Dear Naval Meena,
Congratulations! Now you are one step closer to achieving your financial goals by choosing smart income solution with Tata AIA Fortune
Guarantee Supreme.
Guaranteed Income:
You have the option to receive your guaranteed income in one of the following ways:
Annually in Advance
Annually,Monthly, quarterly or half-yearly in Arrears
Annually on a "special date" such as your birthdate,anniversary, etc.
Your plan details are as follows:
Policy term (years) 30
Premium payment term (years) 12
Mode of premium payment Yearly
Premium installment as per chosen mode incl. GST ₹2,09,000
Income Paid In Cash 100%
You have chosen to receive guaranteed income every year on policy anniversary
Your income details are as follows:
Income Starts from year 1
No. of years for which you will receive income (Income period) 30
Guaranteed income installment as per chosen frequency (1st policy ₹74,476
anniversary onwards)
Guaranteed Income Immediately post issuance ₹1,00,000
Guaranteed maturity benefit ₹24,00,000
Your first policy anniversary will be one year from the date of commencement of policy. The date of commencement of policy will be
mentioned in your policy schedule.
If you have opted for special date, the date of first income payout will be the chosen special date that falls after 1st policy anniversary.
The date of first Income payout will be mentioned in your policy schedule.
Best Wishes,
Tata AIA Life Insurance Company Ltd.
Please read complete Sales brochure before concluding sales.
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013. Trade
logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.For any information including cancellation, claims and complaints, please contact our Insurance Advisor /
Intermediary or visit Tata AIA Life's nearest branch office or call 1–860–266–9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com. UIN: 110N163V11
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such
phone calls are requested to lodge a police complaint
BENEFIT ILLUSTRATION
Tata AIA Fortune Guarantee Supreme
Name of the Prospect / Policyholder: Naval Meena Proposal No: 80025110610
Age (years) : 30 Name of the Product: Tata AIA Fortune Guarantee Supreme
Gender: Male Tag Line: Individual, Non-Linked, Non-Participating Life Insurance Saving Plan
Name of the Life Assured 1 : Naval Meena Unique Identification Number: 110N163V11
Age (years) : 30 GST Rate : 4.50% for first year
Gender: Male 2.25% second year onwards
Name of the Life Assured 2 : NA
Age (years) : NA
Gender: NA
Policy Term (years) : 30
Premium Payment Term (years) : 12
Amount of Instalment Premium (Rs.) : 2,09,000
Mode of Payment of Premium : Annual
Death Benefit Multiple: 10
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
Policy Details
Plan Option My Income Basic Sum Assured (first Death) Rs. 20,00,000
Benefit 50% Income in year 1 with level Income from year 2 & Basic Sum Assured (Second Death, if any) Rs. NA
Lumpsum at maturity
Income/Survival Benefit Frequency Annually in Advance Sum Assured on First Death (at inception of the policy) Rs. 20,00,000
Return of Premium Benefit Not Applicable Sum Assured on Second Death, if any (at inception of the NA
policy) Rs.
Income/Survival Benefit starts from year 1 Special Date2 NA
Income/Survival Benefit period (years) 30 Settlement Option5 NA
Total Annualized Premiums payable (A) Rs. 24,00,000 Total benefits during policy term (B) Rs. 46,59,804
Rider Details
Tata AIA Vitality (Wellness Program): No
Details of Life Insured/Partner under the Benefit Option Benefit Payout Return Premium
of Benefit Premium Sum p.a. Year 1
Rider Name / UIN^(Benefit Option / Benefit Payout Option) Lumpsum Income Income premium Option Payment Assured without Discount
Name Age(yrs) Gender p.a. Duration
(Rs.)
(Rs.) (yrs) option Term Term (Rs.) GST (Rs.) (Rs.)
Premium Summary
Base Plan Riders Total Instalment Premium
Instalment Premium without GST (Rs.) 2,00,000 0 2,00,000
Instalment Premium with First year GST (Rs.) 2,09,000 0 2,09,000
Instalment Premium post applicable discount with First year GST (Rs.) 2,09,000 0 2,09,000
Instalment Premium with GST 2nd year onwards (Rs.) 2,04,500 0 2,04,500
Guaranteed Non - Guaranteed
Policy Year Single/ Annualized Premium Death Benefit4
Survival Benefits1 Maturity Benefit (First Death) Death Benefit4 (Second death, if any) Min. Guaranteed Surrender Value3 Special Surrender Value3 Surrender Value
1 2,00,000 1,00,000 0 20,00,000 NA 0 1,03,301 1,03,301
2 2,00,000 74,476 0 20,00,000 NA 20,000 1,21,211 1,21,211
3 2,00,000 74,476 0 20,00,000 NA 35,524 1,79,510 1,79,510
4 2,00,000 74,476 0 20,00,000 NA 1,51,048 2,52,832 2,52,832
5 2,00,000 74,476 0 20,00,000 NA 1,76,572 3,41,640 3,41,640
6 2,00,000 74,476 0 20,00,000 NA 2,02,096 4,46,258 4,46,258
7 2,00,000 74,476 0 20,00,000 NA 2,27,620 5,66,837 5,66,837
8 2,00,000 74,476 0 20,00,000 NA 2,85,144 7,03,913 7,03,913
9 2,00,000 74,476 0 20,00,000 NA 3,50,668 8,58,175 8,58,175
10 2,00,000 74,476 0 21,00,000 NA 4,04,192 10,29,397 10,29,397
11 2,00,000 74,476 0 23,10,000 NA 4,83,716 12,18,908 12,18,908
12 2,00,000 74,476 0 25,20,000 NA 5,71,240 14,26,888 14,26,888
13 0 74,476 0 25,20,000 NA 5,44,764 14,56,042 14,56,042
14 0 74,476 0 25,20,000 NA 5,18,288 14,87,084 14,87,084
15 0 74,476 0 25,20,000 NA 4,91,812 15,20,646 15,20,646
16 0 74,476 0 25,20,000 NA 4,41,336 15,56,836 15,56,836
17 0 74,476 0 25,20,000 NA 4,14,860 15,95,524 15,95,524
18 0 74,476 0 25,20,000 NA 3,88,384 16,37,540 16,37,540
19 0 74,476 0 25,20,000 NA 3,61,908 16,82,472 16,82,472
20 0 74,476 0 25,20,000 NA 3,35,432 17,30,408 17,30,408
21 0 74,476 0 25,20,000 NA 2,84,956 17,82,370 17,82,370
22 0 74,476 0 25,20,000 NA 2,58,480 18,38,134 18,38,134
23 0 74,476 0 25,20,000 NA 2,32,004 18,98,200 18,98,200
24 0 74,476 0 25,20,000 NA 2,05,528 19,62,798 19,62,798
25 0 74,476 0 25,20,000 NA 1,79,052 20,32,596 20,32,596
26 0 74,476 0 25,20,000 NA 1,52,576 21,07,784 21,07,784
27 0 74,476 0 25,20,000 NA 1,02,100 21,88,948 21,88,948
28 0 74,476 0 25,20,000 NA 75,624 22,76,930 22,76,930
29 0 74,476 0 25,20,000 NA 49,148 23,71,776 23,71,776
30 0 74,476 24,00,000 25,20,000 NA 0 24,74,476 24,74,476
Benefits during Settlement Period 5 (applicable when Settlement option is opted 'Yes')
Proportion of Maturity Benefit opted to be taken as equal installments during settlement period (%) NA
Settlement period (years) NA
Frequency of payouts during Settlement period NA
Amount of each installment as per frequency chosen above (Rs.) NA
For the purpose of this illustration, the discounting rate used NA
Note: Single/Annualised premium excludes underwriting extra premium, loading for modal premiums, the premium paid towards the riders, if any, and Goods and Services Tax.
1. Survival Benefit will be payable at the end of Survival Benefit frequency as chosen or on Special date. Please refer complete Terms and Conditions for more details on Survival Benefits.
2. If you have selected Special Date-
a. The Survival Benefits will be paid out on the chosen special date.
b. The last instalment of Survival Benefit will be paid on the date of maturity and not on the special date and hence, the last instalment will be lower than the earlier Survival Benefits
c. Income payable includes interest for the period between policy anniversary and special date chosen. This illustration assumes the date mentioned in the box below as the policy commencement date for the purpose of calculation of
policy anniversary. However, the actual interest calculation will be based on the policy commencement date mentioned in your policy schedule.
3. The surrender values mentioned above are illustrated at the end of the policy year and will be paid post deducting survival benefit already paid during that year (if any). Special Surrender value may be revised depending on the prevailing
market conditions.
4. The Death Benefit shown above is at the end of the policy year. For single life policies and in case of Second Death for joint life policies, the death benefit illustrated above has been floored to Surrender value (which is inclusive of Non-
Guaranteed Special Surrender Value) payable at that point of time. Upon payment of Death benefit the policy terminates and no further benefits are payable
5. The instalments are derived using the rate equal to '5-year Gsec rate minus 50 bps' as on the end of financial year preceding maturity. The first instalment shall be paid on Maturity & the next as per chosen frequency, in advance. The 5
year G-sec rate will be reviewed every year.
6. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned
anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
7. Please read Sales Brochure carefully before concluding a sale.
I, …...................... (name), have explained the premiums and benefits under the product fully to the prospect / I, Naval Meena , having received the information with respect to the above, have understood the above statement
policyholder. before entering into the contract.
Place:
Date: 02 Apr 2025 Date: 02 Apr 2025
Signature of Agent / Intermediary / Official Signature of Prospect / Policyholder
Unique Reference Number - L&C/Advt/2024/Dec/3832(Rider -L&C/Advt/2020/Dec/1539 )
Tata AIA Life Insurance Company Ltd. (IRDA of India Regn No. 110) (CIN: U66010MH2000PLC128403)
Registered and Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai- 400013
Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.
For more information, Call the Tata AIA Life Insurance Company Ltd Helpline number1860-266-9966 (local charges apply) or Visit us at: www.tataaia.com
