Electronic Statement
Statement Period
11 September 2020 - 12 March 2021
Westpac Choice Account Name
MR PHUONG NAM PHAM
Customer ID
MR P N PHAM 2099 0222 PHAM, PHUONG NAM
103 FENWICK ST
BANKSTOWN NSW 2200 BSB Account Number
732-061 853 019
Opening Balance + $2,038.33
Total Credits + $6,000.00
Total Debits - $8,019.09
Closing Balance + $19.24
Tax File Number/Australian Business Number Information: Tax File Numbers or Australian
Business Numbers are not held and Pay As You Go withholding tax may be deducted from
interest.
TRANSACTIONS
Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction
DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE
11/09/20 STATEMENT OPENING BALANCE 2,038.33
14/09/20 Debit Card Purchase Woolworths 1131
Bankstown Aus 23.90 2,014.43
14/09/20 Payment By Authority To Budget Direct
117111890056745926 71.36 1,943.07
15/09/20 Debit Card Purchase Bankstown Hotel
Bankstown Aus 5.80 1,937.27
15/09/20 Debit Card Purchase 7-Eleven 2288 Yagoona
Aus 79.00 1,858.27
21/09/20 Debit Card Purchase Alh Venues 8571
Highflyer Ht Aus 5.00 1,853.27
21/09/20 Withdrawal Mobile 1481825 Tfr Westpac Low 1,000.00 853.27
21/09/20 Withdrawal At Etx ATM Condell P
00004318046179 200920 200.00 653.27
21/09/20 ATM Operator Fee - Withdrawal At Etx ATM
Condell P 00004318046179 200920 2.50 650.77
25/09/20 Debit Card Purchase Big W 0125 Bankstown
Aus 13.60 637.17
25/09/20 Debit Card Purchase Woolworths 1131
Bankstown Aus 15.90 621.27
01/10/20 Monthly Service Fee 5.00 616.27
Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 4 Page 1 of 4
Electronic Statement
Westpac Choice
TRANSACTIONS
Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction
DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE
05/10/20 Withdrawal At Bblsatm Condell P
Np220475011666 041020 300.00 316.27
05/10/20 ATM Operator Fee - Withdrawal At Bblsatm
Condell P Np220475011666 041020 2.50 313.77
12/10/20 Deposit Australiansuper 005751676 2,000.00 2,313.77
12/10/20 Debit Card Purchase Bws 1859 Yagoona Hume
Aus 55.00 2,258.77
12/10/20 Payment By Authority To Budget Direct
117111890057583769 71.25 2,187.52
13/10/20 Debit Card Purchase Ww Metro 1319 Padstow
Aus 10.60 2,176.92
19/10/20 Debit Card Purchase Bws 1859 Yagoona Hume
Aus 55.00 2,121.92
19/10/20 Withdrawal At Etx ATM Bass Hill
00004755046995 181020 600.00 1,521.92
19/10/20 ATM Operator Fee - Withdrawal At Etx ATM
Bass Hill 00004755046995 181020 2.50 1,519.42
20/10/20 Debit Card Purchase Laundy Trading Pty Qps
Bass Hill Aus 11.60 1,507.82
21/10/20 Withdrawal Mobile 1731585 Tfr Westpac Low 500.00 1,007.82
26/10/20 Debit Card Purchase Service NSW Sydney Aus 272.19 735.63
26/10/20 Debit Card Purchase Qbe Insurance Sydney
Aus 331.85 403.78
09/11/20 Deposit-Osko Payment 2978176 Mohamad
Doheini 100.00 503.78
12/11/20 Payment By Authority To Budget Direct
117111890058542440 26.30 477.48
13/11/20 Debit Card Purchase Woolworths 1131
Bankstown Aus 25.20 452.28
17/11/20 Debit Card Purchase Woolworths 1131
Bankstown Aus 19.50 432.78
20/11/20 Withdrawal Mobile 1229698 Tfr Westpac Low 100.00 332.78
23/11/20 Deposit Online 2944253 Tfr Westpac Lif 200.00 532.78
23/11/20 Withdrawal At Handybank Cabramatta 3
25331096 22/11/20 200.00 332.78
27/11/20 Eftpos Debit 0048288 Metro Condell Park W
Escondell Park 27/11 71.11 261.67
30/11/20 Deposit Online 2090859 Tfr Westpac Lif 500.00 761.67
30/11/20 Debit Card Purchase Iga Bankstown
Bankstown Aus 34.20 727.47
Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 4 Page 2 of 4
Electronic Statement
Westpac Choice
TRANSACTIONS
Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction
DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE
30/11/20 Withdrawal At Etx ATM Condell P
00004318065526 281120 200.00 527.47
30/11/20 ATM Operator Fee - Withdrawal At Etx ATM
Condell P 00004318065526 281120 2.50 524.97
01/12/20 Monthly Service Fee 5.00 519.97
08/12/20 Debit Card Purchase Kmart 1058 Bankstown
Aus 33.00 486.97
14/12/20 Deposit Online 2508309 Tfr Westpac Lif 200.00 686.97
14/12/20 Debit Card Purchase Richards On The Park
Canley Vale Aus 27.50 659.47
14/12/20 Withdrawal At Handybank Lakemba 2
16022054 13/12/20 300.00 359.47
29/12/20 Withdrawal At Handybank Bankstwn 2 O/S
10038014 25/12/20 300.00 59.47
04/01/21 Monthly Service Fee 5.00 54.47
18/01/21 Debit Card Purchase Sp * Shop Zizle
Glenwood Aus Usd 19.16 incl. Westpac
Foreign Transaction Fee Aud $0.49 25.23 29.24
01/02/21 Monthly Service Fee 5.00 24.24
01/03/21 Monthly Service Fee 5.00 19.24
08/03/21 ATM Deposit Handybank Bnkstn Cntro 1
00119058 07/03/21 1,000.00 1,019.24
08/03/21 ATM Deposit Handybank Bnkstn Cntro 1
00119057 07/03/21 2,000.00 3,019.24
08/03/21 Withdrawal-Osko Payment 1217334 Thi K
Hoang 3,000.00 19.24
12/03/21 CLOSING BALANCE 19.24
CONVENIENCE AT YOUR FINGERTIPS
Use Online, Mobile or Tablet Banking to pay bills, transfer funds, check your account balances and much more
Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 4 Page 3 of 4
Electronic Statement
Westpac Choice
MORE INFORMATION
Further information in relation to your account, including details of product benefits and applicable fees and charges, is
available on request. That information is also contained in the Product Disclosure Statement (PDS) or other disclosure
document for your account. For a copy of that document, or if you have any other enquiries, you can call Telephone
Banking on 132 032 from Australia or +61 2 9293 9270 from overseas.
The above Closing Balance amount may not be the same as the balance payable to you on closure of your account
(the 'termination value'). Details of the termination value can be obtained by calling Telephone Banking on the numbers
quoted above. Further information on how to close accounts, including calculation of the termination value, is contained
in the Product Disclosure Statement (PDS) booklet or other disclosure document for your account.
We have an internal process for handling and resolving any problem you may have with, or complaints relating to, your
account or this product. Information about this process can be found in the Product Disclosure Statement (PDS) or
other disclosure document for your account, or you can contact us on 1300 130 467.
Remember, if you have a card, always keep your passcode (PIN) secret - don't tell anyone or let them see it. Never
write your passcode on your card or on anything that could be lost or stolen. If you do need to record a reminder, you
must make every effort to disguise it. You may be liable for losses if you don't protect your passcode. To help you learn
how you can protect your card against unauthorised transactions, you can find more information at
westpac.com.au/dispute. If you are a business customer, please go to westpac.com.au/businessdispute
Information for customers that have a Westpac Transaction account for personal use, and have a
Commonwealth Concession or Health Care card (Concession card).
The Westpac Choice Concession account is a transaction account designed for Concession card holders and offers no
monthly service fees, no outward dishonour fees, no account overdrawn fees and there are no informal overdrafts
(except where it is impossible or reasonably impractical for us to prevent your account from being overdrawn).
To be eligible for this account, you must have your government payments paid into the account. There is a limit of one
Westpac Choice Concession account per customer, this includes joint account holders. All account holders must be
eligible.
If you would like more information or would like to apply for the Westpac Choice Concession account please visit
www.westpac.com.au/personal-banking/bank-accounts/transaction/choice/basic/, call 132 032 or visit your local branch.
Before making a decision about any of our products, please read all the terms and conditions available at
westpac.com.au and consider whether the product is right for you. Please consider that the features of the Concession
account may differ to the features and benefits of your existing account. To view our full range of transaction accounts
visit www.westpac.com.au/personal-banking/bank-accounts/transaction/
Westpac Live Telephone Banking Local Branch
Find out about Online Banking Call us on 132 032 Find branches and ATMs at
at westpac.com.au/westpaclive +61 2 9293 9270 if overseas westpac.com.au/locateus
THANK YOU FOR BANKING WITH WESTPAC
Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 4 Page 4 of 4
