E-Sign disclosure
We suggest you read this document and print a copy for your reference.
Note: This Electronic Communication Disclosure (“Disclosure”) applies to any and all
communications or disclosures that we are legally required to provide to you in writing in
connection with your Coinbase Card and any related products and services (“Communications”).
This Disclosure supplements and is to be construed in accordance with the terms contained in the
Cardholder Agreement (“Agreement”) you received from Pathward. The words "we," "us," and "our"
refer to Pathward, the issuer of your Coinbase Card. The words "you" and "your" mean you, the
individual(s) identified on the Account. As used in this Disclosure, "Account" means the Coinbase Card
Account you have with us.
1. Scope of Communications to Be Provided in Electronic Form. When you use a product or service to
which this Disclosure applies, you agree that we may provide you with any Communications in electronic
format, and that we may discontinue sending paper Communications to you, unless and until you
withdraw your consent as described below. Your consent to receive electronic communications and
transactions includes, but is not limited to:
● All legal and regulatory disclosures and communications associated with the Coinbase Card and
any related products and services;
● Your Cardholder Agreement;
● Notices about a change in the terms of your Cardholder Agreement;
● Privacy policies and notices;
● Error Resolution policies and notices;
● Responses to claims filed in connection with your Card Account; and
● Notices regarding insufficient funds or negative balances
2. Method of Providing Communications to You in Electronic Form. All Communications that we
provide to you in electronic form will be provided by posting them in the Coinbase Card portal of the
Coinbase mobile app or website and/or emailing them to you at the primary email address listed in your
Coinbase profile. Communications may also be delivered through other electronic communication such
as text message or mobile push notifications via the Coinbase mobile app.
3. How to Withdraw Consent. You may withdraw your consent to receive Communications in
electronic form at any time by calling Customer Service at 1-888-908-7930, or by emailing
card@coinbase.com or by writing to 248 3rd St, #434 Oakland, CA 94607. If you do, Coinbase reserves
the right to immediately close your Account or charge you additional fees for paper copies. We will not
impose any fee to process the withdrawal of your consent to receive electronic Communications. Any
withdrawal of your consent to receive electronic Communications will be effective only after we have a
reasonable period of time to process your withdrawal. In the meantime, you will continue to receive
Communications in electronic form. If you withdraw your consent, the legal validity and enforceability of
prior Communications delivered in electronic form will not be affected.
4. How to Update Your Records. It is your responsibility to provide us with a true, accurate and
complete e-mail address, your contact information, and other information related to this Disclosure and
your Account, and to maintain and update promptly any changes in this information. You can update
information (such as your e-mail address) by contacting customer service by calling 1-888-908-7930, or
by emailing card@coinbase.com, or by writing to 248 3rd St, #434 Oakland, CA 94607.
5. Hardware and Software Requirements. In order to access, view, and retain electronic
Communications that we make available to you, you must have:
● A valid email address (your primary email address on file with Coinbase),
● A device with an Internet connection,
● A current web browser that includes 128-bit encryption (e.g. Internet Explorer
version 9.0 and above, Firefox version 3.6 and above, Chrome version 31.0 and
above, Safari 7.0 and above) with cookies enabled, and
● Sufficient storage space to save past Communications or an installed printer
to print them.
6. Requesting Paper Copies. We will not send you a paper copy of any Communication, unless you
request it or we otherwise deem it appropriate to do so. You can obtain a paper copy of an electronic
Communication by printing it yourself or by requesting that we mail you a paper copy, provided that such
request is made within a reasonable time after we first provided the electronic Communication to you.
To request a paper copy, contact us by calling 1-888-908-7930, by emailing card@coinbase.com, or by
writing to 248 3rd St, #434 Oakland, CA 94607. We may charge you a service charge for the delivery of
paper copies of certain Communications provided to you electronically pursuant to this authorization.
See the fee schedule in your Agreement for details about this service charge. We reserve the right, but
assume no obligation, to provide a paper (instead of electronic) copy of any Communication that you
have authorized us to provide electronically.
7. Communications in Writing. All Communications in either electronic or paper format from us to
you will be considered "in writing." You should print or download for your records a copy of this
Disclosure and any other Communication that is important to you.
8. Federal Law. You acknowledge and agree that your consent to electronic Communications is
being provided in connection with a transaction affecting interstate commerce that is subject to the
federal Electronic Signatures in Global and National Commerce Act, and that you and we both intend
that the Act apply to the fullest extent possible to validate our ability to conduct business with you by
electronic means.
9. Termination/Changes. We reserve the right, in our sole discretion, to discontinue the provision
of your electronic Communications, or to terminate or change the terms and conditions on which we
provide electronic Communications. We will provide you with notice of any such termination or change
as required by law.
