ICICI Prudential

Hybrid / FOF
Schemes Bluebook

MAY 2025

Equity Debt

Gold
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
 Three major investment avenues available:

GOLD & Other

DEBT EQUITY COMMODITIES

Lend and aim Become a part Buy something

to earn owner with an aim that may become
to share more
INTEREST
PROFITS VALUABLE
over time

A single investment cannot meet all the requirements of growth, liquidity, regular cash flows, capital protection & adequate
returns. Hence there is a need for DIVERSIFICATION i.e. blend of different assets in your portfolio with an aim to capture
benefits of each asset class
2
 Why Diversification of Assets?

Asset diversification is an investment strategy that aims to balance risk and reward by apportioning
a portfolio's assets according to an individual's goals, risk tolerance and investment horizon
DIVERSIFCATION AIMS TO PROVIDE THE TWIN BENEFIT OF:

Managing Managing
Cyclicality of Asset Investor
Classes Behaviour

i.e. managing the exposure in i.e. managing when to invest,

an asset class depending upon how much to invest, how long
cycles of asset class to invest and when to exit
performance
3
 Diversification of Assets Benefits – Managing Cyclicality

Financial Markets are full of surprises and it is difficult to predict which asset class will do well!
CRISIL Composite Bond
Time Period BSE Sensex Returns (%) Gold Returns (%)
Fund Index Returns (%)
2024 8.2 CRISIL Short
9.1 Term Bond 20.6
Gold Returns (%)
2023 18.7
Fund Index
7.3
Returns (%) 15.4
2022 4.4 2.5 13.9 Different investments
2021 22 3.4 -4.2 are affected
2020 15.8 12.0 28 differently by
2019 14.4 10.9 23.8
2018 5.9 5.9 7.9
economic events!
2017 27.9 4.7 5.1
2016 1.9 12.8 11.3
ASSET ALLOCATION
2015 -5 8.6 -6.6 aims to manage
2014 29.9 14.3 -7.9 cyclicality of
2013 9 3.6 -4.5
asset classes
2012 25.7 9.3 12.3
2011 -24.6 6.9 31.7
2010 17.4 4.9 23.2
2009 81 3.5 24.2
2008 -52.4 8.8 26.1
Returns mentioned are in terms of CAGR. Data as on December 31, 2024. For calculating returns of Gold, MCX prices are considered. Green color represents best value and red color
represents worst value. Source: MFI Explorer (tool provided by ICRA Online Ltd), Bloomberg. For their standard disclaimer please visit http://www.icraonline.com/legal/standard-
disclaimer.html ; Calendar year returns. Past performance may or may not be sustained in future. 4
Diversification of Assets Benefits – Managing Investor Behaviour

BEHAVIOR
GAP
INVESTMENT

INVESTOR
RETURN

RETURN
5
 Diversification of Assets Benefits – Managing Investor Behaviour

Investors generally
expect consistent
EXPECTATIONS
returns on their
investments Year Amount Annual Returns

-- 1000 --
1 1120 12%
2 1254 12%
3 1405 12%
4 1574 12%
5 1760 12%
Overall Return 12%

The numbers are for the purpose of illustration only, actual figures may vary. Past performance may or may not sustain in the future.
6
 Diversification of Assets Benefits – Managing Investor Behaviour

EXPECTATIONS REALITY

Year Amount Annual Returns Year Amount Annual Returns

-- 1000 -- -- 1000 --
1 1120 12% 1 1080 8%
2 1254 12% 2 929 -14%
3 1405 12% 3 1375 48%
4 1574 12% 4 1333 -3%
5 1760 12% 5 1760 32%
Overall Return 12% Overall Return 12%

The numbers are for the purpose of illustration only, actual figures may vary. Past performance may or may not be sustained in the future and is not a guarantee of any future
returns. The above tables highlights the fluctuating nature of the markets in real scenarios

7
 Diversification of Assets Benefits – Managing Investor Behaviour

Unexpected investment
returns may induce
SELLING AFTER 'UNEXPECTED' RETURNS IN INITIAL YEAR investors into panic
Year Amount Annual Returns Remarks
selling and lead to poor
overall investor returns
-- 1000 -- --
1 1080 8%
Returns below
2 929 -14% expectation of 12%

3 994 7% Due to initial poor

returns, investor
4 1063 7% moved to
conservative
5 1138 7% investment avenue

Overall Average Return 3% Lower Returns

The numbers are for the purpose of illustration only, actual figures may vary. Past performance may or may not be sustained in the future and is not a guarantee of any future
returns. The above tables highlights the fluctuating nature of the markets in real scenarios
8
 Diversification of Assets Benefits – Managing Investor Behaviour

RETURNS UNDER VARIOUS PORTFOLIO SCENARIOS

Year Without Diversification of assets With Diversification

100% Equity 100% Debt

50% Equity + 50% Debt
Portfolio Portfolio
Return Return

2011 -24.64% 18.17% -3.24%

Asset Allocation
2013 8.12% 17.98% 13.05% has
2015 -5.05% 11.01% 2.98% comparatively led
to limited
2017 27.91% 5.29% 16.60% downside risk in
2019 13.80% 10.82% 12.31% the past

2021 22% 6.4% 14.2%

2023 18.7% 8.5% 13.6%

Data Source: BSE, RBI. For 100% Equity Portfolio return – BSE Sensex returns are considered; For100% Debt Portfolio Returns- 10 year G – Sec yields are considered. For Asset
Allocation Portfolio: Weighted average returns of BSE Sensex and 10 Year G-sec yields are considered. Data as on Dec 31,2023. Returns are calculated on absolute basis. Past
performance may or may not be sustained in the future and is not a guarantee of any future returns. The above example is for illustrative purpose only. 9
 Why prefer Hybrid/FOF schemes?

Manages Cyclicality* Benefit from volatility

Aims to allow investors to enjoy relatively Asset Allocation schemes have room to
consistent returns through diversifying across manoeuvre asset proportions based on
asset classes varying market conditions

Manages Investor’s behavior Professionally managed

Aims in reducing negative impact on total Hybrid funds are managed by qualified
returns caused due to poor performance of professionals who can efficiently allocate
one asset class by tactically managing investor’s funds to various asset classes
portfolio based on their understanding of markets

* managing the exposure in an asset class depending upon cycles of asset class performance
10
 In House Valuation Model – Equity

170

150 Book Partial Profits

130
Incremental Money to Debt

110 Neutral
114.0
90 Invest in Equities

70
Aggressively Invest in Equities

50
Apr-06

Apr-07

Apr-08

Apr-09

Apr-10

Apr-11

Apr-12

Apr-13

Apr-14

Apr-16

Apr-17

Apr-18

Apr-19

Apr-20

Apr-21

Apr-22

Apr-23

Apr-24
Apr-05

Apr-15

Apr-25
Data as on April 3, 2025. Equity valuation index is calculated by assigning equal weights to Price to equity (PE), Price to book (PB), G-Sec*PE, Market Cap to GDP ratio and
any other factor which the AMC may add/delete from time to time. Equity Valuation Index (EVI) is a proprietary model of ICICI Prudential AMC Ltd. (the AMC) used for
assessing overall equity market valuations. The AMC may also use this model for other facilities/features offered by the AMC. 11
 Our Debt Valuation Index for Duration Risk Management

10
9 Highly Aggressive
8
7 Aggressive
6
5 Moderate
4
3 Cautious 3.89
2
1 Very Cautious
0 Apr/2019
Apr/2015

Apr/2016

Apr/2017

Apr/2018

Apr/2020

Apr/2021

Apr/2022

Apr/2023

Apr/2024

Apr/2025
Data as on April 30, 2025. Debt Valuation Index considers WPI, CPI, Sensex returns, Gold returns and Real estate returns over G-Sec yield, Current Account Balance, Fiscal Balance,
Credit Growth and Crude Oil Movement for calculation. The AMC may add/delete any other factor from time to time. RBI – Reserve Bank of India.
Debt Valuation Index is a proprietary model of ICICI Prudential AMC Ltd. (the AMC) used for assessing overall debt valuations. The AMC may also use this model for other
facilities/features offered by the AMC. 12
 ICICI ICICI
Prudential
Prudential
Equity
Balanced
Savings
Advantage
Fund
Fund
ICICI
Prudential
Multi-
Asset ICICI ICICI Prudential
Mutual Fund
Fund
Prudential ICICI
Regular Prudential
Equity &
ICICI
Prudential
Savings
Fund
Debt Fund Hybrid / FOF
Asset
Allocator
Fund (FOF)
*ICICI Product Bouquet
Prudential
Income Plus
Arbitrage
Active FOF

*Erstwhile ICICI Prudential Income Optimizer Fund (FOF)

13
 ICICI Prudential Hybrid/FOF Products managing different asset classes

#ICICIPrudential Income 65 - 80%

Plus Arbitrage Active FOF

10 - 35% ICICI Prudential

10 - 80% Equity & Debt Fund

ICICI Prudential ICICI Prudential

Equity Savings Fund Multi-Asset Fund 30 - 80%

15 - 50% ICICI Prudential Balanced

Advantage Fund

10 - 25%

ICICI Prudential 35*-100%

Regular Savings Fund ICICI Prudential A sset A llocat or Fund(FOF)

The net equity exposure is calculated net of stock futures & Index futures and options (Notional Exposure). Notional exposure is adjusted for Index Options only. The portfolio of the
scheme is subject to changes within the provisions of the Scheme Information document of the scheme. Please refer to the SID for investment pattern, strategy and risk factors. The
asset allocation and investment strategy will be as per Scheme Information Document. Please refer to the SID for investment pattern, strategy and risk factors. *Non Debt.
#Erstwhile ICICI Prudential Income Optimizer Fund (FOF)
14
 ICICI Prudential Equity & Debt Fund

Scheme Category: Aggressive Hybrid Salient Features

WHY SHOULD ONE INVEST? • Taxation: Equity Taxation

The scheme provides a blend of equity and debt by predominantly Equity Investment
investing in equity and a smaller portion in debt and money market
instruments with an aim to limit downside • Range of Net Equity: 65-80%
• Net Equity Level:
WHO SHOULD INVEST? Current# Last 1 year average
70.4% 70.9%
Investors with a reasonably high risk appetite who aim to generate
• Market Capitalization Approach: Can invest across
capital appreciation in equity markets with a portion of their portfolio
Market capitalization
invested in debt
• The Scheme can take covered-call positions

WHAT IS THE IDEAL HOLDING PERIOD? Debt Investment

3 years & above • Modified Duration: 1.30 years
• Current Credit Profile: Predominantly invested in
Sovereign & AA rated securities
EXIT LOAD
• Annualized Portfolio YTM* : 6.99%
Upto 30% of units within 1 year from the date of allotment – Nil; Others
More than 30% of units within 1 year from the date of allotment –
1% of applicable NAV; After 1 year from the date of allotment – Nil • Units of REITs & InvITs : 0-10%

Source: MFIE (MFI Explorer is a tool provided by ICRA Online Ltd. For their standard disclaimer please visit http://www.icraonline.com/legal/standard-disclaimer.html). Data as on April 30, 2025. For more
details on taxation consult your investment advisors. The asset allocation and investment strategy will be as per SID. REITs: Real Estate Investment Trust, InvITs: Infrastructure Investment Trusts. #The net
equity exposure is calculated net of stock futures, Index futures and options (Notional Exposure). *The Yield to Maturity (YTM) mentioned is based on the debt component of the scheme portfolio dated
April 30, 2025. YTM is the rate of return anticipated on a bond if held until maturity. This should not be considered as an indication of the returns that maybe generated by the scheme. The securities
bought by the scheme may or may not be held till their respective maturities. 15
 ICICI Prudential Multi - Asset Fund
Scheme Category: Multi Asset Allocation Salient Features
WHY SHOULD ONE INVEST?
The scheme seeks to provide the benefits of capital appreciation • Taxation: Equity Taxation
through equity, aims for stability through debt instruments and seeks
to hedge against inflation through gold/silver related instruments
Equity Investment
WHO SHOULD INVEST? • Range of Net Equity^: 10-80%
Investors who wish to diversify their portfolio across various • Net Equity Level:
asset classes Current# Last 1 year average
49.6% 50.0%
WHAT IS THE IDEAL HOLDING PERIOD? • Market Capitalization approach – Can Invest across Market
capitalization
5 years & above
Debt Investment
• Modified Duration: 0.88 years
EXIT LOAD
• Debt Range: 10-35%
Upto 30% of units within 1 year from the date of allotment – Nil; More • Current Credit Profile: Predominantly invested in
than 30% of units within 1 year from the date of allotment – 1% of Sovereign and AAA rated securities
applicable NAV;
• Annualized Portfolio YTM* : 6.59%
After 1 year from the date of allotment – Nil Gold & Others
Source: MFI Explorer (tool provided by ICRA Online Ltd. For their standard disclaimer please visit
http://www.icraonline.com/legal/standard-disclaimer.html). Data as on April 30, 2025. ^Gross Equity will be min • Allocation Range:
65%. For more details on taxation consult your investment advisors. Asset allocation and investment strategy
will be as per SID. InvITs: Infrastructure Investment Trusts. #The net equity exposure is calculated net of stock • Debt: 0-35%
futures, Index futures and options (Notional Exposure). • Units of Gold ETF/ETCDs : 10 – 30%
Notional exposure is adjusted for Index Options only. *The Yield to Maturity (YTM) mentioned is based on the debt component of the scheme portfolio dated April 30, 2025. YTM is the rate of return
anticipated on a bond if held until maturity. This should not be considered as an indication of the returns that maybe generated by the scheme. The securities bought by the scheme may or may not be held
till their respective maturities. ETCD: Exchange Traded Commodity Derivatives REITs: Real Estate Investment Trust; ETF: Exchange Traded Funds. 16
 ICICI Prudential Asset Allocator Fund (FOF)
Scheme Category: Other scheme - Fund of Funds Scheme Salient Features
WHY SHOULD ONE INVEST?
• Taxation: LTCG (more than 24 months)- 12.50%
The scheme invests in equity & debt mutual fund schemes. The
allocation is based on the attractiveness of one asset class over the
other as reflected by an in house valuation model
Equity Investment

• Non-Debt Allocation: 35-100%

WHO SHOULD INVEST?
• Net Equity Level:
Investors who are looking at right asset allocation and selecting the
Current# Last 1 year average
right mutual fund schemes
50.9% 40.7%
• Market Capitalization Approach – Can invest
across Market capitalization
WHAT IS THE IDEAL HOLDING
PERIOD? Other Investment
5 years & above
• Modified Duration: 2.89 years
• Annualized Portfolio YTM* : 7.09%
EXIT LOAD
• The scheme may also invest in Gold ETF/Schemes
Upto 30% of units within 1 year from date of allotment– Nil; More than
30% of units within 1 year from the date of allotment– 1% of applicable
NAV; After 1 year from date of allotment– Nil (w.e.f. July 03, 2024)

Source: MFIE (MFI Explorer: Tool provided by ICRA Online Ltd. For their standard disclaimer please visit http://www.icraonline.com/legal/standard-disclaimer.html). Data as on April 30, 2025. For more
details on taxation consult your investment advisors. The asset allocation and investment strategy will be as per Scheme Information Document. Investors may please note that they will be bearing the
recurring expenses of the relevant fund of funds scheme in addition to the expenses of the underlying schemes in which the fund of funds scheme makes investment. #The net equity exposure is calculated
net of stock futures & Index futures and options (Notional Exposure). Notional exposure is adjusted for Index Options only. *The Yield to Maturity (YTM) mentioned is based on the debt component of the
scheme portfolio dated April 30, 2025. YTM is the rate of return anticipated on a bond if held until maturity. This should not be considered as an indication of the returns that maybe generated by the
scheme. The securities bought by the scheme may or may not be held till their respective maturities. Please consult your tax advisor for more details. 17
 ICICI Prudential Balanced Advantage Fund
Scheme Category: Dynamic Asset Allocation/ Balanced Advantage Fund
Salient Features
WHY SHOULD ONE INVEST?
It is a scheme that follows a buy low, sell high approach by • Taxation: Equity Taxation
investing in equity and debt with an aim to capture upside while
limiting downside risk
Equity Investment
• Range of Net Equity: 30-80%
WHO SHOULD INVEST?
• Net Equity Level:
Investors seeking a product that does not require timing the
Current# Last 1 year average
market and aiming to seek benefit from volatility
43.0% 37.2%
• Can take Covered Calls exposure
WHAT IS THE IDEAL HOLDING
Debt Investment
PERIOD?
3 years & above • Modified Duration: 1.15 years
• Current Credit Profile: Predominantly invested in sovereign
securities and AAA rated securities
EXIT LOAD
• Annualized Portfolio YTM* : 6.78%
Upto 30% of units within 1 year from the date of allotment – Nil;
More than 30% of units within 1 year from the date of Others
allotment – 1% of applicable NAV; Preference Shares: 0-10%, REITS and InVIts: 0-10%
After 1 year from the date of allotment – Nil (w.e.f May 12,2023)
Source: MFIE (tool provided by ICRA Online Ltd). For their standard disclaimer, visit http://www.icraonline.com/legal/standard-disclaimer.html). Data as on April 30, 2025. For more details on taxation
consult your investment advisors. Asset allocation and investment strategy will be as per Scheme Information Document. REITs: Real Estate Investment Trust, InvITs: Infrastructure Investment Trusts.
#The net equity exposure is calculated net of stock futures & Index futures and options (Notional Exposure). Notional exposure is adjusted for Index Options only. *The Yield to Maturity (YTM) mentioned
is based on the debt component of the scheme portfolio dated April 30, 2025. YTM is rate of return anticipated on a bond if held until maturity. This should not be considered as an indication of the
returns that maybe generated by the scheme. The securities bought by the scheme may or may not be held till their respective maturities. 18
 ICICI Prudential Equity Savings Fund

Scheme Category: Equity Savings Fund – Hybrid Scheme

Salient Features
WHY SHOULD ONE INVEST?
The scheme maintains net position in handful of stocks thereby • Taxation: Equity Taxation
endeavoring to keep portfolio beta low while aiming for capital
appreciation, hedge the equity exposure using arbitrage
Equity Investment
instruments and earn accrual income through debt allocation
• Range of Net Equity: 15-50%**
WHO SHOULD INVEST?
• Net Equity Level:
Investors looking for an alternative to park funds with an aim to
Current# Last 1 year average
generate less volatile returns coupled with measured equity
allocation 18.0% 17.9%
• Market Capitalization Approach – Can invest across
Market capitalization
WHAT IS THE IDEAL HOLDING
PERIOD? Debt Investment
6 Months and above
• Modified Duration: 1.41 years
EXIT LOAD • Current Credit Profile: Predominantly invested in
Upto 10% of units within 7 days from the date of allotment – Nil; More Sovereign securities & AAA rated securities
than 10% of units within 7 days from the date of allotment –
• Annualized Portfolio YTM* : 6.39%
0.25% of applicable NAV; After 7 days from the date of allotment
– Nil
Source: MFIE (MFI Explorer is a tool provided by ICRA Online Ltd. For their standard disclaimer please visit http://www.icraonline.com/legal/standard-disclaimer.html). Data as on April 30, 2025. For more
details on taxation consult your investment advisors. The asset allocation and investment strategy will be as per Scheme Information Document. #The net equity exposure is calculated net of stock futures &
Index futures and options (Notional Exposure). Notional exposure is adjusted for Index Options only. *The Yield to Maturity (YTM) mentioned is based on the debt component of the scheme portfolio dated April
30, 2025. YTM is the rate of return anticipated on a bond if held until maturity. This should not be considered as an indication of the returns that maybe generated by the scheme. The securities bought by the
scheme may or may not be held till their respective maturities. **The minimum exposure to Equity & Equity related instruments (other than derivatives) is 65%. 19
 ICICI Prudential Income Plus Arbitrage Active FOF
(Erstwhile ICICI Prudential Income Optimizer Fund (FOF))

Scheme Category: Other scheme - Fund of Funds Scheme

Salient Features
WHY SHOULD ONE INVEST?
To generate regular income through investments in debt oriented and • Taxation: LTCG (more than 24 months)- 12.50%
arbitrage schemes. And, to earn a decent post-tax return on long-term
holding of more than 24 months.

Equity Investment

WHO SHOULD INVEST?

• Range of Equity: 10-35%
Investors who are looking for a predominantly debt oriented scheme
• Net Equity Level:
FoF with comparatively lower taxation of long-term capital gains.
Current# Last 1 year average
38.0% 57.3%
WHAT IS THE IDEAL HOLDING
PERIOD? • Market Capitalization Approach – Can invest across
Market capitalization
5 years & above

EXIT LOAD
Nil
(w.e.f 7-Apr 2025)

Source: MFIE (MFI Explorer is a tool provided by ICRA Online Ltd. For their standard disclaimer please visit http://www.icraonline.com/legal/standard-disclaimer.html). Data as on
April 30, 2025. For more details on taxation consult your investment advisors. The asset allocation and investment strategy will be as per Scheme Information Document.
Investors may please note that they will be bearing the recurring expenses of the relevant fund of funds scheme in addition to the expenses of the underlying schemes in which
the fund of funds scheme makes investment. #The net equity exposure is calculated net of stock futures & Index futures and options (Notional Exposure). Notional exposure is
adjusted for Index Options only. Please consult your tax advisor for more details. ICICI Prudential Income Optimizer Fund (FOF) has been changed to ICICI Prudential Income Plus
20
Arbitrage Active FOF w.e.f. April 07, 2025. Please refer to the addendum published on website for more details.
 ICICI Prudential Regular Savings Fund

Scheme Category: Conservative Hybrid Fund

Salient Features
WHY SHOULD ONE INVEST?
The scheme invests predominantly in debt instruments with an aim • Taxation: Debt Taxation
to generate accrual income while the equity portion of the scheme
aims to generate capital appreciation.

WHO SHOULD INVEST? Equity Investment

Investors who are risk averse and are looking for limited • Range of Net Equity: 10-25%
exposure to equity along with accrual cash flows from the debt • Net Equity Level:
portion
Current# Last 1 year average
22.0% 22.0%
WHAT IS THE IDEAL HOLDING PERIOD? • Market Capitalization Approach – Invests across Market
capitalization
3 years & above
Debt Investment

EXIT LOAD • Modified Duration: 2.52 years

• Current Credit Profile: Predominantly invested in AA
Upto 30% of units within 1 year from date of allotment– Nil; More than
rated securities and sovereign securities
30% of units within 1 year from the date of allotment– 1% of applicable
• Annualized Portfolio YTM* : 7.49%
NAV; After 1 year from date of allotment– Nil (w.e.f. July 03, 2024)

Source: MFIE (MFI Explorer is a tool provided by ICRA Online Ltd. For their standard disclaimer please visit http://www.icraonline.com/legal/standard-disclaimer.html) . Data as on April
30, 2025. For more details on taxation consult your investment advisors. The asset allocation and investment strategy will be as per Scheme Information Document. #The net equity
exposure is calculated net of stock futures & Index futures and options (Notional Exposure). Notional exposure is adjusted for Index Options only. *The Yield to Maturity (YTM) mentioned is
based on the debt component of the scheme portfolio dated April 30, 2025. YTM is the rate of return anticipated on a bond if held until maturity. This should not be considered as an
indication of the returns that maybe generated by the scheme. The securities bought by the scheme may or may not be held till their respective maturities 21
 Riskometers

ICICI Prudential Regular Savings Fund (An open ended hybrid scheme investing predominantly in debt
instruments) is suitable for investors who are seeking*:

• Medium to long term regular income solution

• A hybrid fund that aims to generate regular income through investments primarily in debt and money market
instruments and long term capital appreciation by investing a portion in equity.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

ICICI Prudential Balanced Advantage Fund (An open ended dynamic asset allocation fund) is suitable for
investors who are seeking*:

• Long term capital appreciation/income

• Investing in equity and equity related securities and debt instruments

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

ICICI Prudential Equity & Debt Fund (An open ended hybrid scheme investing predominantly in equity
and equity related instruments) is suitable for investors who are seeking*:

• Long term wealth creation solution

• A balanced fund aiming for long term capital appreciation and current income by investing in equity as well as
fixed income securities

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Please note that the Risk-o-meter(s) specified above will be evaluated and updated on a monthly basis .The above riskometers are as on April 30, 2025. Please refer to
https://www.icicipruamc.com/news-and-updates/all-news for more details.
22
 Riskometers
ICICI Prudential Multi-Asset Fund (An open ended scheme investing in Equity, Debt and Exchange
Traded Commodity Derivatives/units of Gold ETFs/units of Silver ETFs/units of REITs &
InvITs/Preference shares.) is suitable for investors who are seeking*:
• Long term wealth creation
• An open ended scheme investing across asset classes

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

ICICI Prudential Equity Savings Fund (An open ended scheme investing in equity, arbitrage and debt)
is suitable for investors who are seeking*:

• Long term wealth creation

• An open ended scheme that seeks to generate regular income through investments in fixed income securities,
arbitrage and other derivative strategies and aim for long term capital appreciation by investing in equity and
equity related instruments
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

ICICI Prudential Asset Allocator Fund (FOF) (An open ended fund of funds scheme investing in equity
oriented schemes, debt oriented schemes and gold ETFs/scheme) is suitable for investors who are
seeking*:
• Long term wealth creation
• An open ended fund of funds scheme investing in equity oriented schemes, debt oriented schemes and gold
ETF/schemes
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Investors may please note that they will be bearing the recurning expenses of this Scheme in addition to the expenses of the underlying Schemes in which this Scheme makes investment.
Please note that the Risk-o-meter(s) specified above will be evaluated and updated on a monthly basis. The above riskometers are as on April 30, 2025. Please refer to
https://www.icicipruamc.com/news-and-updates/all-news for more details. 23
 Riskometers

ICICI Prudential Income Plus Arbitrage Active FOF (An open ended fund of funds scheme investing in
Debt oriented and arbitrage schemes) is suitable for investors who are seeking

• Short Term Savings

• An open ended fund of funds scheme investing in Debt Oriented and arbitrage schemes

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Investors may please note that they will be bearing the recurning expenses of this Scheme in addition to the expenses of the underlying Schemes in which this
Scheme makes investment.

Please note that the Risk-o-meter(s) specified above will be evaluated and updated on a monthly basis. The above riskometers are as on April 30, 2025. Please refer to
https://www.icicipruamc.com/news-and-updates/all-news for more details.
24
 Disclaimers

Mutual Fund investments are subject to market risks, read all scheme related documents
carefully.

In the preparation of the material contained in this document, the AMC has used information that is publicly available, including information developed in-house. Some
of the material(s) used in the document may have been obtained from members/persons other than the AMC and/or its affiliates and which may have been made
available to the AMC and/or to its affiliates. Information gathered and material used in this document is believed to be from reliable sources. The AMC however does
not warrant the accuracy, reasonableness and / or completeness of any information. We have included statements / opinions / recommendations in this document,
which contain words, or phrases such as “will”, “expect”, “should”, “believe” and similar expressions or variations of such expressions, that are “forward looking
statements”. Actual results may differ materially from those suggested by the forward looking statements due to risk or uncertainties associated with our expectations
with respect to, but not limited to, exposure to market risks, general economic and political conditions in India and other countries globally, which have an impact on
our services and / or investments, the monetary and interest policies of India, inflation, deflation, unanticipated turbulence in interest rates, foreign exchange rates,
equity prices or other rates or prices etc. ICICI Prudential Asset Management Company Limited (including its affiliates), the Mutual Fund, The Trust and any of its
officers, directors, personnel and employees, shall not liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary,
consequential, as also any loss of profit in any way arising from the use of this material in any manner. Further, the information contained herein should not be
construed as forecast or promise. The recipient alone shall be fully responsible/are liable for any decision taken on this material. The information contained herein is
only for the purpose of information and not for distribution and do not constitute an offer to buy or sell or solicitation of any offer to buy or sell any securities or
financial instruments in the United States of America ("US") and/or Canada or for the benefit of US persons (being persons falling within the definition of the term "US
Person" under the US Securities Act, 1933, as amended) or persons residing in Canada.
All figures and other data given in this document are dated as of April 30, 2025 unless stated otherwise. The same may or may not be relevant at a future date. The
information shall not be altered in any way, transmitted to, copied or distributed, in part or in whole, to any other person or to the media or reproduced in any form,
without prior written consent of ICICI Prudential Asset Management Company Limited (the AMC). Prospective investors are advised to consult their own legal, tax and
financial advisors to determine possible tax, legal and other financial implication or consequence of subscribing to the units of ICICI Prudential Mutual Fund. The
sector(s)/stock(s) mentioned in this communication do not constitute any recommendation of the same and ICICI Prudential Mutual Fund may or may not have any
future position in these sector(s)/stock(s). Past performance may or may not be sustained in the future. The portfolio of the scheme is subject to changes within the
provisions of the Scheme Information document of the scheme. Please refer to the Scheme Information Document for more details.

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