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Platinum Secured Card | Platinum Visa ending in 3340
FEBRUARY 29,2025 – MARCH 30, 2025 | 19 days in Billing Cycle
Payment Information Account Summary
Payment Due Date For online and phone payments, the APRIL 3, 2025 deadline Previous Balance $0.00
is 8pm ET.
Payments $0.00
New Balance Minimum Payment Due
Other Credits $0.00
$499.89 $25.00 Transactions + $499.89
Cash Advances + $0.00
LATE PAYMENT WARNING: If we do not receive your minimum payment
by your due date, you may have to pay a late fee of up to $40.00.
Fees Charged + $0.00
MINIMUM PAYMENT WARNING: If you make only the minimum
payment each period, you will pay more in interest and it will take you Interest Charged + $0.00
longer to pay off your balance. For example:
If you make no You will pay off the And you will end up paying New Balance = $499.89
additional charges using balance shown on an estimated total of...
this card and each month this statement in Credit Limit $1,000.00
you pay... about...
Minimum Payment 2 Years $709
Available Credit (as of MARCH 22, 2025) $500.11
If you would like information about credit counseling services, call 1-888-326- Cash Advance Credit Limit $1,000.00
8055.
Available Credit for Cash Advances $500.11
Account Notifications
Welcome to your account notifications.
Check back here each month for important updates about your account.
KELSEY TOMLINSON
837 MOUNTAIN AVE.
ONTARIO, CA 91762-0511
Payment Due Date: APRIL 3, 2025 Account ending in 3340
New Balance Minimum Payment Due Amount Enclosed Capital One
$499.89 $25.00 $ ________ P.O. Box 60519 City of Industry CA 91716-0519
Please send us this portion of your statement and only one check (or one money order) payable to Capital One to ensure your payment is processed promptly.
Allow at least seven business days for delivery.
1 5178058907662152 02 0499890000000025003
How can I Avoid Paying Interest Charges? If you pay your New Balance in full by the
due date each month , we will not charge interest on new transactions that post to the Pay online at capitalone.com
purchase balance. If you have been paying in full without Interest Charges, but fail to pay
your next New Balance in full, we will charge interest on the unpaid balance. Interest
Charges on Cash Advances and Special Transfers start on the transaction date. Promotional
offers may allow you to pay less than the total New Balance and avoid paying interest on Pay using the Capital One mobile app
new transactions that post to your purchase balance. See the front of your statement for
additional information.
How is the Interest Charge Determined? Interest Charges accrue from the date of the Customer Service 1-800-227-4825
transaction, date the transaction is processed or the first day of the Billing Cycle. Interest
accrues daily on every unpaid amount until it is paid in full. Interest accrued during a
Billing Cycle posts to your account at the end of the Billing cycle and appears on your next How do you Process Payments? When you make a payment, you authorize us to
statement. You may owe Interest Charges even if you pay the entire New Balance one initiate an ACH or electronic payment that will be debited from your bank account or
month, but did not do so the prior month. Once you start accruing Interest Charges, you other related account. When you provide a check or check information to make a
generally must pay your New Balance in full two consecutive Billing Cycles before Interest payment, you authorize us to use information from the check to make a one-time ACH
Charges stop being posted to your Statement. or other electronic transfer from your bank account. We may also process it as a check
Interest Charges are added to the corresponding segment of your account. transaction. Funds may be withdrawn from your bank account as soon as the same day
we process your payment.
Do you assess a Minimum Interest Charge? We may assess a minimum Interest Charge
of How do you Apply My Payment? We generally apply payments up to your Minimum
$0.00 for each Billing Cycle if your account is subject to an Interest Charge. Payment first to the balance with the lowest APR (including 0% APR), and then to
balances with higher APRs. We apply any part of your payment exceeding your
How do you Calculate the Interest Charge? We use a method called Average Daily Minimum Payment to the balance with the highest APR, and then to balances with
Balance (including new transactions). lower APRs.
1. First, for each segment we take the beginning balance each day and add in new Billing Rights Summary (Does not Apply to Small Business Accounts)
transactions and the periodic Interest Charge on the previous day's balance. Then we What To Do If You Think You Find A Mistake On Your Statement: If you think
subtract any payments and credits for that segment as of that day. The result is the daily there is an error on your statement, write to us at: P.O. Box 30285, Salt Lake City, UT
balance for each segment. However, if your previous statement balance was zero or a credit 84130-0285.
amount, new transactions which post to your purchase segment are not added to the daily
balance. In your letter, give us the following information:
• Account information: Your name and account number.
2. Next, for each segment, we add the daily balances together and divide the sum • Dollar amount: The dollar amount of the suspected error.
by the number of days in the Billing Cycle. The result is the Average Daily Balance for • Description of Problem: If you think there is an error on your bill, describe what you
each segment. believe is wrong and why you believe it is a mistake. You must contact us within 60
days after the error appeared on your statement. You must notify us of any potential
3. At the end of each Billing Cycle, we multiply your Average Daily Balance for errors in writing. You may call us or notify us electronically, but if you do we are not
each segment by the daily periodic rate (APR divided by 365) for that segment, and then required to investigate any potential errors and you may have to pay the amount in
we multiply the result by the number of days in the Billing Cycle. We add the Interest question. We will notify you in writing within 30 days of our receipt of your letter.
Charges for all segments together. The result is your total Interest Charge for the Billing While we investigate whether or not there has been an error, the following are true:
Cycle. • We cannot try to collect the amount in question, or report you as delinquent on that
amount. The charge in question may remain on your statement, and we may continue
The Average Daily Balance is referred to as the Balance Subject to Interest Rate in the to charge you interest on that amount. But, if we determine that we made a mistake,
Interest Charge Calculation section of this Statement. you will not have to pay the amount in question or any interest or other fees related
to that amount.
NOTE: Due to rounding or a minimum Interest Charge, this calculation may vary slightly • While you do not have to pay the amount in question until we send you a notice about
from the Interest Charge actually assessed. the outcome of our investigation, you are responsible for the remainder of your
balance.
• We can apply any unpaid amount against your credit limit. Within 90 days of our
receipt of your letter, we will send you a written notice explaining either that we
How can I Avoid Membership Fees? If a Renewal Notice is printed on this statement, you corrected the error (to appear on your next statement) or the reasons we believe the
may avoid paying an annual membership Fee by contacting Customer Service fewer than bill is correct.
40 days after the annual membership Fee was assessed to request that we close your
account. To avoid paying a monthly membership Fee, close your account and we will stop Your Rights If You Are Dissatisfied With Your Purchase: If you are dissatisfied
assessing your monthly membership Fee. with the goods or services that you have purchased with your credit card, and you have
tried in good faith to correct the problem with the merchant, you may have the right
How can I Close My Account? You can contact Customer Service anytime to request that not to pay the remaining amount due on the purchase. To use this right, the following
we close your account. must be true:
1) You must have used your credit card for the purchase. Purchases made with cash
advances from an ATM or with a check that accesses your credit card account do
not qualify; and
2) You must not yet have fully paid for the purchase.
If all of the criteria above are met and you are still dissatisfied with the purchase,
contact us in writing at: P.O. Box 30285, Salt Lake City, UT 84130-0285. While we
investigate, the same rules apply to the disputed amount as discussed above. After we
finish our investigation, we will tell you our decision. At that point, if we think you
owe an amount and you do not pay we may report you as delinquent.
© 2023 Capital One. Capital One is a federally registered service mark
Changing your mailing address?
You can change your address by signing into your account online or
by calling Customer Service.
Any written request on this form will not be honored.
ETC-08 07/13/2023
How do I Make Payments? You may make your payment in several ways:
1. Online Banking by logging into your account;
2. Capital One Mobile Banking app for approved electronic devices;
3. Calling the telephone number listed on the front of this statement and providing the required payment
information;
4. Sending mail payments to the address on the front of this statement with the payment coupon or your
account information.
When will you Credit My Payment?
¨ For mobile, online or over the phone, as of the business day we receive it,
as long as it is made by 8 p.m. ET .
¨ For mail, as of the business day we receive it, as long as it is received by 5
p.m.
local time at our processing center. You must send the bottom portion of
this statement and your check to the payment address on the front of this
statement. Please allow at least seven (7) business days for mail delivery.
Mailed payments received by us at any other location or payments in any
other form may not be credited as of the day we receive them.
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Platinum Secured Card | Platinum Mastercard ending in 2152
Feb 13, 2024 - Mar 02, 2024 | 19 days in Billing Cycle
Transactions
Visit capitalone.com to see detailed transactions.
Trans Date Post Date Description Amount
#3340:Transactions
Trans Date Post Date Description Amount
Nov 29 Dec 1 T-MOBILE STORE # 3SJLEDMONDOK $113.66
Nov 29 Dec 2 PHILLIPS 66 - ONCUE 01OKLAHOMA CITYOK $20.00
Nov 29 Dec 2 JACK IN THE BOX 6152OKLAHOMA CITYOK $35.48
Nov 1 Dec 2 BKGHOTEL AT BOOKING.C8888503958NY $67.79
Nov 1 Dec 2 LOVE'S #0712 INSIDENEWCASTLEOK $15.46
Nov 1 Dec 2 T-MOBILE STORE # 3SJLEDMONDOK $247.50
Marie Godinas#3340: Total Transactions $499.89
Total Transactions for This Period $499.89
Fees
Trans Date Post Date Description Amount
Total Fees for This Period $0.00
Interest Charged
Interest Charge on Purchases $0.00
Interest Charge on Cash Advances $0.00
Interest Charge on Other Balances $0.00
Total Interest for This Period $0.00
Totals Year-to-Date
Total Fees charged $0.00
Total Interest charged $0.00
Additional Information on the next page
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Platinum Secured Card | Platinum Visa ending in 3340
| 19 days in Billing Cycle
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Type of Balance Annual Percentage Rate (APR) Balance Subject to Interest Rate Interest Charged
Purchases 30.74% P $0.00 $0.00
Cash Advances 30.74% P $0.00 $0.00
Variable APRs: If you have a letter code displayed next to any of the above APRs, this means they are variable APRs. They may increase or decrease based on
one of the following indices (reported in The Wall Street Journal) as described below.
Code next to your How do we calculate your APR(s)? When your APR(s) will change
APR(s)
P Prime Rate + margin The first day of the Billing Cycles that end in Jan., April, July and Oct.
L 3 month LIBOR + margin
D Prime Rate + margin The first day of each Billing Cycle
F 1 month LIBOR + margin
