IFFCO Tokio General Insurance Company Limited.
Servicing Office : Anklesaria Corporate Center, 1st Floor, Datkipul New Road, RATLAM, MADHYA PRADESH (State Code:23) -
457001
Motor Private Car Policy Bundled UIN --IRDAN106RP0010V01201819
Certificate Cum Policy Schedule (FORM 51 OF THE CENTRAL MOTOR VEHICLE RULES, 1989)
PAN :AAACI7573H GSTIN: 23AAACI7573H1ZK CIN :U74899DL2000PLC107621 IRDAI Reg:106
Policy No: HIB/56296886 Proposal No. & Date: HIIB14398825, 10-MAR-2025
Policy Issued On: 10-MAR-2025 12:48 HRS Previous Policy No.: NA
Insured Name: MR. CHETAN BHATT Previous Insurer: NA
Period of Own Damage : 10-MAR-2025 (12:48) To 09-MAR-2026 (1 YEAR)
210/5, RAJENDRA NAGAR RATLAM , RATLAM , MADHYA PRADESH Period of Liability Cover: 10-MAR-2025 (12:48) To 09-MAR-2028 (3 YEARS)
Insured Address:
(State Code:23) -457001
Period of Compulsory 10-MAR-2025 (12:48) To 09-MAR-2028 (3 YEARS)
Personal Accident Cover:
Customer Type PAN GSTIN Name Age (Yr.) Relation
Customer Details Nominee Details
INDIVIDUAL XXXXX7835R NA RITUL BHATT 29 SPOUSE
Vehicle Details
Make Model Variant Cubic Capacity Manufacturing Year Seating capacity
HYUNDAI CRETA 1.5 MPI MT SX 1497 2025 5
Body Type Registration No. RTO Hypothecation/Lease* Fuel Type VIN/Chassis No.
SUV NEW UJJAIN YES PETROL MALPC812LSM148098
Vehicle IDV Electrical Accessories Non-Electrical Accessories BI Fuel Kit Total IDV Engine No
1,456,730 0 0 0 1,456,730 G4FLSV066826
Own Damage Premium (A) Amount(INR) Liability Premium (B) Amount(INR)
Basic Own Damage Premium Basic Third Party Liability Premium 10,640
Vehicle 11,622 Bi-Fuel Kit 0
Non-Elec. Accessories (IMT-24) 0 Geographical Area Extension (IMT-1) 0
Elec. Accessories (IMT-24) 0 Sub Total (Third Party Liability) 10,640
Bi-Fuel Kit (IMT-25) 0 Personal Accident (PA) Cover
Geographical Area Extension (IMT-1) 0 Compulsory PA Cover for Owner Driver Rs 1500000 (IMT-15) 909
IMT 23 Premium 0 PA Cover for 5 Unnamed Passengers Rs 100000 Each (IMT-16) 750
Sub Total (Basic Premium) 11,622 PA cover for Paid Driver of Rs 2 Lac (IMT-17) 300
Discount/Deductibles Sub Total PA Cover 1,959
Voluntary Deductibles (0) (IMT-22A) 0 Legal Liability
Anti Theft Device (IMT-10) 291 Paid Driver (IMT-28) 150
AA Membership (IMT-8) 0 Employees (for 0 persons) (IMT-29) 0
No Claim Bonus (0%) 0 Sub Total (Legal Liability) 150
Handicapped Discount (IMT-12) 0 Net Liability Premium (B) 12,749
Sub Total (Deductibles) 291 Total Premium (A+B) 35,305
Total Own Damage Premium 11,331 SGST(9%) 3,178
Add On Coverages ( ZD,CM,EP,RTI,KP,PB ) 11225 CGST(9%) 3178
Net Own Damage Premium (A) 22,556 Gross Premium Paid 41,661
Add-on Cover Opted in the Policy: Zero Depreciation(IRDAN106RP0010V01201819/A0050V01201819), Consumables(IRDAN106RP0010V01201819/A0006V01202223), Engine Protect
(IRDAN106RP0010V01201819/A0005V01202223), Return to Invoice(IRDAN106RP0010V01201819/A0051V01201819), Key Protect(IRDAN106RP0010V01201819/A0007V01202223), Personal
Belonging(IRDAN106RP0010V01201819/A0053V01201819)
Notes: 1. Consolidated Stamp Duty deposited as per the order of Government of National Capital Territory of Delhi
2.This policy has been issued upon declaration by the Insured that a valid Pollution Under Control (PUC) Certificate is held on the date of
commencement of the Policy. The insured undertakes to renew and maintain a valid and effective PUC and/or fitness Certificate, as applicable, 3.Geographical Area Ext. extended to (IMT-1): NA
during the subsistence of the Policy.
5.The policy is subject to compulsory deductible of INR 1,000 (IMT-
4. Policy issuance is subject to realization of cheque if premium is paid by cheque 22) & Voluntary Deductible of INR 0 .
6. This policy is to be read in conjunction with the Policy /Add-on wordings T&C available on the insurer website http://www.iffcotokio.co.in
*Hypothecation Details: PANJAB NATIONAL BANK - RATLAM - RATLAM Payment Mode: Online
Limitations as to use:The policy covers use of the vehicle for any purpose other than (1) Hire or Reward (2) Carriage of goods (other than samples or personal luggage) (3) Organized racing (4) Pace
making (5) Speed testing (6) Reliability trials (7) Any purpose in connection with motor trade.
Driver's Clause: Any person including the insured: Provided that the person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such
license. Provided also that the person holding an effective learners license may also drive the vehicle & that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicle Rules, 1989.
Limits of Liability Clause: Under Section II-1(i) of the policy-Death of or bodily injury: Such amount as is necessary to meet the requirements of the Motor Vehicle Act 1988.Under Section II-1 (ii) of
the policy-Damage to third party property is INR 7.5 Lakhs, PA Cover Under Section III for Owner-Driver is INR 15 Lakhs.
No Claim Bonus: The insured is entitled for a No Claim Bonus (NCB) on the own damage section of the policy, if no claim is made or pending during the preceding year(s) - 20%, preceding
two consecutive years - 25%, preceding three consecutive years - 35%, preceding four consecutive years - 45%, preceding five consecutive years - 50% of NCB on OD Premium.
NCB is allowed provided the policy is renewed within 90 days of the expiry date of the previous policy.
Declaration on Tax Invoice We hereby declare that though our aggregate turnover in any preceding financial year from 2017-18 onwards is more than the aggregate turnover notified under sub-rule (4)
of rule 48, we are not required to prepare an invoice in terms of the provisions of the said sub-rule.
Important Notice: The insured is not indemnified if the vehicle is used or driven otherwise than in accordance with the schedule. Any payment made by the company by reasons of wider terms
appearing in the certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the clause headed "AVOIDANCE OF CERTAIN TERMS & RIGHT
OF RECOVERY" For legal interruption, English version will hold good.
Grievance Clause: For resolution of any query or grievance, Insured may check Grievance redressal policy at https://www.iffcotokio.co.in/contact-us/customer-services/grievance-redressal or connect with
the respective servicing office of insurance company. In the event of unsatisfactory response,he/she may approach the insurance ombudsman for the redressal of grievance at www.irdai.gov.in or on
website of General Insurance Council: www.gicouncil.in
HSN/SAC : 997134, Description of Service : Motor Vehicle Insurance Services, Place of Supply : MADHYA PRADESH(State Code : 23), Insurer Invoice Number : HIB/56296886
I/we hereby certify that the policy to which this certificate relates as well as this certificate of insurance are issued in accordance with the provisions of Chapter X and XI of Motor Vehicle Act, 1988.
Insurance Broker Name : Hyundai India Insurance Broking Pvt. Ltd. For & On Behalf of
Corporate Office:16th Floor, Building No. 9A, DLF Cybercity, Phase III, Gurugram, Scan for Renewal IFFCO Tokio General Insurance Company Limited.
Haryana 122001 (Valid from 90 Days Prior to
Expiry)
Broker Code: 822 (Valid UPTO:30/05/2025) MISP NAME-SOMYA CARS PVT LTD
CIN No.: U67200HR2021PTC098982 MISP CODE-HIIB-MHY-0389
GST: 06AAGCH0310P1ZP DP NAME-ABHISHEK MISHRA
Email ID: connect@hiib.in
Contact No: 0124-6833000
Authorized Signatory
For Claims, Policy Servicing & Renewal, Kindly contact (BABA HYUNDAI ) at +91-8224001551
