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One Pager BL Tatacapital

The document outlines the parameters for an Unsecured Business Loan, which does not require security or guarantees and is available to various business entities with a minimum turnover of 20 Lac and a maximum of 100 CR. Eligibility includes a minimum business stability of 2 years and an ITR income of at least 3.00 lakh, with specific documentation required based on the loan amount. Loan amounts range from 1 Lac to 90 Lac, with tenors from 12 to 60 months and interest rates starting at 16.50%.

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Kush Verma
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69 views1 page

One Pager BL Tatacapital

The document outlines the parameters for an Unsecured Business Loan, which does not require security or guarantees and is available to various business entities with a minimum turnover of 20 Lac and a maximum of 100 CR. Eligibility includes a minimum business stability of 2 years and an ITR income of at least 3.00 lakh, with specific documentation required based on the loan amount. Loan amounts range from 1 Lac to 90 Lac, with tenors from 12 to 60 months and interest rates starting at 16.50%.

Uploaded by

Kush Verma
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Unsecured Business Loan

Parameter Norm
Product Type Unsecured Business Loan
Security No Security required
Gaurantee No Gaurante required
Eligible Business Entity 1. Proprietorship Firm
2. Partnership Firm/LLP
3. Pvt Ltd Company
4. Unlisted Public Limited Company
5. Trust
6. HUF
Minimum Business Stability Minimum 2 years Vintage in the same line of business. Business registration required
Minimum Turnover 20 Lac
Maximum Turnover 100 CR
Ownership of property Either residence or office should be owned by customer
Minimum ITR Income Minimum ITR to be 3.00 lakh for the latest year.
EMI Bounces No bounce reported in last 3 months for insufficient funds
Documentation 1. KYC of Applicant and Co Applicant
2. Ownership Proof of residence or Office
For Loan amount upto 50 Lac (GST Based Program)
1. Last 6 months GST return
2. Last 6 Months Bank Statement
3. Last 1 Years ITR and Computation
For Loan amount upto 50 Lac (Banking Program)
1. Last 1 Years ITR and Computation
2. Last 6 Months Bank Statement
For Loan amount upto 90 Lac (Financial Based Program)
1. Last 6 months GST return
2. Last 6 months Bank Statement
3. Last 2 years ITR and Computation
4. Last 2 Years Audited Financials
5. Last 2 years Tax Audit Report
Offering
Loan Amount 1 Lac to 90 Lac
Tenor 12 Months to 48 Months, Upto 60 Months for Doctor's and Professionals
Pricing Interest rate starting from 16.50%
For Doctors starting from 13.75%
For CA, CS, CWA and Architect starting from 16.50%
Processing Fees Processing Fees upto 2.50%
Other Offering 1. Degree and Experience Based Offer to Professionals (Doctor, CA, CS, CWA, Architect and
Engineer)
2. Balance Transfer Facility

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