Uni-Statement
Account Number:
12 E 49th St floor 8, New York 1 535 6163 5621
NY 10017 Statement Period:
7086 TRN S X ST01 Oct 17, 2024
through
Nov 15, 2024
Page 1 of 3
000096466 01 SP 000638117810813 E
MR JOSE ABRAHAM VERANES GARCIAS To Contact U.S. Bank
3716 DEVONSHIRE DR
HOLIDAY FL 34691-1205 By Phone: 1-800-US BANKS
(1-800-872-2657)
St. Louis
Metro Area: 314-425-2000
U.S. Bank accepts Relay Calls
Internet:
usbank.com
STUDENT CHECKING Member FDIC
U.S. Bank National Association Account Number 1 535 6163 5621
Account Summary
Beginning Balance on Oct 17 $ 405.75 Number of Days in Statement Period 30
Deposits I Credits 1,150.00
Card Withdrawals 907.75-
Other Withdrawals 263 .50-
Ending Balance on Nov 15 2024 $ 384.50
Deposits I Credits
Date Description of Transaction Ref Number Amount
Oct 17 Visa Direct PAYPAL*Perlow Al 8607171056 $ 99.00
Oct 18 Zelle Instant PMT From ARNO PERLOW 100.00
On 07/ 18/ 19 PMT ID=PNC013608186
Oct 19 Zelle Instant PMT From ARNO PERLOW 100.00
On 07/19/19 PMT ID=PNC013684985
Oct 19 Zelle Instant PMT From ARNO PERLOW 100.00
On 07/19/19 PMT ID=PNC013699296
Oct 22 Zelle Instant PMT From ARNO PERLOW 50.00
On 07/20/19 PMT ID=PNC013717143
Oct 26 Zelle Instant PMT From ARNO PERLOW 100.00
On 07/26/19 PMT ID=PNC013933305
Oct 29 Zelle Instant PMT From ARNO PERLOW 100.00
On 07/27/19 PMT ID=PNC013979006
Oct 30 Electronic Deposit From VENMO 1.00
REF=192100184060920NOO CASHOUT 5264681992
Nov 1 Zelle Instant PMT From ARNO PERLOW 200 .00
On 08/01/19 PMT ID=PNC014193438
Nov 12 Zelle Instant PMT From ARNO PERLOW 50.00
On 08/10/19 PMT ID=PNC014611386
Nov 12 Zelle Instant PMT From ARNO PERLOW 200 .00
On 08/10/19 PMT ID=PNC014631937
Nov 15 Zelle Instant PMT From ARNO PERLOW 50.00
On 08/15/19 PMT ID=PNC014823113
Total Deposits I Credits $ 1,150.00
Card Withdrawals
Card Number: xxxx-xxxx-xxxx-0088
Date Description of Transaction Ref Number Amount
Oct 17 Debit Purchase - VISA On 071719 866-712-7753 FL 8100093189 $ 14.43-
APL* ITUNES.COM/ REF # 24692169198100093189880
Oct 18 Debit Purchase - VISA On 071719 RICHMOND HEI FL 9100655200 23.57-
PANERA BREAD #60 REF # 24692169199100655200744
Oct 22 Debit Purchase WALGREENS STORE RICHMOND HEIMO 1907191849 3.91-
431919 On 071919 ILK1TERM REF 920023431919
Oct 22 Debit Purchase WALGREENS STORE RICHMOND HEIMO 4707201309 17.01-
044547 On 072019 ILK1TERM REF 920118044547
BALANCE YOUR ACCOUNT
To keep track of all your transactions, you should balance your account every month. Please examine
this statement immediately. We will assume that the balance and transactions shown are correct
unless you notify us of an error.
Outstanding Deposits
DATE AMOUNT 1. List any deposits that do not appear on your statement in the Outstanding Deposits section at the
left. Record the total.
2. Check off in your checkbook register all checks, withdrawals (including Debit Card and ATM) and
automatic payments that appear on your statement. Withdrawals that are NOT checked off should
be recorded in the Outstanding Withdrawals section at the left. Record the total.
TOTAL
3. Enter the ending balance shown on this statement. $ _____________
Outstanding Withdrawals
DATE AMOUNT 4. Enter the total deposits recorded in the Outstanding Deposits section. $ _____________
5. Total lines 3 and 4. $ _____________
6. Enter the total withdrawals recorded in the Outstanding Withdrawals section. $ _____________
7. Subtract line 6 from line 5. This is your balance. $ _____________
8. Enter in your register and subtract from your register balance any checks, withdrawals or other
debits (including fees, if any) that appear on your statement but have not been recorded in your
register.
9. Enter in your register and add to your register balance any deposits or other credits (including
interest, if any) that appear in your statement but have not been recorded in your register.
10.The balance in your register should be the same as the balance shown in #7. If it does not match,
review and check all figures used, and check the addition and subtraction in your register. If
necessary, review and balance your statement from the previous month.
TOTAL
IMPORTANT DISCLOSURES TO OUR CONSUMER CUSTOMERS
In Case of Errors or Questions About Your Checking, Savings, ATM, Debit Card, ACH, Bill Pay and Other Electronic Transfers
If you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt, we must hear from you no later than 60 days* after we sent you
the FIRST statement on which the error or problem appeared. Telephone us at the number listed on the front of this statement or write to us at U.S. Bank, EP-MN-WS5D, 60 Livingston
Ave., St. Paul, MN 55107.
Tell us your name and account number.
Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information.
Tell us the dollar amount of the suspected error.
We will determine whether an error occurred within 10 business days after we hear from you and will correct any error promptly. If we need more time, we may take up to 45 days to
investigate your complaint. For errors involving new accounts, point-of-sale, or foreign-initiated transactions, we may take up to 90 days to investigate your complaint. If we decide to do
this, we will credit your account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our
investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account.
*Please note: Paper draft and paper check claims must be disputed within 30 days per Your Deposit Account Agreement.
IMPORTANT DISCLOSURES TO OUR BUSINESS CUSTOMERS
Errors related to any transaction on a business account will be governed by any agreement between us and/or all applicable rules and regulations governing such transactions, including
the rules of the National Automated Clearing House Association (NACHA Rules) as may be amended from time to time. If you think this statement is wrong, please telephone us at the
number listed on the front of this statement immediately.
CONSUMER BILLING RIGHTS SUMMARY REGARDING YOUR RESERVE LINE
What To Do If You Think You Find A Mistake on Your Statement
If you think there is an error on your statement, write to us at:
U.S. Bank, P.O. Box 3528, Oshkosh, WI 54903-3528. In your letter, give us the following information:
Account information: Your name and account number.
Dollar Amount: The dollar amount of the suspected error.
Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the
error appeared on your statement.
You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.
While we investigate whether or not there has been an error, the following are true:
We cannot try to collect the amount in question, or report you as delinquent on that amount.
The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to
pay the amount in question or any interest or other fees related to that amount.
While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
We can apply any unpaid amount against your credit limit.
Reserve Line Balance Computation Method: To determine your Balance Subject to Interest Rate, use the dates and balances provided in the Reserve Line Balance Summary
section. The date next to the first Balance Subject to Interest is day one for that balance and is applicable up to (but not including) the date of the next balance (if there is one). We multiply
the Balance Subject to Interest by the number of days it is applicable and add them up to get the same number of days in the billing cycle. We then divide the result by the number of billing
days in the cycle. This is your Balance Subject to Interest Rate. Any unpaid interest charges and unpaid fees are not included in the Balance Subject to Interest. The ***INTEREST
CHARGE*** begins from the date of each advance.
REPORTS TO AND FROM CREDIT BUREAUS FOR RESERVE LINES
We may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.
CONSUMER REPORT DISPUTES
We may report information about account activity on consumer and small business deposit accounts and consumer reserve lines to Consumer Reporting Agencies (CRA). As a result, this
may prevent you from obtaining services at other financial institutions. If you believe we have inaccurately reported information to a CRA, you may submit a dispute by calling
844.624.8230 or by writing to: U.S. Bank Attn: Consumer Bureau Dispute Handling (CBDH), P.O. Box 3447, Oshkosh, WI 54903-3447. In order for us to assist you with your dispute, you
must provide: your name, address and phone number; the account number; the specific information you are disputing; the explanation of why it is incorrect; and any supporting
documentation (e.g., affidavit of identity theft), if applicable.
Member FDIC
MR JOSE ABRAHAM VERANES GARCIAS
3716 DEVONSHIRE DR
Uni-Statement
HOLIDAY FL 34691-1205 Account Number:
1 535 6163 5621
Statement Period:
Oct 17, 2024
through
Nov 15, 2024
Page 2 of 3
STUDENT CHECKING (CONTINUED)
U.S. Bank National Association Account Number 1 535 6163 5621
Card Withdrawals (continued)
Card Number: xxxx-xxxx-xxxx-0088
Date Description of Transaction Ref Number Amount
Oct 23 Debit Purchase SCHNUCKS CLAYTON FL 39.95-
711860 On 072319 MAESTERM REF 711860
Oct 23 Debit Purchase - VISA On 072219 Amzn .com/bil FL 3100596188 39.98-
AMZN Mktp US*MAO REF # 24692169203100596188416
Oct 23 Debit Purchase SCHNUCKS CLAYTON FL 46.82-
730800 On 072319 MAESTERM REF 730800
Oct 26 Debit Purchase - VISA On 072619 866-712-7753 FL 7100694496 2.99-
APL* !TUNES.COM/ REF # 24692169207100694496055
Oct 26 Debit Purchase - VISA On 072519 SAINT LOUIS FL 7000979334 8.77-
JIMMY JOHNS # 12 REF # 24269799207000979334020
Oct 26 Debit Purchase - VISA On 072519 SAINT LOUIS FL 6968400908 13.92-
HANKS CHEESECAKE REF # 24327439206968400908493
Oct 26 Debit Purchase OFFICE DEPOT 00 RICHMOND HEIMO 3507261201 21.84-
051935 On 072619 ILK1TERM REF 920717051935
Oct 29 Debit Purchase - VISA On 072619 RICHMOND HEI FL 8083303342 16.21-
PANERA BREAD #60 REF # 24231689208083303342106
Oct 29 Debit Purchase AMERICAN EAGLE DES PERES FL 21.99-
042267 On 072819 MAESTERM REF 042267
Oct 29 Debit Purchase BUILDABEAR WRKSH DES PERES FL 10020 31.97-
474879 On 072819 MAESTERM REF 474879
Oct 30 Debit Purchase - VISA On 072819 Ny 10020 1018010868 12.64-
0006 AMC ESQUIRE REF # 24431069211018010868066
Oct 30 Debit Purchase WALGREENS STORE CLAYTON FL 10020 5807301237 15.45-
314158 On 073019 ILNKILNK REF 921117314158
Oct 30 Debit Purchase - VISA On 072819 DES PERES FL 10020 0003817010 21.34-
CHARLEYS PHILLY REF # 24013399210003817010763
Oct 30 Debit Purchase - VISA On 072819 SAINT LOUIS FL 10020 1018012840 26.20-
0006 AMC ESQUIRE REF # 24431069211018012840949
Oct 31 Debit Purchase - VISA FLOn 073119 RICHMOND HEI FL 10020 2100616764 15.32-
PANERA BREAD #60 REF # 24692169212100616764856
Nov 1 Debit Purchase TARGET T- 25 Bre Brentwood FL 74.76-
817710 On 080119 MAESTERM REF 817710
Nov 2 Debit Purchase - VISA On 080119 RICHMOND HEI FL 4083303633 19.89-
PANERA BREAD #60 REF # 24231689214083303633118
Nov 2 Debit Purchase WALGREENS STORE CLAYTON FL 5008011822 26.20-
621350 On 080119 ILNKILNK REF 921323621350
Nov 2 Debit Purchase SCHNUCKS RICHMON CLAYTON FL 5908021146 47.82-
835559 On 080219 ILNKILNK REF 921416835559
Nov 5 Debit Purchase - VISA On 080219 866-712-7753 FL 4100020359 1.99-
APL* !TUNES.COM/ REF # 24692169214100020359341
Nov 5 Debit Purchase - VISA On 080419 SAINT LOUIS FL 6300524947 3.36-
IN AND OUT REF # 24247609216300524947699
Nov 5 Debit Purchase - VISA On 080119 BRENTWOOD FL 4500721276 11.02-
FIVE BELOW 803 REF # 24137469214500721276453
Nov 5 ATM Withdrawal 1145 Bellevue Av Richmond Hei FL 12.75-
Serial No. 273315132419PLUSTERM
Nov 5 Debit Purchase - VISA On 080119 RICHMOND HEI FL 4018030013 34.12-
MIKE DUFFY'S PUB REF # 24551939214018030013912
Nov 5 Debit Purchase - VISA On 080219 Amzn .com/bil FL 10020 4100186113 34.99-
AMZN Mktp US*MA8 REF # 24692169214100186113490
Nov 6 Debit Purchase SCHNUCKS CLAYTON. FL 71.21-
217957 On 080519 MAESTERM REF 217957
Nov 12 Debit Purchase WALGREENS STORE CLAYTON FL 8108112100 5.86-
535781 On 081119 ILNKILNK REF 922402535781
Nov 12 Debit Purchase WALGREENS STORE CLAYTON FL 8708121133 7.99-
205387 Dn 081219 ILK1TERM REF. 9224162053.8.7
MR JOSE ABRAHAM VERANES GARCIAS
3716 DEVONSHIRE DR
Uni-Statement
HOLIDAY FL 34691-1205 Account Number:
1 535 6163 5621
Statement Period:
Oct 17, 2024
through
Aug 15, 2019
Page 3 of 3
STUDENT CHECKING (CONTINUED)
U.S. Bank National Association Account Number 1 535 6163 5621
Card Withdrawals (continued)
Card Number: xxxx-xxxx-xxxx-0088
Date Description of Transaction Ref Number Amount
Nov 12 Debit Purchase - VISA On 081019 SAINT LOUIS FL 10020 3400123456 8.80-
PANERA BREAD #60 REF # 24231689223400123456786
Nov 12 Debit Purchase – VISA On 080919 SAINT LOUIS FL 10020 2255176370 9.48-
SUBWAY 00 REF # 24164079222255176370870
Nov 12 Debit Purchase - VISA On 081019 SAINT LOUIS FL 10020 3400449001 14.05-
STARBUCKS REF # 24493989223400449001164
Nov 12 Debit Purchase WALGREENS STORE CLAYTON FL 10020 8508091905 19.31-
523785 On 080919 ILK1TERM REF 922200523785
Nov 12 Debit Purchase - VISA On 080919 Amzn.com/bil FL 10020 1100440853 29.47-
AMZN Mktp US*MA3 REF # 24692169221100440853056
Nov 12 Debit Purchase MARSHALL' 3200F MAPLEWOOD FL 10020 33.06-
326977 On 081119 MAESTERM REF 326977
Nov 13 Debit Purchase - VISA On 081219 SAINT LOUIS FL 10020 4077400804 9.31-
HANKS CHEESECAKE REF # 24327439224077400804799
Nov 13 Debit Purchase WALGREENS STORE CLAYTON FL 10020 0408131604 11.19-
001304 On 081319 ILK1TERM REF 922521001304
Nov 13 Debit Purchase - VISA On 081219 636-947-4433 FL 5000762326 21.00-
DOMINO'S 1580 REF # 24445009225000762326026
Nov 15 Debit Purchase WALGREENS STORE CLAYTON FL 5908141931 5.81-
719359 On 081419 ILK1TERM REF 922700719359
________________________________
Card 6446 Withdrawals Subtotal $________________________________
907.75-
________________________________
Total Card Withdrawals $ 907.75-
Other Withdrawals
Date Description of Transaction Ref Number Amount
Oct 23 Electronic Withdrawal To CHARTER COMM $ 109.97-
REF=192030151552490NOO 95000000000NLINE
PMTUSB857933993POS
Oct 30 Electronic Withdrawal To VENMO 1.00-
REF=192100184058980NOO 3264681992PAYMENT 2316211247
Oct 30 Electronic Withdrawal To SPIRE MISSOURI 41.19-
REF=192100215509610NOO 95000000000NLINE
PMTUSB857933993POS
Oct 31 Electronic Withdrawal To VENMO 5.00-
REF=192110112296100NOO 3264681992PAYMENT 2320936068
Nov 13 Electronic Withdrawal To Speedpay 106.34-
REF=192240167443450NOO 9212021104wuAmerenM09351607185
Total Other Withdrawals $ 263.50
Balance Summary
Date Ending Balance Date Ending Balance Date Ending Balance
Oct 17 490 .32 Oct 29 641.42 Nov 5 437 .38
Oct 18 566.75 Oct 30 524.60 Nov 6 366.17
Oct 19 766.75 Oct 31 504.28 Nov 12 488.15
Oct 22 795.83 Nov 1 629.52 Nov 13 340.31
Oct 23 559.11 Nov 2 535.61 Nov 15 384.50
Oct 26 611.59
Balances only appear for days reflecting change.
