WAITING PERIOD
Initial waiting Specified Disease PED
period 30 days 2 Years 3 Years
01 02 03
01 02 03
Policy for
all Ages
Any
Medical Room
Organ Condition Rent
Newborn Bariatric Surgery
Transplantation 2 Years
1 Year
3 Years
04 05 06
GALAXY Out
04 05 06 Individual
GUARDIAN Patient
Reach us: 044 - 4001 7227 / Toll Free: 1800 203 0007
The information provided in this brochure is only indicative.
Medical Underwriting Loading: Company may apply a risk loading on the Policy Consultation
premium payable as mentioned in the Prospectus UIN: GHIHLIP25037V012425
For more details on the coverages, exclusions, terms and conditions,
please refer the product prospectus through www.galaxyhealth.com
Modern
Treatment AYUSH
To know more
Prohibition of rebates: (Section 41 of Insurance Act 1938):
No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an
insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable
or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate,
except such rebate as may be allowed in accordance with the published prospectus or tables of the insurer. Any person making default
in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakhs rupees.
YOUR HEALTH. YOUR SHIELD.
Galaxy Health Insurance Company Limited
(Formerly known as Galaxy Health and Allied Insurance Company Limited)
Registered Office: “Prestige Polygon”, 12th Top Floor (P), #471, Anna Salai, Nandanam, Chennai - 600 035 IRDAI Registration No.167
YOUR GUARDIAN.
CIN: U65120TN2023PLC165765 GHI/FY 2024-25/BROCHURE-GG (GHIHLIP25037V012425)/ENG/001 For more details on risk factors,
terms and conditions please read the sales brochure carefully before concluding a sale IRDAI is not involved in activities like selling insurance
policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint
The Galaxy Guardian is your ultimate policy in protecting health and assuring peace
of mind. Galaxy is committed to the philosophy of “Everything for Everyone",
ensuring coverage for individual with tailor-made features.
COVERAGE
FEATURES OF THE POLICY
Treatment of Cataract Health Check-Up Organ Transplantation
Type of Cover Entry Age Sum Insured Options (Rs) Sum Insured Rs. 3 Lakhs: Sum Insured Rs. 3 Lakhs: Covered up to
Individual 5 months of Rs. 3 Lakhs / Rs. 5 Lakhs covered up to Rs. 25,000/- covered up to Rs. 750/- Sum Insured
age to any age Sum Insured Rs. 5 Lakhs: Sum Insured Rs. 5 Lakhs:
covered up to Rs. 35,000/- covered up to Rs. 1,000/-
For every claim free year
EMI
Installment Policy Term No Pre-acceptance
Quarterly / Half yearly 1 / 2 / 3 Years medical screening Home Care Newborn AYUSH Modern
Treatment Baby Cover Treatment Treatments
Covered up to Covered up to 10% of the Covered up to Covered up to
10% of Sum Insured Mother’s Sum Insured Sum Insured Sub-limits
COVERAGE
Road Ambulance
Covered up to Bariatric Surgery Co-payment Rehabilitation and
Room Rent Limit (Per day) ICU Rs. 1,500/-per hospitalisation. Covered up to 30% 10% co-payment Pain Management
Covered up to 1% Covered as Actuals Maximum up to Rs. 3,000/- of the Sum Insured applicable for all claims Covered up to Rs. 25,000/-
of the Sum Insured per policy period per policy year
NO CLAIM
DISCOUNT
Outpatient Consultation Cumulative Bonus No Claim Discount
Pre / Post hospitalization Day care Domiciliary Sum Insured Rs. 3 Lakhs: 10% of Sum Insured in-lieu of Cumulative Bonus
expenses Procedures / Treatment Hospitalisation covered up to Rs. 2,000/- after completion of every Sum Insured Rs. 3 Lakhs: 4 %
30 days and 60 days All day care procedures Covered up to Sum Insured Rs. 5 Lakhs: claim free year, subject to Sum Insured Rs. 5 Lakhs: 3%
respectively are covered Sum Insured covered up to Rs. 3,000/- maximum of 50%
