FINANCIAL PERFORMANCE ANALYSIS

OF
STANDARD CHARTERED BANK NEPAL LTD

A Project work Report

By
Durga Oli
T.U Reg. No: 7-2-180-183-2019
Symbol No: 701800012
Gyan Bahumukhi Campus

Submitted to
The Faculty of Management
Tribhuvan University
Kathmandu

In Partial Fulfillment of the Requirement for the Degree of

BACHELOR OF BUSINESS STUDIES(BBS)

Gyan Bahumukhi Campus

Kohalpur, Banke

July, 2024
 Declaration

I hereby declare that the project work entitled “FINANCIAL PERFORMANCE ANALYSIS OF
STANDARD CHARTERED BANK NEPAL LTD” submitted to the Faculty of Management, Tribhuvan
University, Kathmandu is an original piece of work under the supervision of Mr. Dinesh
Aryal, faculty member, GYAN BAHUMUKHI CAMPUS, KOHALPUR, BANKE, and is
submitted in partial fulfillment of the requirements for the degree of Bachelor of Business
Studies (BBS). This project work report has not been submitted to any other university or
institution for the award of any degree or diploma.

________________________
Durga Oli
Date:

ii
 Supervisor’s Recommendation

The project work report entitled “FINANCIAL PERFORMANCE ANALYSIS OF STANDARD CHARTERED
BANK NEPAL LTD” submitted by Durga Oli of GYAN BAHUMUKHI CAMPUS, KOHALPUR,
BANKE is prepared under my supervision as per the procedure and format requirements laid
by the Faculty of Management, Tribhuvan University, as partial fulfillment of the
requirements for the degree of Bachelor of Business Studies (BBS). I, therefore, recommend
the project work report for evaluation.

______________________
Mr. Dinesh Aryal

Supervisor

Date:

iii
 Endorsement

We hereby endorse the project work report entitled “FINANCIAL PERFORMANCE ANALYSIS OF
STANDARD CHARTERED BANK NEPAL LTD” submitted by Durga Oli of Gyan Bahumukhi Campus
College, Kohalpur, Banke, In partial fulfillment of the requirements for the degree of the
Bachelor of Business Studies (BBS) for external evaluation.

_________________ ___________________
Mr. Ganesh Kumar Khadka Mr. Tek Bhadur Gurung
Head of Research Committee (Campus Chief)
Date: Date:

iv
 Abstract

The main reason of this field work is to gaining the knowledge about various component of

profitability of commercial bank. Under this heading it is gaining the knowledge about the

Study “FINANCIAL PERFORMANCE ANALYSIS OF STANDARD CHARTERED BANK NEPAL LTD”. Data are

extracted from staff of bank and customers, cross verifying from various persons, who are

having knowledge about the bank.

The project report is prepared as per instructions of professor/supervisor on the selected

chapter and format received from campus. After observing necessary report of senior students,

books of various writers report writing was started. When preparing report own technique is

used without copying from any books and report but some correlation are done with some

reports of senior student and books of writers.

Under this heading it is express the Study of “FINANCIAL PERFORMANCE ANALYSIS OF STANDARD
CHARTERED BANK NEPAL LTD” data are collected, analyzed and interpreted and presented in
report.

v
 Acknowledgement

This project work report entitled “FINANCIAL PERFORMANCE ANALYSIS OF STANDARD CHARTERED
BANK NEPAL LTD”has been prepared in the form as required by the Tribhuvan University for the
partial fulfillment of the degree of Bachelor of Business Studies (BBS). Giving me great
opportunity to prepare this Report held under Tribhuvan University Firstly, I would heartily
like to thank to Tribhuvan University.

I am highly indebted to my respectable supervisor Mr. Dinesh aryal, Head of Department of

Management of New Gyan Bahumukhi Campus, Kohalpur whose sound theoretical and
practical knowledge provided me the basis for the preparation of this report from beginning
till end.

I would like to express my great sense of gratitude to bank Manager and staff of SCBL
Kohalpur Branch for providing me relevant data and information required for the project work
Report. I also owe an indebtedness to all reputed authors whose writings have provided me the
necessary guidance and invaluable materials for my enrichment of my research paper in all
possible way.

Durga Oli
BBS 4th Year
Gyan Bahumukhi Campus

vi
 Table of content

Title Page i
Declaration ii
Supervisor Recommendations iii
Endorsement iv
Abstract v
Acknowledgement vi
Table of Contents vii
List of Tables ix
List of Figures x
Abbreviation xi

Table of Contents
Contents Page No.
Chapter-One Introduction 1-14
1.1 Background of the study 1
1.2 Profile of the organization 3
1.3 Statement of the problem 5
1.4 Objectives of the atudy 6
1.5 Rational of the study 6
1.6 Review 7
1.7 Research Methodology 10
1.8 Limitation of the study 14

CHAPTER-Two: Results and Analysis 15-25

2.1 Presentation of Data and Analysis 15
2.2 Major findings 26

vii
CHAPTER-Three: Summary, Conclusion and Recommendation 28-27
3.1 Summary 28
3.2 Conclusion and Recommendation 28
BIBLIOGRAPHY 31
APPENDIX 32-33

viii
 List of Table

Table No. Title Page No.

Table 1 Cash and Bank Balance to Current & Saving Deposit Ratio 16
Table 2 Fixed Deposit to Total Deposit Ratio 17
Table 3 Return on Asset 18
Table 4 Return on Net Worth 20
Table 5 Return on Total Deposit 21
Table 6 Loan and Advances to Total Deposit Ratio 23
Table 7 Earnings Per Share (EPS) 24
Table 8 Price-Earnings Ratio (P/E Ratio) 25

ix
 List of Figure

Figure 1: Cash and Bank Balance to Current & Saving Deposit Ratio 16
Figure 2 : Fixed Deposit to Total Deposit 17
Figure 3 : Return on Assets (ROA) 18
Figure 4 : Return on Net worth (RONW) 19
Figure 5 : Return on Total Deposit (ROTD) 22
Figure 6 : Loans and Advances to Total Deposit 23
Figure 7 : Earnings per Share (EPS 24
Figure 8 : PE Ratio (Price to Earnings Ratio) 25

x
 List of abbreviation

SCBNL Standard Chartered Bank Nepal Limited

i.e. That is

Rs. Rupees

EPS Earnings Per Share

MPS Market Price Per Share

NPAT Net Profit After Tax

ROA Return on Assets

RONW Return on Net Worth

ROE Return on Equity

CAR Capital Adequacy Ratio

RWE Risk Weighted Exposure

PE Price Earning Ratio

xi