1.

MEMORANDUM OF DEPOSIT OF TITLE DEEDS

This Memorandum of Deposit of Title Deeds is executed at

Nagercoil on this 6th JUNE 2025. Two Thousand and Twenty Five) by
T. GOUTHAM RAM, S/o. M. Thangavel, Age 27, Aadhaar No: 2304 7491
2143, Mob. No.9487248957) Residing at 81, Pallivilai, Vetturnimadam
Post, Nagercoil 3, Agestheeswaram Taluk, Kanyakumari District,
(Hereinafter referred to as the DEPOSITOR(s)/MORTGAGOR(s) which
expression shall wherever the context so require mean and include his
/ her/their heirs, executors, administrators, successors and assigns)

TO AND IN FAVOUR OF

TAMILNADU MERCANTILE BANK LIMITED, a scheduled Bank governed

by the Banking Regulation Act 1949 having its Registered office at 57,
V.E.Road, Tuticorin and Branch office known as NAGERCOIL Branch at
No.229-A Charles Miller Street, College Road, Nagercoil, Kanyakumari
District- 629001. (Hereinafter referred to as the “BANK”) which expression
shall wherever the context so require mean and include its successors
and assigns)

WHEREAS at the request of the borrower Mr.T.Varun Aravinthan, Prop:

M/s Lekshmi Construction (hereinafter referred to as the Borrower) and
the Mortgagor(s)/ Depositor(s) creation of mortgage by deposit of title
deeds, the Bank had sanctioned, accommodated, granted /agreed to
sanction, accommodate and grant advances, loans, credit facilities and
financial assistance to the tune of Term loan Rs.15,00,000/- (Rupees
Fifteen Lakhs Only);
 2.

S.No. Name Loan Amount

1 Mr.T.Varun Aravinthan, Prop: M/s Lekshmi 15,00,000
Construction
Total 15,00,000/-

NOW THESE PRESENTS WITNESSETH AS FOLLOWS:-

That in consideration of the Bank sanctioning, accommodating, granting /
agreeing to sanction, accommodate and grant advances, loans, credit
facilities and financial assistance to the borrower above named, the
mortgagor(s)/depositor(s) confirm having already deposited with the Bank
at its Nagercoil Branch at Nagercoil(Notified Town) on 02.06.2025 the
documents of title as listed in Schedule I hereto relating to the
Properties of the Mortgagor(s)/ Depositor(s) described in Schedule II
hereto, to the intent that the same shall remain and be charged by way
of mortgage by deposit of title deeds (under Section 58(f) of the Transfer
of Property Act 1882) for repayment to the Bank the amounts payable
towards the advances, loans, credit facilities and financial assistance
extended or to be extended from time to time by way of interchangeability
of limits, facilities or otherwise to the tune of Term loan Rs.15,00,000/-
(Rupees Fifteen Lakhs Only) and any ultimate balance that may remain
due and outstanding in the account(s) of the borrower with the bank
including principal and interest at the rate stipulated by the bank from
time to time, bank charges in accordance with the practices and
usages of the bank, costs of realization of the security and further
loans and advances that may be availed by the borrowers and all the
other expenses incidental thereto.
That the Mortgagor(s)/ Depositor(s) confirm that the documents already
deposited with the bank as listed in Schedule-I by way of equitable
mortgage shall be held by the bank as continuing security till all the
amounts payable by them and/or the borrower towards the afore mentioned
advances, loans, credit facilities and financial assistance are wholly and
3.
fully discharged and further declares that no other charge , mortgage or
encumbrance of whatsoever sort would be created without the written
consent of the bank.
List of Document s of Title Deeds related to the property owned by
(Name of the property Owner)

S.No Date Name of the Document Whether Original

certified/ Copy
SCHEDULE – I
1. 10.12.1984 Certified Copy of Gift Deed No.8789/1984 Certified copy
executed by Mr.Ariyanayagam in favour of
Mr.Vimalan Yesudhas
2. 07.05.2007 Certified Copy of Sale Deed No.1054/2007 Certified copy
executed by Mr.Vimalan Yesudhas in favour
of Mr. Sreenivasan
3. 07.05.2007 Certified Copy of Sale Deed No.1203/2007 Certified copy
executed by Mr.Vimalan Yesudhas in favour
of Mr. Sreenivasan
4. 08.12.2010 Certified Copy of Sale Deed No.2709/2010 Certified copy
executed by Mr. Sreenivasan in favour of
Mr.Johnson
5. 02.05.2023 Certified Copy of Sale Deed No. 1208/2023 Certified copy
executed by Mr.Johnson in favour of Mrs.
Prema
6. 29.10.2024 Original Settlement Deed No.2822/2024 Orginal
executed by Mrs. Prema in favour of
Mr.Goutham Ram
7. 29.10.2024 SRO Copy of Settlement Deed SRO Copy
No.2822/2024 executed by Mrs. Prema in
favour of Mr.Goutham Ram
8. 09.01.2004 Photo Copy of Decree in O.S.No. 716/2000 Photo Copy
9. 09.01.2004 Photo Copy of Judgement in Photo Copy
O.S.No:716/2000
 10. 04.02.2025 Original Land Tax Receipt in the name of Orginal
Mr.Goutham Ram

11. 05.02.2025 Original Adangal in the name of Orginal

Mr.Goutham Ram
12. 12.02.2025 Online Copy of Patta in the name of Mr. Online Copy
Goutham Ram
13. 12.02.2025 Online Copy of Location Sketch Online Copy
14. 03.03.2025 SRO Copy of Digital Encumbrance SRO Copy
Certificate for the property in
Re.Sy.No.651/7A1 for the period Covered
from 01.01.1987 to 13.02.2018
15. 03.03.2025 SRO Copy Digital Encumbrance Certificate SRO Copy
for the property in Re.Sy.No.651/7A1 for
the period Covered from
13.02.2018 to 27.02.2025

SCHEDULE – I

Description of the properties Property

belongs to (Name of the Property Owner)

ITEM NO 1
1. Survey no. - 651/7A1 (Old Re.Sy.No.651/7)
2. Panchayat - Kaniyakulam
3. Village - Kaniyakulam
4. Taluk - Agestheeswaram
5. Reg.Sub District - Vadasery
6. Reg.District - Kanyakumari
7. District - Kanyakumari
8. Land - 4.50 cents(182.16.Sq.m)
 Boundaries

East - 14 feet Pathway

South - Plot no.12
West – Property of Arulappan
North - Property of T. Prema

In Witness whereof the Mortgagor(s)/ Depositor(s) has/have set his

/her/their hand on the day of June Month and year 2025 above
written.

Mortgagor(s)/ Depositor(s)

Witnesses:

1.PREMA THANGASWAMY,
W/O: Thangavel,81maha Lakshmi Bhavanam,
Railway Road,Pallivilai,
Vetturnimadam,
NAGERCOIL-3,
Kanniyakumari, Tamil Nadu,-629003

2.