Statement Ending 01/29/2025
HAROLD M COUCH Page 1 of 5
PO Box 6683
Eureka, CA 95502 Member Number: 58698
ADDRESS SERVICE REQUESTED
Managing Your Accounts
ABA Routing # 321172248
(707) 445-8801 within CA, USA
area
Phone Number
(707) 445-8801 outside CA USA
HAROLD M COUCH area
3140 BAYSHORE BLVD NE 2650 Harrison Avenue, Eureka
Main Office
SAINT PETERSBURG FL 33703-5504 CA 95501
PO Box 6683, Eureka
Mail
CA 95502
Online https://www.coastccu.org
Account Balances At A Glance
Account Type Number Ending Balance
Regular Savings 125401416609 $100,020.47
Share Draft Checking 125401416617 $12,459.03
Total Current Value $112,479.50
Certificate of Deposit Certificate Number Ending Balance
3 Month Certificate 126011706108 $84,845.46
13 Month Certificate 126011706273 $374,971.27
6 Month Certificate 126012353338 $50,591.71
Total Current Value $510,408.44
ALL ACCOUNTS, EXCEPT SHARE DRAFT ACCOUNTS, ARE NOT TRANSFERABLE AS DEFINED IN REGULATION D
Regular Savings - 125401416609
Regular Savings
Account Summary Interest Summary
Date Description Amount Description Amount
01/01/2025 Begining Balance $100,020.47 Annual Percentage Yield Earned 0.00%
1 Credit(s) This Period $78.00 Dividend Days 29
1 Debit(s) This Period $78.00 Dividends Paid This Period $0.00
01/29/2025 Ending Balance $100,020.47 Dividends Paid Year-to-Date $0.00
Dividends Withheld Year-to-Date $0.00
Average Ledger Balance $100,020.47
Account Activity
Post Date Description Debits Credits Balance
01/01/2025 Begining Balance $100,020.47
01/20/2025 Deposit Internet Transfer from 6008738396 CK $78.00 $100,098.47
01/20/2025 Withdrawal Internet Transfer to 6008738396 CK $78.00 $100,020.47
01/29/2025 Ending Balance $100,020.47
Daily Balances
Date Amount
01/01/2025 $100,020.47
.
HAROLD M COUCH 58698 Statement Ending 01/29/2025 Page 2 of 5
SHARE DRAFT RECONCILIATION
List Outstanding Checks and Withdrawals
ENDING BALANCE SHOWN ON THIS STATEMENT Ck. No. Amount Ck. No. Amount
PLUS DEPOSITS NOT SHOWN ON THIS STATEMENT
SUB-TOTAL
LESS TOTAL OUTSTANDING DRAFTS
EQUALS ADJUSTED ENDING BALANCE
ADJUSTED ENDING BALANCE SHOWN ABOVE SHOULD AGREE WITH THE
BALANCE SHOWN IN YOUR SHARE DRAFT BOOK.
NOTE: BE SURE TO DEDUCT ANY CHARGES, FEES OR WITHDRAWALS SHOWN
ON YOUR STATEMENT (BUT NOT IN YOUR SHARE DRAFT BOOK) THAT MAY
APPLY TO YOUR ACCOUNT. ALSO, BE SURE TO ADD ANY DIVIDENDS OR ANY
DEPOSITS SHOWN ON YOUR STATEMENT (BUT NOT IN YOUR SHARE DRAFT
BOOK) THAT APPLY TO YOUR ACCOUNT.
Total
EXPLANATION OF INTEREST CHARGE ON OPEN-END ACCOUNTS
The INTEREST CHARGE on each open-end account shown on this statement is computed by multiplying the daily periodic rate by the daily balance of that account on each day of the billing cycle.
The daily balance is determined as follows: For each day of the billing cycle we take the balance of the account for the previous day, add any new loans and charges, and subtract any credits and
payments made on that day. INTEREST CHARGES are also subtracted until you make a payment. This gives us the daily balance of your account for that day. The billing cycle is the time between
each statement, which will be approximately one month.
IN CASE OF ERRORS OR QUESTIONS ABOUT LOANS ON YOUR STATEMENT
If you think your statement is wrong, or if you need more information about a transaction on your statement, write us on a separate sheet of paper at the address shown on your statement as soon as
possible. We must hear from you no later than 60 days after we sent you the first statement on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights.
In your letter, give us the following information:
• Your name and account number.
• The dollar amount of the suspected error.
• Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about.
You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your statement that are not in question. While we investigate your question, we
cannot report you as delinquent or take any action to collect the amount in question.
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUND TRANSFERS (EFT)
Telephone us or write us at the phone number or address on your statement as soon as you can if you think your statement or automated teller machine receipt is wrong or if you need more information
about a receipt or an EFT transaction on the statement. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.
1. Tell us your name and account number.
2. Describe the error or transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information.
3. Tell us the dollar amount of the suspected error.
We will determine whether an error occurred within 10 business days (20 business days if the transfer involved a new account) after we hear from you and will correct any error promptly. If we need
more time, however, we may take up to 45 days (90 days if the transfer involved a new account, a point-of-sale transaction, or a foreign-initiated transfer) to investigate your complaint or question.
If we decide to do this, we will credit your account within 10 business days (20 business days if the transfer involved a new account) for the amount you think is in error, so that you will have use of
the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your
account. Your account is considered a new account for the first 30 days after the first deposit is made, unless each of you already had an established account with us before this account was opened.
We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of documents
that we used in our investigation.
BCB19410197B3A4F8CB69865C4574D5F 20201231 Statement
Statement Ending 01/29/2025
HAROLD M COUCH Page 3 of 5
Member Number: 58698
Regular Savings - 125401416609 (Continued)
Regular Savings
Dividends Rate Changes
Dividends Rate As Of Date Dividends Rate
01/01/2025 0.0000%
Share Draft Checking - 125401416617
Share Draft Checking
Account Summary Interest Summary
Date Description Amount Description Amount
01/01/2025 Begining Balance $33,110.21 Annual Percentage Yield Earned 0.05%
11 Credit(s) This Period $4,084.18 Dividend Days 29
21 Debit(s) This Period $24,735.36 Dividends Paid This Period $0.00
01/29/2025 Ending Balance $12,459.03 Dividends Paid Year-to-Date $0.00
Dividends Withheld Year-to-Date $0.00
Average Ledger Balance $27,258.94
Account Activity
Post Date Description Debits Credits Balance
01/01/2025 Begining Balance $33,110.21
01/01/2025 Electronic Deposit METLIFE - PENSION 116382319 $660.29 $33,770.50
01/01/2025 Electronic Deposit PRU - ANNTY PYMT $473.83 $34,244.33
01/01/2025 Electronic Withdrawal NGRID37 - NGRID37 $127.00 $34,117.33
01/01/2025 Electronic Withdrawal LIPA - DIRECTPAY $78.00 $34,039.33
01/05/2025 Electronic Withdrawal ALLSTATE INS CO ACH.EZPR02010 S - $1,356.42 $32,682.91
INS PREM
01/05/2025 Electronic Withdrawal ALLSTATE V&P INS ACH.EZPR03010 S - $183.92 $32,498.99
INS PREM
01/16/2025 Electronic Withdrawal AMEX EPAYMENT AM - ACH PMT $20.95 $32,478.04
01/20/2025 Withdrawal Internet Transfer to 6008738388 SAV $78.00 $32,400.04
01/20/2025 Deposit Internet Transfer from 6008738388 SAV $78.00 $32,478.04
01/20/2025 Electronic Deposit PAYPAL VERIFYBANK - ACCTVERIFY $0.14 $32,478.18
01/20/2025 Electronic Deposit PAYPAL VERIFYBANK - ACCTVERIFY $0.12 $32,478.30
01/20/2025 Electronic Withdrawal PAYPAL VERIFYBANK - ACCTVERIFY $0.26 $32,478.04
01/20/2025 Electronic Withdrawal PAYPAL INSTANT TRANSFER - INST $5.00 $32,473.04
XFER
01/20/2025 Electronic Withdrawal GOOGLE 013604359 DEBIT - $50.00 $32,423.04
WALLET_TOP
01/21/2025 Electronic Deposit SSA TREAS 310 - XXSOC SEC $2,512.00 $34,935.04
01/21/2025 Electronic Withdrawal HONDA PMT - 8005435636 $477.95 $34,457.09
01/21/2025 Electronic Withdrawal Mirla ventas y m - Mirla vent $5,000.00 $29,457.09
01/21/2025 Electronic Withdrawal JM BULLION, INC. - WEBEPAY $13,527.20 $15,929.89
01/27/2025 Electronic Deposit Jenius Bank - ACCTVERIFY $0.23 $15,930.12
01/27/2025 Electronic Deposit Jenius Bank - ACCTVERIFY $0.09 $15,930.21
01/27/2025 Electronic Deposit Acorns Investing 855-739-2859 - Transfer $0.06 $15,930.27
01/27/2025 Electronic Deposit Acorns Investing 855-739-2859 - Transfer $0.05 $15,930.32
01/27/2025 Electronic Check 204 TJ MAXX MC (CHECK PYMT) $25.00 $15,905.32
01/27/2025 Electronic Withdrawal Acorns Investing 855-739-2859 - Transfer $0.11 $15,905.21
01/27/2025 Electronic Withdrawal Acorns Invest 855-739-2859 - Transfer $1,000.00 $14,905.21
.
Statement Ending 01/29/2025
HAROLD M COUCH Page 4 of 5
Member Number: 58698
Share Draft Checking - 125401416617 (Continued)
Share Draft Checking
Post Date Description Debits Credits Balance
01/27/2025 Electronic Withdrawal Acorns Invest 855-739-2859 - Transfer $1,000.00 $13,905.21
01/27/2025 Check 203 $15.49 $13,889.72
01/28/2025 Electronic Withdrawal NGRID37 - NGRID37 $127.00 $13,762.72
01/28/2025 Electronic Withdrawal VARO BANK NA - VARO|TRSFR $500.00 $13,262.72
01/28/2025 Electronic Withdrawal CITI AUTOPAY - PAYMENT $663.06 $12,599.66
01/29/2025 Electronic Deposit NEBF.PENS - NEBF.PENS $359.37 $12,959.03
01/29/2025 Electronic Withdrawal VARO BANK NA - VARO|TRSFR $500.00 $12,459.03
01/29/2025 Ending Balance $12,459.03
Checks Cleared
Check Nbr Date Amount Check Nbr Date Amount Check Nbr Date Amount
203 01/27/2025 $15.49 204 01/27/2025 $25.00
* Indicates skipped check number
Daily Balances
Date Amount Date Amount Date Amount
01/01/2025 $34,039.33 01/20/2025 $32,423.04 01/28/2025 $12,599.66
01/05/2025 $32,498.99 01/21/2025 $15,929.89 01/29/2025 $12,459.03
01/16/2025 $32,478.04 01/27/2025 $13,889.72
Dividends Rate Changes
Dividends Rate As Of Date Dividends Rate
01/01/2025 0.0500%
3 Month Certificate - 126011706108
3 Month Certificate
Certificate Summary
Date Description Amount Description Amount
01/01/2025 Begining Balance $83,931.05 Dividends Rate 4.16%
01/29/2025 Ending Balance $84,845.46 Dividends Paid YTD $914.41
Issue Date 05/15/2025 Dividends Withheld YTD $0.00
Maturity Date 05/09/2025 Annual Percentage Yield Earned 4.27%
Maturity Option Reinvest
Account Activity
Transaction Description Amount Balance
Date
01/01/2025 Begining Balance $83,931.05
01/08/2025 Credit Interest $914.41 $84,845.46
01/29/2025 Ending Balance $84,845.46
13 Month Certificate - 126011706273
13 Month Certificate
.
Statement Ending 01/29/2025
HAROLD M COUCH Page 5 of 5
Member Number: 58698
13 Month Certificate - 126011706273 (Continued)
13 Month Certificate
Certificate Summary
Date Description Amount Description Amount
01/01/2025 Begining Balance $374,971.27 Dividends Rate 4.64%
01/29/2025 Ending Balance $374,971.27 Dividends Paid YTD $0.00
Issue Date 05/15/2025 Dividends Withheld YTD $0.00
Maturity Date 06/14/2025 Annual Percentage Yield Earned 4.74%
Maturity Option Reinvest
Account Activity
Transaction Description Amount Balance
Date
01/01/2025 Begining Balance $374,971.27
No activity this statement period
01/29/2025 Ending Balance $374,971.27
6 Month Certificate - 126012353338
6 Month Certificate
Certificate Summary
Date Description Amount Description Amount
01/01/2025 Begining Balance $50,591.71 Dividends Rate 4.88%
01/29/2025 Ending Balance $50,591.71 Dividends Paid YTD $0.00
Issue Date 10/05/2025 Dividends Withheld YTD $0.00
Maturity Date 04/04/2025 Annual Percentage Yield Earned 4.99%
Maturity Option Reinvest
Account Activity
Transaction Description Amount Balance
Date
01/01/2025 Begining Balance $50,591.71
No activity this statement period
01/29/2025 Ending Balance $50,591.71
