21-05-2025
Quote No : cq5h5seriqq
Benefit Illustration for HDFC Life Sanchay Plus
This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Sanchay Plus
DETAILS
Name of the Prospect/Policyholder: Ak Proposal No: NA
Age: 30 Name of Product: HDFC Life Sanchay Plus
An individual non-participating non-linked
Name of Life Assured: Ak Tag Line:
savings life insurance plan
Age: 30 Unique Identification No: 101N134V25
Policy Term: 15 Years GST Rate: 4.5%* for first year
2.25%* second year
Premium Paying Term: 7 Years
onwards
Amount of Instalment Premium
Rs.300000
(Without GST):
Mode: Annual
*0% if qualifies as zero-rated supply under GST law
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
Policy Details
Policy Option Guaranteed Maturity Sum Assured Rs. 2100000
Guaranteed Payout Sum Assured on Death (at
NA 3750000
Freqency inception of the policy) Rs.
Guaranteed Payout Payout Term
NA NA
Amount (years)
Premium Summary
PP HPR HPR LiveWell LiveWell LiveWell Total
WOP
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Rider Rider Rider Rider Instalment
Rider
(ADC) (CCI) (CC) (DC) (PAC) (ADC) Premium
Instalment Premium without GST 3,00,000 0 0 0 0 0 0 0 0 0 0 3,00,000
Instalment Premium with First Year GST 3,13,500 0 0 0 0 0 0 0 0 0 0 3,13,500
Instalment Premium with GST 2nd Year
3,06,750 0 0 0 0 0 0 0 0 0 0 3,06,750
Onwards
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(Amount in Rupees)
Policy Year Single/ Guaranteed Non Guaranteed Surrender Value
Annualized Payable
Survival Benefits / Other benefits Maturity Benefit Death Benefit Guaranteed Special Surrender Value
Premium
Loyalty Additions (if any) Surrender
Value
1 3,00,000 0 0 0 37,50,000 0 1,07,303 1,07,303
2 3,00,000 0 0 0 37,50,000 1,80,000 2,30,857 2,30,857
3 3,00,000 0 0 0 37,50,000 3,15,000 3,72,545 3,72,545
4 3,00,000 0 0 0 37,50,000 6,00,000 5,34,436 6,00,000
5 3,00,000 0 0 0 37,50,000 7,50,000 7,18,814 7,50,000
6 3,00,000 0 0 0 37,50,000 9,00,000 9,28,189 9,28,189
7 3,00,000 0 0 0 39,42,612 11,07,784 12,67,637 12,67,637
8 0 0 0 0 41,35,224 16,90,567 14,74,499 16,90,567
9 0 0 0 0 43,27,836 17,48,351 17,05,804 17,48,351
10 0 0 0 0 45,20,448 21,21,134 19,64,114 21,21,134
11 0 0 0 0 47,13,060 21,78,918 22,52,252 22,52,252
12 0 0 0 0 49,05,672 22,36,702 25,73,320 25,73,320
13 0 0 0 0 50,98,284 22,94,485 29,30,733 29,30,733
14 0 0 0 0 52,90,896 23,52,269 33,28,249 33,28,249
15 0 0 0 38,75,679 54,83,508 0 0 0
Notes: Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
In the above illustration, benefits are assumed to be paid at the end of the year and premiums received at the beginning of the year.
*The death benefit payable shall be the higher of Guaranteed Death benefit (illustration above) and the surrender value applicable at the time of death.
I , have explained the premiums charges and benefits under the product fully to the I Ak ,having received the information with respect to the above, have understood the
prospect / policy holder. above statement before entering into the contract.
Place:
Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder
Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".
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