Key Fact Statement for Deposit Accounts
Allied Bank Limited, Date (Period: Jan-June 2025)
--------Branch, IMPORTANT: Read this document carefully if you are considering op
City. a new account. It is available in English and Urdu.
You may also use this document to compare different accounts offered
other banks. You have the right to receive KFS from other banks for
comparison.
Account Types & Salient Features : :
This information is accurate as of the date above. Services, fees and mark up rates may change o
monthly basis. For updated fees/charges, you may visit our website " https://www.abl.com/" or vis
branches.
Conventional
Particulars
Allied Rising Star Accoun
Currency
Minimum Balance PKR
(PKR, US, EUR,
for Account etc.)
(if any, To open Rs. 100
provide the amount) To keep No Avg. Balance requiremen
Account Maintenance Fee (if any, provide Nill
the amount)
Is Profit Paid on account Yes
(Yes/No)
Indicative Profit Rate. (%) 10.50%
Profit Payment Frequency (Daily, Monthly, Daily
Quarterly,
Provide Half yearly
example: and yearly)
(On each Rs.1000, you can
earn Rs.------ on given periodicity) 0.29
Premature/ Early
Encashment/Withdrawal Fee (If any, 0
provide amount/rate)
Service Charges
IMPORTANT: This is a list of the main service charges for this account. It does not include
channels – e.g. “our branches, on our website at "https://www.abl.com/”]. Please note that
taxes.
Services Modes
Inter City
Cash Transactions
Intra -City
Own ATM withdrawal
Other Bank ATM
ADC/Digital
SMS Alerts Clearing
For other transactions
VISA Classic
Platinum & VISA Sapphire 200
Debit Cards
Premium
UPI & Paypak Classic
UPI & Paypak Gold & Visa
Sapphire
Basic Debit Card
Issuance
Cheque Book Stop Payment
Loose Cheque
Services Modes
Allie
Remittance Banker Cheque / Pay Issued by Debit to Account: Rs. 60
(Local) Order Issued Against Cash: 0.20%, Mini
customer)
Foreign Demand Draft
Remittance
Foreign
Wire Transfer
Statement of Annual
Account Half Yearly
Duplicate Rs. 35 including
MyABL:
ABL to ABL: Free
IBFT: 0.1% or Rs. 200 per transa
25,000 Per Month Per Account)
ADC/Digital
Channels
ATM:
ABL to ABL: Free
Fund Transfer IBFT: 0.1% or Rs. 200 per transa
25,000 Per Month Per Account)
Maximum Single Transfer of Rs. 5
Branch Counter(IBFT)
Rs 600 /- Charges
Within City - Free
Branch Counter Intercity - 0.1 %, Minimum Rs.600
Digital Banking
Internet Banking subscription
(onetime & annual)
Mobile Banking subscription
(one- time & annual
Clearing Normal
Intercity
Remote Area Clearing Rs.25%, Minimu
Clearing
Same Day Rs.700/
Closure of Account Customer request
You Must Know
Requirements to open an account: To open the account you
will need to satisfy some identification
requirements as per regulatory instructions and banks' internal
policies. These may include
providing documents and information to verify your identity.
Such information may be required
on a periodic basis. Please ask us for more details.
Cheque Bounce: Dishonoring of cheques is subject to a
criminal trial in Pakistan. Accordingly, you
should be writing cheques with utmost prudence.
Safe Custody: Safe custody of access tools to your account
like ATM cards, PINs, Cheques,
e-banking usernames, passwords; other personal information,
etc. is your responsibility. Bank cannot be held responsible in
case of a security lapse at the customer’s end. ABL
do not initiate calls to acquire any information.
Record updation: Always keep profiles/records updated with
the bank to avoid missing any significant communication. You
can contact to our nearest branch and ABL helpline 111-225-
225 to update your information.
What happens if you do not use this account for a long
period? If your account remains inoperative for 12 months, it
will be treated as dormant. If your account becomes dormant,
certain transactions such as debit transactions and withdrawals
shall not be allowed until the account is activated on customer's
request. All those accounts will be closed which are dormant
since one year with zero balance. To activate your account you
must request your parent branch. Overseas customers may also
send their request using Banks procedure for dormancy
activation.
(Portion to be used for the post-shopping stage)
I ACKNOWLEDGE RECEIVING AND UNDERSTAND THIS KEY
Customer Name:
Product Chosen:
Mandate of account: Single/Joint/Either or Survivor
Address :
Contact No.:
Customer Signature:
r Deposit Accounts
ocument carefully if you are considering opening
e in English and Urdu.
ment to compare different accounts offered by
ight to receive KFS from other banks for
ces, fees and mark up rates may change on
t our website " https://www.abl.com/" or visit our
Conventional
Allied Rising Star Account
PKR
Rs. 100
No Avg. Balance requirement
Nill
Yes
10.50%
Daily
0.29
ges for this account. It does not include all charges. You can find a full list at [specify
ttps://www.abl.com/”]. Please note that all bank charges are exclusive of applicable
Conventional
Allied Rising Star Account
Cash Deposit :
Upto Rs.500,000 - Rs. 600/-
Above Rs.500,000 - 0.12%, Maximum Rs. 3,000/-
cash withdrawls through cheque:
Upto Rs.500,000 - Rs. 465/-
Above Rs.500,000 - 0.10%, Maximum Rs. 3,000/-
Cash Withdrawal thorugh Biometric
Upto Rs.500,000 - Rs. 465/-
From Rs.500,001 to Rs.1,000,000 - 0.1%, Minimum Rs.3,000/-
Cash Deposit : Free
Cash Withdrawal Through Cheque:
Upto Rs. 250,000 - Rs. 20
Above Rs. 250,000 - Free
Cash Withdrawal Through Biometric:
Within City: Rs.50
0
At actual charged by 1-Link.
Free
SMS Pack 1: Rs.400/- per month
SMS Pack 1: Rs.400/- per month
Annual Fees Rs 2,700/-
card replacement fees Rs.1650/-
Primary:
Annual Fees Rs. 6,000/-
card replacement fees Rs. 1650/-
Supplementary
Annual Fees Rs. 3,000/-
card replacement fees Rs. 1650/-
Primary:
Annual Fees Rs. 19,500/-
card replacement fees Rs. 2500/-
Supplementary
Annual Fees Rs. 11,000/-
card replacement fees Rs. 2500/-
Annual Fees Rs. 2700/-
Card Replacement Fees Rs. 1300/-
Annual Fees Rs.2,900/-
Card Replacement Fees Rs. 1550/-
Annual Fees Rs. 1750/-
Card Replacement Fees Rs.1200/-
Rs. 40/- Flat per leaf
Rs. 1200/- per instruction for Rupee Account
Not Available
Conventional
Allied Rising Star Account
Issued by Debit to Account: Rs. 600 Flat
Issued Against Cash: 0.20%, Minimum Rs.1,250/- (Account Holders & walk-in-
customer)
Not Available
Not Available
0
0
Rs. 35 including FED (For each period of 6 Months)
MyABL:
ABL to ABL: Free
IBFT: 0.1% or Rs. 200 per transaction whichever is lower including FED(Free Upto Rs.
25,000 Per Month Per Account)
ATM:
ABL to ABL: Free
IBFT: 0.1% or Rs. 200 per transaction whichever is lower including FED(Free Upto Rs.
25,000 Per Month Per Account)
Maximum Single Transfer of Rs. 500,000/-
Rs 600 /- Charges
Within City - Free
Intercity - 0.1 %, Minimum Rs.600/- Maximum Rs.3,000/-
One Time
One Time
0
nb
Rs.25%, Minimum Rs. 400/-, Maximum Rs. 10,000/-
Rs.700/- (including NIFT Charges)
0
You Must Know
Unclaimed Deposits: In terms of Section 31 of Banking Companies Ordinance,
1962 all deposits which have not been operated during the period of last ten years,
except deposits in the name of a minor or a Government or a court of law, are
surrendered to State Bank of Pakistan (SBP) by the relevant banks, after meeting the
conditions as per provisions of law. The surrendered deposits can be claimed
through the respective banks. For further information, please contact ypur nearest
branch or ABL helpline/ call center at 111-225-225
Closing this account: In order to close your account please render your request to
account maintaining branch/parent branch along with debit card and unutilized
cheques and cancel standing instructions, if any.
How can you get assistance or make a complaint?
Contact Information
Allied Bank Limited
Complaint Management Division
Allied Bank, Head Office, 2nd Floor, 3-4 Tipu Block, New Garden Town,
Lahore
Tel : 042-35880043
Helpline:111-225-225
Email: complaint.management@abl.com
Website:www.abl.com
If you are not satisfied with our response, you may contact : Banking Mohtasib
Pakistan
5th floor, Shaheen Complex, M. R. Kiyani Road, Karachi.
(+92 21) 99217334-38 (5 lines)
Fax (+92 21) 99217375
Email: info@bankingmohtasib.gov.pk
CEIVING AND UNDERSTAND THIS KEY FACT STATEMENT
or
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