SAHIL JADHAV
+91-8291864756 | Sahil36.jadhav@gmail.com | https://www.linkedin.com.in/sahiljad36
EDUCATION
Bhavans college of arts & commerce, Mumbai Jun 2021- Jul 2024.
BA in Economics CGPA-8.9.
WORK EXPERIENCE
Ambient Consultancy Mumbai.
Credit Analyst (Australian Mortgage) Sep-2024 – Present.
• Evaluated income statements, ITR, CTR, financial statements, Trust deeds to assess clients’ financial health and
credit suitability, verify employee status and employee type, and to conduct precise income calculations.
• Analyzed interest rates and escalated cases to secure competitive rates, supporting clients’ financial goals and
generating property valuations to estimate property value for mortgage applications.
• Applied various banking tools& software’s based on client scenarios, adjusted financial inputs for accuracy, and
maintained detailed client, financials, and credit data in CRM for streamlined processing of credit application.
• Ensured thorough compliance with financial regulation by verifying all documents accuracy, staying updated on
guidelines, and implementing processes to minimize compliance risk in credit submission and Information
management.
RELEVANT EXPERIENCE
Financial Statement & Ratio Analysis– Tata Motors
• Completed a comprehensive financial statement and ratio analysis on Tata Motors Company,
• Utilizing the three income statements to assess the company’s financial health. Analyzed key ratios related to
profitability, liquidity, and solvency and compared findings against industry benchmarks.
• This analysis provided actionable insights into the company’s financial performance trends, supporting data-
driven recommendations for strategic planning.
Circular Economy Research
• Conducted in-depth research on a circular economic model aimed at enhancing sustainability, economic
resilience, and the ESG framework.
• Through analyzing previous research papers and government initiatives and understanding the data and demand
for sustainability in the market through secondary surveys.
• Demonstrated the key strategies to mitigate e-waste, resource scarcity, and climate change and the potential
economic benefits of circular practices and outlined actionable roles for both the public and private sectors to
integrate sustainable practices into the mainstream economic model.
SKILLS & INTEREST
Skills: Microsoft Office (Excel, Word, PowerPoint Power-Bi), Data Cleaning, Data Analysis, Management Report, Data
Visualization, Market Research, Trade Life Cycle, Leadership, Presentation, Documenting, Research Analysis.
Interest: Analysis, Risk Management, Consulting, Investment Banking, Research Analyst, Finance.
COURSE & CERTIFICATION
Equity Stock Market Jan 2024. IIM-A (Edx)
Banking & Financial: A Risk Management Perspective Sept 2023. IIM-A (Edx)