June 30, 2021 n Page 1 of 8
Portfolio By Wells Fargo®
Questions? Please contact us:
Wells Fargo Premier Banking Team ×
Available 24 hours a day, 7 days a week
We accept all relay calls, including 711
Phone: 1-800-742-4932
Spanish: 1-877-727-2932
Online: wellsfargo.com
Write: Wells Fargo Bank, N.A.
P.O. Box 6995
Portland, OR 97228-6995
THE PRIMARY RESIDENCE IRREVOCABLE
LITA R COOK TTE
1585 N RIPON RD June 30, 2021
RIPON CA 95366-9376
Qualifying Balance: $4,049.10
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Your Portfolio by Wells Fargo overview
Assets
Balance this
Account (Account Number) month ($)
Wells Fargo Portfolio Checking (2938853203) 3,830.12
Wells Fargo Way2Save® Checking (9702968067) 4.17
Wells Fargo Platinum Savings (1255502146) 151.30
Wells Fargo Way2Save® Savings (6813793962) 63.51
Total assets $4,049.10
Important Account Information
Effective August 9, 2021, for the Portfolio by Wells Fargo® program, ATM transactions where the surcharge fee is not
provided to Wells Fargo from a non-Wells Fargo ATM owner/operator, customers will receive a $4.00 reimbursement
per transaction as follows:
Portfolio by Wells Fargo Select SM* - programs with a statement-ending qualifying balance of less than $250,000:
reimbursed surcharge fees on non-Wells Fargo ATMs withdrawals: one in the U.S. and one International per fee
period.
Portfolio by Wells Fargo Signature SM*,** - programs with a statement-ending qualifying balance of $250,000 or
more: reimbursed surcharge fees on non-Wells Fargo ATMs withdrawals: unlimited in the U.S. and International.
*All qualifying linked accounts (including your Wells Fargo Portfolio Checking account) make up your Portfolio by
Wells Fargo statement-ending qualifying balance, which determines your program tier.
**Portfolio by Wells Fargo Signature benefits are not available until after the first month with a statement-ending
qualifying balance of $250,000 or more.
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ò Your Portfolio by Wells Fargo overview (continued)
Important Account Information
We're adding some benefits to the Portfolio by Wells Fargo® program, effective August 9, 2021. The noted benefits
below apply only to the primary Wells Fargo Portfolio Checking or Wells Fargo Prime Checking account within your
Portfolio by Wells Fargo program.
Here's what we're adding to the Portfolio by Wells Fargo Select SM tier:
- We'll waive the Overdraft Protection Transfer fee for one transfer per fee period from a savings account.
- Enjoy a 1% discount on the exchange rate for foreign currency purchases, when you purchase foreign currency
through the Wells Fargo Foreign Currency call center, online at wellsfargo.com, or through a Wells Fargo branch.
You'll also get an additional 1% when you exchange foreign currency at a Wells Fargo branch.
Here's what we're adding to the Portfolio by Wells Fargo Signature SM tier*:
- We'll waive the fee for online outgoing wire transfers.
- Enjoy a 2% discount on the exchange rate for foreign currency purchases, when you purchase foreign currency
through the Wells Fargo Foreign Currency call center, online at wellsfargo.com, or through a Wells Fargo branch.
You'll also get an additional 2% when you exchange foreign currency at a Wells Fargo branch.
We calculate your qualifying balance monthly. When your statement-ending qualifying balance is $250,000 or more,
you automatically move into the Portfolio by Wells Fargo Signature tier and the monthly service fee will be waived.
Periodically, Wells Fargo will review the accounts in the Portfolio by Wells Fargo Signature tier and, if you have less
than $250,000 in statement-ending qualifying balances, we will notify you at least 30 days in advance that we will
transition you into the Portfolio by Wells Fargo Select tier.
For details about the Portfolio by Wells Fargo program, please refer to the disclosures we provided you when you
opened your account. If you need another copy of the disclosures, you can find them at
www.wellsfargo.com/depositdisclosures. You can also get them at a branch or by calling 1-800-742-4932.
*Portfolio by Wells Fargo Signature benefits are not available until after the first month with a statement-ending
qualifying balance of $250,000 or more.
Important Account Information
If your Portfolio by Wells Fargo program is closed or an account is delinked from the program, then effective
immediately, Portfolio by Wells Fargo benefits no longer apply, including benefits to your linked accounts. You'll no
longer receive discounts, options to avoid fees on other products or services, or the Portfolio Relationship Interest
Rate; for time accounts (CDs), this change will occur at renewal. Your delinked account will revert to the Bank's
current applicable interest rate or fee at that time. If the program is closed, the Wells Fargo Portfolio Checking
account or Wells Fargo Prime Checking account will be converted to a Wells Fargo non-interest bearing checking
account.
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ò Your Portfolio by Wells Fargo overview (continued)
Important Account Information
"Your Portfolio by Wells Fargo overview" section of your statement is provided for informational and convenience
purposes. The balances in the Overview section may not match your statement of record for brokerage products due
to differences in statement periods between this statement and the statement for your brokerage products. The
Overview section shows activity and information from (1) deposit, trust and foreign exchange accounts with Wells
Fargo Bank, N.A., (2) brokerage accounts with Wells Fargo Advisors, which is a trade name used by Wells Fargo
Clearing Services, LLC, and Wells Fargo Advisors Financial Network, LLC, Members SIPC, registered broker-dealers
and separate non-bank affiliates of Wells Fargo & Company; and (3) insurance products offered through non-bank
insurance agency affiliates of Wells Fargo & Company and underwritten by unaffiliated insurance companies.
Investment and Insurance Products are:
- Not Insured by the FDIC or Any Federal Government Agency
- Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
- Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
Important Account Information
To support upcoming changes to the Portfolio by Wells Fargo program we are making changes to your statement,
effective May 31, 2021. The Total Liabilities line on the front page has been removed since credit accounts are no
longer eligible to be linked to a Portfolio by Wells Fargo program. Loan information will no longer appear in your
Portfolio by Wells Fargo statement. In addition, the Table of Contents section has been removed.
These changes will not impact other account statements you receive from Wells Fargo.
Look for other upcoming changes in the months ahead.
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June 30, 2021 n Page 5 of 8
Wells Fargo Portfolio Checking
Statement period activity summary Account number: 2938853203
Balance on 6/1 10.66 THE PRIMARY RESIDENCE IRREVOCABLE
Deposits/Additions 5,100.01 LITA R COOK TTE
Withdrawals/Subtractions - 1,280.55 Wells Fargo Bank, N.A. (Member FDIC)
Balance on 6/30 $3,830.12 CALIFORNIA account terms and conditions apply
Questions about your account: 1-800-742-4932
Worksheet to balance your account and General
Statement Policies can be found towards the
end of this statement.
Interest you've earned
Interest paid this statement $0.01
Interest earned this statement period $0.00
Average collected balance $439.46
Annual percentage yield earned 0.00%
Interest paid this year $0.02
Transaction history
Deposits/ Withdrawals/ Ending Daily
Date Description Check No. Additions Subtractions Balance
Beginning balance on 6/1 10.66
6/1 ATM Cash Deposit On 05/31 3850A Fallon Road Dublin CA 200.00
0000113 ATM ID 5470B Card 9875
6/1 ATM Cash Deposit On 05/31 3850A Fallon Road Dublin CA 200.00
0000114 ATM ID 5470B Card 9875
6/1 Recurring Payment Authorized On 05/28 Vzwrlss*Apocc Visw 306.75 103.91
800-922-0204 FL S381148352523309 Card 9875
6/2 Zelle From Jasmeen Banks On 06/02 Ref # Usbd6Nb5Hpz1 U.S. 100.00 203.91
Bank Send Money
6/3 Purchase Authorized On 06/01 Taco Bell #34197 Ripon CA 20.42 183.49
S581153077864491 Card 9875
6/9 Purchase Authorized On 06/07 3580 El Pollo Loco Manteca CA 32.00 151.49
S301159098664595 Card 9875
6/10 Purchase Authorized On 06/09 76 - Cruisers 10 Modesto CA 47.77 103.72
S581160266355835 Card 9875
6/14 ATM Cash Deposit On 06/13 3424 Dale Road Modesto CA 600.00
0002221 ATM ID 2126G Card 9875
6/14 Purchase Authorized On 06/11 Corporationstoday 52.00
307-6356888 WY S381162691340308 Card 9875
6/14 Online Transfer to The Primary Residence Irrevocable Savings 300.00 351.72
Xxxxxx2146 Ref #Ib0Bptcbqz On 06/14/21
6/21 Purchase Authorized On 06/18 Spectrum 855-707-7328 MO 215.90 135.82
S301169651601989 Card 9875
6/29 eDeposit IN Branch/Store 06/29/21 04:47:03 Pm 3424 Dale Rd 4,000.00
Modesto CA 5908
6/29 Recurring Payment Authorized On 06/28 Vzwrlss*Apocc Visw 305.71 3,830.11
800-922-0204 FL S461179357611675 Card 9875
6/30 Interest Payment 0.01 3,830.12
Ending balance on 6/30 3,830.12
Totals $5,100.01 $1,280.55
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June 30, 2021 n Page 6 of 8
ò Wells Fargo Portfolio Checking (continued)
Summary of Overdraft and Returned Item Fees
Total this statement period Total year-to-date
Total Overdraft Fees $0.00 $105.00
Total Returned Item Fees $0.00 $0.00
Year-to-date totals reflect fees assessed or reversed since the first full statement period of the calendar year. Negative values indicate that fee reversals
exceed fees assessed.
Important Account Information
Effective September 1, 2021, the non-Wells Fargo ATM balance inquiry fee will increase from $2.00 to $2.50, and the
non-Wells Fargo ATM transfer fee will increase from $2.00 to $2.50. To avoid these fees, monitor your balances and
transfer money by accessing Wells Fargo ATMs, calling the number on the back of your card, and using Wells Fargo
Online® or the Wells Fargo Mobile® app. Availability may be affected by your mobile carrier's coverage area. Your
mobile carrier's message and data rates may apply. These fees may not be applicable to all customers and may vary
depending on the type of Account you have. For more details, refer to the applicable Wells Fargo Fee and
Information Schedule for your Account.
Important Account Information
Effective May 28, 2021, the document copy fee was eliminated and there is no longer a charge for this service. Thank
you for banking with Wells Fargo. We appreciate your business.
Important Account Information
NOTICE OF GUIDE TO BENEFITS UPDATES: EFFECTIVE 10/1/2021
Benefit changes to Wells Fargo Visa Platinum Card for Portfolio by Wells Fargo® cardholders
Important information for Wells Fargo Visa Platinum Card for Portfolio by Wells Fargo cardholders: Effective
10/1/2021 the Wells Fargo Visa Platinum Credit Card for Portfolio by Wells Fargo will no longer provide the Extended
Warranty Protection, Price Protection, and Trip Cancellation and Trip Interruption benefits. Purchases made on or
after 10/1/2021 will not be eligible for these benefits. Claims for these benefits will not be accepted after 9/30/2021.
Additionally, effective 10/1/2021, the Worldwide Automatic Common Carrier Travel Accident Insurance benefit
amount on this Visa Platinum card will be reduced from $1,000,000 to $150,000. All other card benefits will remain in
place. This change is only for Wells Fargo Visa Platinum Card for Portfolio by Wells Fargo cardholders.
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June 30, 2021 n Page 7 of 8
ò Wells Fargo Portfolio Checking (continued)
Important Account Information
The monthly service fee for the Portfolio by Wells Fargo program is $25 and can be avoided each fee period with
$20,000 or more in statement-ending qualifying linked bank deposit account balances (checking, savings, time
accounts (CDs), FDIC-insured IRAs) and investment account balances (brokerage available through our brokerage
affiliate Wells Fargo Advisors*,**, Investment & Fiduciary Services, annuities***,****, and foreign exchange).
*Brokerage products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name
used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC,
separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.
**Certain brokerage accounts are not eligible.
***Insurance products are offered through non-bank insurance agency affiliates of Wells Fargo & Company and are
underwritten by unaffiliated insurance companies.
****If the annuity becomes annuitized, or a periodic payment schedule has been established, the remaining balance
will no longer be eligible for qualification.
Investment and Insurance Products are:
- Not Insured by the FDIC or Any Federal Government Agency
- Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
- Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
Important Account Information
Can we reach you when it's really important?
Don't miss suspicious-activity alerts and critical account information. Please make sure your contact information is
current by:
- Signing on to wellsfargo.com or the Wells Fargo Mobile® app and navigating to the Update Contact Information
page via My Profile
- Contacting the phone number at the top of your statement
- Visiting a branch
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June 30, 2021 n Page 8 of 8
Worksheet to balance your checking account
1. Go through your check register and mark each check (this includes 2. Using the chart below, list any outstanding, converted or substitute
cancelled, converted and substitute checks that may appear on your checks, as well as any ATM withdrawals, payments or any other
statement), withdrawal, ATM transaction, payment, deposit or other credit withdrawals (including any from previous months) which are listed in your
listed in the "Transaction history" section of your statement. Be sure your register but are not shown on your statement.
register shows any interest or dividends paid into your account and any
service charges, automatic payments or transfers withdrawn from your 3. Balance your account by filling in the spaces below.
account during this statement period.
/ ENTER
A The ”ending balance“
shown on your statement $ Items outstanding
/ ADD Check number Amount
$
B Any deposits listed in
your register or transfers into $
your account which are not $
shown on your statement
$
$ $
/ CALCULATE SUBTOTAL
(Add parts A and B ) $
/ SUBTRACT
C Total of outstanding
checks and withdrawals from
the chart at right -$
/ CALCULATE
ENDING BALANCE
(Part A + Part B - Part C )
This amount should be the
same as the current balance
shown in your check register. $
Total $
General statement policies for Wells Fargo Bank
n To dispute or report n Checking account information. After 1. Tell us your name and account number (if any).
inaccuracies in information we balancing your checking account, please report
have furnished to a Consumer any differences to us as soon as possible but no 2. Describe the error or the transfer you are
Reporting Agency about your later than within 30 days. Special provisions, unsure about, and explain as clearly as you can
accounts. You have the right to including a reporting period of up to 60 days, why you believe it is an error or why you need
dispute the accuracy of apply if the difference involves an electronic funds more information.
information that Wells Fargo Bank, transfer. These provisions are explained below.
N.A. has furnished to a consumer 3. Tell us the dollar amount of the suspected
reporting agency by writing to us n In case of errors or questions about your error.
at Overdraft Collection and electronic transfers, telephone us at the number
Recovery, P.O. Box 5058, Portland, printed on the front of this statement or write us at We will investigate your complaint and will
OR 97208-5058. Please describe Wells Fargo Bank, P.O. Box 6995, Portland, OR correct any error promptly. If we take more than
the specific information that is 97228-6995 as soon as you can, if you think your 10 business days to do this, we will credit your
inaccurate or in dispute and the statement or receipt is wrong or if you need more account for the amount you think is in error, so
basis for the dispute along with information about a transfer on the statement or that you will have the use of the money during the
supporting documentation. If you receipt. We must hear from you no later than 60 time it takes us to complete our investigation.
believe the information furnished days after we sent you the FIRST statement on
is the result of identity theft, which the error or problem appeared. n Deposit and credit products offered by Wells
please provide us with an identity Fargo Bank, N.A., Member FDIC.
theft report.
©2012 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801
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