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Statement number 23
Issue date 22 January 2025
MR R M K MENSAH Write to us at PO BOX 548 LEEDS LS1 1WU
4 JASMINE GROVE Call us on 03453 000116
COVENTRY Visit us online www.lloydsbank.com
WEST MIDLANDS
CV3 1EA
yTQQUZvVYyUTuWTYVQSTxxXV
jaD:8IGqJDjkZIzTo4qD2PYI Your Branch IB 777751
Zdq9oLWJNohTnTKwg14;nGmv
yTW75w9;QTvajta5qwBPRmfi
kYPokP6OWFn4xV6IgCVJM6Dx Sort Code 77-77-51
zzzzzzzzzzzzzzzzzzzzzzzz
Account Number 66453260
IBAN GB45 LOYD 7777 5166 4532 60
BIC LOYDGB21F89
UNDER 19s ACCOUNT 21 December 2024 to 22 January 2025
Your Account
Date of previous statement 20 December 2024
Balance on 21 Dec 2024 £13.42
Money in £79.00
Money out £89.08
Balance on 22 Jan 2025 £3.34
Credit interest £0.00
You should review your account regularly to check whether it
remains appropriate for your circumstances.
Your Interest Rates Fees Explained
Balances of AER% Gross p.a.% Club Lloyds Account Holders – The Club Lloyds maintaining the
account fee will be shown in the transactions overleaf as ‘'Club
£1,000.00+ 0.00 0.00
Lloyds fee’. If you are eligible to have this Maintaining the
£1.00+ 0.50 0.50 account fee waived, you will also see a transaction described as
‘'Club Lloyds waived’. This does not apply to non-Club Lloyds
AER is the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and customers.
compounded once each year.
Other services - There are fees for other services you have asked
From 6th April 2016 your non ISA interest is paid gross, this means that we will not deduct tax automatically from for. You can find more details in your account conditions or at
your interest. Depending on your personal circumstances tax may be due on the interest and it is your www.lloydsbank.com.
responsibility to disclose and pay any tax due directly to HM Revenue and Customs (HMRC).
If you have a Club Lloyds account Credit Interest will only be paid if you have at least 2 different Direct Debits paid
on your account. This does not apply to Private Banking Club accounts.
Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.
Things you need to know
Getting in touch
J Write to us: Lloyds Bank,
PO Box 1, BX1 1LT Q Visit us in branch K Go online:
lloydsbank.com/contactus f Call: 0345 300 0000
8am-8pm, 7 days a week
Ways to manage your account About our debit card fees
Keep track of what's going in and coming out of your account at any time using: We won't charge our debit card fees if you use a Silver, Gold, Platinum, Premier or
• Internet Banking – View and manage your accounts online - 24 hours a day, 7 Private Banking Current account debit card. We also won't charge these fees if you
days a week. Register at lloydsbank.com/internetbanking add Travel Smart to any other current account for £7 a week, allowing you to use
• Mobile Banking – Manage your account on the go with your mobile phone or the debit card abroad as often as you like in your selected weeks. Terms and
tablet - 24 hours a day, 7 days a week. Download our app from Google Play or conditions apply.
the App Store. If you use your personal debit or Cashpoint® card to make a payment or withdraw
• Telephone Banking – Our automated service is available 24/7, or you can talk cash in a currency other than pounds, or withdraw cash in pounds outside the UK
to us between 8am and 8pm, 7 days a week. Not all services are available 24 then, unless you've asked the cash machine or card terminal provider to do the
hours a day, 7 days a week. currency conversion, we will charge you a foreign currency transaction fee of
• Text Alerts – We can also send you mobile alerts. Alerts can help you manage 2.99% of the value in pounds of the transaction for currency conversion. The
your money and avoid charges. They remind you when you need to pay cleared amount is converted to pounds on the day it's processed by Visa using the Visa
funds into your account. They can also help you avoid going into an Payment Scheme exchange rate that day. You can check the payment scheme
unarranged overdraft or having payments refused. Unless you’ve opted out, exchange rate for your card online at :
you’ll automatically receive alerts provided we have an up to date mobile lloydsbank.com/travel/using-debit-credit-cards-abroad
number for you. Find out more at lloydsbank.com/mobilealerts If you use your debit card or Cashpoint® card to withdraw cash outside the UK (at
a cash machine or over the counter) or in a foreign currency at an ATM in the UK
Overdrafts - choosing the right way to borrow
we will also charge a foreign currency cash fee of £1.50 for each withdrawal. If
An arranged overdraft can help out when you need to borrow in the short term. For
the cash machine operator/financial service provider makes the conversion to
example to pay an unexpected bill. But if you use it often and don’t reduce your
pounds, and you use the card to withdraw cash outside the UK (at a cash machine
balance, it can turn into an expensive way to borrow. Our cost calculator, which you
or over the counter) we will only charge a foreign cash fee of £1.50. The provider
can find online at lloydsbank.com/overdrafts, tells you how much an arranged
of the foreign currency may make a separate charge for conversion.
overdraft costs. You should consider if an arranged overdraft facility is the most
suitable option for you to borrow money. If you need to borrow money for a longer We won't charge a foreign currency cash fee or a foreign cash fee if you withdraw
time, there may be other options better suited to your needs. For more information Euro within the EEA or UK, or if the cash machine operator/financial service
visit lloydsbank.com/borrow or call us to talk through your options. provider makes the conversion to pounds, and use your debit card or your
Cashpoint® card to withdraw cash in a foreign currency in the UK (at a cash
Check if your account is still right for you machine or over the counter).
Your banking needs can change over time so it’s important to check your account is
Where you use your debit card to make a purchase in a currency other than
still right for you by visiting lloydsbank.com/currentaccounts to see our latest
pounds, we'll also charge a £0.50 foreign currency purchase fee for each
current accounts.
payment. We won't charge this fee if your payment's made in Euro within the EEA
Our interest rates or UK, or where the retailer based outside the UK gives you the option to pay in
If we pay interest on your balance, your current interest rate is shown on the front of pounds. If you choose to do this we won't apply any charges but the retailer might.
this statement. To find out what the interest rates are on our other accounts, visit Cashpoint® is a registered trademark of Lloyds Bank plc.
lloydsbank.com/current-accounts/rates. Alternatively ask us in branch.
Keeping your data safe
We promise to keep your personal information safe and only use in the way you’ve
JProtecting yourself from fraud asked. See our privacy notice at lloydsbank.com/privacy or call us for a copy on
• Check your statements regularly - If something doesn’t look right or you 0345 602 1997.
spot a transaction on your statement you didn’t make, call us straight away We’re here for you if something isn’t right
on 0800 917 7017 or +44 207 4812614 if outside the UK. We may not be We want to make sure you’re happy with the products and service we offer. But if
able to refund a payment on some types of account if you tell us more than something goes wrong, let us know and we’ll do everything we can to put things
13 months after the date it happened. right. If you’re still not happy, you can ask the Financial Ombudsman Service to look
• Keep your statements in a safe place - If you want to throw them away, you at your concerns, for free.
should do it in a secure way, like shredding them – please don’t just put them
in the bin. The Financial Services Compensation Scheme (FSCS)
The deposits you hold with us are covered by the Financial
• Helping you stay protected - We’ll do all we can to help you avoid fraud. Visit Services Compensation Scheme (FSCS). Every year we’ll
lloydsbank.com/security for ways to protect yourself and information on send you an information sheet which tells you the types of
the latest scams. deposits covered and the protection offered by the FSCS.
• If your card, cheque book or PIN is lost or stolen - Call us straight away on For more information visit FSCS.org.uk
0800 096 9779 or +44 1702 278 270 if outside the UK – lines are open
24/7. We send statements and other communications from time to time for legal
reasons or to let you know about changes to your accounts or services.
• The freeze card feature in our Mobile Banking app lets you quickly freeze and
unfreeze different types of transaction on your cards whenever you need to. When you call us your call may be monitored or recorded in case we need to check
Find out more at we have carried out your instructions correctly and to help improve our quality of
lloydsbank.com/help-guidance/customer-support/lost-or-stolen-cards service.
If your vision is impaired – please contact us for an alternative
format such as large print, Braille or audio CD.
You can call us using Relay UK if you have a hearing or speech impairment. There's more information on the Relay UK help pages
www.relayuk.bt.com. If you need support due to a disability please get in touch. SignVideo services are also available if you're Deaf and use British
Sign Language at lloydsbank.com/signvideo
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278
Statement No. 23 Sort Code 77-77-51
22 January 2025 Account Number 66453260
Page 3 of 3
UNDER 19s ACCOUNT
Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
20 Dec 24 STATEMENT OPENING BALANCE 13.42
23 Dec 24 DEB HERON FOODS CD 8028 21DEC24 2.88 10.54
23 Dec 24 FPI D YAMOAH 22DEC24 500000001479563822 5.00 15.54
23 Dec 24 DEB NX BUS CONTACTLESS CD 8028 22DEC24 2.40 13.14
23 Dec 24 DEB ALIEXPRESS.COM CD 8028 0.98 12.16
23 Dec 24 DEB S I NEWS & OFF LIC CD 8028 6.19 5.97
24 Dec 24 DEB S I NEWS & OFF LIC CD 8028 3.80 2.17
27 Dec 24 DEB HERON FOODS CD 8028 25DEC24 2.07 0.10
30 Dec 24 FPI D YAMOAH 29DEC24 200000001479023700 12.00 12.10
30 Dec 24 DEB PPOINT_*CARTERS NE CD 8028 1.90 10.20
30 Dec 24 DEB Peri Peri Original CD 8028 9.77 0.43
31 Dec 24 FPI D YAMOAH 500000001484217199 12.00 12.43
02 Jan 25 DEB PPOINT_*CARTERS NE CD 8028 01JAN25 1.95 10.48
02 Jan 25 DEB Peri Peri Original CD 8028 01JAN25 9.77 0.71
06 Jan 25 FPI D YAMOAH 400000001491774319 10.00 10.71
07 Jan 25 DEB PPOINT_*SHOP NOW 8 CD 8028 3.83 6.88
08 Jan 25 FPI D YAMOAH 400000001493119623 10.00 16.88
08 Jan 25 DEB PPOINT_*SHOP NOW 8 CD 8028 3.69 13.19
09 Jan 25 DEB HERON FOODS CD 8028 2.66 10.53
10 Jan 25 DEB S I NEWS & OFF LIC CD 8028 0.65 9.88
10 Jan 25 DEB PPOINT_*SHOP NOW 8 CD 8028 3.83 6.05
13 Jan 25 DEB DOMINO'S PIZZA CD 8028 11JAN25 5.99 0.06
13 Jan 25 FPI D YAMOAH 200000001486502559 10.00 10.06
14 Jan 25 DEB S I NEWS & OFF LIC CD 8028 3.79 6.27
15 Jan 25 DEB PPOINT_*SHOP NOW 8 CD 8028 3.83 2.44
15 Jan 25 FPI D YAMOAH 500000001492010453 10.00 12.44
16 Jan 25 DEB HERON FOODS CD 8028 2.07 10.37
17 Jan 25 DEB PPOINT_*SHOP NOW 8 CD 8028 3.83 6.54
20 Jan 25 DEB S I NEWS & OFF LIC CD 8028 18JAN25 0.75 5.79
20 Jan 25 DEB APPLE.COM/BILL CD 8028 18JAN25 0.99 4.80
20 Jan 25 DEB PPOINT_*SHOP NOW 8 CD 8028 18JAN25 1.90 2.90
20 Jan 25 DEB ONE STOP 5056 CD 8028 18JAN25 2.00 0.90
20 Jan 25 FPI D YAMOAH 200000001490072769 10.00 10.90
21 Jan 25 DEB PPOINT_*SHOP NOW 8 CD 8028 3.83 7.07
22 Jan 25 DEB PPOINT_*SHOP NOW 8 CD 8028 3.73 3.34
22 Jan 25 STATEMENT CLOSING BALANCE 89.08 79.00 3.34
Payment types:
DEB - Debit Card FPI - Faster Payment
Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if that
happened on a weekend or a Bank Holiday.
Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.
