Luma Fertility
Financial Counselling Form
Name of Patient: Name of Husband: .
Name of Consultant Doctor: MRN: .
LMP: .
Type of Treatment advised: .
Package cost: ,
Package Inclusions:
Pre OPU
Doctor Consultation during stimulations
Stimulation injections
Follow up Ultrasound during Stimulation
Pre OPU Prep
OPU
OPU (Ovum Pickup) under GA (Anesthesia)
OT Charges
Bed & Day Care Charges
Clinical Charges- Surgeon, Anesthetist, nursing team, Care Navigator, Duty Doctor &
administrative Charges.
RFID Card Charges
IVF Lab & Embryo culture & Transfer
IVF Lab Charges
ICSI
Embryologist Charges
Fresh Embryo Transfer
First BHCG Blood test & followed with Consultation
Package Exclusions:
Scans & Consults
OT Consumables at Actuals
IVF Injections
Embryo freezing of 2 cryotops for 6 months : Rs. 40000/-
Additional Cryotop for every additional cryotop: Rs. 10000/-
Frozen Embryo Transfer (2nd transfer) including thawing charges Rs. 50000/-
Blastocyst Culture charges: Rs. 25,000/-
Semen freezing for 1 month: Rs. 3000/-
Any emergency procedures/ Lab tests/ drugs (if required & not included above)
Additional Injection doses (Beyond 10 days or dose changes in between stimulation)
Payment Terms: (EMI Options AVAILABLE)
***Upon start of stimulation:** 50% of the total package amount is due.
***Day 5 of stimulation:** An additional 25% of the package amount is due.
***Balance payment:** The remaining 25% should be completed before the Ovum Pickup procedure.
Refund Policy
Terms & Conditions of IVF Treatment
A. Medical Eligibility
IVF treatment is subject to clinical assessment by a fertility specialist.
Luma Fertility reserves the right to decline or delay treatment based on medical, psychological,
or ethical considerations.
B. Treatment Consent
Patients must sign the IVF Consent Form and agree to comply with medical instructions and
appointments.
Both partners (if applicable) must sign consents regarding use and storage of embryos, eggs, or
sperm.
C. Success Rates
IVF does not guarantee a pregnancy or live birth. Clinical success varies based on individual
factors.
D. Confidentiality
All personal and medical information is protected under privacy laws.
Data may be used anonymously for clinical audit or research (with patient consent).
E. Legal Parentage and Third-Party Involvement
Patients must disclose if donor gametes or surrogacy are being used and may be required to
provide legal agreements.
F. Embryo/Gamete Storage
Storage is available for embryos, sperm, or oocytes for up to 10 years (or as per legal
regulations).
Annual storage fees apply. Failure to pay may result in disposal after due notice.
G. Discontinuation of Treatment
Luma Fertility may pause or cease treatment in cases of non-compliance, aggressive behaviour,
or health concerns.