STATE BANK OF INDIA EDUCATION LOAN (03/17)
APPLICATION CUM APPRAISAL FORM FOR EDUCATION LOAN
[PLEASE COMPLETE ALL PARTICULARS IN
BLOCK LETTERS AND TICK (√) OPTIONS
WHEREVER APPLICABLE] Signed Signed Signed
photograph of photograph of photograph of
CIF NO. (FOR OFFICE USE)
Student Parent / Husband Co-borrower /
Guarantor
ACCOUNT N0. (FOR OFFICE USE)
() PERSONAL INFORMATION OF THE APPLICANTS [TICK (√) OPTIONS WHEREVER APPLICABLE]
PARTICULARS STUDENT FATHER / HUSBAND CO-BORROWER / GUARANTOR
1. FIRST NAME DHIVYALAKSHMY SHYAM
2. MIDDLE NAME
3. LAST NAME CR SO
4. FATHER’S / HUSBAND’S FIRST
NAME
5. FATHER’S / HUSBAND’S
MIDDLE NAME
6. FATHER’S / HUSBAND’S LAST
NAME
7. RELATIONSHIP WITH THE STUDENT SPOUSE
8. DATE OF BIRTH
15-12-1995
(DD/MM/YYYY)
HINDU / MUSLIM /
HINDU / MUSLIM / HINDU / MUSLIM /
CHRISTIAN / SIKH / PARSI
9. RELIGION CHRISTIAN / SIKH / PARSI / CHRISTIAN / SIKH / PARSI /
/ BUDDHIST / JAIN /
BUDDHIST / JAIN / OTHERS BUDDHIST / JAIN / OTHERS
OTHERS
SC / ST / OBC / SC / ST / OBC / GENERAL SC / ST / OBC / GENERAL
10. CASTE CATEGORY
GENERAL / OTHERS / OTHERS / OTHERS
MALE / FEMALE / MALE / FEMALE / MALE / FEMALE /
11. GENDER
THIRD GENDER THIRD GENDER THIRD GENDER
12. MARITAL STATUS SINGLE / MARRIED SINGLE / MARRIED
13. HIGHEST EDUCATIONAL
GRADUATE
QUALIFICATION
14. MARKS OBTAINED IN
HIGHEST QUALIFICATION %
15. OCCUPATION
16. INCOME FROM ALL SOURCES
Rs 12,00,000
(Rs.)
17. PAN NO.*
18. AADHAAR NO.*
19. PASSPORT NO.
(COMPULSORY FOR STUDIES R3759115
ABROAD)
20. OTHER IDENTIFICATION
PROOF, IF ANY (DRIVING Z20090008460
LICENSE / VOTER ID NO.)
NUMBER 311 PHASE 3, TNHB NUMBER 33, 2ND CROSS STRE
21. PRESENT ADDRESS NETHAJI BOSE 3RD STREET, ET, RAJAJI NAGA, SELAIYUR
SATHUVACHARI, CHENNAI, TA , CHENNAI, CHENNAI, TAMIL
(HOUSE NO., ROAD NAME, MIL NADU, 632009, INDIA NADU, 600073
LOCALITY, CITY, PIN CODE,
DISTRICT, STATE)
Page 1 of 4
22. OFFICE ADDRESS
(HOUSE NO., ROAD NAME,
LOCALITY, CITY, PIN CODE,
DISTRICT, STATE)
23. PERMANENT ADDRESS
(HOUSE NO., ROAD NAME,
LOCALITY, CITY, PIN CODE,
DISTRICT, STATE)
24. CONTACT NO. 9488392336 9962867637
DHIVYA1995@GMAIL.COM
25. E-MAIL ID
26. ADDRESS FOR CORRESPONDENCE
RESIDENTIAL ADDRESS / OFFICE ADDRESS / PERMANENT ADDRESS
[TICK (√) OPTIONS AS APPLICABLE]
() PRESENT BANKER DETAILS
PARTICULARS STUDENT PARENT / HUSBAND CO-BORROWER / GUARANTOR
1. NAME OF THE BANK
2. BANK BRANCH
3. SB / OD ACCOUNT NO.
4. DIRECT / INDIRECT LIABILITY
DETAILS RS. RS.
5. WHETHER RELATED TO CHAIRMAN / DIRECTORS / EMPLOYEE OF
OUR BANK OR ANY OTHER BANKS. IF YES, DETAILS OF RELATIONSHIP
() DETAILS OF THE COURSE / STUDY [TICK (√) OPTIONS WHEREVER APPLICABLE]
1. WHETHER UNDER MERIT /
MERIT / MANAGEMENT QUOTA
MANAGEMENT QUOTA
2. NAME OF THE COURSE MTECH AIML
DIPLOMA / GRADUATION / POST-GRADUATION DEGREE /
3. COURSE CATEGORY
POST-GRADUATION DIPLOMA / PROFESSIONAL COURSE
4. NAME OF THE INSTITUTION & VELLORE INSTITUTE OF TECHNOLOGY, CHENNAI, VELLORE INSTITUTE OF TECHNOLOGY
UNIVERSITY
5. WHETHER THE COURSE IS FOR STUDIES
YES / NO
ABROAD
6. ADDRESS OF THE INSTITUTION (CITY, PIN,
VELLORE INSTITUTE OF TECHNOLOGY, CHENNAI, VELLORE INSTITUTE OF TECHNOLOGY
DISTRICT, STATE, COUNTRY)
7. RANKING OF THE INSTITUTION OR
COURSE
8. DURATION OF COURSE 24 MONTHS
9. DATE OF COMMENCEMENT OF COURSE
10. DATE OF COMPLETION OF COURSE
(V) COST OF COURSE / SOURCE OF FINANCE: (ALL AMOUNTS IN Rs.)
PARTICULARS YEAR 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 TOTAL
1. TUITION FEES
2. EXAMINATION FEES
3. BOOKS/STATIONERY
4. EQUIPMENT /
COMPUTER
5. HOSTEL EXPENSES
6. SUNDRIES / TRAVEL
7. TOTAL Rs 3,23,000
8. OWN SOURCE /
SCHOLARSHIP
9. INSURANCE PREMIA FOR THE DURATION OF LOAN AND START UP PERIOD
10. LOAN REQUIRED Rs 3,23,000
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(V) DETAILS OF SECURITY OFFERED (FOR LOANS ABOVE Rs. 7.5 LACS)
A) IMMOVABLE PROPERTY
TITLE DEED
PLOT / FLAT / ESTIMATED
LEASE / IN THE NAME OF ADDRESS
HOUSE NO. DATED MARKET VALUE
FREEHOLD
B) VEHICLE / CAR (PLEASE GIVE
DETAILS INCLUDING REGISTRATION
NUMBER, ETC)
C) OTHER SECURITIES
TYPE OF THE ESTIMATED MARKET
SERIAL NO. NAME OF THE HOLDER MATURITY VALUE
SECURITY VALUE
(V) PROPOSED / PREFERRED REPAYMENT AND PAYMENT OF INTEREST [TICK (√) OPTIONS WHEREVER APPLICABLE]
REPAYMENT PROPOSED NUMBER OF INSTALLMENTS: AMOUNT (Rs.) PER MONTH:
REPAYMENT TO BE DONE BY BY STUDENT / BY GUARDIAN
PAYMENT OF FULL INTEREST AS AND WHEN APPLIED DURING THE MORATORIUM YES / NO
(V) GENERAL [TICK (√) OPTIONS AS APPLICABLE]
1. DO YOU HAVE AN EXISTING RELATIONSHIP WITH
SBI? IF SO, DETAILS THEREOF
2. DO YOU WISH TO OPEN A SAVINGS BANK WITH
YES / NO
SBI?
IF YES,
3. IS ANY GUARANTEE GIVEN TO SBI / OTHER BANK? YES / NO DETAILS
THEREOF
(V) DOCUMENTS REQUIRED [TICK (√) OPTIONS WHEREVER APPLICABLE]
Mark sheet of last qualifying examination for school and graduate studies in India YES / NO
Copies of letter conferring scholarship, free-ship, etc. YES / NO
Documents evidencing duration of course of commencement thereof, viz. Prospectus or
YES / NO
Certificate from the Competent Authority of the Institution
Proof of admission to the course YES / NO
Schedule of expenses for the course, from the institution YES / NO
Passport size photographs of the Student / Parent / Co-obligant / Guarantor (2 copies each) YES / NO
Proof of Income / assets (If any) YES / NO
Latest Salary certificate & form No. 16 (For Salaried Persons) YES / NO
ITAO / IT Returns for the last 2 years ( if I.T. Assessee) duly accepted by the ITO YES / NO
Statement of bank account for the last six months of the Parent / Guardian YES / NO
Original sale deed and other document of title to property in respect of immovable property
YES / NO
offered as collateral security
Proof of residence ( Identity Card / Passport / Voter Identification Card / Driving licence) YES / NO
*Undertaking letter in the absence of PAN & Aadhaar Nos. YES / NO
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(X) DECLARATION
I / We hereby apply for a loan from State Bank of India to the extent indicated in the Section (IV) of this application form. I / We declare
that the foregoing particulars and information furnished in this application form are true, accurate and complete and that they shall form the basis
of any loan State Bank of India may decide to sanction to me / us. I / We confirm that I / we have / had no insolvency proceedings against me / us.
Nor have, I / we been adjudicated insolvent. I / We further confirm that I / we have read the terms and conditions and understood the contents
therein. I / We am / are aware that if I / we opt for loan at floating rates of interest, the Equated Monthly Instalment will comprise Principal and
Interest based on State Bank Marginal Cost of Funds based Lending Rate (MCLR) which is subject to change from time to time.
I / We agree that State Bank of India may at its discretion conduct discreet inquiries in respect of this application. I / We undertake to
inform as to any change in my / our occupation / employment, residential / official address and to provide any further information that the Bank may
require. State Bank of India will be at liberty to take such action as it may deem necessary if my / our above statements are found to be untrue. I /
We agree that State Bank of India shall have the sole discretion to reject our loan application / reduce loan amount without assigning any reason
thereof. I / We further agree that my / our loan transactions shall be governed by the rules of State Bank of India which may be in force from time to
time. I also hereby give my consent to send the application to RACPC for sanction if in order and disbursement on sanction from RACPC or any Branch
as per process prescribed by State Bank of India. I may carry out future transactions at the above mentioned Branch as Home Branch.
DHIVYALAKSHMY CR SHYAM SO
Signature of the Student Signature of the Parent / Husband Signature of the Co-borrower / Guarantor
Place:
Date:
(X) REFERENCES
(NAMES & ADDRESSES OF TWO REFEREES WHO ARE NOT RELATED TO YOU AND MAINTAINING SATISFACTORILY CONDUCTED BANKING RELATIONSHIP FOR OVER ONE YEAR /
RESPECTABLE IN SOCIETY)
State Bank of India may make enquiries from the referees if it deems necessary
REFERENCE 1 REFERENCE 2
NAME NAME
ADDRESS ADDRESS
(HOUSE NO., (HOUSE NO.,
ROAD NAME, ROAD NAME,
LOCALITY, LOCALITY,
CITY, PIN, CITY, PIN,
DISTRICT, DISTRICT,
STATE) STATE)
CONTACT NO. CONTACT NO.
(X) FOR OFFICE USE ONLY
Signature/s of the applicant/s obtained in our presence and verified and
At Branch / OSF -
sent to RACPC on _____________
Name & Signature ( Branch / OSF)
At RACPC ( Data related VIP Code ( 0 for Customer Type - Relative Code
to CIF Creation) No , 1 for Yes) Personal (father / spouse)
Occupancy (home Customer
Greetings required owner, tenant, evaluation
etc.) required
CIBIL Reference
CIS Organization code Segment Code
made
Date _______________ SIGNATURE OF THE APPRAISING OFFICER
Page 4 of 4
