SmartYatayat Nepal — A
Cardless Transportation System Group members
Jyoti Ghimire 16
SmartYatayat Nepal aims to revolutionize urban mobility by introducing a cardless, digital fare Sushant Poudel 39
payment system for public transportation (buses, microbuses, and tempos). It enables commuters to Sarik Sigdel 51
pay fares using a card. The goal is to reduce reliance on cash, improve efficiency, and increase Senchen Thamsuhang 54
transparency in Nepal’s transportation network.
01 Introduction 02 Project Concept 03 Market Feasibilty 04 Financial Feasibility
Target Market : Daily travelers using buses, microbuses, i. Initial Investment Breakdown (Pilot Phase – Kathmandu Valley)
SmartYatayat Nepal is a modern in urban areas (Kathmandu, Lalitpur, Pokhara, etc.)
transportation payment system that uses a Passengers scan their ID cards once Item Estimated Cost (NPR)
Market Trends: Increase in adoption of digital wallets.
reloadable smart card linked to a digital they get onto the bus and scan again Competitor Analysis: Sajha yatayat has adopted this
Card Readers (200 buses @ NPR 25,000) 5,000,000
wallet. Commuters can easily load money when getting off. Barriers to Entry: Need to convince transport operators
onto their card using mobile banking or The server calculates the fare according to install and maintain devices. Smart Cards (50,000 @ NPR 50 each) 2,500,000
popular platforms like eSewa and Khalti, to the distance travelled.
then tap the card to pay fares on public The whole system is autonomous, the Mobile App + Backend Development 3,500,000
transport. It offers a faster, cashless, and passenger just has to load money into
more organized way to travel, making the card using the mobile application. Marketing & Promotions
commuting smoother for both passengers The money can be loaded using mobile
SWOT Analysis 1,000,000
and operators. banking, or any of the digital wallet Staff & Operations (1st year) 3,000,000
platforms. STRENGTHS WEAKNESSES
Contingency (10%) 1,600,000
24.65 million Mobile banking users Cashless Initial Cost
among 30.8 million people in Nepal. Convenience Tech Dependency Total Estimated Setup Cost 16,600,000
Over 35% of the population is between Digital Integration Learning Curve
age 15-35 who are digitally friendly.
User-Friendly tech. ii. Annual revenue Estimation
Data-Driven: Resistance to
Scalable Model Change Stream Monthly Revenue (NPR)
Fare Transaction Fee (2%)(30000x 20) 360,000
82%
OPPORTUNITIES THREATS
Card Sales ProfitNPR 20 profit × 5,000 100,000
28% of daily trips in Kathmandu Valley Smart City Cybersecurity
are made using public transport.i.e. 3 out Integration Risks
Advertisement on App/Receipts 100,000
About 82% of Neapls population uses mobile banking of 10 people use public transport Government Market
Support Skepticism
Data & Analytics Licensing 50,000
Tourism Market Technical
Multi-Use Failures
Total Monthly Revenue 610,000
Expansion
05 Results
Annual Revenue Estimate 7,320,000
Breakeven Analysis
Annual profit = 7,320,000-6,700,000= 620,000 iii. Annual O&M
Initial estimation cost setup = 16,600,000
Assuming 20% growth profit(growth inuser and customers),
Unique Selling Point Expense Type Annual Cost (NPR)
year 2 = Rs 744,000 Better tracking of buses in real time Staff Salaries 3,000,000
Year 3 = Rs 892,800 Improved security through passenger identification
Break-even point: Approx. 2.5 to 3 years Faster boarding and fare processing Server & Tech Maintenance 1,000,000
Works across buses, micros, — one card for all rides
Faster break-even possible with: Marketing & Customer Support 1,000,000
Accurate fare calculation and digital records build
Government/public transport partnerships
Higher user adoption or city expansion public trust. Hardware Maintenance 1,200,000
White-labeling to private schools, colleges, companies
Administrative Costs 500,000
TOTAL OPERATING COSTS 6,700,000
