MEMORANDUM OF SETTLEMENT dated 27th April 2010 between the

Managements of 46 Banks as represented by the Indian Banks’

Association and their workmen as represented by the All India Bank
Employees’ Association, National Confederation of Bank Employees,
Bank Employees’ Federation of India, Indian National Bank Employees’
Federation and National Organisation of Bank Workers.

[Under Section 2(p) and Section 18(1) of the Industrial Disputes Act, 1947 read
with Rule 58 of the Industrial Disputes (Central) Rules, 1957]

Names of the Parties 46 Banks which are listed in Schedule I to this

Memorandum of Settlement and their workmen.

Representing the Employers 1) Shri M V Nair

(Member Banks)
2) Shri R Sridharan
3) Shri Narayanan Raja
4) Shri K Ramakrishnan
5) Shri B B Das
6) Shri Rajeev Rishi
7) Shri K Unnikrishnan
8) Shri M Venugopalan
Duly authorised on behalf of the
Indian Banks’ Association

Representing the Workmen 1) Shri Rajen Nagar

2) Shri C H Venkatachalam
3) Shri N K Gaur
4) Shri P N Tewari
5) Shri Mahesh Mishra
6) Shri J P Sharma
7) Shri V R Utagi
8) Shri B S Rambabu
9) Smt. Lalita Joshi
10) Shri D D Rustagi
11) Shri P R Karanth
12) Shri V K Sharma
13) Shri Satish R Khanolkar

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 14) Shri Gour Das
15) Shri P P Varghese
16) Shri R Vijayakumar
17) Shri E Arunachalam
All India Bank Employees’ Association

1) Shri L Balasubramanian
2) Shri S A Kadri
3) Shri Milind Nadkarni
4) Shri Prakash Gangal
5) Shri R K Sharma
6) Shri K K Khosla
7) Shri B C Kalita
8) Shri S Srinivasan
9) Shri M V Murali
10) Shri Peter Anto Nellissery
11) Shri P A Manjunatha
12) Shri K Raja Kurup
13) Shri Shyamal Karmakar
14) Shri J N Singh
15) Shri S D Mishra
National Confederation of Bank Employees

1) Shri P S Pillai
2) Shri Pradip Biswas
3) Shri G M V Nayak
4) Shri K Krishnan
5) Shri B Prasad
6) Shri P K Sarangi
7) Shri M R Shenoy
8) Shri M V Madhav Rao

Bank Employees’ Federation of India

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 1) Shri Subhash S Sawant
2) Shri R Kunjithapatham
3) Shri S George Timothy
4) Shri Siddharath Menon
5) Shri Dharanidhar Swain
6) Shri Ishwar S Puthran
7) Shri Barun Sarbadhikari
8) Shri Shyam Mukhopadhyay

Indian National Bank Employees’

Federation

1) Shri Dinesh Kulkarni

2) Shri Ashwani Kumar Rana
3) Shri K R Poonja
4) Shri Mohan Kumtakar
5) Shri Ramanath Kini
6) Shri M B Harinarayanan
7) Shri Manmohan Gupta
8) Shri K S Jayaram

National Organisation of Bank Workers

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 SHORT RECITAL OF THE CASE

(A) The Indian Banks‟ Association (IBA) on behalf of its member banks named
in the Schedule I hereto, signed a settlement dated 2 nd June 2005 with the
All India Bank Employees‟ Association (AIBEA), National Confederation of
Bank Employees (NCBE), Bank Employees‟ Federation of India (BEFI),
Indian National Bank Employees‟ Federation (INBEF) and National
Organisation of Bank Workers (NOBW) representing the workmen
employees of the Banks mentioned in the said Schedule I, inter alia
regarding various terms and conditions of their service. The Settlement
dated 2nd June 2005 was operational for a period of 5 years from 1st
November 2002.

(B) The AIBEA, NCBE, BEFI, INBEF and NOBW (hereafter jointly called the
Unions) submitted their Charter of Demands dated 29th October 2007 for
revision in wages and other service conditions of workmen to IBA and
requested for negotiations on the same, with a view to arriving at an
amicable settlement.

(C) Simultaneously, IBA also raised with the Unions, issues on behalf of the
managements of banks concerned, to be discussed and settled with a view
to improving efficiency of operations in banks.

(D) The parties initially agreed after negotiations that the total quantum of
wage increase arising out of a Settlement to be signed in this regard shall
be Rs.2,577 crores per annum including the cost of superannuation benefits
and accordingly signed and exchanged minutes on 27th November 2009 at
Mumbai. It is agreed that for the purpose of this settlement, the additional
cost of pension be shared equally between the parties at the rate as agreed
to pension costed accordingly.

(E) The IBA and the Unions signed a minutes of the discussions on 25 th
February 2008 on various issues. Extending another option for pension to

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 those who did not opt for pension when Bank Employees‟ Pension
Regulations, 1995 dated 29th September 1995/ 26th March 1996 were
implemented was one of the issues to be considered. After several round of
discussions and valuing the liability through an actuarial calculation, it is
agreed to extend another option to join the pension scheme to those who
did not opt for pension when Bank Employees‟ Pension Regulations, 1995
dated 29th September 1995/ 26th March 1996 were implemented, on the
terms and conditions agreed and incorporated in the Settlement dated 27 th
April 2010 signed between the parties.

(F) Management proposed that a scheme for introduction of performance linked

variable pay in addition to fixed pay be considered as part of this wage
revision exercise to increase efficiency in operations. After preliminary
discussions, the parties agreed to pursue the matter further after finalisation
of this settlement, to reach a consensus.

(G) The parties negotiated the aforesaid demands and issues and have reached
an agreement as set out herein under in full satisfaction of their demands.

(H) The agreement reached as aforesaid shall amend, modify and supersede
the relevant provisions of the Awards and Settlements wherever referred to
in this Settlement.

NOW, IT IS HEREBY AGREED AND DECLARED by and between the parties

hereto as under:-
TERMS OF THE SETTLEMENT
GENERAL
1. In respect of 46 Banks listed in Schedule 1 to this Memorandum of Settlement,
except the State Bank of India, Indian Overseas Bank and Bank of Baroda, the
provisions of the Sastry Award in Reference No.S.R.O. 35 dated 5th January
1952, notified on 26th March 1953 as finally modified and enacted by the
Industrial Disputes (Banking Companies) Decision Act, 1955, the Industrial
Disputes (Banking Companies) Decision Amendment Act, 1957 and the
provisions of the Award of the National Industrial Tribunal presided over by Mr.

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 Justice K T Desai in Reference No.1 of 1960 which Award inter alia modifies
certain provisions of the Sastry Award (hereinafter referred to as the Awards)
as modified by the settlements dated 19th October, 1966, 12th October, 1970,
23rd July, 1971, 8th November, 1973, 1st August, 1979, 31st October, 1979, 21st
April, 1980, 8th September, 1983, 17th September, 1984, 5th January, 1987,
10th April, 1989, 29th June, 1990, 16th July, 1991, 29th October, 1993, 14th
February, 1995, 14th December, 1996, 28th November, 1997, 27th March 2000,
10th April 2002 and 2nd June 2005 shall continue to govern the service
conditions except to the extent the same are modified by this settlement.

2. (i) In respect of State Bank of India, the provisions of the Awards as modified
by the Settlements dated 31st March, 1967, 24th February, 1970, 15th
September, 1970, 1st August, 1979, 31st October, 1979, 21st April, 1980, 8th
September, 1983, 17th September, 1984, 5th January, 1987, 10th April, 1989,
29th June, 1990, 16th July, 1991, 29th October, 1993, 14th February, 1995,
14th December, 1996, 28th November, 1997, 27th March 2000, 10th April
2002, 22nd July 2003 and 2nd June 2005 shall continue to govern the service
conditions of the workmen except to the extent the same are modified by
this settlement.

(ii) In respect of Bank of Baroda, the provisions of the Awards as further

modified by the Settlements dated 23rd December, 1966, 19th December,
1970, 1st August, 1979, 31st October, 1979, 21st April, 1980, 8th September,
1983, 17th September, 1984, 5th January, 1987, 10th April, 1989, 29th June,
1990, 16th July, 1991, 29th October, 1993, 14th February, 1995, 14th
December, 1996, 28th November, 1997, 27th March 2000, 10th April 2002
and 2nd June 2005 shall continue to govern the service conditions of the
workmen except to the extent the same are modified by this settlement.

(iii) In respect of Indian Overseas Bank, the provisions of the Awards as further
modified by the Settlements dated 14th December, 1966, 17th December,
1970, 29th July, 1972, 23rd March, 1973, 1st August, 1979, 31st October,

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 1979, 21st April, 1980, 8th September, 1983, 17th September, 1984, 5th
January, 1987, 10th April, 1989, 29th June, 1990, 16th July, 1991, 29th
October, 1993, 14th February, 1995, 14th December, 1996, 28th November,
1997, 27th March 2000, 10th April 2002 and 2nd June 2005 shall continue to
govern the service conditions of the workmen except to the extent the same
are modified by this settlement.

(iv)In respect of State Bank of India, Bank of Baroda and Indian Overseas
Bank, Settlements referred to in Clauses 2(i), (ii) and (iii) above refer to
settlements entered into between State Bank of India, Bank of Baroda and
Indian Overseas Bank with the All India State Bank of India Staff
Federation, All India Bank of Baroda Employees‟ Federation and the All India
Overseas Bank Employees‟ Union, respectively, representing the workmen
of those banks (hereinafter referred to as the said separate settlements).

3. (i) The provisions of the said Awards, the First Bipartite Settlement dated
19 th October, 1966 and/or other subsequent settlement(s) including the
above mentioned separate settlements hereinafter collectively referred to as
said settlements shall stand modified or superseded to the extent and in the
manner detailed hereunder.

(ii) Provisions in the aforesaid Awards/Settlements which have not been

amended/modified or superseded by this Settlement shall continue to
remain in force.

4. Scales of Pay
(a) In supersession of Clause 4 of Bipartite Settlement dated 2nd June 2005,
with effect from 1st November, 2007 the scales of pay shall be as under:-

Clerical Staff
400 500 600 1130 700
6200 7400 8900
3 3 4 0 7
1300 800
16200 17500 18300
1 1 (20 years)

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 Subordinate Staff
200 250 300 8750 350
5500 6300 7550
4 5 4 3
9800 400
11000 (20 years)
3

(b) With effect from 1st May 2010, the scales of pay shall be as under:
Clerical Staff
400 500 600 700
7200 8400 9900
3 3 4 12300 7
1300 800 1930
17200 18500 (20 years)
1 1 0
Subordinate Staff
200 250 300 9100 350
5850 6650 7900
4 5 4 3
10150 400
11350 (20 years)
3

Note:
(a) Fitment in the new scales of pay shall be on a stage-to-stage basis.
(b) There shall be no change in the dates of annual increments because of the
fitment.
5. Stagnation Increments
In partial modification of Clause 5 of Bipartite Settlement dated 2 nd June 2005
both clerical and subordinate staff (including permanent part-time employees
on scale wages) shall be eligible for seven stagnation increments w.e.f. 1st
November 2007 at the rate and frequency as stated herein under:

The clerical and subordinate staff including permanent part-time employees on

scale wages on reaching the maximum in their respective scales of pay, shall
draw seven stagnation increments at the rate of Rs.800/- and Rs.400/- (pro
rata in respect of part-time employees) each due under this settlement, and at
frequencies of 3 years and 2 years respectively, from the dates of reaching the
maximum of their scales as aforesaid, except that the seventh stagnation

8
 increment in clerical cadre will be released after two years of receiving the
sixth stagnation increment.

Provided that a clerical / subordinate staff (including permanent part-time

employees on scale wages) already in receipt of six stagnation increments
shall be eligible for the seventh stagnation increment on 1st November 2007 or
two years after receiving the sixth stagnation increment, whichever is later.

6. Definition of ‘Pay’
In reiteration of Clause 6 of the Bipartite Settlement dated 2 nd June 2005,
„Pay‟ for the purpose of D.A., HRA and superannuation benefits shall mean
Basic Pay, Stagnation increments, Special Pay, Graduation Pay, Professional
Qualification Pay and Officiating Pay, if any.
Note:
The increment component of Fixed Personal Pay as given in column 2 of
Schedule IV shall rank for superannuation benefits.

7. Dearness Allowance
In substitution of Clause 7 of Bipartite Settlement dated 2 nd June 2005 with
effect from 1st November 2007, the dearness allowance shall be payable as
per the following rates:-

Clerical and Subordinate Staff

0.15% of „pay‟

Note:
Dearness Allowance in the above manner shall be paid for every rise or
fall of 4 points over 2836 points in the quarterly average of the All India
Average Working Class Consumer Price Index (General) Base 1960=100.

(a) It is clarified that there shall be no ceiling on Dearness Allowance.

(b) Dearness Allowance shall be calculated and paid on Basic Pay,

Special Pay, Graduation Pay, Professional Qualification Pay and
Officiating Pay, if any, payable under this settlement in respect of
both clerical and subordinate staff.

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 (c) All other existing provisions relating to Dearness Allowance Scheme
shall remain unchanged.

8. City Compensatory Allowance

Clause 8 of the Bipartite Settlement dated 2 nd June 2005 stands
superceded and accordingly no City Compensatory Allowance shall be
payable w.e.f. 1 st November 2007.

9. House Rent Allowance

In substitution of Clause 9 of the Bipartite Settlement dated 2nd June 2005
with effect from 1st November, 2007 the House Rent Allowance payable
shall be as under:
Area Rate as percentage of Pay
[ No Minimum/
No Maximum ]
Places with population of more than 45
(i) 10.00
lakhs
Places with population of 12 lakhs and
(ii) 9.00
above including State of Goa
Places with population of 5 lakhs and
above, State Capitals and Capitals of Union
(iii) 7.50
Territories other than places mentioned in
(i) and (ii) above
Places with population below 5 lakhs not
(iv) 7.00
covered in (i), (ii) and (iii) above.

Note:
(1) Where quarters are provided, HRA shall not be payable and the rent
to be recovered shall be 0.5% of the first stage of the Scales of Pay.

(2) All other existing provisions relating to House Rent Allowance shall
remain unchanged.

10. Transport Allowance

In partial modification of Clause 10 of the Bipartite Settlement dated 2nd June
2005, Transport Allowance shall be paid as under with effect from 1st November,
2007.

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 Clerical and Subordinate Staff
Upto 15th stage of the scale of Pay - Rs. 225/- per month

16th stage of the scale of Pay and above - Rs. 275/- per month

Note:

(i) All permanent part time employees including those on probation and
drawing scale wages shall be paid transport allowance on pro rata
basis as under:

Upto 15 years of service - Pro rata @Rs.225/- per month

Above 15 years of service - Pro rata @Rs.275/- per month

(ii) This provision by itself will not preclude the payment of any existing
allowance of this nature paid as a result of Government
guidelines/bank level settlements.

11. Special Pay

(i) In supersession of Clause 11 of the Bipartite Settlement dated 2nd
June 2005, with effect from 1st November 2007 and upto 30th April
2010, the Special Pay payable to the clerical staff and subordinate
staff in banks other than State Bank of India shall be as mentioned
under Part A (a), (b), (c) and (d) in Schedule II to this
Settlement.

(ii) With effect from 1st May, 2010, posts attracting Special Pay in Clerical
cadre as mentioned in Part A (a) of Schedule II to this agreement
shall stand modified and members of clerical staff performing the
said duties shall be treated as those assigned with duties of Single
Window Operator „B‟.

With effect from 1st May, 2010, posts attracting Special Pay in
Subordinate cadre as mentioned in Part A (c) of Schedule II to
this agreement shall stand modified and members of Subordinate
Staff performing the said duties shall be assigned with the duties of
Cash Peon/ Liftman, Cyclostyle Machine operator / Relieving Liftman
according to their suitability.

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(iii) With effect from 1st May, 2010, posts attracting Special Pay and
Special Pay thereon shall be as provided in Part B of Schedule II
to this Settlement.

(iv) With effect from 1st May, 2010, Clerical staff who are drawing Special
Pay for posts mentioned in Part A (a) in Schedule II to this
Settlement as on 30th April, 2010 shall continue to discharge the
Special Pay duties as hitherto and as provided in Schedule III of
Bipartite Settlement dated 2nd June, 2005. In addition, upon their re-
designation as Single Window Operator „B‟ w.e.f. 1st May 2010 as
provided in Clause (2) above, they shall also be liable to discharge
the duties of Single Window Operator „B‟.

W.e.f. 1st May 2010, Subordinate staff who are drawing Special Pay
for posts mentioned in Part A (c) in Schedule II to this Settlement
as on 30th April 2010 shall continue to discharge the Special Pay
duties as hither to and as provided in Schedule III of Bipartite
Settlement dated 2nd June 2005. In addition, w.e.f. 1st May 2010,
they shall also be liable to discharge the duties of Cash Peon/
Liftman/ Relieving Liftman/ Cyclostyle Machine Operator according to
their suitability.

(v) (a) With effect from 1st May 2010, all existing clerical staff who are
not drawing any Special Pay as on 30th April 2010 shall be paid a
Special Pay of Rs. 1000/- per month which shall be merged in
their Basic Pay with effect from that date. They shall be
designated as Single Window Operator „A‟ and shall be liable to
discharge the duties as provided in Part C in Schedule II to this
Settlement.

(b) With effect from 1st May 2010, all existing Subordinate staff who
are not drawing any Special Pay as on 30th April, 2010, shall be
paid a Special pay of Rs. 350/- per month and they shall be liable

12
 to discharge the duties as provided in Part C in Schedule II to
this Settlement.

(vi) With effect from 1st May 2010, all Clerical and Subordinate Staff
joining the Banks on and from 1st May 2010 shall be liable to
discharge the duties as provided in Part C in Schedule II to this
Settlement. Duties which require special skill such as Stenographer,
Telephone Operator, Liftman, etc. shall be assigned only to those
who possess the required skills.

(vii) With effect from 1st May 2010, clerical staff recruited in the Banks on
and from 1st May 2010 may be required to perform, in addition to the
duties provided herein under Part C of Schedule II, specialized
duties like Stenographer, Telephone Operator, etc. if their terms of
recruitment so provides.

(viii) With effect from 1st May 2010, for all the existing Clerical staff as on
30th April 2010 and continuing in service on 1st May 2010, out of the
Special Pay payable to them, an amount of Rs. 1000/- shall be
merged into Basic Pay and balance amount shall be payable as
Special Pay. Basic Pay shall stand increased accordingly on and from
1st May 2010. Special Pay payable thereafter shall be as provided in
Part B of Schedule II to this Settlement

(ix) With effect from 1st May 2010, for all the existing Subordinate Staff
as on 30th April 2010 and continuing in service on 1st May 2010, out
of the Special Pay payable to them, an amount of Rs. 350/- shall be
merged into Basic Pay and balance amount shall be payable as
Special Pay. Basic Pay shall stand increased accordingly on and from
1st May 2010. Special Pay payable thereafter shall be as provided in
Part B of Schedule II to this Settlement

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 (x) With effect from 1st May 2010, the duties and responsibilities of
Clerical and Subordinate Staff other than in State Bank of India shall
be as set out in Schedule III to this Settlement.

(xi) In all other aspects, the general rules and provisions contained in
Chapter V of the Bipartite Settlement dated 19th October 1966
relating to special pay carrying posts, as modified from time-to-time,
shall continue to apply.

(xii) With effect from 1st November 2007, Graduation Pay and Professional
Qualification Pay payable to the clerical staff in banks shall be as
mentioned in Part D of Schedule II to this Settlement.

(xiii) The special pay, graduation pay and professional qualification pay as
mentioned in Schedule II shall rank for superannuation benefits.

(xiv) The rates of Special Pay and the duties of Special Pay carrying posts
for workmen staff in State Bank of India may be reviewed and settled
at the bank level. While deciding the rates of Special Pay, the
merger of Rs.1000/- and Rs.350/- in the Basic Pay in respect of
clerical and subordinate staff respectively, w.e.f. 1st May 2010 shall
be implemented as in the case of other banks.

(xv) In reiteration of sub-clause (2) of clause 11 of the Bipartite

Settlement dated 2nd June 2005, a member of the non-subordinate
cadre acquiring a Graduate/National Diploma in Commerce or a
JAIIB/CAIIB (either or both parts) qualification/s at a time when
he/she does not have the requisite number of increments in the scale
to be earned as advance increments shall in the first instance be
released increments for such qualification/s acquired to the extent
available in the scale and in lieu of the remaining increments(s) not
available for being so released as advance increments be granted /
released the first installment of Graduation Pay or PQP, as the case
may be. Release of subsequent installments of Graduation Pay or

14
 PQP shall be with reference to the date of release of Graduation Pay
or PQP under this clause.

Provided that in the case of an employee acquiring such

qualifications after reaching the maximum of the scale of pay, he
shall be granted from the date of acquiring such qualification the
first installment of Graduation Pay or PQP, as the case may be and
the release of subsequent installments of Graduation Pay or PQP
shall be with reference to the date of release of Graduation Pay or
PQP under this clause.

Provided further that in a case where the employee as on 27 th April

2010, has already acquired any of the said qualifications and has not
earned any increment or Graduation Pay / Professional Qualification
Pay on account of acquiring such qualification, he may be, with
effect from 1st November 2007 or the date of acquiring any of the
said qualifications, whichever is later, released increment/s or
Graduation Pay / PQP as provided herein above.

(xvi) Graduation Pay/ Additional increment for Direct Post Graduation:

In partial modification of Clause 34 of Bipartite Settlement dated 2 nd
June 2005, while non-subordinate employees who acquire
graduation qualification from Universities/Open Universities which
are recognized by University Grants Commission will be eligible for
being granted two additional increments for graduation/ graduation
pay as the case may be, those who acquire post graduate
qualification without being a graduate will be granted two additional
increments for graduation/ graduation pay as the case may be
subject to the following conditions:

(i) Employees who are registered under the Post Graduation

courses of Open University have either passed the
foundation/entrance course or attended the Bachelor‟s
preparatory Programme; and

(ii) They pursue the same course and take the same examination
as the formal stream students.

These provisions shall have effect from the date of this settlement.

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12. Hill and Fuel Allowance
In partial modification of Clause 12 of the Bipartite Settlement dated 2 nd
June 2005, the Hill and Fuel Allowance shall be payable at the following
rates with effect from 1st November 2007:
a. At places situated at a height of 8% of pay
3000 metres and above (Max. Rs.1295/-p.m.)
b. At places situated at a height of and 4% of pay
over 1500 metres but below 3000 (Max. Rs.510/-p.m.)
metres
c. At places situated at a height of over 3% of pay
1000 metres but less than 1500
(Max. Rs.410/-p.m.)
metres and Mercara Town
Note: All other existing provisions shall remain unchanged.

13. Fixed Personal Pay

In partial modification of Clause XIV of Bipartite Settlement dated 29th
October 1993, Clause 13 of Bipartite Settlement dated 27th March 2000 and
Clause 13 of the Bipartite Settlement dated 2nd June 2005, the Fixed
Personal Pay shall be revised with effect from 1st November 2007 as per
Schedule IV.

14. Payment of Overtime Allowance

The overtime allowance paid to the employees for the overtime work
performed uptil the date of this settlement shall not be recalculated on
account of this Settlement.

15. Provident Fund

(a) While the employees who are presently covered under the Pension
Scheme and those who will join the Pension Scheme in terms of option
being made available under Settlement dated 27th April, 2010 shall
continue to contribute 10% of the Pay towards Provident Fund, there
shall be no matching contribution.

(b) Employees of State Bank of India will continue to be covered by

Contributory Provident Fund Scheme as hitherto.

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 (c) Employees who are presently covered under Contributory Provident
Fund Scheme who do not opt for Pension Scheme being made available
under the Settlement dated 27th April, 2010 shall continue under the
Contributory Provident Fund Scheme as hitherto.

(d) There shall be no Provident Fund to employees joining the services of

banks on or after 1st April 2010. They shall be covered by a Defined
Contributory Pension Scheme, where the employee will contribute 10%
of Pay plus Dearness Allowance and the bank will make a matching
contribution. The Scheme shall be governed by the provisions of the
Contributory Pension Scheme as introduced for employees of Central
Government with effect from 1st January 2004 and modified from time to
time.

16. Pension (in Banks other than State Bank of India)

1. It is agreed between the parties that the terms of the Bank

Employees‟ Pension Regulations, 1995 dated 29th September 1995/
26th March 1996 shall not apply to the employees who join the
services of Banks on or after 1st April 2010; and they shall be covered
by a Defined Contributory Pension Scheme, which shall be governed
by the provision of the Contributory Pension Scheme introduced for
employees of the Central Government w.e.f. 1st January 2004, and as
modified from time to time. Necessary amendments to the relevant
provisions of the Bank Employees‟ Pension Regulations, 1995 dated
29th September 1995/ 26th March 1996 shall be carried out following
the procedure in this regard.

2. Further to Clause 6 of the Bipartite Settlement dated 2nd June 2005,

it is agreed between the parties as under:
(i) With effect from 1st May 2005, the pension of employees who retired
or died while in service during the period 1st April 1998 to 31st
October 2002 will be re-fixed based on the definition of „Pay‟ as

17
 defined in Clause 6(ii) of the Bipartite Settlement dated 27 th March
2000. No arrears of pension and commuted value of pension will be
payable on account of such re-fixing of pension.

(ii) With effect from 1st May 2005, the pension of employees who retired
or died while in service during the period 1st November 2002 to 30th
April 2005 will be re-fixed based on the definition of „Pay‟ as defined
in Clause 6 of the Bipartite Settlement dated 2nd June 2005. No
arrears of pension or commuted value of pension will be payable on
account of such re-fixation of pension.

3. Further to Clause 7(2) of the Bipartite Settlement dated 2 nd June

2005, it is agreed between the parties as under:
(i) On and from 1.5.2005, in the case of employees who retired during
the period 1.4.1998 to 31.10.2002, dearness relief shall be payable
for every rise or be recoverable for every fall, as the case may be, of
every 4 points over 1684 points in the quarterly average of the All
India Average Consumer Price Index for Industrial Workers in the
series 1960=100. Such increase or decrease in dearness relief for
every said four points shall be calculated in the manner given below:

Scale of Basic The rate of Dearness Relief payable as

Pension per month a percentage of Basic Pension
(i) Upto Rs. 3550 0.24 percent
(ii) Rs.3551 to 0.24 per cent of pension exceeding Rs.3550
Rs.5650 plus 0.20 per cent of the basic pension in
excess of Rs.3550
(iii) Rs.5651 to 0.24 per cent of Rs.3550 plus 0.20 per cent
Rs.6010 of the difference between Rs.5650 and Rs.
3550 plus 0.12 per cent of basic pension in
excess of Rs.5650
(iv) Above Rs.6010 0.24 per cent of Rs. 3550 plus 0.20 per cent of
the difference between Rs.5650 and Rs.3550
plus 0.12 per cent difference between Rs.6010
and Rs.5650 plus 0.06 per cent of basic
pension in excess of Rs.6010

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 (ii) In respect of retirees for the period 1.11.2002 to 30.4.2005 for whom
pension has been revised w.e.f. 1.5.2005 based on definition of pay
in terms of Clause 6 of the Bipartite Settlement dated 2 nd June 2005,
dearness relief shall be payable w.e.f. 1.5.2005 for every rise or be
recoverable for every fall as the case may be of every four points
over 2288 points in the quarterly average of All India Average
Consumer Price Index for Industrial Workers in the series 1960=100
@ 0.18% of the basic pension.
(iii) In respect of employees who retire on or after 1.5.2005, dearness
relief shall be payable for every rise or be recoverable for every fall,
as the case may be, of every four points over 2288 points n the
quarterly average of the All India Average Consumer Price Index for
Industrial Workers in the series 1960=100, at the rate of 0.18 per
cent of basic pension.
(iv) In respect of employees who retired or died while in service on or
after 1.05.2005 Dearness Relief shall be payable at 0.18% of the
basic pension or family pension or invalid pension or compassionate
allowance as the case may be. Dearness Relief in the above manner
shall be paid for every rise or fall of 4 points over 2288 points in the
quarterly average of the All India Average Consumer Price Index for
industrial workers in the series 1960 = 100.
Note: The Dearness Relief as above shall be payable for the half year
commencing from the 1st day of February and ending with 31st day of July
on the quarterly average of index figures published for the months October,
November and December of the previous year and for the half year
commencing from 1st day of August and ending with the 31st day of January
on the quarterly average of the index figures published for the months of
April, May and June of the same year.

17. Medical Aid

In substitution of Clause 17 of the Bipartite Settlement dated 2nd June
2005, with effect from 1st November 2007, the reimbursement of medical
expenses under medical aid scheme shall be restricted to an amount of
Rs.2,000/- per annum.

19
 For the year 2007, the reimbursement of medical expenses under the
medical aid scheme shall be enhanced proportionately for two months i.e.
November and December 2007.

18. Definition of ‘Family’:

a. In substitution of Clause 18 of the Bipartite Settlement dated 2 nd June
2005, for the purpose of medical facilities and for the purpose of leave
fare concession, the expression „family‟ of an employee shall mean the
employee‟s spouse, wholly dependent unmarried children (including step
children and legally adopted children), wholly dependent physically
challenged brother / sister with 40% or more disability, as also parents
ordinarily residing with and wholly dependent on the employee.

b. The term wholly dependent child/parent, physically challenged

brother/sister shall mean such member of the family having a monthly
income not exceeding Rs.3500/- p.m.

If the income of one of the parents exceeds Rs.3,500/- p.m. or the

aggregate income of both the parents exceeds Rs.3,500/- p.m., both the
parents shall not be considered as wholly dependent on the employee.

c. A married female employee may include her natural parents or parents-

in-law under the definition of family – but not both – provided that the
parents/parents-in-law are ordinarily residing with and wholly dependent
on her.

19. Leave Fare Concession

(i) In supersession of Paragraph 19 of Bipartite Settlement dated 2 nd June
2005, with effect from the date of this Settlement, leave fare
concession payable will be the actual return railway fare or steamer
fare incurred by the workman and members of his family subject to the
following:

20
 a) For availment of leave fare concession under a 2 year block for
visit to any place within India, the maximum permissible distance
shall be 2500 km. for subordinate staff and 2000 km. for non-
subordinate staff.
b) For availment of leave fare concession under a 4 year block for
visit to any place in India, the maximum permissible distance shall
be 5000 km. for subordinate staff and 4000 km. for non-
subordinate staff.

(ii) With the effect from the date of settlement, the class of fare to which
the workman and the members of his family would be entitled, shall be
as follows :
Subordinate Staff :
AC III Tier for the journey by mail/express train.

Non-subordinate Staff :
AC II Tier for the journey by mail/express train.

Provided further that where the non-subordinate employee and / or

members of his family undertake travel by air either to his place of
domicile or to any other place for rest and recuperation within India,
he shall be entitled to be reimbursed the actual air fare so incurred or
the AC II Tier class fare by train by a direct route in case of travel to
place of domicile or to the extent of the maximum admissible distance
in case of travel to any other place for rest and recuperation, during
the two year/four year block respectively, whichever is less.

(iii) An employee and/or members of his family, when availing leave fare
concession may undertake travel by any mode of surface transport
between places and the employee will be eligible to claim in respect of
such journey his actual expenditure or the notional train fare by the
entitled class for the distance so travelled, whichever is less, within his
overall entitlement.

21
 For the purpose of this sub-clause, travel by any approved mode of
surface transport would mean such travel undertaken through any
public transport or transport (including taxi) operated by agencies /
tour operators approved by appropriate Government authorities or
motorcar owned by the employee with permission of the Bank.

(iv) By exercising an option anytime during a block of 2 years or 4 years,

as the case may be, an employee can either undertake travel availing
of leave fare concession and claim reimbursement upto his entitlement
or to encash the facility for the concerned block. The option so
exercised shall be irrevocable for the block concerned. On opting to
encash the facility, he will be entitled to receive a lump sum equivalent
to 75% of notional train fare for the admissible distance (depending on
a 2 year or 4 year block) by the entitled class, subject to deduction of
admissible tax at source. Leave Fare Concession for travel to place of
domicile is not encashable. An employee opting to encash his LFC
shall prefer the claim for himself and his family members only once
during the block / term in which such encashment is availed of. The
facility of encashment of privilege leave while availing of Leave Fare
Concession is also available while encashing the facility of LFC.

Provided, however that an employee so encashing the facility of leave

fare concession shall proceed on leave for a minimum period of one
day.

(v) All employees will be given an opportunity to exercise an option within

90 days from the date of this Settlement to avail LFC under two
years/four years block as the case may be. If no option is exercised
within the stipulated period, the earlier option will continue to be
operative.

22
20. Hospitalisation
In substitution of Clause 20 of the Bipartite Settlement dated 2nd June 2005,
with effect from the 1st May 2010, the reimbursement of hospitalisation
expenses shall be as detailed in Schedule V to this Settlement.

21. Part-Time Employees

In substitution of Clause 21 of the Bipartite Settlement dated 2nd June

2005, with effect from 1st November 2007, Part-Time employees who are
members of the subordinate staff on consolidated wages and whose
normal working hours per week are „upto 3 hours‟ and „more than 3 hours
but less than 6 hours‟ shall be paid one third scale wages w.e.f. 1st May
2010. From 1st November 2007 to 30th April 2010, they shall be paid
consolidated wages as under:
a. Upto 3 hours : at bank‟s discretion with a
minimum of Rs.1030/- p.m.
b. More than 3 hours but less than 6 : at bank‟s discretion with
hours minimum of Rs.1440/- p.m.

The employees recruited on or after 1st May 2010 in part-time scale wages
shall be at minimum of one third scale wages.

22. Compensation on Transfer

In supersession of Clause 10 of Bipartite Settlement dated 5th January 1987,
with effect from 1st May 2010, compensation on transfer, shall be as under:-
An employee on transfer shall be paid the cost actually incurred for
transporting his personal effects, as under:
By Train:
Non Sub-staff Sub-staff
a. For married persons 3000 kg. 2000 kg.
b. For unmarried persons 2000 kg. 1150 kg.

By Road: If the places are not connected by rail/ out agency, actual
expenses will be reimbursed for transporting the personal effects by road
upto the stipulated weights by an IBA approved Transport Operator.

23
23. Compensation for losses due to breakage
or damage to goods on Transfer

In supersession of Clause 22 of Bipartite Settlement dated 2nd June 2005,

with effect from 1st May 2010, compensation on transfer, shall be as under:-

a. Where an employee produces receipts or a statement of loss in respect

of breakages subject to a maximum of:
Clerical Staff : Rs.1,120/-
Subordinate Staff : Rs.745/-
b. Where no receipts/statement of loss are produced, a lumpsum payment
of:
Clerical Staff : Rs.745/-
Subordinate Staff : Rs.560/-

24. Halting Allowance

In modification of clause 23 of the Bipartite Settlement dated 2nd June

2005, with effect from 1st May 2010, halting allowance shall be payable at
the following rates for the days spent on duty outside the headquarters:

(A) (B) (C)

Places with
Places with population of 5
population of lakhs and above,
12 lakhs and State Capitals/ Other Places
above and Capitals of Union
State of Goa Territories not
covered in (A)
Rs.500/- per Rs.300/- per
Clerical Staff Rs.375/- per diem
diem diem
Subordinate Rs.375/- per Rs.185/- per
Rs.250/- per diem
Staff diem diem

25. Washing Allowance

In supersession of Clause 24 of Bipartite Settlement dated 2 nd June 2005,

with effect from 1st May 2010, washing allowance shall be payable at
Rs.100/- p.m., where the washing of livery is not arranged by the bank.

24
26. Cycle Allowance
In supersession of clause 25 of Bipartite Settlement dated 2 nd June 2005,
w.e.f. 1st November 2007, cycle allowance is payable to the members of the
subordinate staff who are required to use a cycle on regular assignment for
outdoor duties at Rs.75/- p.m. at all centers.

Cycle allowance would not be paid to a workmen member of the

subordinate staff entitled to the allowance for the period of leave where
such leave exceeds 30 days.

27. Split Duty Allowance

In partial modification of Clause 26 of the Bipartite Settlement dated 2 nd
June 2005, w.e.f. 1st November 2007, Split Duty Allowance shall be payable
at all centers at Rs.125/- p.m.

28. Project Area Compensatory Allowance

In partial modification of Clause 27 of the Bipartite Settlement dated 2 nd
June 2005, w.e.f. 1st November 2007, workmen in project areas shall be
paid a project area compensatory allowance as under :
(i) Project Area Group „A‟
Clerical Staff – Rs.205/-p.m.
Sub-Staff - Rs.180/- p.m.

(ii) Project Area Group „B‟

Clerical Staff – Rs.180/- p.m.
Sub-Staff - Rs.150/- p.m.

29. Special Area Allowance

In supersession of all earlier provisions relating to Special Area Allowance,

w.e.f. 1st November 2007, Special Area Allowance shall be payable at places
specified in column 2 of the Schedule VI hereto, as per the quantum
indicated in column 3 thereof against each such place, subject to the
condition that if at any of the places mentioned in column 2 of Schedule VI
hereto, Hill and Fuel Allowance is payable in terms of this Settlement, then
at such places only higher of the two allowances shall be payable.

25
30. Maternity Leave
Clause 26 of Bipartite Settlement dated 27th March 2000 shall be substituted
by the following :

(a) Maternity leave, which shall be on substantive pay, shall be granted

to a female employee for a period not exceeding 6 months on any
one occasion and 12 months during the entire period of her service.
(b) Within the overall period of 12 months, leave may also be granted in
case of miscarriage/abortion/MTP.
(c) Within the overall period of 12 months, leave may also be granted in
case of hysterectomy upto a maximum of 45 days.
(d) Leave may also be granted once during service to a childless female
employee for legally adopting a child who is below one year of age
for a maximum period of two months or till the child reaches the age
of one year, whichever is earlier subject to the following terms and
conditions:

(i) Leave will be granted for adoption of only one child.

(ii) The adoption of a child should be through a proper legal

process and the employee should produce the adoption-deed to
the Bank for sanctioning such leave.

(iii) The temporary and part-time employees are not eligible for
grant of leave for adoption of a child.

31. Reimbursement of expenses on Road Travel

In substitution of Clause 30 of Bipartite Settlement dated 2 nd June 2005
w.e.f. 1st May 2010, where an employee has to travel on duty / LFC
between two places he shall be reimbursed actual road mileage cost or at
Rs.3/- per k.m., whichever is less.

26
32. Another Option for Pension (in Banks other than State Bank of
India)
Workmen employees in the service of the bank as on 27 th April 2010 and
who exercise their option to join the Pension Scheme in terms of the
Settlement dated 27th April 2010 will contribute from their arrears on
account of wage revision in terms of this Settlement an amount of Rs.878
crores towards their share in the amount of Rs.1800 crores offered by UFBU
towards 30% of the estimated funding gap of Rs.6000 crores. The said
amount is worked out @ 2.8 times of the revised pay payable for the month
of November 2007.

33. Provision for State Bank of India

i) The provisions of Settlements dated 30th January 1995 and 22nd July
2003 relating to Special Compensatory Allowance (SCA) as prevailing in
the Bank shall be continued unchanged.

ii) The disposal of the balancing cost of pension in respect of State Bank
of India arising out of this Settlement shall be decided by the bank
with the concurrence of Government of India.

34. Implementation
The various provisions of this Settlement shall take effect from the dates
specified hereunder, unless provided to the contrary and the financial
benefits emanating therefrom shall be given effect to within a period of 90
days from the date of this Settlement.
With effect from
1. Scales of Pay:
As per Clause 4 (a) 1st November 2007
As per Clause 4(b)
1st May 2010

27
 2. Stagnation Increment including 7th stagnation
increment, Dearness Allowance, Professional
Qualification Pay/ Graduation Pay, House Rent
Allowance, Provident Fund, Gratuity, Fixed
1st November 2007
Personal Pay, Transport Allowance, Annual
Medical Aid, Special Area Allowance, Hill & Fuel
Allowance, Split Duty Allowance, Cycle
Allowance, Project Area Allowance

3. Part-time employees:
a) Increase in lumpsum wage: 1st November 2007

b) Elevation to one third scale wages 1st May 2010

4. Special Pay:
a) Clause 11(i) and Clause 11(x) 1st November 2007
b) Clause 11 (ii) to Clause (xii) 1st May 2010
c) Clause 11 (xvi) Date of Settlement
(27th April 2010)
5. Halting Allowance, Washing Allowance, Road 1st May 2010
mileage
6. LFC, Hospitalisation, Definition of Family,
Special Leave for Hysterectomy Date of Settlement

35. Date of Effect and Operation

i. This Settlement shall be binding on the parties for five years from 1 st
November 2007.

ii. The terms and conditions hereof shall continue to govern and bind the
parties even thereafter until the Settlement is terminated by either
party giving to the other a statutory notice as prescribed in law for the
time being in force.

iii. The All India Bank Employees‟ Association, the National Confederation
of Bank Employees, the Bank Employees‟ Federation of India, the
Indian National Bank Employees Federation and the National
Organisation of Bank Workers on behalf of the workmen agree that
during the operation of this Settlement, the workmen will not for any

28
 reason whatsoever, raise any demand of any nature whatsoever on
any of the banks in respect of matters, monetary or otherwise, covered
by this Memorandum of Settlement.

iv. Copies of the Memorandum of Settlement will be jointly forwarded by

the parties to the authorities listed in Rule 58 of the Industrial Disputes
(Central) Rules, 1957 so that terms and conditions thereof are binding
on the parties as provided in law.

36. Interpretation

If there is any difference of opinion regarding interpretation of any of the

provision of this Settlement the matter will be taken up only at the level of
the Indian Banks‟ Association, the All India Bank Employees‟ Association, the
National Confederation of Bank Employees, the Bank Employees‟ Federation
of India, the Indian National Bank Employees Federation and the National
Organisation of Bank Workers for discussion and settlement.

Dated: 27th April 2010

Indian Banks’ Association All India Bank Employees’ Association

(S/Shri) (S/Shri)
M V Nair Rajen Nagar

R Sridharan C H Venkatachalam

Narayanan Raja N K Gaur

K Ramakrishnan P N Tewari

B B Das Mahesh Mishra

Rajeev Rishi J P Sharma

K Unnikrishnan V R Utagi

M Venugopalan B S Rambabu

Smt. Lalita Joshi

E Arunachalam

29
 National Confederation of Bank Bank Employees’ Federation of India
Employees (S/Shri) (S/Shri)

L Balasubramanian P S Pillai
S A Kadri Pradip Biswas
Milind Nadkarni G M V Nayak
Prakash Gangal K Krishnan
R K Sharma
K K Khosla Indian National Bank Employees’ Federation
B C Kalita (S/Shri)
S Srinivasan Subhash S Sawant
M V Murali R Kunjithapatham
Peter Anto Nellissery S George Timothy
Dharanidhar Swain

National Organisation of Bank Workers

(S/Shri)
Dinesh Kulkarni
Ashwani Kumar Rana
K R Poonja
Mohan Kumtakar
WITNESSES (S/Shri)
K Ganesan

W Ferreira

D D Rustagi

P R Karanth

Gour Das
P A Manjunatha
K Raja Kurup

Shyamal Karmakar

B Prasad
P K Sarangi
Siddharath Menon
Barun Sarbadhikari

Ramanath Kini

M B Harinarayanan
CC TO: 1. Assistant Labour Commissioner (Central)
2. Regional Labour Commissioner (Central)
3. Chief Labour Commissioner (Central), New Delhi
4. The Secretary to the Government of India, Ministry of Labour, New Delhi.

30
 SCHEDULE - I
LIST OF BANKS TO BIPARTITE SETTLEMENT
1. Allahabad Bank
2. Andhra Bank
3. Bank of Baroda
4. Bank of India
5. Bank of Maharashtra
6. Canara Bank
7. Central Bank of India
8. Corporation Bank
9. Dena Bank
10. Indian Bank
11. Indian Overseas Bank
12. Oriental Bank of Commerce
13. Punjab & Sind Bank
14. Punjab National Bank
15. Syndicate Bank
16. UCO Bank
17. Union Bank of India
18. United Bank of India
19. Vijaya Bank
20. State Bank of India
21. State Bank of Bikaner & Jaipur
22. State Bank of Hyderabad
23. State Bank of Indore
24. State Bank of Mysore
25. State Bank of Patiala
26. State Bank of Travancore
27. Bank of Rajasthan Ltd.
28. The Catholic Syrian Bank Ltd.
29. The Dhanalakshmi Bank Ltd.
30. The Federal Bank Ltd.
31. ING Vysya Bank Ltd
32. The Jammu & Kashmir Bank Ltd.
33. The Karnataka Bank Ltd.
34. The Karur Vysya Bank Ltd.
35. The Lakshmi Vilas Bank Ltd.
36. The Nainital Bank Ltd.
37. The Ratnakar Bank Ltd.
38. The South Indian Bank Ltd.
39. The Royal Bank of Scotland N.V.
40. Bank of America N.A.
41. The Bank of Tokyo-Mitsubishi UFJ, Ltd.
42. BNP Paribas
43. Citibank, N.A.
44. The Hongkong & Shanghai Banking Corporation Ltd.
45. Sonali Bank
46. Standard Chartered Bank

31
 SCHEDULE - II
SPECIAL PAY
PART A(a)
For Clerical Staff (from 1.11.2007 upto 30.4.2010)
Sr.
Post Special Pay (Rs.)
No
1. Relieving Telephone Operator 110
2. Telephone Operator 210
3. Audit Clerk - Category "A" 360
4. Audit Clerk - Category "B" 670
5. Comptist 420
6. Agricultural Assistant 510
7. Telex Operator 530
8. Punch Card Operator 580
9. Assistant Head Cashier Units of 4 clerks & below 450
10. Assistant Head Cashier Unit of 5 Clerk & above 650
11. Teller - Category A 690
12. Cashier in Charge of Cash in Pay Offices 690
13. Head Cashier - Cat. A - Units of 4 clerks & below 690
14. Head Cashier - Cat. A - Units of 5 clerks & above 910
15. Head Cashier - Cat. B - Units of 4 clerks & below 820
16. Head Cashier - Cat. B - Units of 5 clerks & above 1020
17. Encoder Operator 740
18. Data Entry Operator 860
19. Accounting Machine Operator 910
20. IBM/ICT Machine Operator 1020
21. Stenographer 1020
22. Head Clerk 1020
23. ALPM Operator 1060
24. Teller 1150
25. Head Cashier Category C 1150
26. Computer Operator - A 1250
27. Head Cashier Category I 1270

Note:
W.e.f. 1st May, 2010, all the above posts attracting Special Pay stand modified and
re-designated as Single Window Operator „B‟.

32
 PART A(b)
Sr.
Post Special Pay (Rs.)
No.
1. Computer Operator - B (with passing powers) 1500
2. Head Cashier Category II 1780
3. Special Assistant 2180

PART A(c)
For Subordinate Staff (from 1.11.2007 upto 30.4.2010)

Sr. No. Post Special Pay

(Rs.)
1. Relieving Liftman 210
2. Cyclostyle Operator 280
Note:
W.e.f. 1st May, 2010, the above posts shall stand modified and re-designated as
Cash Peon-cum Liftman and Cash peon-cum-Cyclostyle Machine operator.

PART A(d)

Sr. No. Post Special Pay

(Rs.)
1. Cash Peon 350
2. Watchman 350
3. Liftman 350
4. Armed Guard 590
5. Bill Collector 590
6. Daftary 690
7. Head Peon 800
8. Head Messenger in IOB 1350
9. Electrician 1600
10. A/C Plant Operator 1600
11. Driver 1800

33
 SPECIAL PAY
PART B
For Clerical Staff (w.e.f. 1.5.2010)
To be
merged Special Pay
with Basic payable
Sr. Special Pay
Post Pay on and from
No. (Rs.)
from 1-5-2010
1-5-2010 (Rs.)
(Rs.)
1. Single Window Operator „B‟ 1500 1000 500
2. Head Cashier - II 1780 1000 780
3. Special Assistant 2180 1000 1180

For Subordinate Staff (w.e.f. 1.5.2010)

To be
merged Special Pay
with Basic payable
Sr. No. Post Pay on and from
Special Pay
from 1-5-2010
(Rs.)
1-5-2010 (Rs.)
(Rs.)
1. Cash Peon 350 0
350
2. Watchman 350 0
350
3. Liftman 350 0
350
4. Armed Guard 350
590 240
5. Bill Collector 350
590 240
6. Daftary 350
690 340
7. Head Peon 350
800 450
8. Electrician 350
1600 1250
9. AC Plant Operator 350
1600 1250
10. Driver 350
1800 1450
11. Head Messenger in IOB 1350 350 1000

34
 PART C
[Refer to Clause 11 (v) (a) and (b) and 11 (vi) of this Settlement]

(a) Duties of Clerical Staff w.e.f. 1st May, 2010

All members of the clerical staff who do not get any special pay as on 30 th April
2010 on regular basis shall be designated as Single Window Operator „A‟. The
following duties shall inter alia form part of their normal duties:

(i) Acknowledgements of inward mail received.

(ii) Receipt of cheques, drafts, dividend warrants, pay orders and other like
instruments other than bills and giving acknowledgements in the
counterfoil.
(iii) Delivery of cheque books subject to authorisation by competent authority.
(iv) Issue of cash receipts.
(v) Issue of E.S.I. stamps wherever applicable or may become applicable.
(vi) Recounting of currency notes by cash department staff.
(vii) Ensuring the proper contents in covers and envelopes including registered
ones before dispatch.
All clerks shall also perform all duties and functions of their cadre, either online or
manually, which does not involve any passing or supervisory function of an officer
of the bank. He will, wherever and whenever required, function as a single
window operator where he will also receive and pay cash.

In addition, his duties will include –

a. Passing and cash payment of all cheques/withdrawal forms/bankers‟

cheques/gift cheques, etc. upto and including Rs.10,000/-

b. Passing independently clearing and transfer cheques, vouchers, etc. (whether

credits or debits) upto and including Rs.15,000/-

c. Receipts of cash and issuance of pre-signed drafts / gift cheques / travellers‟

cheques / pay orders / bank orders, etc. upto and including Rs.15,000/-

35
(b) Duties of Subordinate Staff w.e.f. 1st May, 2010

All the normal and routine duties of the subordinate staff cadre and for
performance of which no special pay shall be payable. In addition they shall also
be required to perform the following duties.
1) To take money orders, to buy stamps etc., which involves carrying of cash
not exceeding Rs.5,000/- and to carry insured letters., etc. to post office
2) To stitch currency note bundles
3) To stitch and seal parcels and packets containing currency notes;
4) To transit cash from the bank to an office outside or vice versa, if
unaccompanied by a watchman / Armed Guard.

36
 PART D
GRADUATION PAY/ PROFESSIONAL QUALIFICATION PAY

For those workmen who hereafter reach or have already reached 20 th stage of the
scale and have got increments in consideration of educational qualification(s),
Graduation Pay/ Professional Qualification Pay shall be payable as under:
1. Those who are graduates and/or NDC -
Rs.250/- p.m. after they complete 1 year
Rs.490/- p.m. after they complete 2 years

2. Those who have passed JAIIB or Part I of CAIB/CAIIB-

Rs.250/- p.m. after they complete 1 year

3. Those who have passed JAIIB and CAIIB or Both Parts of CAIB/CAIIB -
Rs.250/- p.m. after they complete 1 year
Rs.490/- p.m. after they complete 2 years
Rs.740/- p.m. after they complete 3 years

4. Those who are graduates/NDC and have passed JAIIB or Part I of

CAIB/CAIIB -Rs.250/- p.m. after they complete 1 year
Rs.490/- p.m. after they complete 2 years
Rs.740/- p.m. after they complete 3 years

4. Those who are graduates/NDC and have passed JAIIB or Both Parts of
CAIB/CAIIB –

Rs.250/- p.m. after they complete 1 year

Rs.490/- p.m. after they complete 2 years
Rs.740/- p.m. after they complete 3 years
Rs.990/- p.m. after they complete 4 years
Rs.1230/- p.m. after they complete 5 years.

Note: Refer to Clause 11(xii) of this Settlement.

37
 SCHEDULE - III
SPECIAL PAY DUTIES

The Special pay duties do not include the routine duties of the cadre (clerical /
subordinate) which a workman has to normally perform; but merely refer to those
special allowance duties which if performed in addition to the routine duties will
entitle a workman to a special pay on the terms and conditions provided in Chapter
V of the First Bipartite Settlement as modified.
For removal of doubts it is clarified that the workman entrusted with duties
attracting special pay can be required to perform routine duties of his cadre and
that the following duties shall inter alia form part of the normal duties of the
clerical cadre and for performance of those duties no special pay shall be payable :

(i) Acknowledgements of inward mail received.

(ii) Receipt of cheques, drafts, dividend warrants, pay orders and other like
instruments other than bills and giving acknowledgements in the
counterfoil.

(iii) Delivery of cheque books subject to authorisation by competent

authority.

(iv) Issue of cash receipts.

(v) Issue of E.S.I. stamps wherever applicable or may become applicable.

(vi) Recounting of currency notes by cash department staff.

(vii) Ensuring the proper contents in covers and envelopes including

registered ones before dispatch.

38
 DUTIES OF SPECIAL PAY CARRYING POSTS IN CLERICAL CADRE

Single Window Operator ‘B’

In addition to the duties of Single Window Operator „A‟, their duties will include –

(a) Passing and cash payment of all cheques/withdrawal forms/bankers‟

cheques/gift cheques, etc. upto and including Rs.20,000/-

(b) Passing independently clearing and transfer cheques, vouchers, etc. (whether
credits or debits) upto and including Rs.25,000/-

(c) Receipts of cash and issuance of pre-signed drafts / gift cheques / travellers‟
cheques / pay orders / bank orders, etc. upto and including Rs.25,000/-

Head Cashier II

Their duties involve :

Holding the bank‟s cash, key and/or other valuables in safe custody jointly with an
officer and being accountable for them and being responsible for the running of the
cash department;

1. Opinion compilation;

2. Verification of vernacular signatures/ endorsements;

3. Countersigning cheques and/or drafts (on selves or correspondents), payment

orders, deposit receipts, etc.

4. Attending to Government Treasury work;

5. Discharging/endorsing bills, cheques, etc.;

6. Being in charge of clearing and godown departments, etc.;

7. Passing independently clearing and transfer cheques, vouchers, etc. (whether

credits or debits) upto and including Rs.50,000/- and cash vouchers upto
Rs.50,000/- jointly with an authorized person.

39
Special Assistants

Special Assistants will be accountable and responsible for running of the

department/section under them and their duties will involve looking after and
checking the work of other clerk or clerks and substaff and will include :

1) Passing independently, manually or online, cash instruments upto Rs.35,000/- and

clearing and transfer cheques vouchers etc., (whether credits or debits) upto and
including Rs.1,50,000/-. Passing will include verification of signatures and
scrutiny as to the correctness of endorsements on and other particulars of such
instruments. There shall be no limits for verification of signatures, passing of
authenticated credit vouchers/entries and for verifying authenticated vouchers in
the ledgers, books, computer print-outs etc.

2) Accept, verify and post cash / transfer / clearing cheques and other instruments,
as the case may be, in appropriate books of accounts / ledgers, either manually or
online, and give due acknowledgements.

3) Signing vouchers, cheques, drafts, mail transfers, pay orders, advices such as non
payment advices, inter branch fate calling advices, bill schedules, demand notices,
statements certificates etc.,

4) Checking all vouchers, advices, statements, cheques, drafts etc., bills and books of
accounts including current savings and other ledgers, cash, postal and revenue
stamps, franking machine balances, exchange, discount, brokerage calculations
and initialing by way of authenticating them for accuracy/correctness;

5) Checking, manually or online, current, savings and other accounts,

6) Checking the coding and decoding of telegrams(excluding check symbols or

cyphers).

7) Discharging, endorsing cheques, bills, etc.,

8) Perform, when required in a computerised set up, system control functions, either
jointly with an officer or independently, upon specific authorisation in this regard;

9) Briefly explain, the features of Bank‟s various products and services to customers,
to reply their queries and to refer interested customers to appropriate personnel;

10) Inspecting godown (only in banks where such work is already being done by
workmen).

40
For the purpose of efficient and effective functioning of the section or department
the special assistant shall ensure that all acts, things and steps necessary therefor are
taken by himself or by the clerks placed under him and shall ensure that, wherever
necessary :

a) Reminders are sent on time and followed up

b) Pass sheets/books are filled up and issued promptly

c) Deposits are renewed on due dates or reminders sent to the parties

d) Standing instructions are complied with

e) Bills are accepted and due dates diarised/advised and followed up

f) Interest, commissions and service charges are collected

g) Proceeds of bills are received or remitted promptly;

h) Confirmation of balance of accounts of the customers and its follow up.

i) All securities relating to the department/section of which the special assistant is in

charge are secured and/or kept in proper custody and properly handed to the
authorized person at the close of the day.

j) Balances promptly taken, tallied and reported and followed up and also returns
submitted;

k) Advices and/or duplicate advices /summaries are issued /responded promptly,

whenever called for;

l) Checking the proper recording of entries and all relevant particulars in regard to
accounts opened under due authorisation.

Notes:-

(i) In respect of the above special pay carrying posts in clerical cadre –

 Countersigning would mean signing in a manner whereby the primary

responsibility for ensuring that all the formalities are complete rests
with the other signatory.

 Checking/verifying would mean verifying that the instrument /

material checked is in order in all respects and also includes

41
 verification of signature irrespective of the amount of the instrument
and authenticating the same on the instrument / material, initialing
the relative entries in the respective books of accounts, manually
and/or on line.

 Passing includes verification of signatures and scrutiny as to the

correctness of endorsement on and other particulars of such
instruments. It will also include checking and authenticating the
relative entries in the respective books of accounts / ledgers /
computer sheets and/or on line.

(ii) Henceforth, selection of staff for being entrusted with special pay carrying
posts shall be on the basis of their suitability for the specialised function,
norms for which shall be decided at the bank level.

42
 DUTIES OF SPECIAL PAY CARRYING POSITIONS IN SUBORDINATE
CADRE
POST DUTIES
Cash Peon Persons required

1) To take money orders, to buy stamps etc., which involves

carrying of cash not exceeding Rs.5,000/- and to carry
insured letters., etc. to post office

2) To stitch currency note bundles

3) To stitch and seal parcels and packets containing currency

notes;

4) To transit cash from the bank to an office outside or vice

versa, if unaccompanied by a watchman / Armed Guard.

Liftman Persons required to operate the lifts on regular assignment.

Persons other than “Armed Guards” who are required to perform

Watchman watch and ward duties i.e. to watch or look after the premises
or a department, for the purposes of its safety, security and
guard against infiltration and against removal of the bank‟s
property by any unauthorised person AND/OR to watch and
guard as above, the movement of cash from one place to
another inside the bank premises or outside where an Armed
Guard is not employed at the Branch / Office.

Armed Guard Persons required to perform watch and ward duties i.e. to watch
or look after the premises or department for the purposes of its
safety, security and guard against attack or assault or infiltration
and against removal of the bank‟s property by any unauthorized
persons AND/OR to watch and guard as above the movement of
cash from one place to another whether inside or outside the
Bank, for which purpose they are required by the bank to carry
any of the following weapons:
i) Gun, Pistol or any other fire arm; or

ii) Dagger, sword, khukri or spear; or

iii)any other licensed weapon

Note: „Retainers‟ Peons (other than watchmen) whose names

are registered in the Bank‟s licence as Retainers will, when they
perform “Armed Guard” duties, be entitled to special pay for
“Armed Guards” pro rata.

43
Bill Collector Their work involves:
1) Obtaining acceptance of bills of exchange, hundies etc.,
drawn on local parties or banks and / or collecting payments
thereof.

2) Collecting payments for cheques or postal order etc. from

banks or post office counters

They may also be required to collect cash not exceeding

Rs.4000/- at a time against various instruments.
Daftary Their work involves :
1) Obtaining acceptance of bills of exchange, hundies etc.,
drawn on local parties or banks and / or collecting payments
thereof.
2) Collecting payments for cheques or postal order etc., from
banks or post office counters.
They may also be required to collect cash not exceeding
Rs.5,000/- at a time against various instruments.
3) Simple binding of books and registers;

4) Press copying;
5) Filing independently letters and other papers in respective
files as per indications marked thereon;
6) Assisting in issuing stationery;

7) Stacking under guidance old records in orderly manner and

assisting in giving them out when required; and

8) Undertaking the whole process of sorting, arranging,

numbering, tallying the total number or stitching the vouchers

Head Peon Persons required to assist in supervision of various matters

pertaining to subordinate staff like:
i) Cleanliness of the office premises;
ii) Cleanliness of uniforms;
iii) Leave arrangements;
iv) Arrangements for safekeeping of keys; and
v) Distribution of duties amongst the subordinate staff

Air- Semi skilled persons who under the supervision of the technician
Conditioning attend to routine maintenance of and minor repairs to air
Plant Helper conditioning plants.

44
Electrician Their work involves carrying out semi-skilled electrical work like
routine maintenance of electrical equipments, effecting minor
repairs to electrical fixtures and appliances.
Drivers Persons required to drive, maintain and effect minor repairs (not
requiring a technician‟s skill) to motor cars, motor vans, station
wagons, scooters, motor cycles or other motor vehicles.
Head As per bank level agreements.
Messenger in
IOB

45
 SCHEDULE - IV
FIXED PERSONAL PAY

Total FPP payable Total FPP payable

Increment
where bank’s where bank’s
Area of Posting Component
accommodation accommodation
of FPP
is not provided is provided
(1) (2) (3) (4)
CLERICAL STAFF
(i) Places with population of 940 860 800
more than 45 lakhs
930 860 800
(ii) Places with population of 12
lakhs and above including
State of Goa

(iii) Places with population of 5 920 860 800

lakhs and above, State
Capitals and Capitals of
Union Territories and other
than places mentioned in
(i) and (ii) above
(iv) Places with population 915 860 800
below 5 lakhs not covered
in (i), (ii) and (iii) above.

SUBORDINATE STAFF
(i) Places with population of 470 430 400
more than 45 lakhs
(ii) Places with population of 12 465 430 400
lakhs and above including
State of Goa
(iii) Places with population of 5 460 430 400
lakhs and above, State
Capitals and Capitals of
Union Territories and other
than places mentioned in
(i) and (ii) above
(iv) Places with population 460 430 400
below 5 lakhs not covered
in (i), (ii) and (iii) above.

46
 SCHEDULE V

SCHEDULE FOR REIMBURSEMENT OF

HOSPITALISATION EXPENSES

1. Hospitalisation expenses will be reimbursed to workmen staff in the bank to

the extent of 100 per cent in case of self and 75 per cent in case of
dependent members of family subject to the procedure for reimbursement
of hospitalisation expenses as enumerated hereunder:

(a) Hospitalisation charges to the extent stated above will be reimbursed in

case of all ailments and major accidents which require hospitalisation.

(b) A workman or his dependent family member(s) will be considered to

have been hospitalised only if they are admitted as indoor patient(s) in
the hospital in respect of diseases/accidents as mentioned above in sub-
para (a). However, cases where the patient is admitted as an out-
patient and discharged the same day after surgical procedures involving
advanced techniques may also be considered for reimbursement of
hospitalisation expenses.

(c) Medical expenses incurred for the hospitalisation will be reimbursed on

the strength of bills/vouchers to the extent of 100% in case of self and
75% in case of family members subject to limits prescribed hereunder.

2. For the purpose of medical facilities :

The expression „family‟ of an employee shall mean the employee‟s spouse,

wholly dependent unmarried children (including step children and legally
adopted children), wholly dependent physically challenged brother/sister
with 40% or more disability, as also parents ordinarily residing with and
wholly dependent on the employee.
(a) The term wholly dependent child/parent, wholly dependent
brother/sister shall mean such member of the family having a monthly
income not exceeding Rs.3500/- p.m. If the income of one of the
parents exceeds Rs.3,500/- p.m. or the aggregate income of both the
parents exceeds Rs.3,500/- p.m., both the parents shall not be
considered as wholly dependent on the employee.
(b) A married female employee may include her natural parents or parents-
in-law under the definition of family – but not both – provided that the
parents/parents-in-law are ordinarily residing with and wholly dependent
on her.

47
3. The reimbursement of hospitalisation expenses will be restricted to
the following charges:
Sr. Details Extent of reimbursement
No.
3.1 (a) Hospital Registration Fees 100% for self and 75% for
dependent family members of
the amount actually incurred or
Rs.220/- whichever is lower.
(b) Surcharge/tax on hospital bills Proportionate to the extent of
the bill passed by the bank
3.2 Charges for bed per day (excluding 100% for self and 75% for
boarding charges) dependent family members of
the amount actually incurred or
Rs.450/- whichever is lower.
3.3 ICU/CCU/Neo-natal Nursery 100% for self and 75% for
dependent family members of
the amount actually incurred or
Rs.550/- per day, whichever is
lower. This is in addition to
bed charges.
3.4 Diagnostic material charges, X-rays, As per Annexure I hereto
Pathological tests, ECGs, etc.
3.5 Medicines, drugs, injections 100% or 75% as the case may
(including disposable syringes), be of actual expenses.
bandage and dressing materials,
etc. except tonics/vitamins.
(However, tonics/vitamins which
are prescribed by the attending
doctor and certified as essential for
the period of hospitalisation, may
be considered for reimbursement.)
3.6 Operation charges, etc. As per Annexure-II hereto

3.7 Physician’s and Consultant’s fees per visit:

100% for self and 75% for
dependent family members of the
amount actually incurred or the
amount as mentioned below
against each item, whichever is
lower
Major ‘A’ Class cities
viz. Mumbai,
Chennai, Delhi,
Kolkata, Other Places
Ahmedabad,
Bangalore &
Hyderabad
Rs. per
Rs. per visit
visit

48
 VISIT AT THE CHAMBER
First Consultation 220/- 130/-
Subsequent Consultations 85/- 70/-
VISIT AT RESIDENCE
In case of emergency leading to
330/- 210/-
Hospitalisation
Second Consultation 250/- 165/-
Subsequent Consultations 165/- 110/-
VISIT MADE BY SPECIALISTS AT THE HOSPITAL:- SPECIAL VISIT
During the day time 140/- 95/-
During the night time 330/- 165/-
Routine visits 140/- 95/-

4. The workmen or members of their families (as the case may be) are
expected to secure admission in a Government/Municipal Hospital or any
„private‟ hospital (i.e., hospitals under the management of a Trust,
Charitable Institution or a religious mission). The reimbursement will be
restricted to the percentage applicable to the workman / dependent family
member, i.e. 100% or 75% of the charges applicable to the lowest paying
bed in such hospitals according to hospital rules or the maximum amounts
mentioned above, whichever is lower.

5. Normally, the workman and members of family should avail of services of

hospital as mentioned in paragraph 4 above. However, if he feels, that it is
unavoidable to seek services of a private nursing home/hospital, he can do
so in one of the hospitals/nursing homes, approved by the bank.
Reimbursement in such cases will, however, be restricted to the extent of
the amount which would have been reimbursable in case of admission to a
public or private hospital as mentioned in paragraph 4 above.

6. Medical expenses incurred within 30 days of pre and post-hospitalisation

period on medical advice, on account of the ailment/disease for which the
person was hospitalised, will be considered as hospitalisation expenses for
reimbursement purpose. However, in cases of hospitalisation involving
special or major operations, medical expenses incurred for a period not
exceeding 45 days of post-hospitalisation will be considered for
reimbursement, subject to medical advice.

7. Charges for engaging a nurse/attendant will not be reimbursed. However,

nursing charges, if any, charged by hospital authorities in respect of days
spent in ICU / CCU / neo-natal nursery may be considered for
reimbursement on the basis of certificate issued by the hospital authorities
and in consultation with bank‟s Medical Officer. Reimbursement in such
cases shall be 100% for workmen and 75% for family members of the
actual charges.

49
8. Hospitalisation charges in connection with maternity will not be
reimbursable. However, the expenditure incurred by an employee in cases
involving operative interference because of complicated labour and
caesarean operation and subsequent hospitalisation thereto will be
reimbursed under the hospitalisation scheme to the extent of expenditure
incurred in excess of normal maternity charges and consequent
hospitalisation thereto subject to the condition that such reimbursement
shall be 70% of the amount actually incurred or the limits as per Annexure
II hereto, whichever is less.
9. The purchase of drugs/medicines will be restricted to approved chemists
and arrangements will be made by banks wherever possible to make direct
payments to the chemists.
10. Banks will have discretion to refuse payment of bills in cases where they are
not satisfied about the genuineness of the bills.

11. Ambulance Charges

Ambulance charges for removing the workman or his dependent family

member from residence to the hospital/nursing home or from
hospital/nursing home to residence on discharge or from one
hospital/nursing home to another hospital/nursing home, within the urban
agglomeration or municipal limits may be reimbursed in full.
Actual expenses incurred on conveyance by mode other than ambulance
shall be reimbursed subject to the maximum as under:

(i) By public taxi - Actuals subject to maximum of Rs.165/- per

trip
(ii) By autorickshaw - Actuals subject to maximum of Rs.85/- per
trip

In case the patient is to be moved to a hospital/nursing home outside the

urban agglomeration/municipal limits, then the expenses incurred on
conveyance may be reimbursed at the rate of Rs.6.00 per kilometer, with a
maximum of Rs.1100/- per trip or the amount actually incurred, whichever
is the least.

Normally, services of an ambulance should be availed of. Where ambulance

is not available or the facility of ambulance is not established, public mode
of transport i.e. taxi/ auto rickshaw could be used. The bank shall consider
such claims on merits and facts.

Abuse of the facility will be dealt with treating such claims as acts of gross
misconduct.

50
 12. Domiciliary Treatment

Medical Expenses incurred in respect of the following diseases which need

domiciliary treatment as may be certified by the recognised hospital
authorities and bank‟s medical officer shall be deemed as hospitalisation
expenses and reimbursed to the extent of 100% in case of a workman and
75% in the case of his family.
Cancer, Leukaemia, Thalassemia, Tuberculosis, Paralysis, Cardiac Ailment,
Pleuresy, Leprosy, Kidney ailment, Epilepsy, Parkinson‟s Disease, Psychiatric
disorder, Diabetes, Hepatitis-B, Hepatitis-C, Haemophilia, Myastheniagravis,
Wilson‟s disease, Ulcerative Colitis, Epidermolysis bullosa, Venous
Thrombosis (not caused by smoking), Aplastic Anaemia, Psoriasis, Third
Degree Burns, Rheumatoid Arthritis, Hypothyroidism and Hyperthyroidism.

Note:-
(i) The cost of medicines etc. in respect of domiciliary treatment shall be
reimbursed for the period stated in the Specialist‟s prescription. If no
period is stated, the prescription for the purpose of reimbursement
shall be valid for a period not exceeding 90 days.

(ii) Expenses incurred on radiotherapy and chemotherapy in the treatment

of cancer and leukaemia shall be considered for reimbursement under
domiciliary treatment to the extent of 100% in case of a workman and
75% in the case of his family.

13. The medical aid and reimbursement of expenses under the hospitalisation
scheme under this Settlement will also be available for medical treatment
under the recognised systems of medicines, viz., Ayurvedic, Unani, Sidha,
Homeopathy and Naturopathy if such treatment is taken in a clinic/hospital
recognised by the Central/State Government. Further, reimbursement shall
be limited to such expenses within the prescribed ceilings as would have
been reimbursable in case the treatment was taken in a
Government/Municipal hospital, subject to the overall limits under the
scheme, i.e., 100% of approved expenses for self and 75% in case of
family.

14. Package Charges

Some hospitals are charging on the basis of „package‟ for specialised
treatment for diseases pertaining to heart, kidney, coronary, etc. These
package charges generally include all charges pertaining to a particular
treatment/procedure including admission charges, accommodation charges,
ICU/ICCU charges, monitoring charges, operation charges, anesthesia
charges, operation theater charges, procedural charges/ Surgeon‟s fee, cost
of disposables, cost of consumables like catheters, guide wires, etc., surgical
charges and cost of medicine used during hospitalisation, related routine
investigations, physiotheraphy charges etc.

51
In the following cases, package charges will be reimbursed to the extent of
100% in the case of self and 75% in the case of dependent members of
family, subject to the limits specified below:-

(a) Coronary Bypass Surgery Rs.1,60,000/-

(b) Coronary Angiography Rs.16,500/-
(c) Angioplasty/Stentoplasty Rs.80,000/-
(d) Kidney Transplant Rs.1,80,000/-
(e) Liver Transplant Rs.2,20,000/-

Note:-

(i) For the above ailments, workmen employees can claim either as per
schedule of expenses prescribed or package charges whenever the
treatment is taken under package charges scheme.

(ii) In the case of stentoplasty, cost of medicated stent(s), wires/balloon,

implanted during surgery may be reimbursed at the rate of 75% for
family members and 100% for workman himself at rates not
exceeding the rates applicable to lowest paying bed of AIIMS, New
Delhi, in addition to the package charges indicated above.

(iii) Liver transplant charges are not reimbursable in cases where damage
to the liver has been caused by alcoholism.

________

52
 Annexure I

SCHEDULE FOR REIMBURSEMENT OF CHARGES INCURRED BY

WORKMEN FOR PATHOLOGICAL ETC. INVESTIGATIONS

100% for self and 75% for

dependent family members
of the amount actually
NAME OF PROCEDURE incurred or the amount as
mentioned below against
each item, whichever is
lower (Rupees)
CLINICAL PATHOLOGY
Urine Routine 45
Urine for Albumin 45
Urine for 17 Ketosteroids 400
Urine Culture 125
Urine for Column Count Test 125
Sensitivity Test 165
Urine for Acid Fast Bacilli (T B Culture) 115
Urine Bile Pigment and Salt 45
Urine Urobilinogen 45
Urine Occult Blood 45
Urine Total Proteins 90
Urine Sodium 90
Urine Chloride 90
Bence Jones Protein 55
Stool Routine 45
Stool Occult Blood 45
Smear Analysis 65
Body Fluids-C.S.F./Plural/Ascitic, etc. Chemistry, Sugar, Protein,
185
etc
Malignant Cells 150
HAEMATOLOGY
Blood Count with Indices (Hb, TLC, DLC) 80
Blood Count without Indices (Hb, TLC, DLC) 75
RBC and Hb with Indices 80
RBC and Hb without Indices 60
Total WBC and Differential Count (TC/DC) 60
Blood Smears for parasites (MP, etc.) 45
Peripheral smear examination 50
Blood for Microfilaria 110
Platelet Count 80
Bleeding and Coagulation time (BT CT) 75

53
 100% for self and 75% for
dependent family members
of the amount actually
NAME OF PROCEDURE incurred or the amount as
mentioned below against
each item, whichever is
lower (Rupees)
Clot Retraction Time 75
Prothrombin Time 85
Erythrocytes Sedimentation Rate (Westergren‟s method) 35
Sedimentation Rate (Both Methods) ESR 35
Hb, TLC,DLC, ESR 95
Blood Culture 175
Clot Culture 175
Glucose Phosphate Dehydrogenase (G&PD) 165
Reticulocyte Count 50
Absolute Eosinophil Count 45
Packed CellVolume (PCV) 45
R.B.C. Fragility Test 80
L.E. Cell 105
Haemogram 95
Bone Marrow Smear Examination 225
Partial Thromboplastin 150
BLOOD BANK
Coomb‟s Test direct (for coating antibodies) 165
Coomb‟s Test (for complete and incomplete indirect antibodies) 220
Blood Grouping and Rh Factor only (not for matching) for Non-
75
maternity Cases
Blood Transfusion per Bottle and Donor‟s fees (including
400
Pathologist‟s attendance and cross-matching)
Packed Cell Preparation 280
BIOCHEMISTRY
Blood Urea/Calcium/Phosphorus/Phosphatase/
110
Sodium/Potassium each
Blood Urea Nitrogen 110
Urea Clearance Test 190
Creatinine Clearance Test 190
Serum Proteins or Plasma Proteins 110
Serum Proteins Electrophoresis 220
Blood for Fibrinogen 120
Blood for Creatinine 85
Blood Uric Acid 110
Blood Sugar Curve (Glucose Tolerance Test) GTC or GTT 310
CO2 Combining Power of Plasma 145

54
 100% for self and 75% for
dependent family members
of the amount actually
NAME OF PROCEDURE incurred or the amount as
mentioned below against
each item, whichever is
lower (Rupees)
Blood Cholesterol 85
Blood Protein Bound Iodine (PBI) 330
Blood Chlorides (S Cl) 110
Serum Sodium (S Na) 95
Serum Potassium (S K) 95
Serum Iron (S Fe) 145
Serum Iron Studies 240
Serum Calcium (S Ca) 95
Serum Phosphorous (S.P.) 95
Serum Alkaline Phosphatase 85
Serum Acid Phosphatase 150
Serum Glutamic Oxalic Transaminase (SG OT) 85
Serum Lipase 145
Serum Glutamic Pyruvic Transaminase (SG PT) 85
Serum Anylase 215
CPK 345
Glucose 6 Phosphate Dehydrogenase 185
Serum Lactic Dehydrogenase(LDH) 160
Serum Lactic Dehydrogenase with Isoenzyme 415
SMA 12-2 (14 Blood Chemistry) 690
BACTERIOLOGY & SEROLOGY
Brucella Agglutination Test* 145
Cold Agglutination Test for Virus Pneumonia 145
Paul Bunnel Test 165
C Reactive Proteins** 150
Smear Gram-Strain Examination 55
Sputum Smear A.F.B. Stain 55
V.D.R.L. 85
Widal Test 85
R.A.Test 110
Culture & Sensitivity (other specimens) 165
Vibro Cholera Culture 145
Conjunctival Swab for Microscopic and Culture Examination 155
Smear Examination for Micro Organisms 105
Fluids or Exudates for Malignant Cells 155
* For hospitalised patients only
** For Rheumatic disease to be reimbursed for hospitalised patient

55
 100% for self and 75% for
dependent family members
of the amount actually
NAME OF PROCEDURE incurred or the amount as
mentioned below against
each item, whichever is
lower (Rupees)

X-RAY
Fluroscopy Chest 135
Abdomen AP Erect (One Film) 150
Abdomen Lateral View (One Film) 150
Abdomen for Pregnancy 150
Chest PA View (One Film) 150
Chest Oblique or Lateral (One Film) 150
Mastoids 150
Extremities, Bones and Joints (One Film) 150
Pelvis (One Film) 150
Paranasal Sinuses (One Film) 150
T.M. Joints (One Film) 150
Abdomen & Pelvis for K.U.B. 250
Skull A.P. & Lateral 250
Spine AP & Lateral 250
Barium Swallow 580
Sinography/Sialography 660
Cystography/Urethrography 990
Arthrography 745
Retrograde Pyelography 825
Oral or I.V. Cholecystography 825
Barium Enema 1075
Barium Meal Upper or Lower 1075
Bronchography 1155
I.V. Urography 1155
Myelography 1320
Pneumo Encephalography 990
Barium Meal Complete 1320
Cerebral/Femoral Angiography 1570
C T SCAN/MRI
CT Scan 2750
CT Scan (with contrast) 4400
MRI 5500
MRI (with contrast) 7200
ULTRA SONOGRAPHY AND ECHOCARDIOGRAPHY
Electro Cardiogram (ECG) 150

56
 100% for self and 75% for
dependent family members
of the amount actually
NAME OF PROCEDURE incurred or the amount as
mentioned below against
each item, whichever is
lower (Rupees)
Indual Test 155
U C G (Phono-cardiography, Telemetry C, Cardiac Ex Test,
760
Stress Test)
Echo Cardiography 870
Cardio Version 560
Ultra Sonography 435
US Guided Biopsy 580
SKIN
Tuberculin Test (Mantaux) TT or MT 115
Scraping for Fungus 60
Skin Clipping & smear for Leprosy 115
Nasal smear for leprosy 95
LIVER FUNCTION TESTS
Thymol Turbidity Test 100
Cephalin Cholesterol Floculation Test 100
Vanden Berghn Reaction and Icterus Index (Quantitative
165
Bilirubin)
Takata Ara Reaction 110
Bromsulphalein Excretion Test (Excluding injection charges) 240
PLEURAL AND PERICARDIAL AND ASCITIC FLUIDS
Pleural Fluid for Routine Examination 155
Pleural Fluid for Cultural Pericardial and Ascitic Fluids 155
SPUTUM EXAMINATION
Sputum Routine 100
Sputum for Acid Fast Bacilli only (Sputum AF B) 100
Sputum for Culture (Culture for TB) 155
CSF for Diptheria 140
Culture for Diptheria 115
GASTRIC ANALYSIS
Gastric Contents for Routine Analysis (Gastric Analysis or
240
Fractional Test Meal)
Sternal Marrow Routine Cytology (Bone Marrow) 310
Basal Metabolic Rate (BMR) 275
Lung Function Test 275
PSYCHIATRY TEST

57
 100% for self and 75% for
dependent family members
of the amount actually
NAME OF PROCEDURE incurred or the amount as
mentioned below against
each item, whichever is
lower (Rupees)
ECT 150
CO2 90
Psychology Testing 150
RIA
TSH, LH, FSH, Prolactin (for each test) 180
Testosterone 470
Parathyroid 470
Estrogen (Total) 470
ACTH 470
HBsAg by RIA or EIA 550
FOR SURGICAL INVESTIGATION &TREATMENT OF CANCER
Scopies and Biopsies 550
Chemotherapy:
Single Drug Therapy per day 1100
Multiple Drug Therapy per day 2200
Infusional Chemotheraphy 3300
OXYGEN CHARGES
Oxygen charges shall be reimbursed at the rate of Rs.40/- per hour subject to a
maximum of Rs.400/- per day .

Note:

Any test/investigation prescribed by the Hospital/Doctor but not included in the

Schedule may be reimbursed at 100%/75% of the cost of such tests or the rates of
CGHS, whichever is lower.

58
 Annexure II
OPERATION CHARGES
100% for self and 75% for dependent
family members of the amount actually
incurred or the amount as mentioned below
against each item, whichever is lower
Rs. Rs. Rs
Special Major Minor
Operation Operation Operation
(a) Operation Theatre Charges 3,300/- 2,200/- 715/-
(b) Anaesthetist‟s Charges 3,300/- 2,200/- 715/-
(c) Surgeon‟s Fees for Operation 11,000/- 7,150/- 2,310/-
(including Fees for Assistants)
(d) Expenses for dialysis, blood transfusion, Heart valve replacement, angiography, implanted
items during surgery wherever they do not form part of package charges and pace-maker may
be reimbursed at the rate of 75% for family members and 100% for workman himself at rates
not exceeding the rates applicable to lowest paying bed of AIIMS, New Delhi.

Indicative list of Special, Major and Minor operations is appended below:

SPECIAL OPERATIONS :

Cardiac including By-Pass Surgery, Brain, Lung and Cancer Operations, Kidney/Liver
Transplantation Operation, Bone Marrow transplant and Multiple Fractures (time taken is more
than 3 hours).

MAJOR OPERATIONS :

Kidney Stone (including lithotripsy), Prostate, Thyroid, Caesarean Delivery, Gastrectomy,

Hysterectomy, Fractures, Amputations, S.P.Nailing, Discoidectomy, Retina Detachment, Liver & Gall
Bladder, Plastic Surgery (not for beautification), Cataract(wih IOL), Hernia subject to Bank‟s
discretion (Time taken approximately 1 to 3 hours).

MINOR OPERATIONS :

D & C, Fissure, Circumcision, Small Hydrocele, Dilatation, Vasectomy, Abscess, Bilat, Hydrocele,
Appendix, Tubectomy, Piles, Fistula, Minor Operations of the Eye, Nose and Ear (Time taken
approximately 60 minutes or less).

Note:-

Operative interference done using state-of-the-art medical techniques taking less than the time
indicated as above will not alter the nature of the operations.

59
 SCHEDULE VI

Special Area Allowance for Workmen

Allowances (Rs.)
Sr. Pay below Pay above
Area
No. Rs.14,700 Rs.14,700

1 2 3 4
1. Mizoram

a) Throughout Lunglei District excluding areas beyond 25 2000 2600

kms. from Lunglei town of Mizoram.

Throughout Aizawl 1600 2100

District of Mizoram 1200 1500

2. Nagaland 1600 2100

3. Andaman & Nicobar Islands

North Andaman, Middle Andamans, Little Andaman, 2000 2600

Nicobar & Narcondum Islands

South Andaman (including Port Blair) 1600 2100

4. Sikkim 2000 2600

5. Lakshadweep Islands 2000 2600

6. Assam 320 400

7. Meghalaya 320 400

8. Tripura

a) Difficult areas of Tripura 1600 2100

b) Throughout Tripura except difficult areas. 1200 1500

9. Manipur 1200 1500

10. Arunachal Pradesh

a) Difficult areas of Arunachal Pradesh 2000 2600

60
 Allowances (Rs.)
Sr. Pay below Pay above
Area
No. Rs.14,700 Rs.14,700

1 2 3 4
b) Throughout Arunachal Pradesh other than difficult 1600 2100
areas.

11. Jammu & Kashmir

1) Kathua District:
Niabat Bani, Lohi, Malhar and Machhodi 2000 2600

2) Udhampur District:
a) Dudu Basantgarh, Lander Bhamag Illaqa, other 2000 2600
than those included in Part 2(b).
b) Areas upto Goel from Kamban Side and areas upto 1600 2100
Arnas from Keasi side in Tehsil Mohre.

3) Doda District:

Illaquas of Padder and Niabat Nowgam in Kishtwar 2000 2600

Tehsil
4) Leh District :

All places in the District 2000 2600

5) Barmulla District

a) Entire Gurez-Nirabat, Tangdar Sub-Division and 2000 2600

Keran Illaqua

b) Matchill 1600 2100

6) Poonch and Rajouri District :

Areas in Poonch and Rajouri District excluding the 1200 1500

towns of Poonch and Rajouri and Sunderbani and
other urban areas in the two Districts.
7) Areas not included in (1) to (6) above, but which are 1200 1500
within the distance of 8 kms. from the line of Actual
Control or at places which may be declared as
qualifying for border allowance from time-to-time by
the State Government for their own staff.

61
 Allowances (Rs.)
Sr. Pay below Pay above
Area
No. Rs.14,700 Rs.14,700

1 2 3 4
12. Himachal Pradesh

(1) Chamba District

a) Pangi Tehsil, Bharmour Tehsil, Panchayats : Badgaun, 2000 2600

Bajol, Deol Kugti, Nayagam and Tundah, Villages:
Ghatu of Gram Panchayat Jagat, Kanarsi of Gram
Panchayat Chauhata

b) Bharmour Tehsil, excluding Panchayats and Villages 1600 2100

included in (a) above.

c) Jhandru Panchayat in Bhatiyat Tehsil,Churah Tehsil, 1200 1500

Dalhousie Town (including Banikhet proper).

(2) Kinnaur District:

a) Asrang, Chitkul and Hango Kuno/ Charang 2000 2600

Panchayats,15/ 20 Area comprising the Gram
Panchayats of Chhota Khamba, Nathpa and Rupi,
Pooh Sub-Division, excluding the Panchayat Areas
specified above.

b) Entire District other than Areas included in (a) above. 1600 2100

(3) Kullu District:

a) 15/20 Area of Nirmand Tehsil, comprising the Gram 2000 2600

Panchayats of Kharga, Kushwar and Sarga

b) Outer-Saraj (excluding villages of Jakat-Khana and 1200 1500

Burrow in Nirmand Tehsil) and entire District excluding
outer Seraj area and pargana of Pandrabis but
including villages Jagat-Khana and Burrow of Tehsil
Nirmand).

(4) Lahaul and Spiti District :

Entire area of Lahaul and Spiti 2000 2600

62
 Allowances (Rs.)
Sr. Pay below Pay above
Area
No. Rs.14,700 Rs.14,700

1 2 3 4
(5) Shimla District :

a) 15/20 area of Rampur Tehsil comprising of Panchayats 2000 2600

of Koot, Labana-Sadana, Sarpara and Chadi-Branda.

b) Dora-Kawar Tehsil, Gram Panchayat of Darkali in 1600 2100

Rampur, Kashapath Tehsil and Munish, Ghori Chaibis
of Pargana Sarahan.

c) Chopal Tehsil and Ghoris, Panjgaon, Patsnau, Naubis 1200 1500

and Teen Koti of Pargana Sarahan, Deothi Gram
Panchayat of Taklesh Area, Pargana Barabis, Kasba
Rampur and Ghori Nog of Pargana Rampur of Rampur
Tehsil, Simla Town and its suburbs (Dhalli, Jatog,
Kasumpti, Mashobra, Taradevi and Tutu).

(6) Kangra District:

a) Areas of Bara Bhangal and Chhota Bhangal 1600 2100

b) Dharamshala Town of Kangra District and the

following offices located outside the Municipal limits
but included in Dharamshala Town-Women‟s ITI, Dari,
Mechanical Workshop, Ramnagar, Child Welfare and
Town and Country Planning Offices, Sakoh, CRSF
Office at lower Sakoh, Kangra Milk Supply Scheme,
Dugiar, HRTC Workshop, Sadher, Zonal Malaria Office,
Dari, Forest Corporation Office, Shamnagar, Tea
Factory, Dari, I.P.H. Sub-Division, Dan, Settlement 1200
Office, Shamnagar, Hinwa Project, Shamnagar. 1500

Palampur Town of Kangra District including HPKVV

Campus at Palampur and the following offices located
outside its municipal limits but included in Palampur
Town – H.P. Krishi Vishwavidhalaya Campus, Cattle
Development Office/Jersey Farm, Banuri, Sericulture
Office/Indo-German Agriculture Workshop/HPPWD
Division, Bundla, Electrical Sub-Division, Lohna, D.P.O.
Corporation, Bundla, Electrical HESEE Division,
Ghuggar.

63
 Allowances (Rs.)
Sr. Pay below Pay above
Area
No. Rs.14,700 Rs.14,700

1 2 3 4
(7) Mandi District:

Chhuhar Valley of Jogindernagar Tehsil, Panchayats in

thunag Tehsil-of Bagraa, Chatri, Chhotdhar,
Garagushain, Gatoo, Garyas, Janjehli, Jaryar, Johar,
Kalhani, Kalwan, Kholanal, Loth, Silibagi, Somachan, 1200
Thachdhar, Tachi, Thana, Panchayats of Dharampur 1500
Block- Binga, Kamlah, Saklana, Tanyar and
Tarakholah, Panchayats of Karsog Tehsil – Balidhar,
Bagra, Gopalpur, Khajol, Mahog, Mehudi, Manj, Pekhi,
Sainj, Sarahan and Teban, Panchayats of Sundernagar
Tehsil – Bohi, Batwara, Dhanyara, Paura-Kothi, Seri
and Shoja.
(8) Sirmaur District:
Panchayats of Bani, Bakhali (Pachhad Tehsil), Bharog
Bheneri (Paonta Tehsil), Birla (Nahan Tehsil), Dibber 1200 1500
(Pachhad Tehsil) and Thana Kasoga (Nahan Tehsil)
and Thansgin Tract

(9) Solan District : 1200 1500

Mangal Panchayat.
(10) Remaining areas of Himachal Pradesh not included
in (1) to (9) above. 320 400

13. Uttar Pradesh

Areas under Chamoli, Pithoragarh and Uttar Kashi Districts 2000 2600
14. Uttaranchal (Uttarakhand)

Areas under Rudraprayag and Champavat Districts. 1600 2100

64