C Unit SET B

mgq: 45 wgwbU Model Test–19 c~Y©gvb: 60

MCQ As‡k cÖwZwU fzj Dˇii Rb¨ 0.25 b¤^i KvUv hv‡e|

Bangla
01. we‡`k wefzuB‡q emevm KiwQ‡jv-
A. †gvjøv †kL B. iZb C. Zvby wewe D. Av°vm
02. e¨Äb k‡ãi A_© Kx?
A. ZiKvwi B. eY©gvjv C. ¯§„wZ D. QvB eY©
03. Ban-Gi mwVK cwifvlv-
A. wb‡lavÁv B. eR©b C. eÜ Kiv D. †kl Kiv
04. we‡kl¨ c‡`i wØiæw³ e¨envi n‡q‡Q Ggb D`vniY-
A. e„wó c‡o Uvcyo Uzcyo B. Kwe Kwe Pvnwb C. ivOv evey i‡O jvj D. e‡j e‡j Avmv
05. Ôme Av‡jgMYB Av‡›`vjb mg_©b Kij|Õ evK¨wU nvwi‡q‡Q-
A. AvKvO¶v B. AvmwË C. †hvM¨Zv D. Avmw³
06. ÔMqsM”QÕ evMavivwUi A_©-
A. †ivg B. kÖgKvZz‡i C. wX‡jwg D. LyuwUbvwU
07. ï× evbvb ¸”Q-
A. AšÍcyi, e¨³, †Mvov B. AšÍtcyi, †R¨vwZ‡e©Ëv, e¨v³ C. AšÍtcyi, †R¨vwZ‡e©Ëv, e¨³ D. AšÍtcyi, †R¨vwZ‡e©Ëv, †Muvov
08. Ò†h MvQ †_‡K Jla cÖ¯‘Z nqÓ GKK_vq-
A. Ilwa B. Jlwa C. JlaKvix D. Ilaxq
09. Mig I wRjvcx kã `ywU †Kvb fvlv †_‡K G‡m‡Q?
A. ms¯‹…Z I ms¯‹…Z B. ms¯‹…Z I wnw›` C. wnw›` I wnw›` D. dviwm I wnw›`
10. Ô†mvbvi ZixÕ KweZvq evuKv Rj ej‡Z †evSv‡bv n‡q‡Q-
A. b`xi †¯ªvZ B. e¨vcK Rjivwk C. Rxe‡bi cÖevn D. AbšÍ Kvj‡¯ªvZ
11. Zvnv‡iB c‡o g‡b KweZvq Kwef³ Kwe‡K †Kvb gv‡m Wv‡Kb?
A. dv¸b B. emšÍ C. kxZ D. gvN
12. ÔgRvBjvÕ k‡ãi A_©-
A. wbf©xK Kiv B. wec`MÖ¯Í Kiv C. Z¾b¨ D. wZi¯‹vi Kiv

English
13. Choose the correct sentence:
A. I am annoyed with himself for this. B. Everyone but he joined the party.
C. It should be him with whom you share your ideas. D. My dog is smarter than theirs.
Choose the correct options (14-18):
14. It is the 2nd time I —— this novel.
A. read B. have read C. had read D. was reading
15. Many —— joined the program.
A. a student have B. students have C. a student has D. both B & C
16. I would rather —— than ——.
A. to die, be ashamed B. die, to be ashamed C. die, being ashamed D. die, be ashamed
17. Our hotel suite is —— from the elevator than yours is.
A. further B. more further C. farther D. more farther
18. The politician looked at the mob ——.
A. angry B. angrily C. in an angry way D. with anger
19. The glass window —— into a thousand tiny pieces.
A. broke B. fractured C. fell D. shattered
20. Correct spelling is-
A. Innoculate B. Inocculate C. Inoculate D. Innocculate
21. If a man is ‘Worth his salt’, he is-
A. a soldier B. a highly paid worker C. a valuable employee D. a thirsty man
22. She burst —— tears to see her dead son.
A. into B. out C. at D. with
23. The word ‘Squander’ means-
A. Waste B. Force C. Placate D. Scorn
24. Antonym of ‘static’ is-
A. aid B. fake C. mobile D. risk
Page 1 of 4
 Accounting
25. Ab¨ me wKQz AcwiewZ©Z _vK‡j, wb‡Pi †Kvb †jb‡`bwU PjwZ Abycv‡Z †Kv‡bv cÖfve †dj‡e bv? (All other things remaining constant, which of
the following transactions would not affect the current ratio?)
A. `xN©‡gqvw` FY w`‡q PjwZ `vq cwi‡kva (Long-term loan is issued to pay off current liabilities)
B. wewea †`bv`vi n‡Z bM` Av`vq (Accounts receivables are collected)
C. wewea cvIbv`vi‡K bM` cÖ`vb (Cash is used to pay off accounts payables)
D. bM‡` ¯’vqx m¤úwË weµq (Fixed assets are sold for cash)
26. Drcvw`Z c‡Y¨i cÖviw¤¢K gRyZ 3,000 GKK, mgvcbx gRyZ 6,000 GKK Ges weµq 15,000 GKK| hw` Drcv`b e¨q 3,60,000 UvKv nq, Z‡e
Drcvw`Z c‡Y¨i GKK cÖwZ g~j¨ KZ? (Opening stock of goods produced was 3,000 units, closing stock was 6,000 units and sales was
15,000 units. If the cost of production was Tk. 3,60,000 what will be the per unit cost of production?)
A. 24 UvKv (Tk. 24) B. 20 UvKv (Tk. 20) C. 30 UvKv (Tk. 30) D. 15 UvKv (Tk. 15)
27. wb‡gœi †Kvb¸‡jv wnmveweÁv‡bi gvb-wba©viK cÖwZôvb? (Which of the following are the primary accounting standard-setting bodies?)
I. Financial Accounting Standards Board
II. International Financial Reporting Standards
III. International Accounting Standards Board
A. I and III B. II and III C. I and II D. I, II, and III
28. 1 Rvbyqvwi Zvwi‡L gvwj‡Ki g~jab wQj 90,000 UvKv| D³ eQ‡i gvwj‡Ki AwZwi³ wewb‡qvM 4,000 UvKv Ges wbU jvf nq 12,000 UvKv| hw` 31
wW‡m¤^i Zvwi‡L gvwj‡Ki g~jab 80,000 UvKv nq, Z‡e D³ eQ‡i gvwj‡Ki D‡Ëvj‡bi cwigvY KZ? (At January 1, owner's capital was Tk.
90,000. During the year, the owner's additional investment is Tk. 4,000 and the net income is Tk. 12,000. If owner's capital at
December 31 is Tk. 80,000, what is the amount of owner's drawing during the year?)
A. 10,000 UvKv (Tk. 10,000) B. 2,000 UvKv (Tk. 2,000) C. 14,000 UvKv (Tk. 14,000) D. 26,000 UvKv (Tk. 26,000)
29. IFRS Abyhvqx Avw_©K Ae¯’vi weeiYx •Zwi Kiv n‡j PjwZ `vq †mKk‡b cÖ_‡g ZvwjKvfz³ Kiv nq ------- (Within the current liabilities section
of an IFRS statement of financial position, companies usually list _________ first.)
A. cÖ‡`q wnmve (Accounts payable) B. A-PjwZ `v‡qi PjwZ Ask (Current maturities of non-current liabilities)
C. cÖ‡`q my` (Interest payable) D. cÖ‡`q †bvU (Notes payable)
30. wb‡gœi †KvbwU Avq weeiYxi GKwU mxgve×Zv? (Which of the following is a limitation of an income statement?)
A. Avq weeiYx •Zwi Kiv AZ¨šÍ KwVb KvR (It is very difficult to prepare an income statement)
B. Avq weeiYxi AwWU AZ¨šÍ RwUj (It is very difficult to audit an income statement)
C. wKQz e¨q I eivÏ mwVKfv‡e cwigvc Kiv hvq bv (Some expenses and allowances cannot be estimated correctly)
D. †kqvi‡nvìviMY Avq weeiYx‡K wek¦vm K‡ib bv (Shareholders do not believe the income statement)
31. AwMÖg e¨‡qi mgš^q (Adjustment for prepaid expense)
A. m¤úwË e„w× K‡i (increases asset) B. m¤úwË n«vm K‡i (decreases asset)
C. e¨q n«vm K‡i (decreases expense) D. `vq n«vm K‡i (decreases liability)
32. †KvbwU wejw¤^Z gybvdvRvZxq LiP? (Which on is deferred revenue expenditure?)
A. AwMÖg fvov (Prepaid Rent) B. cÖv_wgK LiP (Preliminary Expenses)
C. AePq (Depreciation) D. cyiv‡bv Mvwoi cybtms¯‹iY e¨q (Reconditioning cost of old cars)
33. cÖviw¤¢K gRyZ 10,000 UvKv, wbU µq 47,500 UvKv, AšÍtcwienY 7,500 UvKv, Ges weµq 75,000 UvKv| µ‡qi Dci jv‡fi nvi 50% n‡j mgvcbx
gRy‡Zi cwigvY KZ? (Beginning Inventory Tk. 10,000, Net purchased Tk. 47,500, Freight-in Tk. 7,500, and Sales Tk. 75,000. If
the rate of profit on purchase is 50%, what will be the Closing Inventory?)
A. 27,500 UvKv (Tk. 27,500) B. 5,000 UvKv (Tk. 5,000) C. 15,000 UvKv (Tk. 15,000) D. 0 UvKv (Tk. 0)
34. Rv‡e`v `vwLjvmg~n LwZqv‡b ¯’vbvšÍi Kiv nq (Posting of journal entries should be performed in)
A. wnmve b¤^‡ii µgvbymv‡i (account number order) B. eY©gvjvi µgvbymv‡i (alphabetical order)
C. mg‡qi µgvbymv‡i (chronological order) D. Avw_©K weeiYxi µgvbymv‡i (financial statement order)
35. bó cY¨ †diZ †`Iqv n‡j AweiZ gRyZ c×wZ‡Z wjwce‡×i mgq †µwWU Kiv nq: (In a perpetual inventory system, a return of defective
merchandise by a purchaser is recorded by crediting:)
A. µq (Purchases) B. µq †diZ (Purchase Returns)
C. µq evÆv (Purchase Discounts) D. gRyZ cY¨ (Inventory)
36. GKwU †Kv¤úvwb bM` 70,000 UvKvq f‚wg µq K‡i| f‚wgwUi e‡Kqv f‚m¤úwË Ki 2,000 UvKv Ges PjwZ eQ‡ii f‚m¤úwË Ki 3,000 UvKv cwi‡kva Kiv
nq| f‚m¤úwËi `vjv‡ji Kwgkb 8,000 UvKv Ges bZzb `vjvb wbg©v‡Yi Rb¨ f‚wgwUi Dci Aew¯’Z cyivZb `vjvb †f‡O †djv eve` e¨q nq 10,000 UvKv|
cyivZb `vjv‡bi D×viK…Z DcKiY 1,000 UvKv weµq Kiv nq| f‚wgwUi g~j¨ wjwce× n‡e- (A company purchased land for Tk. 70,000 cash.
Accrued real estate taxes on the land, Tk. 2,000, and real estate taxes on the land for the current year, Tk. 3,000, were also
paid in cash. Real estate brokers' commission was Tk. 8,000 and Tk. 10,000 was spent on demolishing the building that was
on the property before construction of a new building could begin. The company was able to sell some of the salvaged
materials from the demolished building for Tk. 1,000 cash. The cost of the land would be recorded at)
A. 93,000 UvKv (Tk. 93,000) B. 92,000 UvKv (Tk. 92,000) C. 70,000 UKv (Tk. 70,000) D. 89,000 UvKv (Tk. 89,000)
Page 2 of 4
 Management
37. mgev‡qi GKRb m`m¨ m‡e©v”P kZKiv KZfvM †kqvi µq Ki‡Z cv‡i? (What is the maximum percentage of share a member of cooperative can buy?)
A. 10% (10%) B. 15% (15%) C. 20% (20%) D. 25% (25%)
38. wb‡Pi †KvbwU e¨emvq cwi‡e‡ki Dcv`vb bq? (Which one of the following is not a component of business environment? )
A. A_©‣bwZK kw³ (Economic Forces) B. cÖhyw³MZ kw³ (Technological Forces)
C. gb¯ÍvwË¡K kw³ (Psychological Forces) D. gy`ªvùxwZ (Inflation)
39. nI_b© ÷vwW‡Ri cÖe³v †K? (Who is the promoter of Hawthorne Studies?)
A. †nbwi d¨vqj (Henri Fayol) B. GjUb g¨vI (Elton Mayo)
C. †nbwi wgb&RevM© (Henry Mintzberg) D. Gd. WweøD. †Uji (F.W. Taylor)
40. Kvi Øviv †Kv¤úvwbi e¨e¯’vcbv Kvh© m¤úvw`Z nq? (By whom are the management functions of the company performed? )
A. †kqvi †nvìvi (Shareholder) B. g~jab wewj wbqš¿K (Capital allocation regulator)
C. †Kv¤úvwbi wbeÜK (Registrar of Companies) D. G‡`i Kv‡iv Øviv bq (Not by any of these)
41. KuvPvgvj Drcv`b †Kvb wk‡í c‡o? (Raw material production falls under which type of industry?)
A. cÖv_wgK wkí (Primary industry) B. gva¨wgK wkí (Secondary industry)
C. †mev wkí (Service industry) D. fvP©yqvj wkí (Virtual industry)
42. Askx`vwi Kviev‡i GKwU Askx`v‡ii m‡e©v”P `vq Kx cwigvY n‡Z cv‡i? (What is the maximum liability for a partner in a partnership?)
A. Kviev‡ii m¤úwËi g~j¨ ch©šÍ (Firm assets) B. Zvi e¨w³MZ m¤úwËi g~j¨ ch©šÍ (Personal assets)
C. m`m¨‡`i `vq ch©šÍ (Liability of members) D. ïaygvÎ e¨emv‡qi FY ch©šÍ (Only business loans)
43. †Kv¤úvwb AvBb 1994 Abyhvqx, GKwU †Kv¤úvwb‡K cÖ_g AGM KLb Av‡qvRb Ki‡Z n‡e? (According to the Companies Act 1994, when
must a company hold its first AGM?)
A. wbe܇bi 3 gv‡mi g‡a¨ (Within 3 months of incorporation) B. wbe܇bi 6 gv‡mi g‡a¨ (Within 6 months of incorporation)
C. wbe܇bi 18 gv‡mi g‡a¨ (Within 18 months of incorporation) D. wbe܇bi 24 gv‡mi g‡a¨ (Within 24 months of incorporation)
44. ivóªvqË cÖwZôv‡bi e¨e¯’vcbv †`‡L †K? (Who oversees the management of state-owned enterprises?)
A. gš¿Yvjq ev miKvi-wbhy³ †evW© (Ministry or government-appointed board)B. †kqvi‡nvìviiv (Shareholders)
C. kÖwgK BDwbqb (Labor union) D. we‡`wk KbmvjU¨v›U (Foreign consultants)
45. wb‡Pi †KvbwU †d‡qv‡ji e¨e¯’vcbv bxwZi AšÍf©y³ bq? (Which of the following is not one of Fayol's principles of management?)
A. wb‡`©‡ki GKZv (Unity of Direction) B. e¯‘i mبenvi (Material Utilization)
C. †K›`ªvqb (Centralization) D. cvwikÖwgK (Remuneration)
46. GKRb e¨e¯’vcK hw` cÖK‡íi KvR¸‡jv fvM K‡i cÖwZwU `‡ji wbR¯^ j¶¨ wVK K‡ib, Zvn‡j wZwb †Kvb msMVb †K․kj e¨envi Ki‡Qb? (If a
manager divides project tasks by teams and sets specific goals for each, what organizing strategy is being used?)
A. kÖg N~Y©vqgvbZv (Job Rotation) B. wefvMxqKiY (Departmentalization)
C. †K›`ªxKiY (Centralization) D. GKK e¨w³i wbKU Revew`wnZv (Single Line Supervision)
47. †KvbwU msMV‡bi †g․wjK Dcv`vb bq? (Which of the following is not a fundamental element of organizing?)
A. Kv‡Ri wefvRb (Division of Work) B. wbqš¿Y (Controlling)
C. wefvMxqKiY (Departmentalization) D. KZ©…Z¡‡iLv (Chain of Command)
48. GKwU d«¨vÂvBwR Pzw³‡Z, mvaviYZ d«¨vÂvBwRs: (In a franchise agreement, the franchisee typically:)
A. eª¨v‡Ûi gvwjK nq (Owns the brand) B. Ab¨vb¨ d«¨vÂvBwRi Rb¨ wbqg wba©viY K‡i (Sets the rules for other franchisees)
C. d«¨vÂvBRv‡ii e¨emv‡qi g‡Wj e¨env‡ii Rb¨ wd cÖ`vb K‡i (Pays a fee to use the franchisor's business model)
D. wb‡Ri eª¨vÛ d«¨vÂvBRvi‡K jvB‡mÝ †`q (Licenses their brand to the franchisor)
Marketing
49. gvb wbqš¿Y wK? (What is 'Quality Control'?)
A. Drcv`b cÖwµqv cy‡ivcywi eÜ Kiv (Completely halting the production process)
B. c‡Y¨i ¸Ygvb wba©vi‡Yi Rb¨ P‚ovšÍ g~j¨vqb (Final assessment to determine product quality)
C. c‡Y¨i ¸Ygvb wbwðZ Kivi Rb¨ wbqwgZ ch©‡e¶Y Ges cix¶v (Regular monitoring and testing to ensure product quality)
D. †Kej cY¨ wWRvBb cwieZ©b Kiv (Only changing product design)
50. GKRb †µZvi Rxebaviv †Kvb Dcv`v‡bi AvIZvfz³? (A buyer's lifestyle falls under which component?)
A. e¨w³MZ Dcv`vb (Personal factor) B. mvs¯‹…wZK Dcv`vb (Cultural factor)
C. gvbwmK Dcv`vb (Psychological factor) D. mvgvwRK Dcv`vb (Social factor)
51. wb‡Pi †KvbwU AvPiYwfwËK wefw³Ki‡Yi D`vniY n‡Z cv‡i? (Which of the following is an example of behavioral segmentation?)
A. ïay kn‡ii †µZv‡`i j¶¨ Kiv (Targeting only urban buyers) B. eqm 25-35 Gi †fv³v (Consumers aged 25–35)
C. cY¨ e¨envi Abyhvqx wefvRb (Grouping based on product usage) D. wk¶vi ¯Íi Abyhvqx fvM Kiv (Segmenting by education level)
52. †Kvb cwi‡ek †µZvi Rxebaviv, g~j¨‡eva I mvgvwRK AvPiY‡K cÖwZdwjZ K‡i? (Which environment reflects consumer lifestyle, values,
and social behavior?)
A. mvs¯‹…wZK cwi‡ek (Cultural Environment) B. cÖhyw³MZ cwi‡ek (Technological Environment)
C. ivR‣bwZK cwi‡ek (Political Environment) D. A_©‣bwZK cwi‡ek (Economic Environment)
53. GKwU cY¨ hLb mycvikc, AbjvBb I ¯’vbxq LyPiv †`vKv‡b weµq Kiv nqÑZLb GwU †Kvb Dcv`v‡bi mv‡_ m¤úwK©Z? (When a product is sold
through supermarkets, online stores, and local retailers – which element does this relate to?)
A. cY¨ (Product) B. cÖmvi (Promotion) C. ¯’vb (Place) D. g~j¨ (Price)
54. wb‡Pi †KvbwU wecY‡bi GKwU mnvqK KvR? (Which of the following is a facilitating function of marketing?)
A. cY¨ Dbœqb (Product Development) B. A_©vqb (Financing)
C. c‡Y¨i `vg wba©viY (Pricing) D. MÖvnK cwi‡lev (Customer Service)
Page 3 of 4
55. †Kvb Drcv`‡bi DcKiYwU m„RbkxjZv I SzuwK MÖn‡Yi welq¸‡jv cÖwZwbwaZ¡ K‡i? (Which factor of production represents creativity and risk-bearing?)
A. f‚wg (Land) B. cyuwR (Capital) C. kÖg (Labor) D. msMVb/D‡`¨vM (Organization/Entrepreneurship)
56. kÖg wefvR‡bi cÖavb D‡Ïk¨ Kx? (What is the main purpose of division of labour?)
A. KvR axi Kiv (To slow down work) B. `¶Zv I Drcv`bkxjZv evov‡bv (To increase efficiency and productivity)
C. kÖwgK‡`i cwieZ©b Kiv (To replace workers) D. LiP evov‡bv (To increase costs)
57. †Kvb g~j¨ wba©viY †K․k‡j Ò999 UvKvÓ e¨envi Kiv nq 1000 UvKvi cwie‡Z©? (Which pricing strategy uses prices like "Tk. 999" instead of "Tk. 1000"?)
A. gb¯ÍvwË¡K g~j¨ wba©viY (Psychological pricing) B. w¯‹wgs g~j¨ wba©viY (Skimming pricing)
C. e¨vP g~j¨ wba©viY (Batch pricing) D. e¨qwfwËK g~j¨ wba©viY (Cost-plus pricing)
58. †mevi †Kvb •ewkó¨ MÖvn‡Ki AwfÁZvi wfwˇZ g~j¨vqb‡K KwVb K‡i †Zv‡j? (Which service characteristic makes evaluation based on
experience difficult?)
A. AcwieZ©bkxjZv (Invariability) B. Awe‡”Q`¨Zv (Inseparability) C. A`„k¨gvbZv (Intangibility) D. wej¤^‡hvM¨Zv (Delayerability)
59. wb‡Pi †KvbwU LyPiv we‡µZv‡`i Rb¨ cÖavb mgm¨v n‡Z cv‡i? (Which of the following can be a major challenge for retailers?)
A. D”P¯Í‡ii mieivn k„•Lj (Advanced supply chain) B. AwZwi³ gRy`KiY e¨q (Excess inventory cost)
C. mivmwi cvBKvi‡`i mv‡_ m¤úK© (Direct wholesaler relationships) D. ¯’vqx MÖvn‡Ki Pvwn`v (Stable customer demand)
60. f¨vjy ej‡Z wecY‡b Kx †evSvq? (What is 'Value' in marketing?)
A. †Kej `vg (Only the price)
B. †µZv hv cvb Ges hv wZwb †`b Zvi cv_©K¨ (Difference between what customer gets and gives)
C. c‡Y¨i MVb (Product structure) D. evÆv (Discount)

Finance & Banking

61. wb‡Pi †KvbwU A_© e¨e¯’vi D‡Ïk¨ bq? (Which of the following is NOT a goal of finance? )
A. gybvdv me©vwaKiY (Profit Maximization) B. m¤ú` me©vwaKiY (Wealth Maximization)
C. jf¨vsk me©vwaKiY (Dividend Maximization) D. e¨q n«vmKiY (Cost Minimization)
62. A‡_©i mgqg~j¨ wba©vi‡Yi welq bq †KvbwU? (Which of the following is not factor of determining time value of money? )
A. my‡`i nvi (Interest rate) B. mgq (Time) C. bM` cÖevn (Cash flow) D. gybvdv (Profit)
63. GKwU cÖK‡í 9,00,000 UvKv wewb‡qvM K‡i Ki-cieZ©x wbU gybvdv 1,32,500 UvKv cvIqv hvq Ges cÖK‡íi ¯’vqx m¤úwËi †gvU AePq 4,66,200 UvKv|
cÖKíwUi bM` AvšÍtcÖevn KZ? (In a project where an investment of Tk. 900,000 is made, the after-tax net profit is Tk. 132,500,
and the total depreciation of the project's fixed assets is Tk. 466,200. What is the cash inflow of the project? )
A. 5,98,700 UvKv (Tk. 5,98,700) B. 3,33,700 UvKv (Tk. 3,33,700)
C. 10,32,500 UvKv (Tk. 10,32,500) D. 4,33,800 UvKv (Tk. 4,33,800)
64. †Kv‡bv †`‡k Av_©-mvgvwRK I ivR‣bwZK Ae¯’vi cwieZ©‡bi d‡j †Kvb SuywK •Zwi nq? (What risks are created as a result of changes in
socio-economic and political conditions in a country? )
A. †Kv¤úvwb SuywK (Company risk) B. Zvij¨ SuywK (Liquidity risk) C. evRvi SuywK (Market risk) D. Avw_©K SuywK (Financial risk)
65. ÿz`ª FY wbqš¿‡Yi `vwqZ¡ †Kvb cÖwZôv‡bi? (Which institution is responsible for controlling microcredit? )
A. MRA B. DSE C. CSE D. Bangladesh Bank
66. GKwU wR‡iv-Kzcb e‡Ûi eZ©gvb g~j¨ wba©vi‡Y †Kvb welqwU me‡P‡q ¸iæZ¡c~Y©? (What is the most important factor in determining the
current price of a zero-coupon bond?)
A. eÛ †iwUs (Bond rating) B. Kzcb nvi (Coupon rate)
C. evRvi my‡`i nvi Ges †gqv`c~wZ©i mgq (Market interest rate and time to maturity)
D. Zje‡hvM¨Zv (Call option)
67. GKwU Acwi‡kva¨ e‡Ûi evRvi g~j¨ 900 UvKv Ges evwl©K my` 90 UvKv| Ki nvi 30% n‡j Ki-cieZ©x LiP KZ n‡e? (A perpetual bond has a
market value of Tk. 900 and pays Tk. 90 annual interest. If the tax rate is 30%, what is the after-tax cost?)
A. 10% B. 7% C. 6.3% D. 9%
68. †fv³v e¨vswKs Gi GKwU •ewkó¨ Kx? (What is a feature of Consumer Banking?)
A. e„nr e¨emvwqK FY cÖ`vb (Providing large business loans)
B. MÖvnK‡`i mÂq wnmve •Zwi Ges FY cÖ`vb (Providing personal savings accounts and loans)
C. ïaygvÎ K‡c©v‡iU MÖvnK‡`i †mev cÖ`vb (Providing services only to corporate clients)
D. AvšÍR©vwZK wewb‡qvM myweav cÖ`vb (Offering international investment services)
69. GKwU †`‡ki •e‡`wkK evwYR¨ NvUwZi d‡j Kx NU‡Z cv‡i? (What may happen if a country's foreign trade deficit increases?)
A. gy`ªvi g~j¨ evo‡e (Currency value will increase) B. gy`ªvùxwZ Kg‡e (Inflation will decrease)
C. •e‡`wkK gy`ªvi Pvwn`v Kg‡e (Demand for foreign exchange will decrease)D. gy`ªvi g~j¨ Kg‡e (Currency value will decrease)
70. bM` iƒcvšÍi P‡µi msÁv Kx? (How is the "Cash Conversion Cycle" defined?)
A. FY cwi‡kv‡ai mgq (Time for debt repayment) B. jvf m„wói mgq (Time for profit generation)
C. cY¨ wewµ †_‡K bM` cÖvwßi mgq (Time taken from selling products to receiving cash)
D. e¨vsK †_‡K FY cvIqvi mgq (Time taken to obtain loans from the bank)
71. cybwe©gvi cÖavb D‡Ïk¨ Kx? (What is the primary purpose of reinsurance?)
A. MÖvn‡Ki SzuwK wظY Kiv (To double the customer's risk) B. wcÖwgqvg Kgv‡bv (To reduce premiums)
C. `vwei Aby‡gv`b `ªæZ Kiv (To fast-track claim approvals) D. wegv †Kv¤úvwbi SzuwK nªvm Kiv (To reduce the risk borne by the insurance company)
72. GKwU msMV‡bi wnmve †Lvjvi Rb¨ †Kvb cÖvgvY¨ `wjj cÖ‡qvRb? (Which is a required document to open an account for an organization?)
A. e¨w³MZ GbAvBwW (Personal NID only) B. †UªW jvB‡mÝ I ¯§viKwjwc (Trade license and Memorandum of Association)
C. c¨vb KvW© (PAN card only) D. Bbf‡qm †iwR÷vi (Invoice register)
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