Uco Bank
Uco Bank
Date: 09-04-2025
ENGAGEMENT ON CONTRACTUAL BASIS
ADVERTISEMENT NO: HO/HRM/RECR/2025-26/COM-01
UCO Bank invites online application from qualified and experienced professionals for the various positions in
the Bank on contractual basis. Candidates are requested to apply Online as per the registration link
available on Bank‟s website https://ucobank.com -career -Recruitment Opportunities
1. Before applying, candidates are requested to ensure that they fulfil the eligibility criteria for the post as on
the date of eligibility.
2. The process of registration is complete only when application fee/intimation charges are deposited with
the Bank through Online mode on or before last date for payment of fee.
3. Candidates are required to upload all required documents (age proof, educational qualifications,
experience etc.) failing which their candidature will not be considered for shortlisting/interview.
4. Short-listing will be purely provisional without verification of documents. Candidature will be subject to
verification of details/ documents as and when called by the Bank.
5. In case a candidate is called for interview and is found not satisfying the eligibility criteria (Age,
Educational Qualification and Experience etc.) he/ she will not be allowed to appear for the interview.
6. Candidates are advised to check Bank's website https:// ucobank.com - career regularly for details and
updates (including the list of shortlisted/ selected candidates).
ALL REVISIONS/ CORRIGENDUM (IF ANY) WILL BE HOSTED ON THE BANK’S WEBSITE ONLY.
7. The Call letter/ advise, where required, will be sent by e-mail only (No hard copy will be sent). No hard
copy of application & other documents to be sent to this office.
A candidate can apply for only one post. In case of multiple applications, only the last valid (complete)
application will be considered.
B. Nationality/ Citizenship
A candidate must be either (i) a Citizen of India or (ii) a subject of Nepal or (iii) subject of Bhutan or (iv) a
Tibetan Refugee who came over to India before Jan.1962 with the intention of permanently settling in India
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or (v) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of
Kenya, Uganda, the United Republic of Tanzania ( Formerly Tanganyika and Zanzibar), Zambia, Malawi,
Zaire, Ethiopia and Vietnam with the intention of permanently settling in India, provided that of a
candidates belong to categories (ii), (iii), (iv) & (v) above shall be a person in whose favour certificate of
eligibility has been issued by the Govt. of India.
1. Treasury Advisor
Minimum of 15 years of work experience in Banking or financial services in Officers‟ cadre,
out of which at least 5 years of experience at Senior level in Integrated Treasury Operations
in Public Sector Banks/ reputed Private Sector Banks/ reputed Financial Institutions.
Desired Skills:
1. Extensive and strong knowledge and working in "International and Commercial
Treasury Function". Global Treasury Operations activities like daily Cash and liquidity
management, Treasury bank reconciliation in Treasury Management System must and
Experience &
Daily cash positioning, cash forecast and funding arrangements, liquidity management,
Desired Skills
cash pooling, payments and FX settlements , FX Deal confirmations (MMF, IRS, SWAPS,
Treasury Bills etc).
2. Prior and strong Knowledge of working in Integrated Treasury Management Systems
(TMS) for the daily Treasury back-office activities.
3. Knowledge of Treasury FX deal confirmation tools and platforms.
4. The last assignment should have been as Head/ Incharge of Treasury Operations in
Public Sector Banks/ reputed Private Sector Banks/ reputed Financial Institutions and
not below the level of General Manager of Public Sector Bank or its equivalent.
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2. Chief Risk Officer
Credit Risk, Market Risk, Operational Risk, Liquidity Risk, Interest Rate Risk, other pillar II
risks and risks emanating at and from overseas operations and group entities. Exposure to
Analytics will be an added advantage.
4. Company Secretary
D. Remuneration:
Remuneration will be offered based on candidates' qualification, overall suitability and market benchmarks
for respective post, and shall not be a limiting factor for suitable candidates. Engaged candidate will not be
eligible for any kind of Staff benefit / scheme. Income Tax, Professional Tax, any other Tax/ Statutory
liability will be borne by engaged candidate.
E. Place of work:
G. Mode of Selection
I. Selection will be based on short listing and subsequent round of Personal Interview and/or any other
selection method.
II. The screening committee constituted by the Bank will examine whether the candidates fulfil the required
eligibility criteria. Bank may decide the parameters to be adopted for screening process. No representation
or correspondence will be entertained by the Bank in this regard.
III. Adequate candidates as decided by the Bank will be shortlisted based on their eligibility, experience,
qualification. Only most suitable candidates will be called for selection process. Therefore, mere satisfying
the eligibility norms do not entitle a candidate to be called for further selection process.
IV. The qualifying marks in Interview will be decided by the Bank.
H. Tenure of Engagement:
I. Treasury Advisor:
Engagement will be purely on contract basis for a period of one year initially and to be further renewed
on yearly basis as per the needs and requirements of the Bank subject to condition of good health and
performance.
The contract will automatically expire on completion of engagement period until it is renewed with mutual
consent for the decided period.
The contractual appointment can be terminated at any time, by either side, by giving 30 days‟ notice or
salary in lieu thereof.
The stipulation of engagement will automatically expire permanently on attaining 03 years of engagement.
Engagement will be purely on contract basis for a period of three years initially from the date of taking
charge and extendable as per the needs and requirement of the Bank subject to performance review.
The terms & conditions of engagement is whole and simple governed by the provisions of the contract and
the engagement shall not be construed as an offer of employment or a regular employment in the Bank
and the provisions of PF / Gratuity / Pension, etc. shall not apply in this case.
Unless the Bank extends the contract for further period, on completion of the contractual period of 03
years, his / her engagement shall automatically come to an end. There will not be a need for issuance of
communication by the Bank for termination of the contract after the above said period.
The contractual engagement can be terminated at any time, by either side, by giving 30 days‟ notice or
salary in lieu thereof.
Rs. 100/- for SC/ST/PWBD candidates Rs. 800 /- for all others.
Bank Transaction charges for Online Payment of application fees/ intimation charges will have to be borne
by the candidate. Fee/ Intimation charges once paid will NOT be refunded on any account nor can it be
held in reserve for any other exam or selection.
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J. Procedure for Application: ONLINE
Candidates can apply online only from 09-04-2025 to 02-05-2025 through the link provided in Bank‟s
website and no other mode of application will be accepted.
K. How To Apply
Candidates are required to have a valid Personal E-Mail ID and Contact Number. Before applying online,
candidate will be required to have a scanned (digital) image of his/her photograph, signature, and
documents as applicable, as per the specifications given in Annexure-II.
Payment of fees/ intimation charges via
Login to https://www.ucobank.com
ONLINE MODE
Scroll down and Click on “Career” Candidates have the option of making the
payment of requisite fees/ intimation charges
through the ONLINE mode only. The online
Click on “Recruitment Opportunities” application form is integrated with the payment
gateway and the payment process can be
Advertisement No.HO/HRM/RECR/2025-26/COM-01 completed by following the instructions.
"Click Here To Apply Online" The payment can be made by using Debit Cards,
Credit Cards, Internet Banking, UPI by providing
information as asked on the screen.
Complete the Registration process *
After submitting your payment information in the
online application form, please wait for the
Click on Login and enter the log in credential intimation from the server, DO NOT press Back or
Refresh button in order to avoid double charge.
To ensure the security of your data, please close
Complete the application process
the browser window once
* Candidates will have to click on “CLICK HERE FOR NEW REGISTRATION” to register their application by
entering their basic information. After that a provisional registration number and password will be
generated by the system and displayed on the screen. Candidate should note down the Provisional
registration number and password. An SMS indicating the Provisional Registration number and Password
will also be sent to their mobile number.
Candidates are advised to carefully fill in the online application themselves as no change in any of
the data filled in the online application form will be possible/ entertained.
Note:
Please note that all the particulars mentioned in the online application form including Name of the
Candidate, Category, Date of Birth, Address, Mobile Number, Email ID etc. will be considered as final and
no change/modifications will be allowed after submission of the online application form. Bank will not be
responsible for any consequences arising out of furnishing of incorrect and incomplete details in the online
application form or omission to provide the required details in the application form.
Please note that until photographs, signature and required documets (as applicable) are as per the
specifications provided, the system will not allow the candidate to submit the application.
After completing the procedure of applying on-line including payment of fees / intimation charges, the
candidate should take a printout of the system generated on-line application form, ensure the particulars
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filled in are accurate and retain it along with Registration Number and Password for future reference. They
should not send this printout to the Bank.
An online application which is incomplete in any respect such as without proper photograph, signature,
documents as applicable, unsuccessful fee/intimation charges payment will not be considered as valid.
Please note that the above procedure is the only valid procedure for applying. No other mode of
application would be accepted and such applications would be rejected. Any information submitted by an
applicant in his/ her online application form shall be binding on the candidate personally and he/she shall
be liable for prosecution/ civil consequences in case the information/ details furnished by him/ her are
found to be false at a later stage.
Applicants are advised in their own interest to apply online well before the closing date and not to wait till
the last date to avoid the possibility of disconnection/ inability/ failure to log on to the website on account
of heavy load on internet. or website jam. Bank does not assume any responsibility for the applicants not
being able to submit their applications within the last date on account of aforesaid reasons or for any other
reason beyond the control of the Bank.
Intimations, wherever required will be sent by email and/or sms only to the email ID and mobile number
mentioned in the online application form. Bank shall not be responsible if the information/ intimations do
not reach candidates in case of change in the mobile number, email address, technical fault or otherwise,
beyond the control of Bank. Candidates are advised to keep a close watch on the authorized Bank‟s website
https://ucobank.com for latest updates.
L. GENERAL INFORMATION: -
1. Before applying for the post, candidates should ensure that he/she fulfils the eligibility and other norms
mentioned in this advertisement and ready to comply with the requirements and terms & conditions
contained in this advertisement. The candidates are, therefore, advised to carefully read the advertisement
and thereafter complete filling up of application form and submit the same as per the instructions given in
this regard.
2. The Bank reserves the right to alter, modify or change the eligibility criteria and / or any of the other terms
and conditions spelt out in this notice, including criteria for qualifying/method and procedure for selection.
3. Candidates are advised to keep their e-mail ID active for receiving advices.
4. Decision of the Bank in all matters regarding eligibility of the candidate, the stages at which such scrutiny
of eligibility is to be undertaken, acceptance or rejection of applications, mode of selection, the documents
to be produced for the purpose of interview, cancellation of the selection process either in part or full and
any other matter relating to engagement process will be final and binding on the candidates. No
correspondence or personal enquiries shall be entertained by the Bank in this regard.
5. Candidate will appear for the interview at the allotted centre at his/her owns risk and expenses and Bank
will not be responsible for any injury or losses etc. of any nature. No Travelling Allowance is payable to
candidates who are called for interview.
6. Request for change of contact no./address/ email ID/interview centre/mode of interview will not be
entertained.
7. Not more than one application should be submitted by a candidate. In case of multiple applications, only
the last valid (completed) application will be retained and the application fee/ intimation charges paid for
the other registrations will stand forfeited. Multiple attendance/ appearance in examination/ interview will
result in rejection/ cancellation of candidature.
8. At the time of applying/interview/reporting, the candidate will be required to provide details regarding
criminal cases(s) pending against him/ her, if any. The Bank may also conduct independent verification,
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inter alia, including verification of police records etc. The Bank reserves right to deny the engagement
depending upon such disclosures and/ or independent verification.
9. In case any dispute arises on account of interpretation of version other than English, English version will
prevail.
10. Canvassing in any form will be a disqualification.
11. Engagement of selected candidates is subject to his/her being declared medically fit as per the
requirement of the Bank. Such engagement will also be subject to the Rules & Policies of the Bank.
12. Candidates serving in Govt./Quasi Govt. offices, Public Sector undertakings including Nationalised Banks
and Financial Institutions are advised to submit „No Objection Certificate‟ from their employer at the time
of interview, failing which their candidature shall not be considered. In case of selection, candidates will be
required to produce relieving letter from the employer at the time of engagement and clearance from the
respective authorities, wherever applicable.
13. Any dispute arising out of and/or pertaining to the engagement process under this advertisement shall be
subject to the sole jurisdiction of the Courts situated at Kolkata.
14. Filling up of the positions is solely at the discretion of Bank based on suitability of candidates and no claim
will arise for engagement, if the position(s) is not filled due to unsuitability / insufficient no. of candidates.
BANK RESERVES RIGHT TO CANCEL THE ENGAGEMENT PROCESS ENTIRELY AT ANY STAGE.
15. ANNOUNCEMENTS:
All further announcements/ details pertaining to this process will only be published/ provided on Banks
website https://ucobank.com from time to time.
16. In case it is detected at any stage of engagement of engagement that a candidate does not fulfil the
eligibility norms and/ or that he/ she has furnished any incorrect / false information or has suppressed any
material fact(s), his/her candidature will stand cancelled. If any of these shortcomings is / are detected even
after engagement, his /her contract is liable to be terminated without notice. Decision of bank in all matters
regarding eligibility, selection would be final and binding on all candidates. Bank reserves all rights
pertaining to this engagement and would be final.
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Annexure –I
1. Provide strategic guidance related to integrated treasury operations, focusing on optimizing returns and
mitigating risks.
2. Advise on investment strategies, including forex management and other financial instruments.
3. Ensuring compliance with RBI regulations, including maintaining statutory liquidity requirements and cash
reserve ratio.
4. Assisting in the development/ review of policies related to treasury management and risk management to
make the operations is sync with Large PSB Treasuries.
5. Monitoring market trends and advising on interest rate, liquidity, and market risk exposure.
6. Introduction of new products in forex & domestic.
7. Introduction of derivatives.
8. Reassessment of dealing room manpower to match the volume handled by Large PSBs.
9. Recruitment/Selection process of the dealers as when need arises.
10. Supporting Bank in developing strategies for efficient utilization of surplus funds.
11. Assessment of training needs of existing dealers.
12. Any other task/role as may be decided by the Bank from time to time.
The Chief Risk Officer will head the Bank‟s risk function and shall oversee the entire process of Risk
Management in the bank, including at the group level, i.e. covering Domestic Operations, International
Subsidiaries, Domestic Subsidiaries, Overseas Territories and Branches. He/ She will be responsible for review
of the Risk Models, developing policies, procedures and pricing models, etc. of the Bank.
The Role of Chief Risk Officer will be mainly classified under the following area of operations:
I. Responsible for Bank-wide effective credit risk management and its implementation.
II. Ensure that there are adequate resources with required skills, experience and qualification.
III. Review and approval of results of credit risk management/processes before its reporting to Board.
IV. Ensure that all the reporting is done in a timely and accurate manner.
V. Ensure coordination between various functions/ departments in the Bank engaged in credit risk
management.
VI. Ensure adequate training to Bank employees on areas of Credit Risk Management through workshop,
e-learning materials, induction and other on-going training programs.
I. Translate Market Risk Management framework established by the Board of Directors into specific
policies, processes and procedures that can be implemented and verified within the different business
units.
II. Clearly assign authority, responsibility and reporting relationships to encourage and maintain
accountability and ensure that the necessary resources are available to manage market risk effectively.
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III. Assess the appropriateness of the management oversight process in light of the risks inherent in a
business unit‟s policy.
IV. Ensure day-to-day activities are conducted by qualified staff with the necessary expertise, technical
capabilities and access to resources and that staff responsible for monitoring and enforcing compliance
are independent from the units they oversee.
V. Ensure that market risk management policy has been clearly communicated to staff at all levels that
deal with market risk.
VI. Give particular attention to the quality of documentation controls and transaction-handling practices.
I. Supervise the activities of Risk Management Department for the continual implementation of effective
operational risk management framework and all its components.
II. Review and approve the recommendations of the Risk Management Department before submission to
the Committee/Board.
III. Assess inter-relationships between Operational and other risk types. To facilitate the analysis of risks
and inter-relationships of risks across market, credit and operational risks.
IV. Assure that line and executive management maintains an on-going understanding of operational risks
and participates in related risk management activities.
I. Supervise the activities of ALM Cell for the continual implementation of the effective liquidity risk
management framework and all of its components.
II. Review and approval of Asset Liability Management Policy.
III. Review and approval of the recommendations of the ALM Cell before submission to ALCO.
IV. Assess inter-relationships between market risk and other risk types. To facilitate the analysis of risks
and inter-relationships of risks across market, credit and operational risks.
V. Ensure that line and executive management maintain an on-going understanding of liquidity and
interest rate risks and participate in related risk management activities.
E. Management of group risk including risks emanating at and from overseas operations and group entities.
Overseeing risk management activities at overseas branches of UCO Bank.
F. Others
I. Shall approve Independent evaluation of Credit proposals through Credit Risk rating/vetting reports
and Key risk factors along with independent views shall be provided for credit proposals.
II. To actively participate in executive level Risk Management Committees and convene Board level RMC.
III. To review and place / forward recommendations of Integrated Risk Management Department to
different functional committees like Credit Risk Management Committee (CRMC), Asset Liability
Management Committee (ALCO) or sub-committee of the BOARD etc.
IV. To monitor development of methodologies for adoption of Advanced Approaches for Credit / Market/
Operational Risk.
V. To be part of capital planning process for the Bank which inter-alia include:
Estimation/projection of Risk Weighted Assets & CRAR
Estimation of capital requirement based on regulatory as well as targeted Capital ratios.
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VI. Be part of computation of Base Rate, Marginal Cost of Funds based Lending Rate (MCLR) and Repo
Linked lending rate of the Bank and for fixation of Risk premium as per risk profile of the borrower.
VII. Issuing guidelines regarding pre-sanction appraisal, loan dispensation, post-sanction follow up, loaning
powers, exposure limits and other lending related regulations.
VIII. Define and review Risk Appetite Framework of the bank.
IX. Any other roles and responsibilities as prescribed by Reserve Bank of India or approved by Bank‟s Board
from time to time.
I. Develop and communicate a comprehensive technology strategy as per business objectives/ goals;
outline a roadmap to guide the Bank‟s technology advancements;
II. Drive initiatives to create a flexible IT architecture and enhance digital value propositions;
III. Provide in-depth technical expertise to top management, identify and implement new technologies
aligning with current and future needs of the Bank;
IV. Coordinating with IT vendors, bringing in industry expertise for digital initiatives;
V. Optimize and manage the technology network for efficiency in process/operations, resilience and cost-
effectiveness across the Bank;
VI. Identify needs and ensure timely development of ideal software solutions and increase operational
efficiency through technology applications;
VII. To ensure quality testing and assurance of product & process through advanced testing tools and
concepts like robotic processes and automation;
VIII. Formulate, review and implement business continuity plans to ensure uninterrupted business
operations and regularly test readiness for unforeseen and unexpected events which can impact the
business continuity;
IX. Develop and maintain overall IT policies, standards, and strategies to ensure a uniform framework;
X. Evaluate emerging technologies and assess their applicability;
XI. Review and monitoring of IT procurement, project implementation, and outsourcing on an ongoing
basis;
XII. Identify security threats, formulate and implement strategies to mitigate them;
XIII. Strengthen compliance framework for development, risk management, and on-going support
operations;
XIV. Collaborate with departments to provide technology support for business and compliance;
XV. Plan and implement IT transformation projects;
XVI. Providing technology support for Internet Banking, Mobile Banking, UPI, Offline OTP, UCO Pay+, digital
lending and SMS services of the Bank.
XVII. Overseeing the development and management functions of CBS, coordinating with CBS Functional
Groups and other Groups in Updating CBS product as a whole as per New Developments, Regulatory
Guidelines, Market Trends, Bank‟s requirements, Business Goals etc.;
XVIII. Providing support to CBS users in Branches, Zonal Offices and Head Office, government Business
solutions, Treasury Interface and other treasury applications;
XIX. Overseeing of IT security risk in the Bank, coordinating with Information Security and Audit teams and
initiate necessary changes in the systems and processes;
XX. Development and management of IT infrastructure assets to achieve Bank‟s objective through various
channels;
Job Description mentioned above is only illustrative and not exhaustive. Jobs, in addition to the above
mentioned may be assigned from time to time for the above post.
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Roles & Responsibilities- Company Secretary
I. Attending to all SEBI related compliance issues/ Prohibition of Insider Trading (PIT) regulations and
other policies and timely disclosure of all regulatory filings. Providing compliances support and
clarifications to all departments.
II. Providing clarification/resolution of complaints raised by investors/NSE/BSE/ SEBI etc.
III. Handling AGM/EGM of shareholders.
IV. Reporting to the Board about compliance with the provision of the applicable Acts and laws.
V. Ensuring the Bank‟s compliance with the applicable secretarial standards issued by the Institute of
Company Secretaries of India.
VI. Coordinate with Board Department in ensuring constitution/reconstitution of Board Committees as per
laid down norms/practices and to comply with applicable corporate governance norms and disclosure
requirements under SEBI LODR Regulations and other applicable laws.
VII. Liaising with Stock Exchanges/ SEBI/ RTA/ Depositories and periodical reporting of mandated
information.
VIII. Raising of capital in consultation with Chief Financial Officer and getting the same listed with stock
exchanges.
IX. Activities related to convening and handling of Shareholders‟ Meeting. Continuous monitoring of SEBI
Scores Portal for Investor Grievances
Job Description mentioned above is only illustrative and not exhaustive. Jobs, in addition to the above
mentioned may be assigned from time to time for the above post.
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Annexure-II
Guidelines for scanning and Upload of Documents
Dos Don’ts
Ensure the photo is captured against a light coloured, Small size photograph not to be clicked/ uploaded.
preferably white background and there is adequate Coloured glasses or sunglasses/ Cap should not be
light. worn.
Look straight at the webcam/ camera. Shadow on face/ not facing the camera/ distorted
Photograph should be of passport size. face/ face covered with mask / blurred image.
Photo not taken in dark/ improper background.
Please note that until photographs and signature are as per the specifications provided, the system will not allow the
candidate to move forward to the next stage of application.
Documents to be uploaded:
Proof of Identity & Address (Maximum 100 KB) Proof of Birth (Maximum 100 KB)
Educational Certificate(s) (Maximum 1MB) Any other documents such as CV etc (Maximum 1MB)
Experience Certificates specifying designation/ job profile, period of service (with specific dates), emolument etc
(Maximum 1MB)
Please ensure that the photo, signature, documents (as applicable) are uploaded at the specified spaces only in the
online application form.
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