CONSUMER CREDIT REPORT V2.

0
CLIENT ID: 027FZ32242 DATE: 30-05-2025
REPORT ORDER NO.: 1958286569, 1958286570 TIME: 17:10:46
REFERENCE NUMBER:

Consumer Name: ASHOK KUMAR

Personal Information Identification Contact Details
Previous Name: PAN: BIRPK0475R Home : 9958287925
Alias Name: Voter ID: ABL0846493 Office : 9958287925
DOB: 25-09-1984 Passport ID: Mobile : 8527710072
Age: 40 Years 8 Months UID: XXXXXXXXXXXX Alt. Home/Other No. : 8527710072
Gender: Male Driver's License: DL0920140271385 Alt. Office : 8527710072
Monthly Family Income : Ration Card: Alt. Mobile : 8076715903
Income - Reported Date : Photo Credit Card: Email: AMAN960386@GMAIL.COM
Occupation: SALARIED ID - Other:
NREGA card number:
CKYC:

Consumer Address:
Type Address State Postal Date Reported
N/A MAHAVIR ENCLAVE PART 3 E 18 GALI NUMBER 64 WEST DELHI 5112 DL 110059 31-01-2024
DELHI
Office ASHOK COMMUNICATION 2 E 18 MAHAVEER ENCLAVE,PART 3 DL 110059 30-11-2021
UTTAM NAGAR,GALI,NO 64,NR EKTA MARKET PAWOR HOUSE,NEW
DELHI
N/A SONY MOBILE COMMUNICATION MAHAVIR ENCLA VE PART 3 DELHI DL 110059 31-05-2020
DELHI
N/A E-18 GALI,NO 64 UTTAM NAGAR,MAHAVIR ENCL AVE,PART 3 DELHI DL 110059 31-05-2020
Primary 2 E 18 MAHAVEER ENCLAVE,PART 3 UTTAM NAGAR,GALI,NO 64,NR DL 110059 30-04-2019
EKTA MARKET PAWOR HOUSE,NEW DELHI

Score Detail(s):
Score Name Score ScoringElement
Equifax Risk Score 4.0 743 1 . Total Utilization
2 . Delinquency Presence
3 . Credit Card Utilization

Account Summary :
Consolidated Credit Summary
OVERALL
Number of Open Accounts: 3 Number of Past Due Accounts: 2 Total Outstanding Balance: Rs.4,44,878
RETAIL
Number of Open Accounts: 3 Number of Past Due Accounts: 2 Total Outstanding Balance: Rs.4,44,878
Total Accounts: 22 Total Past Due Amount: Rs.83 Recent Account: Commercial Vehicle
Loan on 15-02-2025
Total Sanction Amount: Rs.6,00,000 Total High Credit: Rs. 74,679 Oldest Account: Consumer Loan on
27-11-2015

Copyright © 2010 Equifax Credit Information Services Private Limited -1-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ32242 DATE: 30-05-2025
REPORT ORDER NO.: 1958286569, 1958286570 TIME: 17:10:46
REFERENCE NUMBER:

MICROFINANCE
Number of Open Accounts: Number of Past Due Accounts: Total Outstanding Balance:
Recent Account: Installment amount: Total Past Due Amount:

Account Details:
Accounts
RETAIL
Acct # **********
Institution: BANK Balance: Rs.2,98,551 Open: Yes Date Reported: 22-05-2025
Type: Mudra Loans - Shishu / Kishor / Past Due Amount: 0 Interest Rate: Date Opened: 21-10-2022
Tarun Last Payment: Last Payment Date: 19-05-2025 Date Closed:
Ownership Type: Guarantor Write-off Amount: Sanction Amount : Rs.5,00,000 Reason:
DaysPastDue :

Repayment Tenure: Payment Amount: Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Collateral Type:

Account status:Current Account

Asset Classification:
Suit Filed Status:

History
Account Status : 000 000 01+ * * 000 * * * * * 000 30+ 01+ STD STD STD STD STD STD STD 60+
Asset Classification : * * * * * * * * * * * * * * STD STD STD STD STD STD STD STD
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * *
Days Past Due : 000 000 004 *** *** 000 *** *** *** *** *** 000 030 029 000 000 000 000 000 000 000 062
05-25 04-25 03-25 02-25 01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23

RETAIL
Acct # **********
Balance: Rs.78,548 Open: Yes Date Reported: 15-05-2025
Institution: FINANCE
Past Due Amount: 0 Interest Rate: Date Opened: 15-02-2025
Type: Commercial Vehicle Loan
Last Payment: Last Payment Date: Date Closed:
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.1,00,000 Reason:
DaysPastDue :

Repayment Tenure: Payment Amount: Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:Current Account

Asset Classification:
Suit Filed Status:

History
Account Status : 000 01+ 000 NEW
Asset Classification : * * * *
Suit Filed Status : * * * *
Days Past Due : 000 001 000 000
05-25 04-25 03-25 02-25

RETAIL
Acct # **********
Balance: Rs.67,779 Open: Yes Date Reported: 31-12-2018
Institution: BANK
Past Due Amount: Interest Rate: Date Opened: 22-11-2017
Type: Credit Card
Last Payment: Last Payment Date: 19-12-2018 Date Closed:
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.74,679 Reason:
DaysPastDue :

Repayment Tenure: Payment Amount: Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Collateral Type:

Copyright © 2010 Equifax Credit Information Services Private Limited -2-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ32242 DATE: 30-05-2025
REPORT ORDER NO.: 1958286569, 1958286570 TIME: 17:10:46
REFERENCE NUMBER:

Account status:Current Account

Asset Classification:
Suit Filed Status:

History
Account Status : 000 01+ 01+ 000 000 000 000 000 000 000 000 000 000 NEW
Asset Classification : * * * * * * * * * * * * * *
Suit Filed Status : * * * * * * * * * * * * * *
Days Past Due : 000 008 009 000 000 000 000 000 000 000 000 000 000 000
12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17

RETAIL
Acct # **********
Balance: Rs.83 Open: No Date Reported: 31-03-2021
Institution: BANK
Past Due Amount: Rs.83 Interest Rate: Date Opened: 20-06-2017
Type: Personal Loan
Last Payment: Last Payment Date: 10-12-2020 Date Closed: 15-02-2021
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.3,10,000 Reason: Closed Account
DaysPastDue :

Repayment Tenure: 36 Payment Amount: Rs.11,130 Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:1-29 days past due

Asset Classification: Standard
Suit Filed Status:

History
Account Status : 01+ CLSD 01+ 000 30+ 01+ 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
Asset Classification : STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD * STD
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * *
Days Past Due : 027 000 027 000 057 027 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 NEW

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD

* * * * * * * * * * * * * * * * * * * * * *

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 22-05-2025
Institution: FINANCE
Past Due Amount: 0 Interest Rate: Date Opened: 27-10-2022
Type: Personal Loan
Last Payment: Last Payment Date: 10-08-2023 Date Closed: 10-08-2023
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.22,651 Reason: Closed Account
DaysPastDue :

Repayment Tenure: Payment Amount: Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Collateral Type:

Account status:Closed Account

Asset Classification:
Suit Filed Status:

History
Account Status : CLSD CLSD CLSD CLSD CLSD CLSD CLSD * CLSD * * * * 000 000 000 000 000 000 000 * 000 30+ 90+
Asset Classification : * * * * * STD STD * STD * * * * STD STD STD STD STD STD STD * STD STD STD
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * *
Days Past Due : 000 000 000 000 000 000 000 *** 000 *** *** *** *** 000 000 000 000 000 000 000 *** 000 057 118
05-25 04-25 03-25 02-25 01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23

60+ 30+ 01+ 000 01+ 000 000 NEW

STD STD STD STD STD STD STD STD

* * * * * * * *

088 057 027 000 027 000 000 000

05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22

Copyright © 2010 Equifax Credit Information Services Private Limited -3-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ32242 DATE: 30-05-2025
REPORT ORDER NO.: 1958286569, 1958286570 TIME: 17:10:46
REFERENCE NUMBER:

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 31-12-2024
Institution: FINANCE
Past Due Amount: 0 Interest Rate: Date Opened: 03-11-2022
Type: Two-wheeler Loan
Last Payment: Rs.11,150 Last Payment Date: 26-11-2024 Date Closed: 04-11-2024
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.79,799 Reason: Closed Account
DaysPastDue :

Repayment Tenure: 25 Payment Amount: Rs.4,073 Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:Closed Account

Asset Classification:
Suit Filed Status:

History
Account Status : CLSD 000 01+ 000 000 000 000 000 000 000 000 000 000 000 * 000 000 * 000 000 000 000 000 000
Asset Classification : * * * * * * * * * * * * * * * * * * * * * * * *
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * *
Days Past Due : 000 000 028 000 000 000 000 000 000 000 000 000 000 000 *** 000 000 *** 000 000 000 000 000 000
12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23

000 NEW

* *

* *

000 000
12-22 11-22

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 30-11-2024
Institution: BANK
Past Due Amount: Interest Rate: Date Opened: 19-02-2022
Type: Consumer Loan
Last Payment: Last Payment Date: 03-10-2022 Date Closed: 12-10-2022
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.9,465 Reason: Closed Account
DaysPastDue :

Repayment Tenure: 7 Payment Amount: Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:Closed Account

Asset Classification:
Suit Filed Status:

History
Account Status : CLSD CLSD * * * CLSD CLSD * CLSD CLSD CLSD * * CLSD * * * CLSD CLSD CLSD CLSD CLSD CLSD CLSD
Asset Classification : * * * * * * * * * * * * * * * * * * * * * * * *
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * *
Days Past Due : 000 000 *** *** *** 000 000 *** 000 000 000 *** *** 000 *** *** *** 000 000 000 000 000 000 000
11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22

CLSD CLSD 000 000 000 000 * 000

* * * * * * * *

* * * * * * * *

000 000 000 000 000 000 *** 000

11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 29-09-2024
Institution: FINANCE
Past Due Amount: 0 Interest Rate: Date Opened: 31-07-2017
Type: Credit Card
Last Payment: Last Payment Date: 18-02-2020 Date Closed: 14-02-2020
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.47,583 Reason: Closed Account
DaysPastDue :

Repayment Tenure: Payment Amount: Credit Limit: 0 Collateral Value:

Dispute Code: Term Frequency: Monthly Collateral Type:

Copyright © 2010 Equifax Credit Information Services Private Limited -4-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ32242 DATE: 30-05-2025
REPORT ORDER NO.: 1958286569, 1958286570 TIME: 17:10:46
REFERENCE NUMBER:

Account status:Closed Account

Asset Classification:
Suit Filed Status:

History
Account Status : CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD * CLSD * CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD
Asset Classification : * * * * * * * * * * * * * * * * * * * * * * * *
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * *
Days Past Due : 000 000 000 000 000 000 000 000 000 *** 000 *** 000 000 000 000 000 000 000 000 000 000 000 000
09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22

CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD

* * * * * * * * * * * * * * * * * * * * * * * *

* * * * * * * * * * * * * * * * * * * * * * * *

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 31-08-2024
Institution: BANK
Past Due Amount: 0 Interest Rate: Date Opened: 30-01-2024
Type: Consumer Loan
Last Payment: Rs.20,323 Last Payment Date: 07-08-2024 Date Closed: 14-08-2024
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.16,500 Reason: Closed Account
DaysPastDue :

Repayment Tenure: 6 Payment Amount: Rs.2,916 Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:Closed Account

Asset Classification:
Suit Filed Status:

History
Account Status : CLSD * 000 * 000 * NEW NEW
Asset Classification : * * * * * * * *
Suit Filed Status : * * * * * * * *
Days Past Due : 000 *** 000 *** 000 *** 000 000
08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 31-08-2024
Institution: BANK
Past Due Amount: 0 Interest Rate: Date Opened: 30-01-2024
Type: Consumer Loan
Last Payment: Rs.2,822 Last Payment Date: 03-08-2024 Date Closed: 10-08-2024
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.1,920 Reason: Closed Account
DaysPastDue :

Repayment Tenure: 6 Payment Amount: Rs.352 Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:Closed Account

Asset Classification:
Suit Filed Status:

History
Account Status : CLSD * 000 * 000 * NEW NEW
Asset Classification : * * * * * * * *
Suit Filed Status : * * * * * * * *
Days Past Due : 000 *** 000 *** 000 *** 000 000
08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24

RETAIL
Acct # ********** Balance: 0 Open: No Date Reported: 30-09-2023
Institution: BANK Past Due Amount: 0 Interest Rate: Date Opened: 29-09-2022
Type: Consumer Loan Last Payment: Rs.43,186 Last Payment Date: 14-09-2023 Date Closed: 21-09-2023
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs.37,018 Reason: Closed Account

Copyright © 2010 Equifax Credit Information Services Private Limited -5-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ32242 DATE: 30-05-2025
REPORT ORDER NO.: 1958286569, 1958286570 TIME: 17:10:46
REFERENCE NUMBER:

DaysPastDue :

Repayment Tenure: 8 Payment Amount: Rs.4,897 Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:Closed Account

Asset Classification:
Suit Filed Status:

History
Account Status : CLSD 000 000 000 000 000 000 000 000 000 000 000 NEW
Asset Classification : * * * * * * * * * * * * *
Suit Filed Status : * * * * * * * * * * * * *
Days Past Due : 000 000 000 000 000 000 000 000 000 000 000 000 000
09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 31-12-2022
Institution: BANK
Past Due Amount: 0 Interest Rate: Date Opened: 22-08-2022
Type: Credit Card
Last Payment: Last Payment Date: Date Closed: 12-12-2022
Ownership Type: Individual
Write-off Amount: Sanction Amount : 0 Reason: Closed Account
DaysPastDue :

Repayment Tenure: Payment Amount: Credit Limit: 0 Collateral Value:

Dispute Code: Term Frequency: Collateral Type:

Account status:Closed Account

Asset Classification: Standard
Suit Filed Status:

History
Account Status : CLSD * 000 * NEW
Asset Classification : STD * STD * STD
Suit Filed Status : * * * * *
Days Past Due : 000 *** 000 *** 000
12-22 11-22 10-22 09-22 08-22

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 31-12-2021
Institution: FINANCE
Past Due Amount: 0 Interest Rate: Date Opened: 15-06-2021
Type: Consumer Loan
Last Payment: Last Payment Date: 16-12-2021 Date Closed: 17-12-2021
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.12,089 Reason: Closed Account
DaysPastDue :

Repayment Tenure: Payment Amount: Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:Closed Account

Asset Classification:
Suit Filed Status:

History
Account Status : CLSD 000 000 000 000 000 NEW
Asset Classification : * * * * * * *
Suit Filed Status : * * * * * * *
Days Past Due : 000 000 000 000 000 000 000
12-21 11-21 10-21 09-21 08-21 07-21 06-21

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 30-06-2021
Institution: FINANCE
Past Due Amount: 0 Interest Rate: 2 Date Opened: 17-09-2020
Type: Personal Loan
Last Payment: Rs.13,103 Last Payment Date: 10-06-2021 Date Closed: 10-06-2021
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.11,000 Reason: Closed Account
DaysPastDue :

Copyright © 2010 Equifax Credit Information Services Private Limited -6-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ32242 DATE: 30-05-2025
REPORT ORDER NO.: 1958286569, 1958286570 TIME: 17:10:46
REFERENCE NUMBER:

Repayment Tenure: 9 Payment Amount: Rs.1,456 Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:Closed Account

Asset Classification: Standard
Suit Filed Status:

History
Account Status : CLSD 000 * 01+
Asset Classification : STD STD * *
Suit Filed Status : * * * *
Days Past Due : 000 000 *** 001
06-21 05-21 04-21 03-21

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 31-03-2021
Institution: FINANCE
Past Due Amount: 0 Interest Rate: Date Opened: 02-11-2019
Type: Consumer Loan
Last Payment: Rs.48 Last Payment Date: 05-11-2020 Date Closed: 02-09-2020
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.22,740 Reason: Closed Account
DaysPastDue :

Repayment Tenure: 10 Payment Amount: Rs.293 Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:Closed Account

Asset Classification:
Suit Filed Status:

History
Account Status : CLSD 000 000 000 000 000 000 000 000 000 000 000 * * 000 000 NEW
Asset Classification : * * * * * * * * * * * * * * STD STD STD
Suit Filed Status : * * * * * * * * * * * * * * * * *
Days Past Due : 000 000 000 000 000 000 000 000 000 000 000 000 *** *** 000 000 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 28-02-2021
Institution: FINANCE
Past Due Amount: 0 Interest Rate: Date Opened: 27-11-2015
Type: Consumer Loan
Last Payment: Last Payment Date: 05-08-2016 Date Closed: 31-01-2017
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.15,800 Reason: Closed Account
DaysPastDue :

Repayment Tenure: Payment Amount: Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Collateral Type:

Account status:Closed Account

Asset Classification:
Suit Filed Status:

History
Account Status : CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD * CLSD CLSD CLSD CLSD CLSD *
Asset Classification : * * * * * * * * * * * * * * * * * * * * * * * *
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * *
Days Past Due : 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 *** 000 000 000 000 000 ***
02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19

CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD * * CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD

* * * * * * * * * * * * * * * * * * * * * * * *

* * * * * * * * * * * * * * * * * * * * * * * *

000 000 000 000 000 000 000 000 000 *** *** 000 000 000 000 000 000 000 000 000 000 000 000 000
02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17

RETAIL
Acct # ********** Balance: 0 Open: No Date Reported: 28-02-2021

Copyright © 2010 Equifax Credit Information Services Private Limited -7-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ32242 DATE: 30-05-2025
REPORT ORDER NO.: 1958286569, 1958286570 TIME: 17:10:46
REFERENCE NUMBER:

Institution: FINANCE
Past Due Amount: 0 Interest Rate: Date Opened: 27-11-2015
Type: Consumer Loan
Last Payment: Last Payment Date: Date Closed: 31-01-2017
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.7,000 Reason: Closed Account
DaysPastDue :

Repayment Tenure: Payment Amount: Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Collateral Type:

Account status:Closed Account

Asset Classification:
Suit Filed Status:

History
Account Status : CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD * CLSD CLSD CLSD CLSD CLSD *
Asset Classification : * * * * * * * * * * * * * * * * * * * * * * * *
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * *
Days Past Due : 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 *** 000 000 000 000 000 ***
02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19

CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD * * CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD CLSD

* * * * * * * * * * * * * * * * * * * * * * * *

* * * * * * * * * * * * * * * * * * * * * * * *

000 000 000 000 000 000 000 000 000 *** *** 000 000 000 000 000 000 000 000 000 000 000 000 000
02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 31-07-2019
Institution: FINANCE
Past Due Amount: 0 Interest Rate: Date Opened: 30-12-2017
Type: Consumer Loan
Last Payment: Last Payment Date: 05-07-2018 Date Closed: 09-09-2018
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.15,990 Reason: Closed Account
DaysPastDue :

Repayment Tenure: Payment Amount: Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Collateral Type:

Account status:Closed Account

Asset Classification:
Suit Filed Status:

History
Account Status : CLSD CLSD CLSD CLSD * CLSD CLSD CLSD CLSD CLSD CLSD 000 000 000 000 * 000 000 000 NEW
Asset Classification : * * * * * * * * * * * * * * * * * * * *
Suit Filed Status : * * * * * * * * * * * * * * * * * * * *
Days Past Due : 000 000 000 000 *** 000 000 000 000 000 000 000 000 000 000 *** 000 000 000 000
07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 31-05-2019
Institution: FINANCE
Past Due Amount: 0 Interest Rate: Date Opened: 02-11-2018
Type: Consumer Loan
Last Payment: Last Payment Date: 09-05-2019 Date Closed: 10-05-2019
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.15,461 Reason: Closed Account
DaysPastDue :

Repayment Tenure: Payment Amount: Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:Closed Account

Asset Classification:
Suit Filed Status:

History
Account Status : CLSD 000 000 000 000 000 NEW
Asset Classification : * * * * * * *
Suit Filed Status : * * * * * * *
Days Past Due : 000 000 000 000 000 000 000

Copyright © 2010 Equifax Credit Information Services Private Limited -8-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ32242 DATE: 30-05-2025
REPORT ORDER NO.: 1958286569, 1958286570 TIME: 17:10:46
REFERENCE NUMBER:

05-19 04-19 03-19 02-19 01-19 12-18 11-18

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 22-05-2019
Institution: FINANCE
Past Due Amount: 0 Interest Rate: Date Opened: 26-11-2016
Type: Consumer Loan
Last Payment: Last Payment Date: 26-05-2017 Date Closed: 27-05-2017
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.12,379 Reason: Closed Account
DaysPastDue :

Repayment Tenure: Payment Amount: Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:Closed Account

Asset Classification:
Suit Filed Status:

History
Account Status : CLSD * * * * * * * * * * * * * * * * * * * * * * *
Asset Classification : * * * * * * * * * * * * * * * * * * * * * * * *
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * *
Days Past Due : 000 *** *** *** *** *** *** *** *** *** *** *** *** *** *** *** *** *** *** *** *** *** *** ***
05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17

CLSD 000 000 000 000 000 NEW

* * * * * * *

* * * * * * *

000 000 000 000 000 000 000

05-17 04-17 03-17 02-17 01-17 12-16 11-16

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 31-03-2019
Institution: BANK
Past Due Amount: 0 Interest Rate: Date Opened: 02-08-2016
Type: Two-wheeler Loan
Last Payment: Rs.2,464 Last Payment Date: 26-03-2019 Date Closed: 26-03-2019
Ownership Type: Individual
Write-off Amount: Sanction Amount : Rs.49,000 Reason: Closed Account
DaysPastDue :

Repayment Tenure: Payment Amount: Credit Limit: Collateral Value:

Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:Closed Account

Asset Classification: Standard
Suit Filed Status:

History
Account Status : CLSD 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
Asset Classification : STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * *
Days Past Due : 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17

000 000 000 000 000 000 000 NEW

STD STD STD STD STD STD STD STD

* * * * * * * *

000 000 000 000 000 000 000 000

03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16

RETAIL
Acct # **********
Balance: 0 Open: No Date Reported: 05-12-2023
Institution: BANK
Past Due Amount: 0 Interest Rate: Date Opened: 28-03-2018
Type: Credit Card
Last Payment: Last Payment Date: 05-12-2023 Date Closed: 05-12-2023
Ownership Type: Individual
Write-off Amount: Rs.22,891 Sanction Amount : Rs.53,786 Reason:
DaysPastDue :

Repayment Tenure: Payment Amount: Credit Limit: Collateral Value:

Copyright © 2010 Equifax Credit Information Services Private Limited -9-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ32242 DATE: 30-05-2025
REPORT ORDER NO.: 1958286569, 1958286570 TIME: 17:10:46
REFERENCE NUMBER:

Dispute Code: Term Frequency: Collateral Type:

Account status:Post Write Off Settled

Asset Classification:
Suit Filed Status:

History
Account Status : PWOS RCV RCV RCV RCV RCV RCV RCV RCV RCV RCV RCV * RCV RCV RCV RCV RCV * RCV RCV RCV RCV RCV
Asset Classification : * * * * * * * * * * * * * * * * * * * * * * * *
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * *
Days Past Due : 000 087 088 057 057 057 057 054 055 055 057 057 *** 056 057 057 057 026 *** 000 000 000 000 000
12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22

RCV RCV RCV RCV RCV RCV RCV 60+ 30+ 30+ 30+ 30+ 01+ 01+ 01+ 01+ 000 01+ 000 000 000 000 000 000

* * * * * * * * * * * * * * * * * * * * * * * *

* * * * * * * * * * * * * * * * * * * * * * * *

000 000 000 000 000 000 000 086 054 056 050 056 026 024 026 024 000 026 000 000 000 000 000 000
12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20

Enquiries:
Institution Date Time Purpose Amount
SHRI BAIJU TRADING 16-05-2025 11:15 Business Loan - General
AND INVESTMENT
PRIVATE LIMITED
SHRI BAIJU TRADING 28-03-2025 18:09 Business Loan - General
AND INVESTMENT
PRIVATE LIMITED
BANK 20-06-2024 15:31 Credit Card Rs. 1,000
BANK 22-01-2024 07:40 Credit Card Rs. 1,000
BANK 27-11-2023 20:55 Credit Card Rs. 1,000
BANK 09-09-2023 17:18 Credit Card Rs. 1,000

Input Enquiry:
Personal & Account Information ID & Phone Numbers Contact Details
Consumer’s First Name : ASHOK PAN: BIRPK0475R Address Information 1:
Consumer’s Family Name : KUMAR Voter ID: Address : E 18 DELHI
Mother : NA Passport ID: State : DL
DOB : 25-09-1984 UID: Postal : 110059
Gender : Male Driver's License: Address Information 2:
Inquiry / Request Purpose : Business Loan - General Ration ID: Address :
Member ID / Unique Account Number: ID - Other: State :
Transaction Amount: ID - Other: Postal :
Inquiry Account 1: Home Phone : Address Information 3:
Inquiry Account 2: Mobile Phone : Address :
Inquiry Account 3: Other Phone : State :
Inquiry Account 4: Postal :
Branch ID :
Kendra / Centre ID :

Copyright © 2010 Equifax Credit Information Services Private Limited - 10 -

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ32242 DATE: 30-05-2025
REPORT ORDER NO.: 1958286569, 1958286570 TIME: 17:10:46
REFERENCE NUMBER:

Glossary, Terms and Explanations:

History
Code Description
000 current account
CLSD Paid or closed account/zero balance
NEW New Account
LNSB Loan Submitted
LAND Loan Approved - Not yet disbursed
INAC Account is Inactive
CON Contact Member for Status
01+ 1-29 days past due
30+ 30-59 days past due
DEC Loan Declined
60+ 60-89 days past due
SPM Special Mention
SUB Sub-standard
RES Restructured Loan
RGM Restructured Loan - Govt Mandate
RNC Restructured Loan - Natural Calamity
SET Settled
SF Suit Filed
90+ 90-119 days past due
120+ 120-179 days past due
180+ 180-359 days past due
360+ 360-539 days past due
540+ 540-719 days past due
720+ 720 or more days past due
DBT Doubtful
FPD First Payment Default
WDF Willful Default
PWOS Post Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STD Standard
SUB Sub-standard
DBT Doubtful
LOSS Loss
SPM Special Mention Account
SFR Suit Filed-Restructured
SF Suit Filed
WDF Willful Default
SFWD Suit Filed-Willful Default
WOF Written Off
SFWO Suit Filed and Written Off
WDWO Willful Default and Written Off
SWDW Suit Filed, Willful Default and Written Off
SET Settled
* Data Not Reported
RCV Restructured Due to COVID19

Copyright © 2010 Equifax Credit Information Services Private Limited - 11 -

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ32242 DATE: 30-05-2025
REPORT ORDER NO.: 1958286569, 1958286570 TIME: 17:10:46
REFERENCE NUMBER:

PWOS Post Write Off Settled

PWOC Post Write Off Closed
RC Restructured and Closed
AS Auctioned and Settled
RPS Repossessed and Settled
GI Guarantee Invoked
CAN Cancelled
01 Account Ownership Disputed
02 Account Status Disputed
03 Account Balance Disputed
04 Account Ownership Type Disputed
05 Account Needs to be closed
06 Account History Disputed
07 Suit Filed / Willful Status Disputed
08 Asset Classification Status Disputed
09 Sanction Amount Disputed
10 Name Correction Requested
11 Address information Disputed
12 DOB Disputed
13 Contact Number Disputed
14 Gender Flag Disputed
15 Total Income Disputed
16 Occupation Disputed
17 Pan Information Disputed
18 Voter Information Disputed
19 Passport Information Disputed
20 Driver
21 State Code Disputed
22 Date closed Disputed
23 Credit Limit Disputed
24 Write-off / Settled Amount Disputed
25 Loan / Credit Type Disputed
26 Collateral Details Disputed
27 Email Id Disputed
28 MFI - Loan Category Disputed
29 MFI - Repayment Frequency Disputed
30 MFI - Installment Amount Disputed
31 MFI - Key Person Name Disputed
32 Dispute Closed

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The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to
any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the
CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines,
correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or
as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports
and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the
lender to decide.

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