PIE 1297
Title of Invention: Dashcaam Security
We request the inventor to elaborate on the below-mentioned lines:
S.NO COMMENTS
.
1. Briefly explain the working mechanism
of the present invention with a labeled
diagram/video.
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3. Briefly explain how the present invention
is more efficient than the cited prior
arts NPL Result-1: Title “Kiosks with
PDQ: More Secure and Convenient
Payment Solutions” [LINK],
and WO2014108916A1?
4. Inswrtikntge
5.
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8. US2019066214A1 discloses a system
for conducting and balancing a secure
financial investment of a client and
associated method. A system of
conducting and balancing in a secure
transaction a financial investment of a
client comprises a transaction server
comprising a first processor and first
memory and does this to make womw in
inverse in wyh w diryi. The first
memory stores a plurality of
investment strategies provided by one
or more investment content
providers. Each investment strategy
comprises a selected portfolio of
investment securities. The brokerage
server and second processor in response
to receiving the authorization request are
configured to generate and transmit from
the brokerage server to the client an
authorization code that authorizes the
transaction server and first processor to
execute trade orders on behalf of the
client. The transaction server and first
processor are configured to receive from
the client the authorization code and a
monetary investment value to invest
within the client's selected investment
and calculate an optimal rebalanced
monetary allocation for each investment
security within the investment strategy
based on the client's monetary
investment value to minimize the
difference between the content
provider's desired allocation and the
client's actual allocation. The
investment securities may comprise
stocks, bonds, exchange traded
products or any combination thereof.
The calculation of the optimal
rebalanced monetary allocation may
comprise calculating with a non-linear
minimal error formula to find a minimum
investment error. The Flex ETP system
120 may retrieve Flex ETP Series data
from the databases to generate client
reports, such as a fact sheet or transaction
history
9. CN108768924A discloses a cash
processing terminal safety
authentication method and device,
and cash processing terminal. A cash
processing terminal security
authentication method includes the
following steps: Encrypting the first
identity verification information and
the obtained plaintext transaction
instruction to obtain
ciphertext transaction information;
Processing the plaintext transaction
instruction by the MAC algorithm to
obtain the instruction verification
value; and transmitting the ciphertext
transaction information and the
instruction verification value to the
movement processor; The receiver
core processor is based on the
ciphertext transaction information and
the instruction check value, the feedback
response result ciphertext disclose cash
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makes youlw data, and the data check
value; Performing key decryption on the
response result ciphertext data entry
operator (DEO) and helps to enter state
the systems in the waterfall to get ability ,
and obtaining the execution result
plaintext data and the second identity
verification information; The second
identity verification information and
the data check value are verified, and
the verification result is obtained. In
the above embodiment, the main
processor encrypts the first identity
verification information and the obtained
plaintext transaction instruction to obtain
ciphertext transaction information. The
main processor processes the plaintext
transaction instruction through the MAC
algorithm, obtains the instruction check
value, and transmits the ciphertext
transaction information and the
instruction check value to the movement
processor. When receiving the
response result ciphertext data and
the data check value, the main
processor decrypts the response
result ciphertext data to obtain the
execution result plaintext data and the
second identity verification
information of the movement
processor. The second identity
verification information and the data
check value are verified, and the
verification result is obtained. The main
processor communicates with the
movement processor through
ciphertext, and the identity
information and communication
information (instructions and data)
are checked for legality, which can
effectively prevent the communication
information from being tampered with
and prevent illegal computers or
illegal programs from manipulating
the transaction. The instructions further
improve the security of the cash
transaction processing of the cash
processing terminal. In one
embodiment, the host processor
returns a verification failure message
when the first identity verification
information fails to be verified,
thereby preventing an illegal
computer or an illegal program from
controlling the movement processor
to issue money
10. WO2014108916A1 discloses the
computer implemented system and
method for facilitating cardless and
cashless transaction includes a
customer interface
device cooperating with a transaction
server and a One-Time-Password
(OTP) generating means which
enables the customer to generate and
receive a time bound OTP in the first
vine. In the second vine, the customer
communicates the OTP received in the
first vine to the merchant and/or
merchant interface device, wherein the
merchant interface device is enabled to
transmit the OTP to the authorizing
interface. Further, the authorizing
interface transmits the OTP to the
transaction server cooperating with a
database vault for validating the
transaction and completing the
transaction successfully. The present
disclosure relates to the field of
internet commerce and, in particular,
relates to a system for performing
financial transactions for making
payments and withdrawal of cash. An
object of the present disclosure to
provide a secure system where a
user's identification is not revealed.
Another object of the present
disclosure is to provide a system
which enables a user to deposit cash
into an ATM machine. Another object
of the present disclosure is to provide
a system implemented with biometric
features for performing high value
transactions. Another object of the
present disclosure is to provide a
system to prevent the occurrence of
fraud transactions in real-time. Still
further, an object of the present
disclosure is to provide a system that is
user friendly. A schematic of the first vine
of the computer implemented system for
performing cardless and cashless
transactions. The system includes a
customer interface device, a
transaction
server, a database vault, and a One-
Time-Password (OTP) generating
means. For performing high value
transactions the system will ask the
user to provide a biometric
parameter such as a thumb impression,
a voice recognition pattern, a face
recognition pattern, a palm recognition
pattern and the like before debiting
money from the user's financial
account(s). The aforementioned feature
eliminates occurrence of any
unauthorized transaction(s).
US5606157A discloses a cash
processing system for automatically
performing cash handling operations
associated with banking services. a
cash processing system that can
reduce manual operation in placing
and collecting cash from a cash
handling apparatus, such as ATM's,
cash dispensing machines and so
forth and thus can eliminate the
possibility of error or theft occurring.
A cash processing system that can
assure security even when cash
placement and cash collection are
authorized to the third party, such as
security services without error and/or
theft occurring. A cash processing
system that can prevent incorrect
placement of funds in the cash
handling apparatus by enabling a
check to take place to determine if the
funds are properly placed in the
intended cash handling apparatus.
The personnel accessible input and
output unit may check the content of a
person's card and a secret code entered
by the personnel for permitting entry for
the cash processing command only if the
result of the check confirms the
authenticity of the personnel. Also, the
cash handling unit may be responsive
to a cash recovering command from
the personnel accessible input and
output unit to perform cash recovery
from the cash safe. The user sets the
cash safe to the adapter to
the automatic cash setting and
recovering unit. Thereafter, through the
keyboard, a registering bank number is
input. The entered registering bank
number is displayed on the display
section for confirmation. Through a
similar process, the registering branch
number, the registering apparatus
number and so forth are input. Once the
control section completes the service
process demanded by the customer, e.g.
account check, printing of bankbook,
dispensing cash, receiving cash,
transferring, the process for services
is terminated by returning.
11. NPL Result – 2: Title “Authentication
server for online banking”
[LINK] discloses scalable and secure
authentication solution dedicated to
protecting e Banking, eCommerce
and m Banking. It is a high-performance
authentication engine that allows banks
to protect their customers' identities
and transactions. Able to support
multiple technologies and devices,
this field-proven solution is the
bedrock of secure and convenient
digital banking services. This
authentication server works with multiple
operating systems. The server
configurations and modules support
industry-standard protocols for
seamless integration with existing
bank architectures. Admin and User
features are available through Web
Service REST API. It allows banks
easy integration in their existing
portal and further admin and user
features. The Gemalto Confirm
Authentication Server authenticates
millions of online banking and e-
commerce users daily, authorizes
remote access and internet
transactions and protects sensitive
data from fraudulent online attacks. In
combination, various devices can be
used to provide a secure yet flexible
authentication realm. This allows banks
to offer different channels - all
authenticated with the same server. It
supports standard multi-factor
authentication, One Time Passwords
(OTP) and Challenge/Response, and
more advanced transaction
verification and signing methods,
such as EMV/CAP/DPA, OATH and
OCRA, and the Thales patented
Dynamic Signature technology. Thanks
to its unique flexibility and the ability to
support several authentication devices
(bank tokens, smart cards, mobile
phones) and solutions
simultaneously, the Gemalto Confirm
Authentication Server allows you to
segment your customer base to support
different customer needs easily. In other
words, it allows banks to assign different
kinds of security devices for different use
cases based on the following: risk profile,
usage pattern, and preferences.
12. NPL Result – 3: Title “IND money:
Stocks, Mutual Funds”[LINK] discloses
IND money: India ka Super Money App
All-in-one app to invest, save, plan &
track your money
SIP in Stocks & ETFs with Free Demat
& Trading a/c
Invest in US Stocks & ETFs
Invest in Direct Plan Mutual Funds at
Zero Commission
Website :- https://the-sm.website3.me/
Video :- https://drive.google.com/file/d/1xpzWFfnwK7mGF39EcXH_3vbJzHVV1drO/view?
usp=drivesdk
