1.
Return the 4 million pesos and accrued interest
2. Claim damages of P300,000.00
a. Attorney’s fees
b. Stress
3. Deduct damages from the accrued interest
4. The agreed interest is 2% or P80,000.00 a month
5. August to September 2023 interest has been paid
6. Only half of October 2023 interest has been paid
7. Possible interest to be paid - November 2023 to August 2024 interest outstanding balance – 10
months
8. Possible interest to be paid - November 2023 to February 2024 – 4 months