Personal Account Maintenance Information
Consumer Products
Type of Account Minimum Monthly No Monthly Maintenance Fee When You: Required Minimum to Earn
to Open Maintenance APY/ Interest Rate Tier
Fee
TD Beyond Checking $0.00 $25.00 Maintain $5,000 or more in direct deposits within a statement cycle $0.01 $999.99
or Maintain a $2,500 minimum daily balance $1,000.00 $9,999.99
or Maintain a $25,000 minimum daily combined balance of all $10,000.00 $24,999.99
deposit accounts, all outstanding home equity loan and home equity $25,000.00 $49,999.99
line of credit accounts, and/or mortgages1 in good standing (excludes $50,000.00 $99,999.99
credit card and personal loans) that you choose to link2 $100,000.00 $249,999.99
$250,000.00 $499,999.99
$500,000.00 $999,999.99
$1,000,000.00+
TD Beyond Checking accounts are eligible for monthly maintenance fee waivers on all personal savings accounts that you choose to
link to your TD Beyond Checking account2. Waivers expire when the TD Beyond Checking account is closed.
TD Complete Checking $0.00 $15.00 Receive $500 or more in direct deposits within a statement cycle N/A
or Maintain a $500 minimum daily balance
or $5,000 minimum daily combined balance of all deposit accounts
that you choose to link
or When the Primary account holder is 17 through 23 years of age
(upon the primary account holder’s 24th birthday the account will
be subject to the monthly maintenance fee unless one of the above
account requirements are met.)3
TD Essential Banking $0.00 $4.95 Waived when the Primary account holder is age 13 through 17 years of non-interest bearing
age4
TD Simple Savings* $0.00 $5.00 Maintain a $300 minimum daily balance $0.01
($300.00 or Are age 18 or younger4, or 62 or older
for IRAs) or Complete a monthly recurring transfer of $25 or more from an
eligible and linked TD Bank Checking account. Only applicable for
the first 12 months from account opening5.
or Link to a TD Beyond Checking, TD Complete Checking6
or Open as an IRA
TD Signature Savings* $0.00 $15.00 Maintain a $10,000 minimum daily balance $0.01 $999.99
($10,000.00 or Link to a TD Beyond Checking or TD Complete Checking6 account $1,000.00 $9,999.99
for IRAs) $10,000.00 $24,999.99
$25,000.00 $49,999.99
$50,000.00 $99,999.99
$100,000.00 $249,999.99
$250,000.00 $499,999.99
$500,000.00 $999,999.99
$1,000,000.00+
All other Certificates of $250.00 N/A N/A $0.01
Deposit*
* These accounts may also be opened as IRAs (except TD No-Catch CD and TD Private CD). TD Bank does not provide individual advice with respect to IRAs. This material is solely for informational purposes
and is not intended to be viewed as individual tax, financial or investment advice or as a recommendation for you to take a particular course of action with respect to your IRA.
1
Must be a personal TD Bank mortgage account in good standing meeting the following criteria: serviced by TD Bank and not more than 90 days Past Due (Next Payment Date is in the future OR not more
than 90 days before the previous month end).
2
Chosen account(s) can only be linked to one (1) TD Beyond Checking account.
3
Upon the primary account holders 24th birthday the account will be subject to the monthly maintenance fee unless the account requirements are met.
4
Upon the primary account holder’s 18th birthday the account will be subject to the monthly maintenance fee.
5
For the first 12 months, waived each month you have a linked eligible TD Bank checking account and a recurring transfer of $25 or more from a TD Bank checking account. See the Personal Deposit Account
Agreement for more details.
6
One Simple Savings monthly maintenance fee waiver placed upon Customer request and expires upon primary Customer’s 24th birthday.
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Member FDIC, TD Bank, N.A. 5910-RET (03/24)
Personal Account Maintenance Information
TD Wealth Products
Type of Account Minimum Monthly No Monthly Maintenance Fee When You: Required Minimum to Earn
to Open Maintenance APY/ Interest Rate Tier
Fee
TD Private Tiered $0.00 N/A N/A $0.01 $9,999.99
Checking7 $10,000.00 $24,999.99
$25,000.00 $249,999.99
$250,000.00 $499,999.99
$500,000.00+
Private Tiered Checking accounts are eligible for monthly maintenance fee waivers on one additional personal checking account
and all personal savings accounts that you choose to include in a combined statement with your Private Tiered Checking account.
You may also request waivers for any TD Health Savings Account(s) you own. Waivers expire when the
Private Tiered Checking account is closed.
TD Private Tiered $0.00 $15.00 Maintain a $20,000 minimum daily balance $0.01 $19,999.99
Savings7 $20,000.00 $49,999.99
$50,000.00 $99,999.99
$100,000.00 $249,999.99
$250,000.00 $499,999.99
$500,000.00 $999,999.99
$1,000,000.00 $9,999,999.99
$10,000,000.00+
TD Choice and TD $250.00 N/A N/A $250.00 $9,999.99
Private5 CDs* $10,000.00 $49,999.99
$50,000.00 $99,999.99
$100,000.00+
* These accounts may also be opened as IRAs (except TD No-Catch CD and TD Private CD). TD Bank does not provide individual advice with respect to IRAs. This material is solely for informational purposes
and is not intended to be viewed as individual tax, financial or investment advice or as a recommendation for you to take a particular course of action with respect to your IRA.
7
These accounts are only available to clients of the TD Private Client Group; see a TD Bank representative for more information.
Private Tiered Checking, Private Savings and Private CDs are offered exclusively to clients who qualify for TD Wealth® Private Client Group. TD Wealth® Private Client Group requires that eligible clients have
$750,000 or more in investible assets or $3 million or more in total net worth (exclusive of primary residence).
Private Tiered Checking, Private Savings and Private CDs are deposit accounts offered through TD Bank, N.A., Member FDIC.
“TD Wealth® Private Client Group” is a brand name under TD Bank, N.A., which offers banking, investment management, and trust services through TD Bank, N.A. TD Wealth® Private Client Group also offers
securities and investment advisory services through TD Private Client Wealth LLC (TDPCW), a US Securities and Exchange Commission registered investment adviser and broker-dealer and member FINRA/
SIPC. TD Bank, N.A. and TDPCW are affiliates.
SECURITIES AND INVESTMENTS, NOT FDIC INSURED, NOT BANK GUARANTEED, MAY LOSE VALUE
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Member FDIC, TD Bank, N.A. 5910-RET (03/24)
