09-06-2025

Quote No : qcr55vvlwu3u4

Benefit Illustration for HDFC Life Sampoorn Nivesh Plus (Spl)

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Sampoorn Nivesh Plus (Spl)
IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. THE LINKED
INSURANCE PRODUCTS DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE
POLICYHOLDER WILL NOT BE ABLE TO SURRENDER OR WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS
COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR.

DETAILS
Name of the Prospect/Policy holder: G Name of Product: HDFC Life Sampoorn Nivesh Plus (Spl)
A Unit Linked Non Participating Life
Age: 43 Tag Line:
Insurance Plan
Name of Life Assured: G Unique Identification No: 101L180V01
Age: 43 GST Rate: 18%*
Investment Strategy
Sum Assured: Rs.1000000 100% Debt oriented
opted for:
Policy Term & Premium Payment Term: 10year(s) & 10year(s)
Plan option: Life
Death benefit option: Classic
Amount of Instalment Premium: Rs.100000
Mode of payment of Premium: Annual
Income Benefit (%): NA
Income Term: NA

Funds opted for along with their risk level:

Fund Risk Level Fund SFIN Fund Allocation (%)

Diversified Equity Fund High ULIF05501/08/13DivrEqtyFd101 0

Blue Chip Fund High ULIF03501/01/10BlueChipFd101 0
Opportunities Fund High ULIF03601/01/10OpprtntyFd101 0
Balanced Fund Medium ULIF03901/09/10BalancedFd101 0

Flexi Cap Fund Very High ULIF07114/07/23FlexiCapFd101 0

Bond Fund Low ULIF05601/08/13Bond Funds101 100
Discovery Fund High ULIF06618/01/18DiscvryFnd101 0

Equity Advantage Fund High ULIF06723/03/18EqtyAdvtFd101 0

Top 300 Alpha 50 Fund High ULIF07828/02/25Alpha300Fd101 0
Dynamic Advantage Fund Medium ULIF08028/02/25DynamicFnd101 0

Rider Details

Rider Name Rider UIN Rider PPT Rider PT Rider Sum Assured Rs.
LiveWell rider-(Death Cover)- Linked 101A036V01 60 Months 120 Months 141000

Premium Summary

LiveWell LiveWell LiveWell WOP WOP Total

Base PP Rider PP Rider PP Rider HP Rider HP Rider
CI Rider IB Rider Rider Rider Rider Rider Rider Instalment
Plan (PAC) (ADC) (CC) (CCI) (CC)
(DC) (PAC) (ADC) (DH) (CID) Premium
Instalment Premium without GST 100000 0 0 0 0 0 0 0 2536 0 0 0 0 102536

Instalment Premium with First Year

100000 0 0 0 0 0 0 0 2992 0 0 0 0 102992
GST

Instalment Premium with GST 2nd Year

100000 0 0 0 0 0 0 0 3151 0 0 0 0 103151
Onwards

How to read and understand this benefit illustration?

This benefit illustration is intended to show what charges are deducted from your premiums and how the unit fund, net of charges, may grow over the years of the policy term if the
fund earns a gross return of 8% p.a. or 4% p.a. These rates, i.e., 8% and 4% are assumed only for the purpose of illustrating the flow of benefits if the returns are at this level. It
should not be interpreted that the returns under the plan are going to be either 8% p.a. or 4% p.a.
Net Yield mentioned corresponds to the gross investment return of 8% p.a., net of all charges but does not consider mortality, morbidity charges, underwriting extra, if any,
guarantee charges and cost of riders, if deducted by cancellation of units. It demonstrates the impact of charges exclusive of taxes on the net yield. Please note that the mortality
charges per thousand sum assured in general, increases with age.
The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, morbidity, underwriting extra, cost of riders, etc. The investment risk in
this policy is borne by the policyholder, hence, for more details on terms and conditions please read sales literature carefully.
Part A of this statement presents a summary view of year-by-year charges deducted under the policy, fund value, surrender value and the death benefit, at two assumed rates of
return. Part B of this statement presents a detailed break-up of the charges, and other values.

PART A

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 At 4% Gross Investment Return At 8% Gross Investment Return
Annualized Mortality, Fund at Mortality, Fund at
Policy year Other Surrender Death Other Surrender Death
Premium Morbidity GST End of Morbidity GST End of
Charges* Value Benefit Charges* Value Benefit
Charges Year Charges Year

(01) (02) (03) (04) (05) (06) (07) (08) (09) (10) (11) (12) (13) (14)

1 1,00,000 2,772 7,247 1,803 91,797 85,297 10,00,000 2,767 7,273 1,807 95,392 88,638 10,00,000
2 1,00,000 2,746 8,503 2,025 1,85,787 1,81,067 10,00,000 2,723 8,606 2,039 1,96,841 1,92,121 10,00,000

3 1,00,000 2,689 9,790 2,246 2,82,061 2,78,521 10,00,000 2,628 10,024 2,277 3,04,790 3,01,250 10,00,000

4 1,00,000 2,587 11,108 2,465 3,80,725 3,78,365 10,00,000 2,462 11,533 2,519 4,19,734 4,17,374 10,00,000
5 1,00,000 2,423 12,459 2,679 4,81,910 4,81,910 10,00,000 2,197 13,141 2,761 5,42,234 5,42,234 10,00,000

6 1,00,000 2,171 15,058 3,101 5,84,384 5,84,384 10,00,000 1,796 16,067 3,215 6,71,572 6,71,572 10,00,000
7 1,00,000 1,824 16,671 3,329 6,89,437 6,89,437 10,00,000 1,234 18,087 3,478 8,09,478 8,09,478 10,00,000

8 1,00,000 1,346 18,332 3,542 7,97,272 7,97,272 10,00,000 460 20,239 3,726 9,56,737 9,56,737 10,00,000

9 1,00,000 714 20,042 3,736 9,08,126 9,08,126 10,00,000 0 22,529 4,055 11,13,543 11,13,543 11,13,543
10 1,00,000 299 21,804 3,979 10,36,796 10,21,796 10,50,000 0 24,961 4,493 12,94,920 12,79,920 12,94,920

*See Part B for details.

IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICYHOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR ILLUSTRATIVE PURPOSE.

I HARSH BHATIA (name), have explained the premiums charges and benefits under I G (name),having received the information with respect to the above, have understood
the policy fully to the prospect / policy holder. the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official of the Insurer Date: Signature of Prospect / Policyholder

PART B
Gross
8% p.a Net Yield 5.53% Amount in Rupees
Yield

Annualized
Premium Premium Mortality
Annualized Allocation -Premium Charge, Policy Admin Guarantee Other Additions to Fund Fund at End Surrender Death
Policy Year Premium Charge Allocation Morbidity GST FMC
Charge Charge charges* the fund* before FMC of Year Value Benefit
(AP) Charge Charges
(PAC) (AP)-(PAC)

1 1,00,000 6,000 94,000 2,767 1,807 0 0 0 0 95,519 1,273 95,392 88,638 10,00,000

2 1,00,000 6,000 94,000 2,723 2,039 0 0 0 0 1,97,102 2,606 1,96,841 1,92,121 10,00,000
3 1,00,000 6,000 94,000 2,628 2,277 0 0 0 0 3,05,195 4,024 3,04,790 3,01,250 10,00,000

4 1,00,000 6,000 94,000 2,462 2,519 0 0 0 0 4,20,292 5,533 4,19,734 4,17,374 10,00,000

5 1,00,000 6,000 94,000 2,197 2,761 0 0 0 0 5,42,954 7,141 5,42,234 5,42,234 10,00,000

6 1,00,000 3,000 97,000 1,796 3,215 4,200 0 0 0 6,72,464 8,867 6,71,572 6,71,572 10,00,000

7 1,00,000 3,000 97,000 1,234 3,478 4,410 0 0 0 8,10,553 10,677 8,09,478 8,09,478 10,00,000
8 1,00,000 3,000 97,000 460 3,726 4,631 0 0 0 9,58,008 12,608 9,56,737 9,56,737 10,00,000

9 1,00,000 3,000 97,000 0 4,055 4,862 0 0 0 11,15,022 14,667 11,13,543 11,13,543 11,13,543

10 1,00,000 3,000 97,000 0 4,493 5,106 0 0 15,000 12,81,620 16,855 12,94,920 12,79,920 12,94,920

Gross
4% p.a Amount in Rupees
Yield

Premium Annualized Mortality

Annualized Allocation Premium
Charge, Policy Admin Guarantee Other Additions to Fund Fund at End Surrender Death
Policy Year Premium Charge -Premium Morbidity GST FMC
Charge Charge charges* the fund* before FMC of Year Value Benefit
(AP)
(PAC) (AP)-(PAC) Charges

1 1,00,000 6,000 94,000 2,772 1,803 0 0 0 0 91,919 1,247 91,797 85,297 10,00,000

2 1,00,000 6,000 94,000 2,746 2,025 0 0 0 0 1,86,034 2,503 1,85,787 1,81,067 10,00,000

3 1,00,000 6,000 94,000 2,689 2,246 0 0 0 0 2,82,436 3,790 2,82,061 2,78,521 10,00,000

4 1,00,000 6,000 94,000 2,587 2,465 0 0 0 0 3,81,231 5,108 3,80,725 3,78,365 10,00,000
5 1,00,000 6,000 94,000 2,423 2,679 0 0 0 0 4,82,550 6,459 4,81,910 4,81,910 10,00,000

6 1,00,000 3,000 97,000 2,171 3,101 4,200 0 0 0 5,85,161 7,858 5,84,384 5,84,384 10,00,000

7 1,00,000 3,000 97,000 1,824 3,329 4,410 0 0 0 6,90,353 9,261 6,89,437 6,89,437 10,00,000

8 1,00,000 3,000 97,000 1,346 3,542 4,631 0 0 0 7,98,331 10,701 7,97,272 7,97,272 10,00,000

9 1,00,000 3,000 97,000 714 3,736 4,862 0 0 0 9,09,332 12,180 9,08,126 9,08,126 10,00,000
10 1,00,000 3,000 97,000 299 3,979 5,106 0 0 15,000 10,23,154 13,698 10,36,796 10,21,796 10,50,000

*Specify details if any,

Notes:

1. Refer the Sales Literature for explanation of terms used in this illustration.
2. Fund Management Charge is based on the specific fund option(s) chosen.
3. In case rider charges are collected explicitly through collection of rider premium, and not by way of cancellation of units, then, such charges are not considered in this illustration.
In other cases, rider charges are included in other charges.
4. On death of the life assured under Classic Waiver Plus option, a monthly income shall be paid in addition to the death benefit illustrated above as per the policy terms and
conditions. Applicable mortality charges with respect to this benefit are included in the illustration above under Mortality Charge.

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I HARSH BHATIA (name), have explained the premiums charges and benefits under I G (name),having received the information with respect to the above, have understood
the policy fully to the prospect / policy holder. the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official of the Insurer Date: Signature of Prospect / Policyholder

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