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Provisional Interest Certificate: To Whomsoever It May Concern

This provisional interest certificate confirms that Miss Shivani Narendra Jagtap has been granted a housing loan of Rs. 17,00,000 for the period from April 1, 2024, to March 31, 2025. The total EMI for this period is Rs. 1,74,696, with a principal component of Rs. 19,079.22 and an interest component of Rs. 1,55,616.78. Deductions under Sections 24(b) and 80C of the Income Tax Act can be claimed, subject to certain conditions.

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14 views1 page

Provisional Interest Certificate: To Whomsoever It May Concern

This provisional interest certificate confirms that Miss Shivani Narendra Jagtap has been granted a housing loan of Rs. 17,00,000 for the period from April 1, 2024, to March 31, 2025. The total EMI for this period is Rs. 1,74,696, with a principal component of Rs. 19,079.22 and an interest component of Rs. 1,55,616.78. Deductions under Sections 24(b) and 80C of the Income Tax Act can be claimed, subject to certain conditions.

Uploaded by

Poonam
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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PROVISIONAL INTEREST CERTIFICATE

Date : 20/12/2024

FOR THE PERIOD 01/04/2024 to 31/03/2025

TO WHOMSOEVER IT MAY CONCERN

This is to state that Miss. SHIVANI NARENDRA JAGTAP \Loan Account No. 90000000733573 and CUSTOMER ID 100693840 has/have
been granted HF-EBR-HOUSING LOAN of Rs. 17,00,000.00 in respect of the following property address.

Co-Applicant
SMITA NARENDR JAGTAP (Customer Id 100695156 )

Property address

Yavatmal (R) - Yavatmal H.O, jagtap house, , , ,


YAVATMAL, 4693, YAVATMAL, Maharashtra -
445001

The Above loan is repayable in EQUATED MONTHLY INSTALLMENT (EMIs) comprising of Principal and
Interest. The total amount of EMI/Pre-EMIs payable from 01/04/2024 to 31/03/2025 is Rs.1,74,696.00.

The details of Interest and Principal for claiming deduction under Section 24 (b) & 80C(2)(xviii)
of Income Tax Act, 1961 (the Act) for the period 01/04/2024 to 31/03/2025.

The break up of this amount into Principal and Interest is given below:

Principal Component Rs.19,079.22


Interest Component Rs.1,55,616.78
Pre EMI Amount Rs.0.00
Pre-Payment made during the period Rs.598.37
The Principal Outstanding as on 31/03/2025 Rs.16,71,429.58

NOTE:
1. Interest is calculated on daily balances at monthly rests. Repayments due above are exclusive of arrears if any.
2. Interest and Principal Figures are subject to change in case of prepayment/and /or change in repayment schedule.
3. Principal repayments through EMIs and/or Prepayments qualify for deductions under Section 80C (the act) if the amount are actually paid
by 31/03/2025
4. Deductions under Section 80C (the Act) can be claimed only if:
(a) The repayment of the loan is made out of income chargeable to tax and
(b) The property for which the loan is taken is not transferred before expiry of 5 years from the end of the financial year in which the
possession of such property is obtained.
THESE CONDITIONS HAVE NOT BEEN VERIFIED BY BANDHAN BANK LIMITED
5. Interest payable on the loan (including Pre EMI Interest, if any) is allowed as a deduction under Section 24 (b) (the Act)
6. Bandhan Bank Ltd PAN is AAGCB1323G

THANKING YOU,

YOURS SINCERELY,

BANDHAN BANK LIMITED

Disclaimer: This is a computer generated letter, hence no signature is required. The figures stated above are system generated,
any inaccuracies noticed in the Letter need to be reported within 15 days of receipt of the letter, failing which the
contents of this letter would be construed as correct and deemed accepted.

***End Of Report***

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