PTSB008 - Question Paper
PTSB008 - Question Paper
B
Test Booklet Series
Test Code
02082002
Before attempting paper please read the instructions given on page no. 2 or 3 carefully and follow
them.
Ñi;k iz'u&i=k gy djus ls igys i`"B la[;k 2 vFkok 3 ij fn, x, vuqns'kksa dks è;kuiwoZd i<+s rFkk mudk vuqlj.k djsaA
Vivekananda House: Mukherjee Nagar: BHOPAL CENTRE: JAIPUR CENTRE: Plot PRAYAGRAJ CENTRE:
6-B, Pusa Road, Metro 1422, Main Mukherjee Plot No. 46 Zone‑2, No. 6 & 7, 3rd Floor, IInd Floor 31/31, Sardar
Pillar no. 111, Near Karol Nagar Road, Near M.P Nagar, Sree Gopal Nagar, Patel Marg, Civil Lines
Bagh Metro, New Batra Cinema, New Bhopal 462011 Gopalpura Bypass, Prayagraj,
Delhi-110060 Delhi-110009 Phone: 8827664612, Jaipur - 302015 Phone: Uttar Pradesh-211001
Phone: 8081300200 Phone: 8081300200 8081300200 9358200511 Ph. 9958857757
tc rd vkidks ;g ijh{k.k iq f Lrdk [kks y us dks u dgk tk, rc rd u [kks y s a A
v uq ns 'k
1- ijh{kk çkjEHk gksus ds rqjUr ckn vki bl ijh{k.k iqfLrdk dh iM+rky vo'; dj ysa fd blesa dksbZ fcuk Nik] iQVk ;k NwVk
gqvk i`"B vFkok ç'uka'k vkfn u gksA ;fn ,slk gS] rks bls lgh ijh{k.k iqfLrdk ls cny ysaA
2- Ñi;k è;ku j[ksa fd OMR mÙkj&i=kd esa mfpr LFkku ij jksy uEcj vkSj ijh{k.k iqfLrdk vuqØe A ;k B dks
è;ku ls ,oa fcuk fdlh pwd ;k folaxfr ds Hkjus vkSj dwVc¼ djus dh ftEesnkjh mEehnokj dh gSA fdlh Hkh
çdkj dh pwd@folaxfr dh fLFkfr esa mÙkj&i=kd fujLr dj fn;k tk,xkA
3- bl ijh{k.k iqfLrdk ij lkFk esa fn, x, dks"Bd esa vkidks
viuk vuqØekad fy[kuk gSA ijh{k.k iqfLrdk ij vkSj dqN u
fy[ksaA
4- bl ijh{k.k iqfLrdk esa 50 ç'uka'k (ç'u) fn, x, gSaA çR;sd ç'uka'k fgUnh vkSj vaxzsth nksuksa esa Nik gSA çR;sd ç'uka'k
esa pkj çR;qÙkj (mÙkj) fn, x, gSaA buesa ls ,d çR;qÙkj dks pqu ysa] ftls vki mÙkj&i=kd ij vafdr djuk pkgrs gSaA ;fn
vkidks ,slk yxs fd ,d ls vfèkd çR;qÙkj lgh gSa] rks ml çR;qÙkj dks vafdr djsa tks vkidks lokZsÙke yxsA çR;sd ç'uka'k
ds fy, dsoy ,d gh çR;qÙkj pquuk gSA
5- vkidks vius lHkh çR;qÙkj vyx ls fn, x, mÙkj&i=kd ij gh vafdr djus gSAa mÙkj&i=kd esa fn, x, funZ's k ns[ksAa
6- lHkh ç'uka'kksa ds vad leku gSaA
7- blls igys fd vki ijh{k.k iqfLrdk ds fofHkUu ç'uka'kksa ds çR;qÙkj mÙkj&i=kd ij vafdr djuk 'kq: djsa] vkidks ços'k
çek.k&i=k ds lkFk çsf"kr vuqns'kksa ds vuqlkj dqN fooj.k mÙkj&i=kd esa nsus gSaA
8- vki vius lHkh çR;qÙkjksa dks mÙkj&i=kd esa Hkjus ds ckn rFkk ijh{kk ds lekiu ij dsoy mÙkj&i=kd vèkh{kd dks lkSia nsAa vkidks
vius lkFk ijh{k.k iqfLrdk ys tkus dh vuqefr gSA
9- dPps dke ds fy, i=kd] ijh{k.k iqfLrdk ds vUr esa layXu gSaA
INSTRUCTIONS
1. IMMEDIATELY AFTER THE COMMENCEMENT OF THE EXAMINATION, YOU SHOULD CHECK
THAT THIS TEST BOOKLET DOES Not HAVE ANY UNPRINTED OR TORN OR MISSING PAGES OR
ITEMS, ETC. IF SO, GET IT REPLACED BY A COMPLETE TEST BOOKLET.
2. Please note that it is the candidate’s responsibility to encode and fill in the Roll Number and Test Booklet
Series A or B carefully and without any omission or discrepancy at the appropriate places in the OMR
Answer Sheet. Any omission/discrepancy will render the Answer Sheet liable for rejection.
4. This Test Booklet contains 50 items (Questions). Each item is printed in Hindi and English only. Each item
comprises four responses (Answers). You will select the response which you want to mark on the Answer Sheet.
In case you feel that there is more than one correct response, mark the response which you consider the best. In
any case, choose ONLY ONE response for each item.
5. You have to mark all your responses ONLY on the separate answer sheet provided. See directions in the Answer Sheet.
7. Before you proceed to mark in the Answer Sheet the response to various items in the Test Booklet, you have to
fill in some particulars in the Answer Sheet as per instructions sent to you with your Admission Certificate.
8. After you have completed filling in all your responses on the Answer Sheet and the examination has concluded, you
should hand over to the invigilator only the Answer Sheet. You are permitted to take away with you the Test Booklet.
9. Sheets for rough work are appended in the Test Booklet at the end.
(i) There are four alternatives for the answer to every question. For each question for which a wrong answer has
been given by the candidate, one-third of the marks assigned to that question will be deducted as penalty.
(ii) If a candidate gives more than one answer, it will be treated as a wrong answer even if one of the given
answers happens to be correct and there will be same penalty as above to that question.
(iii) If question is left blank, i.e., no answer is given by the candidate, there will be no penalty for that question.
11. Challenge the question: If the students feel that either the question(s)/answer(s) needs to be modified
or require clarification, they can fill the google form by scanning the QR code given in the 1st page
of the Question booklet.
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4. Vksfcu dj çLrkfor dj ftldk mís'; (d) ;g ukeek=k etnwjh o`f¼ ds lkFk lek;ksftr
vYidkfyd lêðk eqæk ysunsu okLrfod C;kt nj gSA
dks de djuk gSA 100% 75% 50% Guess
5. VsDl 'ksYVj {ks=kkf/dkj ;k ns'k tks vuqdwy
dj dkuwu çnku djrk gS] 8. fuEufyf•r tkudkjh ij fopkj djsa%
ftlls O;olk;ksa dks dkuwuh Vªsi ifjHkk"kk fo'ks"krk,¡
:i ls dj nsunkfj;ksa dks de 1. fyfDofMVh og vkfFkZd fLFkfr tgk¡ C;kt njsa vkSj
djus dh vuqefr feyrh gSA VªSi yksx iSls •pZ djus ckWUM ;hYM
mi;qZDr ;qXeksa esa ls fdrus lqesfyr gSa\ ds ctk; cpkuk ilan yxHkx 'kwU;
(a) dsoy nks
djrs gSa D;ksafd os fxjrh gks tkrh gSA
(b) dsoy rhu
(c) dsoy pkj dherksa ;k vFkZO;oLFkk
(d) lHkh ik¡p esa vkfFkZd leL;kvksa
100% 75% 50% Guess ds ckjs esa cgqr fpafrr
gksrs gSaA
6. fuEufyf•r dFkuksa ij fopkj djsa%
2. eè;e vkfFkZd fLFkfr tgk¡ ,d mPp ewY;
1. lHkh 'kgjh lgdkjh cSad
2. y?kq foÙk cSad vk; ns'k rc rd fodflr of/Zr {ks=kksa
3. Hkqxrku cSad gksrk gS tc rd fd dh •jkc
4. tek Lohdkj djus okys xSj&cSfa dax foÙk fuxe çfr O;fDr ldy ?kjsyw mRikndrk dk
cSadksa ds Åij i;Zos{kh gLr{ksi dks l{ke djus mRikn vk; ds eè;e gksuk
ds fy, ,d :ijs•k] Rofjr lq/kjkRed dkjZokbZ]
(PCA) mi;ZqDr fdruh laLFkkvksa ij ykxw gksrh Lrj rd ugha igq¡p
gS\ tkrk] ysfdu ns'k vkxs
(a) dsoy ,d fodflr ugha gks ikrk
(b) dsoy nks
gS vkSj vr% ;g mPp
(c) dsoy rhu
(d) lHkh pkj vk; okys ns'k dk ntkZ
100% 75% 50% Guess
çkIr ugha djrk gSA
3. tyok;q og vkfFkZd fLFkfr ns'kksa }kjk
7. fuEufyf•r esa ls dkSu lk ¶rVLFk C;kt nj¸ ½.k tky tgk¡ tyok;q ifjorZu tyok;q&
(U;wVªy jsV vkWiQ baVjsLV) dk lcls vPNk o.kZu
djrk gS\ detksj ns'kksa dks ½.k vuqdwy
(a) ;g lcls de C;kt nj gS tks fdlh tky esa /dsyrk gS tgk¡ uhfr;k¡
vFkZO;oLFkk esa ?kjsyw cpr dh lcls de os ck<+] lw•s] taxy dh viukuk
njksa ds lkFk gks ldrh gSA
vkx vkfn ls gksus okys
(b) ;g og nj gS tks eqækLiQhfr dks fLFkj j•rh
gS vkSj vFkZO;oLFkk dks iw.kZ jkstxkj ij cuk, tksf•eksa vkSj uqdlkuksa
j•rh gSA dks nwj djus ds fy,
(c) ;g og nj gS ftl ij vFkZO;oLFkk esa dqy ½.k tek djrs jgrs gSaA
vkiwfrZ dqy ekax ds cjkcj gksrh gSA
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4. Tobin Tax Proposed tax (d) It is the real interest rate adjusted to
that aims to account for nominal wage growth.
reduce short term
speculative currency 100% 75% 50% Guess
transactions.
8. Consider the following information:
5. Tax Shelter Jurisdiction or
country that offers Trap Definition Characteristics
favorable tax laws, 1. Liquidity Economic Interest rates
allowing businesses Trap condition where and bond yield
to minimize tax people prefer drops to almost
liabilities legally. to save money zero.
How many of the pairs given above are rather than spend
correctly matched? it as they are too
(a) Only two worried about
(b) Only three falling prices
(c) Only four or economic
(d) All five problems in the
economy.
100% 75% 50% Guess 2. Middle Economic Poor
Income condition where productivity
6. Consider the following statements:
Trap a country has of high-value
1. All Urban Cooperative Banks
developed until added sectors.
2. Small Finance Banks
GDP per capita
3. Payment Banks
has reached a
4. Deposit taking Non-Banking Finance
middle level of
Corporations
income, but the
Prompt Corrective Action, a framework for country does not
banks to enable supervisory intervention, is develop further
applicable on how many of the institutions and it does
given above? not attain high
(a) Only one income country
(b) Only two status.
(c) Only three 3. Climate Economic Climate-
(d) All four Debt condition unfriendly
100% 75% 50% Guess Trap where climate policies by the
change pushes country.
7. Which of the following best describes vulnerable
“neutral rate of interest”? countries into a
(a) It is the lowest interest rate an economy debt trap where
can have with lowest rates of household they keep on
savings. accumulating
(b) It is the rate that keeps inflation stable debt to address
and the economy at full employment. risks and
(c) It is the rate at which aggregate supply damages from
equals to aggregate demand in the floods, droughts,
economy. wildfires, etc.
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mi;ZqDr iafDr;ksa esa ls fdlesa nh xbZ tkudkjh 11. fuEufyf•r dFkuksa ij fopkj djsa%
lqesfyr gS\ vU; dkjd ds vifjofrZr jgrs gq,] fdlh oLrq
(a) dsoy ,d
dh cktkj ekax c<+ ldrh gS ;fn
(b) dsoy nks
1. mlds LFkkukiUu dh dher c<+ tkrh gS
(c) lHkh rhu
2. mlds iwjd dh dher c<+ tkrh gS
(d) dksbZ ugha
3. oLrq dh fdLe fuEu dksVh dh gks vkSj
100% 75% 50% Guess miHkksDrkvksa dh vk; esa o`f¼ gks jgh gks
9. fuEufyf•r dFkuksa ij fopkj djsa% 4. oLrq dh dher fxj jgh gks
dFku I% fjtoZ cSad vkWiQ bafM;k (vkjchvkbZ) mi;qZDr dFkuksa esa ls dkSu ls lgh gS\
dsoy vius ekSfæd HkaMkj ds cjkcj eqæk Nki (a) dsoy 1 vkSj 4
ldrk gS ftlesa lksuk] fons'kh eqæk] Vªstjh &fcy (b) dsoy 2] 3 vkSj 4
vkSj #i;s laca/h çfrHkwfr;k¡ 'kkfey gSaA (c) dsoy 1] 3 vkSj 4
dFku II% fjtoZ cSad vkWiQ bafM;k (vkjchvkbZ) (d) 1] 2 vkSj 3
1956 ls U;wure vkjf{kr ç.kkyh (MRS) dk
ikyu djrk gSA 100% 75% 50% Guess
mi;qZDr dFkuksa ds laca/ esa fuEufyf•r esa ls 12. ck¡M izfriQy (ck¡M ;hYM) ds laca/ esa fuEufyf•r
dkSu lk lgh gS\ dFkuksa ij fopkj djsa%
(a) dFku I vkSj dFku II nksuksa lgh gSa vkSj dFku
II dFku I dh lgh O;k[;k djrk gS dFku&I% ckWUM ;hYM vkerkSj ij rc c<+rh gS
(b) dFku I vkSj dFku II nksuksa lgh gSa ysfdu tc vFkZO;oLFkk esa yxkrkj eqækLiQhfr cuh jgrh gSA
dFku II dFku I dh lgh O;k[;k ugha gS dFku&II% ckWUM ;hYM dk eqækLiQhfr nj ls lh/k
(c) dFku I lgh gS ysfdu dFku II lgh ugha gS ldkjkRed laca/ gSA
(d) dFku II lgh gS ysfdu dFku I lgh ugha gS
mi;ZqDr dFkuksa ds laca/ esa fuEufyf•r esa ls
100% 75% 50% Guess dkSu ls lgh gS\
(a) dFku I vkSj dFku II nksuksa lgh gSa vkSj dFku
10. cSafdax ç.kkyh esa rjyrk ds lanHkZ esa] fuEufyf•r
esa ls dkSu&lk dkjd ^rjyrk ?kkVk* dks c<+k II dFku I dh lgh O;k[;k djrk gS
ldrk gS\ (b) dFku I vkSj dFku II nksuksa lgh gSa ysfdu
1. vFkZO;oLFkk esa tek jkf'k dh fudklh dh dFku II dFku I dh lgh O;k[;k ugha gS
c<+rh ekax dk gksuk (c) dFku I lgh gS ysfdu dFku II lgh ugha gS
2. ckgjh >Vds tSls oSf'od foÙkh; ladV (d) dFku II lgh gS ysfdu dFku I lgh ugha gS
3. vfxze dj Hkqxrku esa o`f¼ gksuk
4. lkWojsu fjLd esa deh vkuk 100% 75% 50% Guess
fuEufyf[kr dwV ls lgh mÙkj pqusa% 13. vkjchvkbZ }kjk ekSfnzd uhfr ds :i esa mi;ksx
(a) dsoy 1 vkSj 3 fd, tkus okys lk/u fuEufyf•r esa ls dkSu ls gS\a
(b) dsoy 2 vkSj 4 1. jsiks vkSj fjolZ jsiks vkWijs'ku
(c) dsoy 1] 2 vkSj 3
2. vksiu ekdZsV vkWijs'ku
(d) lHkh lgh gSa
3. iQkbu VÔwfuax vkWijs'ku
100% 75% 50% Guess 4. VªkbZ&ikVhZ jsiks vkWijs'ku
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In which of the above rows is the given 11. Consider the following statements:
information correctly matched? Other things remaining unchanged, market
(a) Only one
demand for a good might increase if
(b) Only two
1. price of its substitute increases
(c) All three
2. price of its complement increases
(d) None
3. the good is an inferior good and the
100% 75% 50% Guess income of the consumers increases
4. its price falls
9. Consider the following statements:
Which of the statements given above are
Statement I: RBI can only print currency
correct?
equivalent to its monetary reserves which
includes gold, forex, T-bills and rupee (a) 1 and 4 only
securities. (b) 2, 3 and 4 only
(c) 1, 3 and 4 only
Statement II: RBI follows the minimum
(d) 1, 2 and 3
reserve system (MRS) since 1956.
Which one of the following is correct in 100% 75% 50% Guess
respect of the above statements?
(a) Both Statement I and Statement II are 12. Consider the following statements about
correct and Statement II is the correct bond yield:
explanation of Statement I
(b) Both Statement I and Statement II Statement I: Bond yield usually increases if
are correct but Statement II is not the there is a constant inflation in the economy.
correct explanation of Statement I Statement II: Bond yield has a direct
(c) Statement I is correct but Statement II positive correlation to the inflation rate.
is not correct
(d) Statement II is correct but Statement I Which one of the following is correct in
is not correct respect of the above statements?
(a) Both Statement I and Statement II are
100% 75% 50% Guess correct and Statement II is the correct
10. With reference to liquidity in the banking explanation of Statement I
system, which of the following can result in (b) Both Statement I and Statement II
a liquidity deficit? are correct but Statement II is not the
1. Increased demand for withdrawal of correct explanation of Statement I
deposits in the economy. (c) Statement I is correct but Statement II
2. External shocks like global financial is not correct
crisis (d) Statement II is correct but Statement I
3. Increase in advance tax payment is not correct
4. Decrease in sovereign risk
100% 75% 50% Guess
Select the correct answer from the codes
given below: 13. Which of the following are the instruments
(a) 1 and 3 only
of monetary policy utilized by RBI?
(b) 2 and 4 only
1. Repo and Reverse Repo Operations
(c) 1, 2 and 3 only
(d) All are correct 2. Open Market Operations
3. Fine Tuning Operations
100% 75% 50% Guess 4. Tri-Party Repo Operations
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mi;qZDr midj.kksa esa ls dkSu ls lgh gS\ (c) dFku I lgh gS ysfdu dFku II lgh ugha gS
(a) dsoy 1] 2 vkSj 3 (d) dFku II lgh gS ysfdu dFku I lgh ugha gS
(b) dsoy 2] 3 vkSj 4
100% 75% 50% Guess
(c) dsoy 1] 3 vkSj 4
(d) 1] 2] 3 vkSj 4 16. fuEufyf•r >hyksa ij fopkj dhft,%
100% 75% 50% Guess
1. gqlSu lkxj
2. oqyj >hy
14. fuEufyf•r dFkuksa ij fopkj djsa% 3. Mqecj >hy
1. cpr ;k pkyw •krksa ls tkjh fd, x, psd
mi;qZDr >hyksa dks mÙkj ls nf{k.k fn'kk ds Øe esa
2. orZeku esa çpyu esa Hkkjrh; #i;s ds uksV
O;ofLFkr djsa%
3. fMekaM MªkÝV
(a) 2&1&3
4. 10 #- rd dh dqy jkf'k ds fy, 50 iSls
(b) 1&2&3
ds flDds
(c) 2&3&1
5. fcVdkWbu tSlh fØIVksdjsalh
(d) 3&1&2
6. lsaVªy cSad fMftVy djsalh (CBDC) ;k
e₹-R 100% 75% 50% Guess
mi;qZDr dFkuksa esa ls fdrus Hkkjr esa ^oS/ eqæk* 17. fuEufyf•r dFkuksa ij fopkj djsa%
ugha gSa\
1. nqfu;k Hkj esa l[r ekSfæd uhfr O;oLFkk
(a) dsoy rhu
vkSj vkfFkZd vfuf'prrk ds mPp Lrj ds
(b) dsoy pkj
lkFk vkiwfrZ Ük`a•ykvksa dk vuqdwyu 2023
(c) dsoy ik¡p
esa eqækLiQhfr esa fxjkoV ds dqN dkj.k gSaA
(d) lHkh Ng
2. blds çHkko Lo:i 'kwU; ncko 2023 esa c<+
100% 75% 50% Guess x;s tks bZa/u dh dherksa esa deh vkSj 2024
esa oLrqvksa dh eqækLiQhfr esa O;kid fxjkoV
15. fuEufyf•r dFkuksa ij fopkj djsa%
ds dkj.k gqvkA
dFku&I% ;wuhiQkbM yksu baVjiQsl (ULI) ½.k
vkfFkZd loZs{k.k 2024&2025 ds vuqlkj mi;qZDr
LohÑfr ç.kkyh dks iwjh rjg ls Lopkfyr djds
ikjaifjd ½.k ewY;kadu çfØ;kvksa dh vko';drk dFkuksa esa ls dkSu lk lgh gS\
dks de djsxkA (a) dsoy 1
(b) dsoy 2
dFku&II% ;wuhiQkbM yksu baVjiQsl (ULI)
(c) 1 vkSj 2 nksuksa
m/kjdrkZvksa ds ØsfMV bfrgkl vkSj vk; MsVk dk
(d) u rks 1 vkSj u gh 2
ykHk ysrk gS] lkFk gh ;g okLrfod le; ds
,Yxksfjne ds lkFk] ekuo gLr{ksi ds fcuk ½.k 100% 75% 50% Guess
dks Lopkfyr :i ls LohÑr djrk gSA
mi;ZqDr dFkuksa ds laca/ esa fuEufyf•r esa ls 18. fuEufyf•r dFkuksa ij fopkj djsa%
dkSu lk lgh gS\ 1. 2 ifg;k] 3 ifg;k vkSj VªSDVj dh fcØh esa
(a) dFku I vkSj dFku II nksuksa lgh gSa vkSj dFku o`f¼ gksukA
II dFku I dh lgh O;k[;k gS 2. xzkeh.k miHkksx O;; esa deh gksukA
(b) dFku I vkSj dFku II nksuksa lgh gSa ysfdu 3. fiNys ik¡p o"kks± esa mPp vkSlr •k|kUu
dFku II dFku I dh lgh O;k[;k ugha gS mRiknu dk gksukA
Which of the instruments given above are (c) Statement I is correct but Statement II
correct? is not correct
(a) 1, 2 and 3 only (d) Statement II is correct but Statement I
(b) 2, 3 and 4 only is not correct
(c) 1, 3 and 4 only
100% 75% 50% Guess
(d) 1, 2, 3 and 4
16. Consider the following lakes:
100% 75% 50% Guess
1. Hussain Sagar
14. Consider the following statements: 2. Wular Lake
1. Cheques issued from savings or current 3. Dumbur Lake
accounts Arrange the above given lakes in order of
2. Indian rupee notes currently in North to South direction:
circulation (a) 2-1-3
3. Demand drafts (b) 1-2-3
4. 50 paise coins for an amount totalling (c) 2-3-1
up to Rs. 10 (d) 3-1-2
5. Cryptocurrencies like Bitcoin 100% 75% 50% Guess
6. Central Bank Digital Currency (CBDC)
or e₹-R 17. Consider the following statements:
1. Tighter monetary policy regimes across
How many of the above-given statement(s)
the globe and adaptation of supply
is/are not legal tender in India?
chains to higher levels of economic
(a) Only three
uncertainty are some of the reasons for
(b) Only four
downtrend in inflation in 2023.
(c) Only five
2. As an effect of this, the price pressures
(d) All six increased in 2023 due to a reduction in
15. Consider the following statements: fuel prices and a broad-based reduction
in goods inflation in 2024 respectively.
Statement I: The Unified Lending Interface
(ULI) will reduce the need for traditional Which of the statement(s) given above is/
credit assessment processes by fully are correct according to the Economic
automating the loan approval system. Survey 2024-2025?
(a) 1 only
Statement II: ULI leverages borrowers' (b) 2 only
credit history and income data, along with (c) Both 1 and 2
real-time algorithms, to automatically (d) Neither 1 nor 2
approve loans without human intervention.
100% 75% 50% Guess
Which one of the following is correct in
respect of the above statements? 18. Consider the following statements:
(a) Both Statement I and Statement II are 1. Increased 2 wheeler, 3 wheeler and
correct and Statement II is the correct tractor sales.
explanation of Statement I 2. Decrease in rural consumption
(b) Both Statement I and Statement II expenditure.
are correct but Statement II is not the 3. Higher average food grain production
correct explanation of Statement I in the past five years.
4. fiNys o"kks± dh rqyuk esa 2024 esa lkekU; 21. fuEufyf•r esa ls dkSu lh uhfr vFkZO;oLFkk esa
nf{k.k&if'pe ekulwu dk gksukA lrr ekax lqfuf'pr djrs gq, C;kt njksa esa o`f¼
vkSj eqæk ds ewY; esa o`f¼ dk leFkZu djsxh\
vkfFkZd loZs{k.k 2024&25 ds vuqlkj] mi;qZDr
(a) foLrkjoknh ekSfæd uhfr vkSj foLrkjoknh
dkjdksa esa ls fdrus ladsr nsrs gSa fd xzkeh.k ek¡x
jktdks"kh; uhfr
us futh miHkksx o`f¼ esa ;ksxnku fn;k gS\
(b) foLrkjoknh ekSfæd uhfr vkSj ladqpudkjh
(a) dsoy ,d
jktdks"kh; uhfr
(b) dsoy nks
(c) ladqpudkjh ekSfæd uhfr vkSj foLrkjoknh
(c) dsoy rhu
jktdks"kh; uhfr
(d) lHkh pkj
(d) ladqpudkjh ekSfæd uhfr vkSj ladqpudkjh
100% 75% 50% Guess jktdks"kh; uhfr
100% 75% 50% Guess
19. çhisM Hkqxrku midj.k (PPI) ds lanHkZ esa
fuEufyf•r dFkuksa ij fopkj djsa% 22. Hkkjr esa fu;ks&cSadksa dh fuEufyf•r esa ls dkSu
çhisM midj.k çdkj lh fo'ks"krk gS\
1. fLoxh euh lsehDyksTM PPI 1. dksbZ HkkSfrd 'kk[kk ugha gksuhA
2. isVh,e okWysV DyksTM PPI 2. cSafdax ykblsal dh mifLFkfr dk gksukA
3. ØsfMV dkMZ vksiu PPI 3. cqfu;knh <kaps ds Hkhrj lkbcj lqj{kk mik;ksa
dh mifLFkfr dk gksukA
mi;qZDr fdrus ;qXe lqesfyr gSa\
4. vuqlwfpr ykblsal çkIr cSad ds lkFk lk>snkjh
(a) dsoy ,d
dk gksukA
(b) dsoy nks
fuEufyf[kr dwV ls lgh mÙkj pqusa%
(c) lHkh rhu
(a) dsoy 1 vkSj 3
(d) dksbZ ugha
(b) dsoy 1] 2 vkSj 4
100% 75% 50% Guess (c) dsoy 2 vkSj 3
(d) dsoy 1] 3 vkSj 4
20. fuEufyf•r dFkuksa ij fopkj djsa%
1. dkmaVj&lkbfDydy dSfiVy ciQj (CCB) 100% 75% 50% Guess
csly&III ekunaMksa ds rgr çLrkfor mik;ksa 23. fuEufyf•r esa ls dkSu Hkkjr esa ,Vh,e dks vkil
esa ls ,d gSA esa ,dhÑr djrk gS\
2. Hkkjr esa] dkmaVj&lkbfDydy dSfiVy (a) Hkkjrh; cSad la?k usVodZ
ciQj dh lhek,¡ izR;sd cSadksa }kjk mudh (b) bZ&dqcsj
xSj&fu"ikfnr ifjlaifÙk;ksa (NPA) ds vuqlkj (c) jk"Vªh; foÙkh; fLop
ifjHkkf"kr dh tkrh gSaA (d) lkoZtfud foÙkh; çca/u ç.kkyh
mi;qZDr dFkuksa esa ls dkSu lk lgh gS\ 100% 75% 50% Guess
(a) dsoy 1
(b) dsoy 2 24. fuEufyf•r dFkuksa ij fopkj djsa%
(c) 1 vkSj 2 nksuksa 1. vuqlwfpr cSadksa dks cSafdax fofu;eu
(d) u rks 1 vkSj u gh 2 vf/fu;e] 1949 ds rgr vkjchvkbZ }kjk
fofu;fer fd;k tkrk gS] xSj&vuqlwfpr cSadksa
100% 75% 50% Guess
dks ughaA
4. A normal southwest monsoon in 2024 21. Which of the following will lead to
compared to previous years. rising interest rates and appreciation of
the currency while ensuring sustainable
How many of the above given factors
demand in the economy?
signal that rural demand contributed to
(a) Expansionary monetary policy and
private consumption growth according to
expansionary fiscal policy
Economic Survey 2024-25?
(b) Expansionary monetary policy and
(a) Only one
contractionary fiscal policy
(b) Only two
(c) Contractionary monetary policy and
(c) Only three
expansionary fiscal policy
(d) All four
(d) Contractionary monetary policy and
100% 75% 50% Guess contractionary fiscal policy
19. Consider the following statements about 100% 75% 50% Guess
Prepaid Payment Instruments(PPI):
22. Which of the following is/are
Prepaid Type characteristic(s) of Neo-Banks in India?
Instruments 1. No physical presence.
1. Swiggy Money Semi-Closed PPI 2. Presence of banking license.
2. Paytm Wallet Closed PPI 3. Presence of cyber-security measures
3. Credit Card Open PPI within infrastructure.
How many pair(s) given above is/are 4. Partnership with a scheduled licensed
correctly matched? bank.
(a) Only one Select the correct answer from the codes
(b) Only two given below:
(c) All three (a) 1 and 3 only
(d) None (b) 1, 2 and 4 only
(c) 2 and 3 only
100% 75% 50% Guess
(d) 1, 3 and 4 only
20. Consider the following statements: 100% 75% 50% Guess
1. Counter-cyclical capital Buffer (CCB)
is one of the measures proposed under 23. Which one of the following links the ATMs
the Basel-III norms. in India?
2. In India, the limits of CCB are defined (a) Indian Banks’ Association Network
by individual Banks according to their (b) e-KUBER
Non-Performing Assets (NPA). (c) National Financial Switch
(d) Public Financial Management System
Which of the statement(s) given above is/
are correct? 100% 75% 50% Guess
(a) 1 only
(b) 2 only 24. Consider the following statements:
(c) Both 1 and 2 1. While the Scheduled Banks are
(d) Neither 1 nor 2 regulated by the RBI under the
Banking Regulation Act, 1949, the
100% 75% 50% Guess
non-Scheduled Banks are not.
2. vuqlwfpr vkSj xSj&vuqlwfpr nksuksa cSadksa dks 27. 'kks/drkZvksa dh ,d Vhe us bl ikS/s ds lkFk&lkFk
Hkkjrh; fjtoZ cSad ds lkFk vfuok;Z :i ls fcgkj ds x;k esa czã;ksuh igkM+h ij vkS"k/h;
lhvkjvkj cuk, j•uk vko';d gksrk gSA ikS/ksa dh ,d J`a•yk dh •kst dh gSA oSKkfud
3. vuqlwfpr vkSj xSj&vuqlwfpr nksuksa cSad ,oa vkS|ksfxd vuqla/ku ifj"kn (CSIR) igys gh
vlk/kj.k ifjfLFkfr;ksa esa vkjchvkbZ ls bl vkS"k/h; tM+h&cwVh dk mi;ksx e/qesg&jks/h
m/kj ys ldrs gSaA nok BGR&34 fodflr djus esa dj pqdk gSA
;g ikS/k fteusfed ,flM dh mifLFkfr ds dkj.k
mi;qZDr dFkuksa esa ls dkSu lk lgh gS@gSa\ jDr 'kdZjk ds Lrj dks de djus dh viuh
(a) dsoy 1 vuwBh {kerk ds fy, tkuk tkrk gS] tks vkar dh
(b) dsoy 3 ckgjh ijr esa fjlsIVj lkbVksa ij dCtk djds dke
(c) dsoy 1 vkSj 3 djrk gS] ftlls feBkl dh ykylk ij vadq'k
(d) dsoy 2 vkSj 3 yxrk gSA
100% 75% 50% Guess mi;ZqDr ifjPNsn esa] fuEufyf•r esa ls fdl ikS/s
dk o.kZu fd;k tk jgk gS\
25. fuEufyf•r dFkuksa ij fopkj djsa% (a) djsyk
1. ;g ekuo fufeZr Lekjdh; okLrqdyk dh (b) bafM;u ykWjsy
çFke vfHkO;fDr;ksa esa ls ,d gSA (c) dkdfpax
2. ;g nqfu;k dk lcls iqjkuk Kkr eafnj ifjlj (d) xqM+ekj
gS] tks ik"kk.kdky ls 6000 lky igys dk
gSA 100% 75% 50% Guess
3. bl LFkku ij nqfu;k dk lcls iqjkuk dSysaMj
28. ih,e fe=k (PM MITRA) ;kstuk dk y{;
•kstk x;k gSA ,dhÑr cqfu;knh <k¡ps vkSj vk/qfudhdj.k ç;klksa
fuEufyf•r esa ls fdl LFkku dk o.kZu Åij ds ekè;e ls Hkkjrh; oL=k {ks=k dks c<+kuk gSA
fd;k tk jgk gS\ blds mís';ksa dks ns•rs gq,] fuEufyf•r esa ls
(a) uCrk Iyk;k] felz dkSu&lk oSf'od oL=k #>ku bl ;kstuk ls lcls
(b) fppsu bV~tk] esfDldks vf/d çR;{k :i ls çHkkfor gksrk gS\
(c) ekpw fipw] is: 1. oL=k fofuekZ.k dk phu tSls mPp ykxr okys
(d) xkscsdyh Vsis] rqdhZ ns'kksa ls mUur cqfu;knh <k¡pk {kerkvksa okys
vf/d ykxr&çfrLi/hZ ns'kksa esa LFkkukarj.kA
100% 75% 50% Guess
2. oSf'od vkiwfrZ J`a•ykvksa esa yphys cqfu;knh
26. fuEufyf•r dFkuksa ij fopkj dhft,% <k¡ps vkSj lrr cqfu;knh <k¡ps ds fuekZ.k dh
1. :l c<+rh ek¡xA
2. cksRlokuk 3. fMftVyhdj.k] Lopkyu (automation) vkSj
3. tkiku vkiwfrZ J`a•yk ,dhdj.k esa j.kuhfrd fuos'k
4. Hkkjr ds dkj.k p;fur ns'kksa esa oL=k fofuekZ.k dsaæksa
mi;ZqDr esa ls fdrus çeq• (çkÑfrd) ghjk ds ,dhdj.k dks çfrcaf/r djukA
mRiknd ns'k gSa\ fuEufyf[kr dwV dk ç;ksx dj lgh mÙkj pqfu,%
(a) dsoy ,d (a) dsoy 1
(b) dsoy nks (b) dsoy 1 vkSj 2
(c) dsoy rhu (c) dsoy 2 vkSj 3
(d) lHkh pkj (d) 1] 2] vkSj 3
100% 75% 50% Guess 100% 75% 50% Guess
Select the correct answer from the codes 100% 75% 50% Guess
given below:
(a) Only one 33. With reference to Public Finance, consider
(b) Only two the following statements:
(c) Only three 1. Every State and Union Territory
(d) All four governments have their ‘own’
consolidated funds, public accounts
100% 75% 50% Guess
and contingency funds as per the
31. How many of the following shall be provisions of the Indian Constitution.
considered as “time liabilities” of a Bank? 2. The Budget is prepared by the
1. Fixed deposits Department of Expenditure under the
2. Cash certificates Ministry of Finance.
mi;ZqDr dFkuksa esa ls dkSu&lk@ls lgh ugha gS@gSa\ (d) dsoy 2] 3] vkSj 4
(a) dsoy 1 (d) 1] 2] 3] vkSj 4
(b) dsoy 2
100% 75% 50% Guess
(c) 1 vkSj 2 nksuksa
(d) u rks 1 vkSj u gh 2 36. fuEufyf•r esa ls fdl O;fDrRo us "n çkWCye
100% 75% 50% Guess
vkWiQ n #ih% bV~l vksfjftu ,aM bV~l
lkWY;w'ku" uked iqLrd fy•h gS\
34. gky gh esa lekpkjksa esa ns•k x;k 'kCn "'osr Js.kh (a) MkW- Hkhejko vacsMdj
{ks=k (White Category Sectors)"] fuEufyf•r (b) egkRek xk¡/h
esa ls fdldks lanfHkZr djrk gS\ (c) nknkHkkbZ ukSjksth
(a) çhfe;e nqX/ mRiknd ,oa lac¼ m|ksx@{ks=k (d) jkses'k paæ nÙk
(b) vkS"k/h; vkSj nok {ks=k tks vPNh fofuekZ.k
100% 75% 50% Guess
çFkkvksa dk ikyu djrs gSaA
(c) ,sls m|ksx ftUgsa çÑfr esa xSj&çnw"k.kdkjh ds 37. UPI LITE X ds lanHkZ esa] fuEufyf•r dFkuksa
:i esa oxhZÑr fd;k x;k gSA ij fopkj dhft,%
(d) ,sls m|ksx tks i;kZoj.k ds vuqdwy vkSj 1. UPI LITE X }kjk UPI ysunsu baVjusV
laèkkj.kh; iSdsftax lek/kuksa ij è;ku dsafær dusfDVfoVh ds lkFk ;k mlds fcuk fd;k
djrs gSaA tk ldrk gSA
100% 75% 50% Guess 2. ;g LITE X ysunsu esa lapkj ds fy, NFC
dk mi;ksx djrk gSA
35. Ñf"k&fu.kZ; leFkZu ç.kkyh (Ñf"k&DSS) ds 3. iSlk lh/s mi;ksxdrkZ ds cSad •krs ls MsfcV
lanHkZ esa] fuEufyf•r dFkuksa ij fopkj dhft,% fd;k tkrk gS vkSj ckn ds le; esa cSad ds
1. ;g ekSle iwokZuqeku] mixzg fp=k.k vkSj feêðh
loZj ij viMsV fd;k tkrk gSA
ds vk¡dM+ksa dks feykdj fofo/ Ñf"k&tyok;q
{ks=kksa ds fy, vuq:i fliQkfj'ksa is'k djrk gSA mi;ZqDr dFkuksa esa ls dkSu&lk@ls lgh gS@gSa\
2. foLrkj lsokvksa vkSj lgdkjh lfefr;ksa lfgr (a) dsoy 1 vkSj 2
Ñf"k fo'ks"kKksa ls çkIr tkudkjh dks ,dhÑr (b) dsoy 2 vkSj 3
djds bldh çHkko'khyrk dks c<+k;k tkrk (c) dsoy 1 vkSj 3
gSA (d) 1] 2 vkSj 3
3. ;g cM+s iSekus ds Ñf"k O;olk;ksa ij dsafær 100% 75% 50% Guess
gS] ftlesa NksVs fdlkuksa] fo'ks"k :i ls fuokZg
•srh djus okyksa ds fy, lhfer ,dhdj.k 38. ?kjsyw ç.kkyhxr :i ls egÙoiw.kZ cSadksa (DISBs)
gSA ds lanHkZ esa] fuEufyf•r dFkuksa ij fopkj dhft,%
4. ;g ç.kkyh okLrfod le; ds Ñf"k MsVk vkSj 1. bu cSadksa dk vkdkj Hkkjr dh thMhih ds
,sfrgkfld #>kuksa ds vk/kj ij fliQkfj'kksa 2» ls vf/d gksrk gSA
dks ifj"Ñr djus ds fy, e'khu yfuZax dk 2. vHkh rd fdlh Hkh fons'kh cSad dks DISB
mi;ksx djrh gS] ftlds çHkkoh <ax ls dke ?kksf"kr ugha fd;k x;k gSA
djus ds fy, vPNh fMftVy lk{kjrk vkSj 3. DISB dks Hkkjr esa vU; cSadksa dh rqyuk esa
cqfu;knh <k¡ps dh vko';drk gksrh gSA mPp iw¡th ciQj vko';drkvksa dks cuk,
mi;ZqDr dFkuksa esa ls dkSu&ls lgh gSa\ j•us dh vko';drk gksrh gSA
(a) dsoy 1] 2] vkSj 4 4. Hkkjrh; LVsV cSad] HDFC cSad vkSj ICICI
(b) dsoy 1] 3] vkSj 4 cSad Hkkjr esa rhu DISB gSaA
mi;ZqDr ;qXeksa esa ls fdrus lgh lqesfyr gSa\ 45. gky gh esa lekpkjksa esa ns•h xbZ PROMPT
(a) dsoy ,d
;kstuk] fuEufyf•r esa ls fdldks lanfHkZr djrh
(b) dsoy nks
gS\
(c) dsoy rhu
(a) ljdkj }kjk ,dhÑr foHkkxh; n`f"Vdks.k ls
(d) lHkh pkj
Rofjr miHkksDrk leL;k lek/ku ;kstukA
100% 75% 50% Guess (b) foÙkh; ifj;kstukvksa ls lacaf/r çkS|ksfxdh
44. ,d daiuh] XYZ fMftVy] fofHkUu çdkj ds ds fy, lkoZtfud tksf•e vuqdwyu vkSj
miHkksDrk bysDVªkWfuDl mRiknksa dk fuekZ.k djrh çca/u
gSA viuh orZeku uhfr ds rgr] ;g ejEer (c) rki fo|qr mRiknu ifj;kstukvksa ds fy,
eSuqvy vkSj Lis;j ikV~lZ dh miyC/rk dks dsoy okLrfod le; esa fuxjkuh vkSj vuqdwyu
vf/Ñr lsok dsaæksa rd gh lhfer j•rh gS] (d) Hkkjrh; Ms;jh cksMZ }kjk lqfuf'pr dh xbZ
ftlls rhljs i{k dh ejEer dh nqdkuksa dks
,dy fnol nw/ forj.k ;kstuk A
fdiQk;rh lek/ku is'k djus ls jksdk tk ldrk
gSA i;kZoj.k lewgksa us bl uhfr dh vkykspuk 100% 75% 50% Guess
dh gS] fo'ks"kdj bysDVªkWfud vif'k"V ij blds
laHkkfor çHkko ds fy,A 46. fuEufyf•r dFkuksa ij fopkj dhft,%
fuEufyf•r esa ls dkSu&lk vkykspuk ds fy, 1. Hkkjr dk vk;dj vk/kj 10 djksM+ ds
lcls vf/d laHkkfor varfuZfgr dkj.k gksxk\ vk¡dM+s dks ikj dj x;k gSA
1. vf/Ñr dsaæksa esa ejEer lsokvksa dk ladsaæ.k 2. fiNys 10 o"kks± esa çR;{k dj vkSj ldy
ejEer dks vkSj vf/d eg¡xk cuk nsrk gSA ?kjsyw mRikn dk vuqikr yxkrkj c<+k gSA
2. ejEer ds lhfer fodYi miHkksDrkvksa dks 3. fiNys 10 o"kks± esa dsaæ ds ldy dj jktLo
VwVs gq, mRiknksa dks R;kxus ds fy, çksRlkfgr esa çR;{k djksa dh fgLlsnkjh yxkrkj c<+h gSA
djrs gSa ftlls bZ&vif'k"V c<+rk gSA
3. dsoy çekf.kr is'ksoj gh ejEer djrs gSa tks mi;ZqDr esa ls fdrus dFku lgh gS@gSa\
ejEer dh lqj{kk vkSj xq.koÙkk dh xkjaVh nsrs (a) dsoy ,d
gSaA (b) dsoy nks
4. fuekZrk ,sls mRiknksa dk mRiknu djrs gSa (c) lHkh rhu
ftudh ejEer djuk dfBu gksrk gS] ftlls (d) mi;ZqDr esa ls dksbZ ugha
ejEer ds ctk; mRikn dks cnyus ds fy,
100% 75% 50% Guess
etcwj gksuk iM+rk gSA
47. fuEufyf•r dFkuksa ij fopkj dhft,% 49. fofHkUu çdkj ds ?kkVs ds lanHkZ esa] fuEufyf•r
1. LoPN Hkkjr midj ;qXeksa ij fopkj dhft,%
2. th,lVh {kfriwfrZ midj
?kkVs dk çdkj ifjHkk"kk
3. LokLF; vkSj f'k{kk midj
1- jktLo ?kkVk jktLo izkfIr dh rqyuk esa
4. lM+d vkSj volajpuk midj
jktLo O;; dh vf/drk
5. Ñf"k volajpuk vkSj fodkl midj
2- jktdks"kh; dqy m/kj
mi;ZqDr esa ls dkSu&lk midj orZeku esa Hkkjr esa ?kkVk
yxk;k tk jgk gS\ 3- çkFkfed iw¡thxr ifjlaifÙk;ksa ds l`tu
(a) dsoy 1] 2] vkSj 3
?kkVk ds fy, vuqnku dks ?kVk dj
(b) dsoy 2] 3] vkSj 4
jktdks"kh; ?kkVk
(c) dsoy 1] 2] 3] vkSj 4
4- izHkkoh 'kq¼ C;kt ns;rkvksa dks NksM+dj
(d) dsoy 2] 3] 4] vkSj 5
jktLo ?kkVk jktLo ?kkVk
100% 75% 50% Guess mi;ZqDr esa ls fdrus ;qXe lgh lqesfyr gS@gSa\
(a) dsoy ,d
48. Hkkjr esa oLrq ,oa lsok dj ds laca/ esa] fuEufyf•r
(b) dsoy nks
dFkuksa ij fopkj dhft,%
(c) dsoy rhu
1. th,lVh ,d ,dy O;kid vçR;{k dj gS
(d) lHkh pkj
tks nksgjk djkjksi.k (levy) gSA
2. ;g ,d xarO;&vk/kfjr miHkksx dj gS tks 100% 75% 50% Guess
iwjs ns'k esa ykxw gksrk gSA
3. th,lVh njsa orZeku esa ik¡p LySc esa lajfpr 50. fuEufyf•r dFkuksa ij fopkj dhft,%
gSaA 1. lafo/ku ;g lqfuf'pr djrk gS fd Hkkjr
4. th,lVh jktLo dk vf/dka'k fgLlk ,d gh ljdkj vius foÙkh; çca/u esa laln ds çfr
LySc ds rgr ,d=k fd;k tkrk gSA tokcnsg gksA
2. vuqiwjd vuqnku ek¡xsa dsoy Hkkjr dh lafpr
mi;ZqDr dFkuksa esa ls dkSu&ls lgh gSa\ fuf/ ls fn, x, vfxze dh HkjikbZ ds fy,
(a) dsoy 1] 2] vkSj 3
çLrqr dh tkrh gSaA
(b) dsoy 2] 3] vkSj 4
3. yksd ys•k lfefr lh,th (CAG) ds
(c) dsoy 1] 3] vkSj 4
ys•k ijh{k.k (vkWfMV) fu"d"kks± ds vuqlkj
(d) 1] 2] 3] vkSj 4
ea=kky;ksa ds dkedkt dh tk¡p djrh gSA
100% 75% 50% Guess mi;ZqDr esa ls fdrus dFku lgh gS@gSa\
(a) dsoy ,d
(b) dsoy nks
(c) lHkh rhu
(d) dksbZ Hkh ugha
100% 75% 50% Guess
nnnn
47. Consider the following statements: 49. With reference to different types of deficit,
1. Swachh Bharat Cess consider the following pairs:
2. GST Compensation Cess
Types of Deficits Definition
3. Health & Education Cess
1. Revenue Deficit Excess of revenue
4. Road & Infrastructure Cess
expenditure over
5. Agriculture Infrastructure &
revenue receipts.
Development Cess
2. Fiscal Deficit Total borrowings
Which of the cesses given above are 3. Primary Deficit Fiscal deficit minus
currently being levied in India? grants for creation
(a) 1, 2, and 3 only of capital assets
(b) 2, 3, and 4 only 4. Effective Revenue Deficit
(c) 1, 2, 3, and 4 only Revenue Deficit excluding net
(d) 2, 3, 4, and 5 only interest liabilities
100% 75% 50% Guess How many of the pair(s) given above is/are
correctly matched?
48. Consider the following statements regarding (a) Only one
Goods and Services Tax in India: (b) Only two
1. GST is a single comprehensive indirect (c) Only three
tax that is a dual levy. (d) All four
2. It is a destination-based consumption
100% 75% 50% Guess
tax applicable throughout the country.
3. GST rates are currently structured into 50. Consider the following statements:
five slabs. 1. The Constitution ensures that the
4. Majority of GST revenues are collected Indian government is accountable
under a single slab. to the Parliament in its financial
Which of the statements given above are management.
correct? 2. Supplementary Demands for Grants are
(a) 1, 2, and 3 only presented for making up any advances
(b) 2, 3, and 4 only made from the Consolidated Fund of
(c) 1, 3, and 4 only India only.
(d) 1, 2, 3, and 4 3. The Public Accounts Committee
scrutinises the working of the ministries
100% 75% 50% Guess as per the audit findings of the CAG.
How many of the statement(s) given above
is/are correct?
(a) Only one
(b) Only two
(c) All three
(d) None
100% 75% 50% Guess
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