonresident alien in a constitutional state, and not the statutory “U.S. person”
30 described in 26 U.S.C. §7701(a)(30).
31 2. The term “U.S.” as used on the Form W-9 means a foreign jurisdiction outside of the exclusive jurisdiction of the national
32 government and within the exclusive jurisdiction of a Constitutional state.
33 3. The following affidavit of duress relating to the duress is hereby stipulated to be correct by all parties concerned:
Affidavit of Duress: Illegal Tax Enforcement by De Facto Officers, Form #02.005
https://sedm.org/Forms/02-Affidavits/AffOfDuress-Tax.pdf

34 Regardless of whether duress was applied in submitting the WRONG withholding form such as a W-9, the civil legal status of the Account
35 Holder is further exhaustively described in the following documents which form a MANDATORY attachment to all account application
36 paperwork and which supersede any withholding documents on file at all affected banks or financial institutions:

37 1. Affidavit of Citizenship, Domicile, and Tax Status, Form #02.001- Boxes 11.7 and 12.2 checked.
38 https://sedm.org/Forms/02-Affidavits/AffCitDomTax.pdf
39 2. Tax Form Attachment, Form #04.201
40 https://sedm.org/Forms/04-Tax/2-Withholding/TaxFormAtt.pdf
41 3. Citizenship, Domicile, and Tax Status Options, Form #10.003
42 https://sedm.org/Forms/10-Emancipation/CitDomTaxStatusOptions.pdf
43 4. Why It Is Illegal for Me to Request or Use a Taxpayer Identification Number, Form #04.205
44 https://sedm.org/Forms/04-Tax/2-Withholding/WhyTINIllegal.pdf

45 8 Foreign Bank Account Reporting (FBAR) requirement relating to affected account(s)

46 Because Account Holder is NOT a statutory “U.S. person” under 26 U.S.C. §7701(a)(30) and does not file RESIDENT 1040 forms, then
47 there is NO requirement to report the affected account(s) pursuant to the following authorities or any accounts to which funds in the affected
48 account might be wired:

Know Your Customer (KYC) Disclosure and Legal Notice and Demand to Obey Law Page 10 of 12
Form 09.084, Rev. 02-11-2024, http://sedm.org EXHIBIT: _______of ______
 1 1. 5 U.S.C. §301
2 https://www.law.cornell.edu/uscode/text/5/301
3 2. 31 U.S.C. §5314
4 https://www.law.cornell.edu/uscode/text/31/5314
5 3. 31 C.F.R. Chapter X-FINCEN, Part 1010-General Provisions
6 https://www.law.cornell.edu/cfr/text/31/part-1010/subpart-C
7 4. 31 C.F.R. Subpart C-Reports Required to be Made
8 https://www.law.cornell.edu/cfr/text/31/part-1010/subpart-C
9 5. 31 C.F.R. §1010.350-Reports of foreign financial accounts
10 https://www.law.cornell.edu/cfr/text/31/1010.350
11 6. 31 C.F.R. §1010.360-Reports of transactions with foreign financial agencies
12 https://www.law.cornell.edu/cfr/text/31/1010.360
13 7. Public Law 91-508
14 https://famguardian.org/Subjects/MoneyBanking/Banks/PublicLaw-91-508.pdf

15 More on the subject of FBAR reporting can be found at:

Money Banking, and Credit Page, Section 8.6: Foreign Bank Account Reporting -Family Guardian Fellowship
https://famguardian.org/Subjects/MoneyBanking/MoneyBanking.htm#FBAR

16 9 Accuracy and Redaction Provisions

17 If this form in its entirety and all documents referenced by this form are NOT included and admitted in unredacted form in any and all
18 disclosures by Website Provider about the Account Holder and his/her transactions or activities and any and all litigation relating to Account
19 Holder about this account, then the Account Holder hereby declares such disclosures to be FALSE, FRAUDULENT, PERJURIOUS (18
20 U.S.C. §§1001 and 1621), an obstruction of justice (18 U.S.C Chapter 73), and in violation of criminal laws relating to false computer
21 records at 18 U.S.C. §1030. Recipient also stipulates that this is true by virtue of the PRIVILEGE and beneficial and commercial use or
22 abuse of information about and property of the Account Holder.

23 10 Privacy Provisions

24 Information submitted to the Website Provider is the exclusive property of the Account Holder on temporary loan to the Website Provider
25 with legal strings attached. Provisions regulating the use of such property are indicated below, and are mandatory in the case of all
26 commercial or civil statutory enforcement uses of information provided by Account Holder to Website Provider:

Privacy Agreement, Form #06.014

https://sedm.org/Forms/06-AvoidingFranch/PrivacyAgreement.pdf

27 11 Negligent Disregard for the laws documented herein constitutes consent to pay damages

28 A disregard or negligent disregard for the laws and conditions described herein by the Website Provider relating to Account Holder and
29 assets on account by any of the following means shall constitute consent to pay all legal fees and damages in defending against the
30 consequences of such negligence resulting from wrongful criminal prosecution, wrongful tax collection activity relating to any of the
31 following:

32 1. False or inaccurate Suspicious Activity Reports (SARs).

33 2. Information return reporting on the affected accounts, none of which is legally authorized.
34

Know Your Customer (KYC) Disclosure and Legal Notice and Demand to Obey Law Page 11 of 12
Form 09.084, Rev. 02-11-2024, http://sedm.org EXHIBIT: _______of ______
1 12 Perjury Statement

2 I solemnly promise that I will do my best to protect your interests and not use your services to knowingly violate any law, as the laws are
3 explained here.

4 I certify under penalty of perjury from without the statutory geographical “United States’ in 28 U.S.C. §1746(1) and from within the
5 exclusive jurisdiction of a constitutional state within the “United States of America” that all the law and facts provided by me in this
6 document are true, correct, and complete to the best of my knowledge and ability.

Signature: Date:

Know Your Customer (KYC) Disclosure and Legal Notice and Demand to Obey Law Page 12 of 12
Form 09.084, Rev. 02-11-2024, http://sedm.org EXHIBIT: _______of ______