ALLAN R GEORGE
LEIGH A GEORGE
Account Number Ending in: 7049 Page 1 of 4
VISA SIGNATURE Statement for Period: March 17, 2025 to April 16, 2025
ACCOUNT SUMMARY PAYMENT INFORMATION
Previous Balance $2,273.89 New Balance $990.63
Payments - $2,723.89 Minimum Payment Due $10.00
Other Credits - $1.68 Payment Due Date May 13, 2025
Purchases and Adjustments + $1,442.31
Cash Advances + $0.00 Late Payment Warning:
Fees Charged + $0.00 If we do not receive your minimum payment by the date listed above, you may
Interest Charged + $0.00 have to pay a late fee up to $25.00.
New Balance $990.63
Minimum Payment Warning:
If you make only the minimum payment each period, you will pay more in
Credit Line $11,200.00 interest and it will take you longer to pay off your balance. For example:
Available Credit $10,209.37
Statement Closing Date April 16, 2025
If you make no You will pay off the And you will end up
Number of Days in Billing Cycle 31 additional charges using balance shown on this paying an estimated
this card and each statement in about ... total of ...
If you think your bill is incorrect or if you need more month you pay ...
information about a transaction, please contact us
immediately. For billing inquiries and disputes, or to report Only the Minimum 12 years $1,791
a lost or stolen card, please call 1-800-272-2102. Payment
$34 3 years $1,224
To put a dispute in writing, please mail to: (Savings = $567)
SIMMONS BANK If you would like information about credit counseling services,
PO BOX 84042 call 1-800-272-2102.
COLUMBUS, GA 31908-4042
ONLINE ACCOUNT ACCESS
Enroll in online banking today at simmonsbankcards.com to conveniently manage your account online 24/7. Track
expenses, add authorized users, set up account alerts and manage payments. Enroll in electronic statements to ensure
timely receipt of your account information. Rewards points can be redeemed online via simmonsbankcards.com or by
calling 1-866-469-3632.
DETACH HERE: To ensure proper credit, please include lower portion with your payment.
Account Number XXXX-XXXX-XXXX-7049
SIMMONS BANK Payment Due Date May 13, 2025
PO BOX 6609
PINE BLUFF AR 71611-6609 New Balance $990.63
Minimum Payment Due $10.00
SIMMONS BANK Amount Enclosed $
PO BOX 8005 DEPT 5300
LITTLE ROCK AR 72203-8005 Make check payable to: SIMMONS BANK
Check here if your address has changed.
Please make corrections on the reverse
side of this form.
ALLAN R GEORGE ** 0003766
LEIGH A GEORGE
708 HAMILTON CV
RUSSELLVILLE AR 72802-9754
168803157049 000010008 000990636
ALLAN R GEORGE Account Number Ending in: 7049 Page 2 of 4
00000000 - 003766 - 0001 - 0002 - 2
LEIGH A GEORGE Statement for Period: March 17, 2025 to April 16, 2025
INFORMATION ABOUT YOUR ACCOUNT
Anytime you send the Bank a check for payment on your account, you authorize the Bank to make a one-time electronic transfer debit from your bank account for the amount
of the check. Contact customer service at 1-800-272-2102 to establish a different payment option if you do not prefer to have your check processed in this way.
Payment in any other manner or to any other location may result in delay in crediting to your account. Payments received after 4:00 p.m. CST will be deemed received on the
following business day, provided that any payment paid in person at a branch of the Bank will be treated as received on the date actually received.
If you fail to fulfill the terms of your credit obligations, you are hereby notified a negative credit report may be submitted to a credit reporting agency.
INTEREST AND FEES
Interest Charges.Interest charges start to accrue on cash advances, convenience checks and balance transfers from the transaction date. Interest charges for purchases
generally will start to accrue from the transaction date, however, no interest charges will be imposed on new purchases if the entire balance in your Account is paid by the due
date each month. If you do not pay the entire balance on your Account, interest charges will be imposed until you pay the entire balance on your Account.
We calculate the interest charge on your Account by applying the periodic rate to the “average daily balance” of your Account. To get the “average daily balance” we take the
beginning balance of your account each day, add any new purchases, advances, fees and unpaid interest charges, and subtract any payments or credits. This gives us the
daily balance. Then, we add up all the daily balances for the statement cycle and divide the total by the number of days in the statement cycle. This gives us the “average daily
balance.”
Your account has a variable rate, also known as the annual percentage rate or APR, indexed on the Prime Rate. Your rate will increase if the Prime Rate increases but will only
change one time per statement cycle. If the Prime Rate increases, you may pay more interest and may have a higher minimum payment due. Changes in APRs (increases or
decreases) due to changes in the Prime Rate will be effective on the first day of your next statement cycle beginning at least two days after the change in the Prime Rate. The
Prime Rate is the prime rate published in the Money Rates column of The Wall Street Journal in effect for the second business day prior to the beginning of each statement
cycle.
Transactions on your Account will be added to one of three separate balances maintained in your Account depending on the nature of the transaction. Purchase transactions
are aggregated to the purchase balance. Cash advances, including advances made by using ATM machines or convenience checks, are aggregated to the cash advance
balance. Balance transfers are aggregated to the balance transfer balance. Each of these three balances are aggregated to identify your total outstanding balance. We may
impose different variable rates for each of the purchase balance, the balance transfer balance, and the cash advance balance. The applicable interest rates, as well as the
identification of the margin applied to the Prime Rate, for each of these balances is set forth on the Summary of Rates and Terms received with your application or this
Agreement.
ANNUAL MEMBERSHIP FEE DISCLOSURE
If this statement notifies you that your card will renew during the next statement cycle, you have the following options:
Option A - If you wish to renew your card account and continue your membership privileges, then you should accept the annual fee which will appear on your next statement.
No other notification is required confirming your acceptance. If you elect this Option A, the following terms apply as of the date of this statement: (1) The annual percentage
rate(s) applicable to your account is shown in the INTEREST CHARGE CALCULATION section of this statement; (2) the annual membership fee notice will be on the front of
this statement; (3) there is no minimum finance charge imposed for use of the card; (4) For Foreign Purchase Transactions, a fee of 2.00% of each purchase transaction in
US dollars applies; (5) if the "New Balance" shown on the previous statement was paid in full by the payment due date shown on that statement, you may avoid paying interest
on purchases during the next statement cycle by paying in full the New Balance shown on this statement within 25 days after the statement cycle closing date; and (6) the
"average daily balance method (including new purchases)" is used to determine the balance for purchases on which the finance charge is computed. Your APR(s) will vary
with the market based on the Prime Rate.
Option B - If you do not wish to renew your card, you may terminate your card membership privileges by notifying us of your intention not to renew your card account at
1-800-272-2102 or Bank Card Center, P.O. Box 6609, Pine Bluff, AR 71611, not later than 30 days after the date of the statement containing the renewal notice was mailed to
you. Further, we request that you return your card(s) cut in half to our address shown above. If you elect Option B, your account will not be renewed, your card membership
privileges will be terminated and no annual fee will be charged to your account.
Please enter change of address or telephone number below:
__________________________________________________________________________________________________
Address
__________________________________________________________________________________________________
City State Zip
__________________________________________________________________________________________________
Home Phone (include area code) W ork Phone (include area code)
ALLAN R GEORGE
LEIGH A GEORGE
Account Number Ending in: 7049 Page 3 of 4
VISA SIGNATURE Statement for Period: March 17, 2025 to April 16, 2025
EXCLUSIVE REWARDS: Realized
Use your Simmons Rewards Visa Signature® card for everyday purchases and earn points towards cash back, travel
packages and popular merchandise. You will also receive savings and upgrades at leading hotels, access to exclusive
entertainment, sport and culinary experiences, discounts at your favorite retailers and access to a personal concierge
for travel planning and hard-to-get reservations. At Simmons Bank, we're all about helping our customers' dreams
come true.
Your ending rewards points balance this period is 28,673. Please visit WWW.SIMMONSBANKCARDS.COM to
redeem your points or view your recent redemption activity. Points expire 3 years from the month in which they were
earned.
TRANSACTIONS
Tran. Posting
Date Date Description Reference Number Amount
ALLAN R GEORGE Card ending in: 7049
03/15 03/17 PAYMENT RECEIVED -- THANK YOU 50760041037721991210003 2,273.89 CR
03/16 03/17 INTEREST CHARGE ADJUSTMENT 1.68 CR
03/17 03/18 WM SUPERCENTER #969 GULFPORT MS 24445005077400174331902 11.52
03/18 03/19 DUNAWAY GLASS AUTO GLASS GULFPORT MS 24183105077900012263070 398.68
03/22 03/24 SPLASH CARWASH RUSSELLV 479-4805014 AR 24183105082900010901153 28.00
04/01 04/01 CLEAR LAKE INV BOOKING WWW.CLEARLAKEMO 24064665091100004194453 586.24
04/02 04/03 L & M PACKAGE STORE GULFPORT MS 24013395092000447016609 72.75
04/03 04/04 NEWK'S EATERY #1036 GULFPORT MS 24801975094294687355461 14.96
04/03 04/07 SPLASH CARWASH RUSSELLV 479-4805014 AR 24183105094900012100479 28.00
04/04 04/07 BRICK OVEN PIZZA OF RUSS RUSSELLVILLE AR 24765015095296157352405 43.58
04/04 04/07 CASEY S #4398 CONWAY AR 24445005095300610304307 34.19
04/07 04/08 WOODYS BOOT & REPAIR RUSSELLVILLE AR 24193045098000015000032 174.39
04/09 04/10 JEFF TERRY FOR RSD JEFFTERRYFORRAR 24011345099100065590750 50.00
04/11 04/11 PAYMENT RECEIVED -- THANK YOU 51010014597721991210008 150.00 CR
04/12 04/14 PAYMENT RECEIVED -- THANK YOU 51040036067721991210006 300.00 CR
REW ARDS SUMMARY
Previous Balance 26,870 Points Expiring Expire Date
Earned + 1,803 0
Redeemed 0 0
Other Adjustments 0 0
Current Balance 28,673
INTEREST CHARGE CALCULATION
* Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Annual Percentage Rate Balance Subject to Interest
Type of Balance (APR)* Interest Rate Charge
PURCHASES 13.50% (v) $0.00 $0.00
CASH ADVANCES 17.50% (v) $0.00 $0.00
6.90% $0.00 $0.00
(v) = Variable Rate
2025 Year-to-Date Totals
Total fees charged in 2025 $0.00
Total interest charged in 2025 $55.08
ALLAN R GEORGE Account Number Ending in: 7049 Page 4 of 4
00000000 - 003766 - 0002 - 0002 - 2
LEIGH A GEORGE Statement for Period: March 17, 2025 to April 16, 2025
BILLING RIGHTS SUMMARY
What To Do If You Find A Mistake On Your Statement
If you think there is an error on your statement, or if you need more information about a transaction on your statement write us at: Simmons Bank, P.O. Box
84042, Columbus, GA 31908-4042 as soon as possible. You may also contact us on the W eb at: www.simmonsbankcards.com.
In your letter, give us the following information:
- Account Information: Your name and account number.
- Dollar Amount: The dollar amount of the suspected error.
- Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.
You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing or electronically. You
may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.
W hile we investigate whether or not there has been an error:
- W e cannot try to collect the amount in question, or report you as a delinquent on that amount.
- The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a
mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
- Even though you do not have to pay the amount in question, you are responsible for the remainder of your balance.
- W e can apply any unpaid amount against your credit limit.
Your Rights If You Are Dissatisfied With Your Credit Card Purchases
If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with
the merchant, you may have the right not to pay the remaining amount due on the purchase.
To use this right, all of the following must be true:
1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more
than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you
the goods or services.)
2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card
account do not qualify.
3. You must not yet have fully paid for the purchase.
If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at:
Simmons Bank, P.O. Box 84042, Columbus, GA 31908-4042 or, you may also contact us on the W eb at: www.simmonsbankcards.com.
W hile we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that
point, if we think you owe an amount and you do not pay, we may report you as delinquent.
