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The document is a checklist and application form for the Habitat for Humanity homeownership program, requiring various personal and financial documents from all family members aged 18 and older. It emphasizes the need for accurate and complete information, including income sources, housing conditions, and any military service. Additionally, it outlines the commitment to complete 'sweat equity' hours and provides demographic information collection for compliance with fair housing laws.
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Save Homeowner-Application-2.14.2023 For Later Checklist for Homeowner
(copy of check Stubs for the Last Three (3) Pay Periods for ALL Family Members who are age 18 or older
Cicopy of official Birth Certificates for ALL Family Members
Cicopy of Social Security Card for ALL Family Members
Cicopy of state Issued Driver's License or State ID for ALL Family Members who are age 18 or older
‘Award letters for any funds received
Social Security
CO pisabitity
Cis.N.A.?. (food stamp) statement (If any is received)
Dalimony Proof (if any is received)
Cicopy of Court Ordered Child Support and 12-month printout of payments received or made
copy of w2s and Tax Information with ALL schedules (Federal and State)
Please utilize this list to ensure that you have all necessary
items for your application.wir Habitat
for Humanity”
\We are pledged tothe letter and spirit of U.S. poicy for
Application
Habitat Homeownership Program the nation. We encourage and support an affirmative
‘advertising and marketing program in which there are no
Peart) bomers to obtaining housing because of race, colcr,
PORTANT’ religion, sex, handicap, familial status or national origin.
ear Applicant: Please complete this application for the Habitat or Humanity homeownership program tuthtuly, completely and accurately,
Allnformation you include on this application wl be maintained in accordance with our privacy policy
Type of credit 11am applying for individual credit
{am applying for Joint credit, Total number of borrowers:
C1 Each borrower intends to apply for joint credit, Your initials
Patclan need
Applicant Co-applicant
Applicant's name: Co-applicant’s name
‘Alternative and former name:
Alternative and former names:
Social Secunty number Social Security number
Home phone ( Home phone
Call phone (_) Cell phone
Work phone Work phone
Ag Date of bith (mnvayyyy) Age Dale of bith (mmidaivyy)
D Married C1 Separated 1 Unmaried (ngs, vert wisved,cttunen, |) Married CI Separated C) Unmarid (sng, ore, wcoves oun
tannin egal crest ram ientrtn alate pain wpe poe yr Pat rien
Dependents ae ars wh we wh Dependents ard tr who wl wih yu (el sed by evap
ome ge le Famale [nome fate Fama
oo |, eee ff OF
o oa — Qo QO
og og
ao og
oa oa
Freer oar et yal 2 code) ClOwn Roni | Preset aos ovata, ate ZP enc) Cl Gwn Ci Ren
Number of years Number of years:
you have lived at your present address for less than two years, complete the following, forall addresses during the past two years
Previous address(es) (street, iy, state, ZIP code): Cl Own CRent [Previous address(es) (sree, oly, stale, ZIP code); Own Rent
Number of years: Number of years:
oon Rod
Date received: Date of selection commitee approval:
Date of notice ofincompiete application eter: Date of board approval: a
Date of adverse action ltr: Date of partnership agreement.Femi ana
Did you (or your deceased spouse) serve, or are you currently serving inthe United States Armed Forces?
(Army, Marine Corps, Navy, Ai Force, Space Force, Coast Guard, Reserve or National Guard) CI Yes Cl No
It yes, check at that apply
[Current serving on active duty with projected expiration date of servicetour_
Currently retired, discharged, or soparated from service
Ey. Only period of service was as a non-activated member ofthe Reserve or National Guard
surviving spouse
Is anyone else in your household serving, or dé they serve, inthe United States Armed Forces? Cl Yes O No
It yes, check al that apy
[Current serving on active duy with projectes expiration date of servicetour __)
1 current retired, discharged, of separated from service
Only perad of service was as a non-activated member of the Reserve or National Guard
1 immssivyyyy)
(ommisaiyyyy)
To be considered forthe Habitat homeownership program, you and your | AM WILLING TO COMPLETE THE REQUIRED
household members must be willing to complete a certain number of‘eweat- | SWEAT-EQUITY HOURS:
‘equi hours, which may include hours spent helping to build your home ars Yes No
the homes of others, attending homeownership classes, and/or other Applicant a Qa
‘approved activites, Co-applicant oo
3. PRESENT HOUSING CONDITIONS.
Currently, are you CIRenting Renfree Own
Number of bedrooms (please cice): 1 2 24 5
(Other rooms inthe place where you are currently wing: CIKitchen (Bathroom CILivingreom LI Diningroom
Other (please describe}
In the space below, describe the condiion ofthe house or apartment where you ive, Why do you need a Hablat home?
you rent your current ri
dence, please supply a copy of your lease and a copy of the most recent money order receipt,
bank statement or canceled rent check to evidence rent payment.
‘Name, address and phone number of eurent landlord
toed
[1 140 not own any realestate (move to Section 5).
It you own your residence, what's your monthly mortgage payment (mciuding taxes, | Do you own land ater than your residence? CINo Ll Yes
insurance, oc.)? Monthly payment (including taxes, insurance, etc)
8 _Imorth Unpaid balance $. 8
| tfyou wish your property to be considered for building your Habitat home, please atlach the deed, ay existing appraisal and infomation about any ton.
Note: A separate approval process wil appy with respect fo any such requests, as each parce olan fs unique and may net be sulabiefor ling on
{trough the Habitat program.Applicant Co-applicant
1 Does not apply 1 Does not apply.
Name end address of CURRENT employer: | Start date (mmisiyyy): | Name and address of CURRENT employer: Start date (mmc)
‘Annual (gross) wages Annual (gross) wages:
8
‘Type of business: ‘Business phone: Type of business: Business phone
{working at current ob lass than one year, complete the following information
Name and adéress of PREVIOUS employer: | Yeare on ths job: Name and address of PREVIOUS employer. | Years on this jb
‘Annual (gross) wages ‘Annual (gross) wages:
8
Type of business: Business phone! Type of business: Business phone:
PLEASE NOTE: Self-employed
‘applicants wil be required to provide
‘adaiional documents such as tax
| returns ane financial statements
Giemsa
1 Check i you are the business owner or are self-employed.
thave an ownership shere of less than 25%. C1 Ihave an ovmership share of 25% or more
Monthy income (or loss).
Roser cane Applicant Coapplicant | Others in household Toa
‘Salarylwages (gross) $ s s 3
TANF $ ls $s $
— F s § Is
Child support 3 $ [s $
Social Security $s $ 7 s $
[ss 3 3 is q |
ast ; 7 is 3
oung ootertea |S $ 5 5
sa
{Unemployment benefits
VA compensation
Military enitements
other
Total
essere
Name Income source Monthly income Date of birth
8
8
Retiement (e.g, pension) |
8
8
$ec od enue)
| where wil you get the money to make the down payment or pay for closing costs for example, savings orgs rom family member or others:
‘any grants for which you have r intend to app? Hf you borrow the meney, whom il you Borrow it fram, and haw will you pay lt back?
Type of asset and name | Address City, state ZIP ‘Account numb Current
of bank, savings and loan, balancer
credit union, retirement value/vested
‘account, etc. (Do not amount (if
Include land here.) applicable)
8
is
is
8
5
$
8
MCLEE RC Kanan ad
‘Account
Beemer
Monthly
payment
Cle
‘Unpaid |
Months
lettto pay
Co-applicant
Monthly
payment
‘Aut tan
Instaiment (e.g, bost, personal loan)
Lease (0. fume, applances — includes rantto-oun)
‘Alimonyiseparate maintenance
‘Chil suppor
Revolving e.., credit cards)
‘Student loan debt
(Open 30 days balance paid monthly, 6g, ave card)
Medical dete
Other
otmer
Total
Account
Applicant
Co-applicant
Total
[Rent
Unites (electricity, water, gas)
Insurance (ental, car, health, ete)
hid care
Internet service
CellphoneLand ine
s 3 s
Business expenses: $ s s
Union dues: s s _ is
“Transportation expense (gas, bus pass, vehicle upkeep, ete) s s s
Food and essential supplies s s s
Eniotainment 3 s s
Other s s s
Other s is s
[Tot s s s
ean
Please check the box beside the word that best answers the following questions for you and the co-applicant. | Applicant | Co-epplicant |
2. Are there any outstanding judgments because ofa court decison against you? Ces Cio [Elves Ono
©, Have you declared barkrupty within the past seven years? (yes CINo [Yes ONo
YES, identity the type(s) of bankruptcy: CChapter7 —_C.Chaptor 11 ©) Chapter 12 CI Chapter 13
‘Have you had any propery foreclosed upon hn the past seven years? Ces Cio |CiYes No
6: Are you party awsuitn wich you potential have any personal andi aby? Ti¥es Cine [El¥es ONe
«@. Have you conveyed tile to any property inl of foreclosure or completed a pre-foeciosure sal or short sale where |ClYes CINo |Lives Cl No
the lender agreed to accept less than the oustanding mortgage balance due) within the past seven years?
{Are you exrenty delinquent orn defeut on any federal debt or any other loan, mevtgage nancial dbigaton orloan guarantee?” [Cl Yes CINo |O Yes Cl No
‘9. Ae you a co-signer or guarantor on any dbl of lan that isnot dsclosed on this application? Clyes Cio |DYes ONo
he you a US. ciizen or permanent resident? - Ciyes ONo |DYes ONe
Note: Ifyou answered "yes" to any question a tough 9, or ne" to Question h, please explain on a separate piece of paper a
Gees
Paine ees
| understand that by flog this application, Iam authorizing Habitat for Humanty to evaluate my actual need forthe Habitat homeownership program, my ably to repay an
‘fordable loan and cher expenses of homeownership, and my wlingness tbe a parner through sweat equty and oerwise according to Hail or Humanity pole
| understand that he evaluation wilinckde personal vst, a cod check and employment veilation (fapeleable), have anewered all the questions on this
‘application tuthfuly and accurately, and if any of the information provided changes afer ub his aplication, ! wl supplement his aplleaton, as applleabe, |
Understand thatf|have not answered the questonstuhfuly, accurately or completely, rf to supplement his application as necessary to mainain is accuracy end
‘completeness, my apalicaton may be denied, an that even have ready been selected to reosive @ Habitat home, Ima be dual rom te program and oti
‘any rghts or aims to @ Habitat home. The orginal ora copy ofthis application wil be relainad by Habit for Humanity even fhe applaton i nat approved.
If this application is eceated as (or converied ino) an ‘electronic application” | consent tothe use of ‘electronic records" and “electronic signatures as the terms
tare defined in and governed by applicable federal andor state electronic transaction laws | inn to sign andhave atgned this application either using my: (a)
flectronic signature or (b) a wien signature and agree that a paper version ofthis application is converted ito an electronic application, te application val
be an electronic cord, and the representation of my written signature en this application wil be my binding electronic signature
| also understand that Habitat for Humanity screens al applicants on the sex offender registry. By completing this appletio, | arn submiting myself to such an
Inquiry. [further understand that by completing this application | am submiting myself toa criminal background check.
Applicant signature Date Co-applicant signature Date,
x x
PLEASE NOTE: If more space s needed to complete any part ofthis application, please use a separate sheet f paper and attach ito tis
application. Please mark your additional comments with “A for applcant er C" fr eo-applicant
Pianeta
hiss to notify you tht if you qual forthe homeownership program and complote the program requirements, we may order an appraisal to determine the
value ofa home that you may be eligible to purchase, and we may charge you fortis appraisal. Upon completion of te appraisal, we wil promptly provide @
copy to you, even if the loan does not close
Applicant's name Co-applicant’s nameeeom an me nue
PLEASE READ THIS STATEMENT BEFORE COMPLETING THE BOX BELOW:
‘The purpose of collecting this Information iso help ensure that
applicants are being ealed faiy thatthe housing needs of communities and
neighborhoods ar boing fulled, and to otherwise evaluate our programs and repor to our funders. For residential mortgage lending, Federal law requires that
\we ask applicants for thelr demographic information (ethnicity, sex and race) In order to monitor our compliance with equal erect opportunity, fer housing and
home mortgage disclosure laws. You are not required to provide this information but are encouraged todo 80, You may select one or more designations for
"Ethnicity" and one or more designations for‘Race.* The law provides that we may not discriminate on the bass of this information or on whether you
choose to provide it, However, f you choose not o provide the information and you have made tis application in person, federal regulations requito us to note
your eit, sex and race onthe basis of visual observation or surname. The lw also provides that we may not discriminate on the basis of age or marital
status information you provide inthis application, If you do not wish to provide some or alo this information, please check below.
‘Applicant Co-appiicant
Ethnicity (check one or more): Ethnicity (chock one or more)
Hispanic or Latino Hispanic or Latino
CiMexican 1 Puerto Rican Ci Cuban Mexican Puerto Rican C1 Cuban
1B Other Hispanic of Latino — 1D other Hispanic or Latino —
Origin: Origin
Fr example Argentinean, Cofomblan, Dominican, Nicaraguan,
Salvadoran, Spaniard, and so on
1 Not Hispanic or Latino
Ido not wish to provide this Intormation
For example: Argontinean, Colombian, Dominican, Nicaraguan,
Salvadoran, Spaniard, and s0 on.
Not Hispanic or Latino
1 Ido not wish to provide this information
American Indian or Alaska Native —
Namo of enrolled or principal tnbe
Sex: Sex:
Female ClMale C21 donot wish to provide this information Beale Male C1 dont wish to provide this information
Race (check one or more): Race (check one or more):
American Indian or Alaska Native —
[Name of enrlled or principal tbe:
Avian
Asian indian chinese Fipino
Dapanese Korean =. Vietnamese
1D Other Asian — race:
1D Black or Atican American
Native Hawaiian or Other Paci Islander
Native Hawaiian —C} Guamanisn or Chamorro
1D ther Paci Islander — race:
For example: Filan, Tongan, and 30 on,
Dwnte
160 not wish to provid this information
D samoan
For example: Hmong, Laotian, Thal, Pakistan, Cambodian, and so on
Asian
Asian indian chinese Flpino
Dapanese Korean) Vietnamese
1D other Asian — race:
For example: Hmong Laotian, Thal, Pekstani Cambodian, ad so en
Black or African American
1D Native Hawaiian or Other Pact Islander
Ci Native Hawaian CI Guamanian or Chamorro
0 Other Pacific slander — race:
For example: Filan, Tongan, and 30 07,
OWnite
Io not wish to provide tis information
Ci semoan
‘To be comploted only by the person conducting the Interview
Was the ethnicity ofthe Borrower collected onthe basis of visual observation or sumame?
Was the sex ofthe Borrower collected on the basis of visual observation or sumame?
Was the race ofthe Borrower collected on the basis of visual observation or surname?
Yes ONe
Dyes Ne
Yes Ne
This application was taken by
1 Face-toace interview (cluded electronic
Interviewers name (pint or type)
Interviewers phone number
‘media wivideo component)
Oeymai By telophone
Interviewers signature
DatePatched
Foon aeRO REUSE US)
Lender instructions for using the Unmarried Addendum: The lender may use the Unmarried Addendum only when a borrower selected “Unmarried” in
Section 1 and he information collected is necessary o determine how slate property laws directly a Indirect affecting creditworthiness apply inctuding
ensuring clear tle. For example, the lender may use the Unmarried Addendum when the borrower rides in a state that recognizes civil unlons, domestic
partnerships or registered reciprocal beneficiary relationships or when the property Is located In such a state “State” means any state, the District of
Columbia, the Commonwealth of Puerto Rico, or any terior or possession ofthe United States,
it you selected “Unmariod” In Section + 7
Is there a person who isnot your legal spouse but who currently has real property rights similar to those of a legal spouse? CINo Cl Yes
IFYES, insiate the typeof relationship andthe state n which te relationship was formed. For example, Indole Ifyou ae in a cv union, domestic partnership,
registred reciprocal beneficiary reiatonshi, or other relaionship recognized by the state in which you Curent reside or where the property is located
Chit union Ci Domestic partnership 1 Registered reciprocal beneficiary relationship
1 other (expan):
Stat