P age 1 of 4

Statem ent of Account

Statem en t P eri od
04/1 7 /23 - 05 /1 6/23

Access N o . 1 8797642

# B WN L L S V R ou tin g Num ber: 2560-7497- 4

# 0 0 0 0 0 0 Q 8 W 9 WVT 2 A 3 # 0 0 0 MMY9
0 F L ES L I E M H AYES
2 8 5 0 1 BEE CHNU T S T Qu esti on s abou t thi s Statem en t?
Toll - free in th e U. S. 1 - 888- 842- 6328
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vi si t n avyfederal. org/overseas/
Coll ect in tern ati on all y 1 -703- 255- 8837

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Su mm ary of you r deposi t accoun ts

Previous Deposits/ Withdrawals/ E nding YTD
Balance Credits Debits Balance Dividends
e-Checking
71 5641 52 88 $2 6 1 . 04 $2 08 . 2 0 $465 . 99 $3 . 2 5 $0 . 0 1
Mem bership Savings
3 1 84069791 $2 05 . 00 $0 . 04 $0 . 0 1 $2 05 . 03 $0 . 08

Totals $466. 04 $208. 24 $466. 00 $208. 28 $0. 09

REM I T T ANCE RECE I VED AF T ER S T A T EMEN T PER I OD W I LL A P P E A R ON YOUR NEX T S T A T EMEN T

LE SLI E M H AYE
S DEPOSIT VOU CHER
(FOR MAI L U SE ON LY. D O N OT S E N D CASH TH ROU GH THE MAI L
D E P OSI TS MAY N OT BE AVAI LAB LE FOR I M M E D I ATE WI THD RAWAL)
1 8797642
ACCOUN T NU MBE R ACCOUN T TYPE AMOUN T EN CLOS E D
MARK "X" TO CH AN
GE ADD RE SS/ORDE 71 5641 5288 Ch eckin g
R I TE MS ON RE VE
RSE 31 84069791 Savin gs

N FCU
P O BOX 31 00 TOTAL
M E R R I F I E LD VA 2 2 1 1 9-31 00

4 0 5 7 1 56 4 1 5 2 8 8 3 1 8 4 0 6 9 7 9 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5
 P age 2 of 4

Statem en t P eri od
04/1 7 /23 - 05 /1 6/23

Statem en t of Accoun
t F or LE SLIE M H AYE S Access N o . 1 8797642

Ch ecki n g
e-Checking - 71 5641 5288
Join t Own er( s) : N ONE
Date Transaction Detail Am ount($) Balance($)
04- 1 7 B e g i n n i n g B al an ce 261 . 04
04- 1 7 P OS D ebi t- D ebi t Card 8 1 54 04- 1 4- 2 3 Zell e*au dr i a Gord Vi sa Di rect M I 250 . 00 - 1 1 . 04
04- 1 9 P OS Credi t Adju stm en t 8 1 54 Tran sacti on 04- 1 8- 2 3 E n terpr i se R en t- A- 45 . 27 56. 31
04- 2 0 P OS Credi t Adju stm en t 8 1 54 Tran sacti on 04- 2 0- 2 3 C l eo Sal ary Advan c Wilmin g ton
DE 20 . 00 76. 31
04- 2 0 P OS D ebi t- D ebi t Card 8 1 54 04- 1 9- 2 3 Nin ten do Coppa 800- 2 553700 WA 0 . 50 - 75 . 81
04- 2 1 P OS D ebi t - D ebi t Card 8 1 54 Tran sacti on 04- 2 0- 2 3 B eau ty P lu s B eau ty Garden C i ty
MI 3.1 7- 72 . 64
04- 2 1 P OS D ebi t- D ebi t Card 8 1 54 04- 2 0- 2 3 C l eo Ai Cash Advan Wilmin g ton D E 3 . 99 - 68. 65
04- 2 1 P OS D ebi t- D ebi t Card 8 1 54 04- 2 0- 2 3 Temu . Com 0 0 0 - 0000000 D E 9 . 62 - 59 . 03
04- 2 1 P OS D ebi t- D ebi t Card 8 1 54 04- 2 0- 2 3 C l eo Sal ary Advan c Wilmin g ton D E 20 . 00 - 39 . 03
04- 2 1 P OS D ebi t - D ebi t Card 8 1 5 Tran sacti on 4- 2 0- 3 B ea ty P lu s B eau Garden C i ty
MI 24. 87 - 1 4. 1 6
04- 2 4 P OS D ebi t- D ebi t Card 8 54 04- 22 - 2 3 Al bert I n stan t Au t 844-891 9309 CA 0.1 9- 1 3 . 97
04- 2 4 P OS D ebi t- D ebi t Card 8 1 54 04- 2 1 - 2 3 Gam estop #605 Westl an d M I 1 . 92 - 1 2 . 05
04- 2 4 P OS D ebi t - D ebi t Card 8 1 54 Tran sacti on 04- 22 - 3 M obil Gas Sati o Garden C i ty M I 1 2 . 00 - 0 . 05
04- 2 7 P OS Credi t Adju stm en t 8 1 54 T an sacti on 04- 2 7- 2 3 Al bert I n stan t Au t 0. 1 9 0 . 24
04- 2 8 Di vi den d 0 . 01 0 . 25
0 5 - 01 P OS Credi t Adju stm en t 7598 Tran sacti on 04-30- 2 3 Cash App*cash Ou t Vi sa Di rect
CA 4. 75 5 . 00
0 5 - 01 P OS Credi t Adju stm en t 7598 Tran sacti on 0 5 - 01 - 2 3 Cash App*cash Ou t Vi sa Di rect
CA 9 . 75 1 4. 75
0 5 - 01 P OS Credi t Adju stm en t 7598 Tran sacti on 04-30- 2 3 Cash App*cash Ou t Vi sa Di rect
CA 29 . 48 44. 23
0 5 - 01 P OS D ebi t - D ebi t Card 7598 Tran sacti on 0 5 - 01 - 2 3 M obil Gas Sati o Garden C i ty M I 3.1 3- 41 . 1 0
0 5 - 01 P OS D ebi t- D ebi t Card 7598 0 5 - 01 - 2 3 Al bert I n stan t Covin a CA 6. 37 - 34. 73
 P age 3 of 4

Statem en t P eri od
04/1 7 /23 - 05 /1 6/23

Statem en t of Accoun
t F or LE SLIE M H AYE S Access N o . 1 8797642

e-Checking - 71 5641 5288 (Con tinu ed from previ ou s page)

Join t Own er( s) : N ONE
Date Transaction Detail Am ount($) Balance($)
0 5 - 01 P OS D ebi t- D ebi t Card 7598 04-30- 2 3 Lou d C l ou dz Garden C i ty M I 1 5 . 90 - 1 8. 83
0 5 - 02 P OS D ebi t - D ebi t Card 7598 Tran sacti on 0 5 - 01 - 2 3 7- E l even B rown stown M I 9 . 00 - 9 . 83
0 5 - 02 P OS D ebi t- D ebi t Card 7598 04-30- 2 3 M e i jer # 068 877-363- 4537 M I 9 . 08 - 0 . 75
0 5 - 04 D eposi t - ACH P ai d F rom Gm - Gm c Di vi si on Ven dor P m t 0 1 Afdl 58. 75 59 . 50
0 5 - 05 P ai d To - B r i gh t M on ey M em bershi p Ch k 841 0676 9 . 99 - 49 . 51
0 5 - 08 P OS D ebi t - D ebi t Card 7598 Tran sacti on 0 5 - 07- 2 3 Chi cago D e tro i t M I 2 . 98 - 46. 53
0 5 - 08 P OS D ebi t- D ebi t Card 7598 0 5 - 07- 2 3 Sn ack Soda Ven din g Tren ton M I 4. 40 - 42 . 1 3
0 5 - 08 P OS D ebi t- D ebi t Card 7598 0 5 - 07- 2 3 Sq *fr y N ati on N ovi M I 1 9 . 04 - 23 . 09
0 5 - 08 P OS D ebi t - D ebi t Card 7598 Tran sacti on 0 5 - 07- 2 3 F ord an d Gull ey D earborn M I 1 9 . 49 - 3 . 60
05- 1 0 P OS D ebi t- D ebi t Card 7598 0 5 - 09- 2 3 Temu . Com 0 0 0 - 0000000 M A 0 . 35 - 3 . 25
05- 1 5 D eposi t 05- 1 3- 2 3 C o m m u n i ty D earborn M I 40 . 00 43 . 25
05- 1 5 Tran sfer To Credi t Card 40 . 00 - 3 . 25
Lesli e M H ayes
05-1 6 E nding Balance 3 . 25

Average Daily Balance - Current Cycle: $1 5. 20

Your account earned $0. 01 , with an annual percentage yield earned of 0. 08%, for the dividend period from 04-01 -2023 through 04-30-2023

I tem s P ai d
Date Item Am ount($) Date Item Am ount($)
0 5 - 05 ACH 9 . 99 0 5 - 01 P OS 6 . 37
04- 1 7 P OS 2 50 . 00 0 5 - 01 P OS 1 5 . 90
04- 2 0 P OS 0 . 50 0 5 - 01 P OS 3. 1 3
04- 2 1 P OS 3 . 99 0 5 - 02 P OS 9 . 08
04- 2 1 P OS 9 . 62 0 5 - 02 P OS 9 . 00
04- 2 1 P OS 2 0 . 00 0 5 - 08 P OS 2 . 98
04- 2 1 P OS 2 4. 87 0 5 - 08 P OS 4. 40
04- 2 1 P OS 3. 1 7 0 5 - 08 P OS 1 9 . 04
04- 2 4 P OS 1 . 92 0 5 - 08 P OS 1 9 . 49
04- 2 4 P OS 1 2 . 00 05- 1 0 P OS 0 . 35
04- 2 4 P OS 0. 1 9

Total Total
Fee(s) thi s peri od year-to-date*

Total R e tu r n ed I tem F ee( s) $0 . 00 $2 9 . 00

*As of the first statement period that begins in January of each year.

Savi n gs
Mem bership Savings - 31 84069791
Join t Own er( s) : N ONE
Date Transaction Detail Am ount($) Balance($)
04- 1 7 B e g i n n i n g B al an ce 205 . 00
04- 2 8 F ederal Wi thh o l din g 0 . 01 - 204. 99
04- 2 8 Di vi den d 0 . 04 205 . 03
05-1 6 E nding Balance 205 . 03
YTD Fed Tax Withheld 0. 01
Your account earned $0. 04, with an annual percentage yield earned of 0. 24%, for the dividend period from 04-01 -2023 through 04-30-2023
 P age 4 of 4

Statem en t P eri od
04/1 7 /23 - 05 /1 6/23

Statem en t of Accoun
t F or LE SLIE M H AYE S Access N o . 1 8797642

Disclosure Inform ation

• The interest charge on the Checking Line of Credit advances begins to accrue on the date an advance is posted to your account and continues to accrue daily on the unpaid principal balance.
• We calculate the interest charge on your account by applying the daily periodic rate to the " daily balance" of your account for each day in the billing cycle. To get the " daily balance"
we take the beginning balance of your account each day, add any new advances or fees, and subtract any paym ents, credits, or unpaid interest charges.
• You m ay also determ ine the am ount of interest charges by m ultiplying the " Balance Su bje ct to I nterest Rate" by the num ber of days in the billing cycle and the daily periodic rate. The " Balance
Su bje ct to I nterest Rate" disclosed in the I nterest Charge Calculation table is the " average daily balance. " To calculate the " average daily balance" add up all the " daily balances" for
the billing cycle and divide the total by the num ber of days in the billing cycle.
• I f there are two or m ore daily periodic rates im posed during the billing cycle, you m ay determ ine the am ount of interest charges by m ultiplying each of the " Balances Su bje ct to I nterest Rate"
by the num ber of days the applicable rate was in effect and m ultiplying each of the results by the applicable daily periodic rate and adding the results together.
What to Do i f You Think You Find a Mistake on Your Statem ent
E rrors Related to a Ch ecking Line of Credit Advance
I f you think there is an error on your statem ent, write to us at:
Navy Federal Credi t U ni on, PO B ox 3000, Merri fi el d, VA 221 1 9- 3000; or by fax, 1 - 703-206- 4244.
You m ay also contact us on the Web: n avyfeder al. org.
I n your letter, give us the following inform ation:
• Account i nform at i on: Your nam e and account num ber.
• Doll ar am ount: The dollar am ount of the suspected error.
• Descri pti on of probl em : I f you think there is an error on your bill , describe what you believe is wrong and why you believe i t is a m istake.
You m ust contact us within 60 days after the error appeared on your statem ent.
You m ust notify us of any potential errors in writing (or electronically). You m ay call us, but i f you do, we are not required to investigate any potential error, and you m ay have to
pay the am ount in question.
While we investigate whether or not there has been an error, the following are true:
• We cannot try to collect the am ount in question or report you as delinquent on that am ount.
• The charge in question m ay rem ain on your statem ent, and we m ay continue to charge you interest on that am ount. But, i f we determ ine that we m ade a m istake, you will not have
to pay the am ount in question or any interest or other fees related to that am ount.
• While you do not have to pay the am ount in question, you are responsible for the rem ainder of your balance.
• We can apply any unpaid am ount against your credit lim i t.
I f we take m ore than 1 0 days in resolving an electronic transfer inquiry, we will provisionally credit your account for the am ount in question so that you will have access to the funds during the
tim e of our investigation.
E rrors With in Your Ch ecking Account, Money Market Savings Account, or Savings Account
I n case of errors or questions about your electronic transfers telephone us at 1 - 8 8 8 - 842-6328 , write us at the address provided above, or through Navy Federal Online Banking as soon as you
can, i f you think your statem ent or receipt is wrong or i f you need m ore inform ation about a transfer lis ted on the statem ent or receipt. We m ust hear from you no l ater than 60 days after we
sent the FI RST statem ent on which the problem or error appeared.
• Tell us your nam e and account num ber (i f any).
• D escribe the error or the transfer you are unsure about, and explain as clearly as you can why you believe i t is an error or why you need m ore inform ation.
• Tell us the dollar am ount of the suspected error.
We will investigate your com plaint and will correct any error prom ptly. I f we take m ore than 1 0 business days to do this, we will provisionally credit your account for the am ount you think is in error,
so that you will have the use of the m oney during the tim e i t takes us to com plete our investigation.
Paym ents
Your check m ust be payable to Navy Federal Credit U nion and include your Checking Line of Credit account num ber. I nclude the voucher found at the bottom of your statem ent and m ail the enclosed
envelope to : Navy Federal Credit U nion, P O Box 31 00 , M errifield, VA 2 2 1 1 9 - 31 00 . P aym ents received by 5: 00 pm Eastern Tim e at the m ail address above will be credited the sam e day. M ailed paym ents
for your Checking Line of Credit account m ay not be comm ingled with funds designated for credit to other Navy Federal Credit U nion accounts.