(CURRENT AFFAIRS WITh MCQS)

by – Indo Pathsala
Contact number : 9123206137
https://www.youtube.com/@indopathshala400

To download Current Affairs PDFs join this Telegram Group-https://telegram.me/Indopathshala

 MINISTRY OF FINANCE

Pradhan Mantri Vaya Vandan Yojana

(PMVVY)
 Launch: 4th May, 2017
 Type : Central Sector Scheme.
 Eligibility: Only to Senior citizens.

 Objective: Offer an insurance policy-

cum-pension scheme, provides security
to senior citizens
 Implementing agency: Life Insurance Corporation of India.
 Features:
 Guaranteed pension payouts for 10 years, with a return of principal at maturity.
 Assured pension ranging from Rs1000/- per month to Rs.12,000/-per month,based on
contribution.
 Limit on investment : Min limit : Rs 1.56 lakh; Max limit : Rs 15 lakh.
 Beneficiaries get back principal in event of investor’s death within 10 years.
 Loan facility available after completion of 3 policy years.

STAND UP INDIA SCHEME

 Launch : 5th April, 2016.
 Type : Central Sector Scheme.
 Purpose : Bank loans between Rs.10 lakh and
Rs. 1 Crore to at least one SC or ST borrower
and at least one woman borrower per bank
branch for setting up a greenfield enterprise.
 Eligibility: Greenfield enterprise in manufac-
turing, services, Agri-allied activities or the
trading sector.
 Implementing Agency: Small Industries De-
velopment Bank of India (SIDBI).
 Features :
 Loan extend enitity: All branches of Scheduled Commercial Banks.
 Loan secured under CGFSI (Credit Gurantee Fund for Stand Up India).
  Lowest applicable rate of bank for category not exceed Bank’s base rate (MCLR)
+3%+tenor premium.
 Loan Repayment in 7 years with a maximum moratorium period of 18 months.
 Stand-up Connect Centres : SIDBI and NABARD designed as stand up Connect Centres.

PRADHAN MANTRI MUDRA YOJANA (PMMY)

 Launch: 8th April, 2015

 Type: Central Sector Scheme
 MUDRA: Registered as Company under Companies Act 2013 and Non-Banking Finance Institute
with RBI.
 Intended Beneficiary: Any Indian Citizen who has a business plan for a non-farm sector income
generating activity and whose credit need is less than Rs 10 lakh.
 Objective: To create entrepreneurial culture by increasing access to Finance to the unbanked and
bring down the finance cost to small enterpriser mainly from informal sector.
 Features:
 MUDRA (Micro Units Development & Refinance Agency Ltd.) supports the finance In-
stitutions (include Commercial Banks / Regional Rural Banks (RRBs) / Small Finance
Banks / NonBanking Financial Companies (NBFCs)) involved in lending to micro / small
business entities.
 Mudra card issued for efficient working capital and keep the interest burden Minimum.
 Managed by the National Credit Guarantee Trustee Company Ltd. (NCGTC).
 3 Types of Loans:
Shishu

•Upto rs 50,000

Kishore

•Rs 50,000 to 5 lakh

Tarun

•Rs 5 lakh to Rs 10 Lakh

ATAL PENSION YOJANA (APY)

 Launch : 9th May, 2015 from Kolka-
ta,WB
 Objective : Provide Mininum guaranteed pension for the people in the unorganized sector.
 Implementing Agency : Pension Fund Regulatory and Development Authority (PFRDA) under the
National Pension System (NPS).
 Eligibility : APY is open to all bank account holders in the age group of 18 to 40 years.

Note : From 1st October 2022, any citizen who is or has been an income-tax payer
(Income-tax Act,1961), shall NOT be eligible to open new APY account.

 Features :
 Guaranteed minimum monthly pension of Rs. 1000 or its multiple upto Rs. 5000 (based
on the contributions) at the age of 60 years.
 Subscriber could exit from the scheme subject to certain subject to certain condition.
 Death of the subscriber :
 Premature death (before 60 years of age) -> Spouse can continue contribution to
APY account.
 Death after attaining 60 years -> Pension to spouse -> If spouse also dies, accu-
mulated pension corpus would go to nominee.

Other schemes
 Mera Bill Mera Adhikar :
o Launch : Sep 2023
o Objective : To encourage people to take GST Bills from Shopkeepers and Cash prize
from Rs. 10,000/- to Rs. 1 Crore.

 Vivad Se Vishwas 1:
o Launch : Union Budget 2023-24
o Objective: relief for MSMEs impacted by Covid 19.
 Vivad se Viswas ll :
o Launch : Union Budget 2023-24
o Objective : to effectively settle the pending Contractual Disputes of Govt and Govt un-
dertaking.
INSURANCE SCHEME

 Launch : 9th May, 2015 from Kolkata,WB

Pradhan Mantri Jeevan Jyoti Bima Pradhan Mantri Suraksha Bima Yojana
Yojana(PMJJBY) (PMSBY)
 Aim : provide life insurance upto age 55.  Aim: Insurance against Accidents.
 Eligibility; Citizens (including NRIs) in the  Eligibility : Citizens (including NRIs) in the age
age group of 18 to 50 years. group 18 to 70 years.
 Central Sector Scheme.  Central Sector Scheme.
 Risk covered : Death due to any reason, after  Risk covered : Accidental death and disabili-
the first 45 days of enrolment. ties.
 Premium rate : ₹436 per annum.  Premium rate : ₹ 20 per annum.

Pradhan Mantri Garib Kalyan Yojana (PMGKY)

 Launch: 17th Dec 2016.
 Objective : Two main objectives: to curb Black money and to initiate Income equality.
 Eligibility :
 All Below Poverty Line (BPL) families.
 Families under the Antyodaya Anna Yojana (AAY) by States/UTs based on criteria set by the central
Govt.
 State Governments/Union Territory Administrations identify Priority Households (PHH) based on
criteria prepared by States/UTs.
 Features :
 Must pay 50% of the un-
taxed amount.
 Provides employment
opportunities to people
experiencing poverty.
 The individual agrees to
pay 50% of the undis-
closed income, the
 scheme helps to avoid prosecution.
 provision of investing 25% of the undisclosed income in the PMGKY scheme and refunded
without interest after four years.
 Insurance cover of Rs 50 Lakh per health workers.
 80 crore people under National Food Security Act gets 5Kg wheat or rice for free every.

BimaSakhi Yojana Launch

 Launched by: PM Narendra Modi in Panipat, Haryana.
 Objective: Empower women as LIC agents, aiming for 100,000 women in the first year and 200,000
in three years.
 Eligibility: Women aged 18-70, minimum 10th-grade education.
 Training: 3 years.
 Stipend: ₹7,000 (1st year), ₹6,000 (2nd year), ₹5,000 (3rd year).
 Expected Income: ₹15,000/month for LIC agents.
 Investment: ₹840 crore in the first year.
 Purpose: Expand insurance reach, provide social security, and empower women.
 Key Officer: LIC Chairman Siddhartha Mohanty.

MINISTRY OF HEALTH AND FAMILY WELFARE

AYUSHMAN BHARAT
 Launch: 15th Sept 2014.
 Objective: To achieve the vision of Universal Health Coverage (UHC).
 Background: Recommended by the National Health Policy 2017.
 Components : Health and Wellness Centres (HWCs); Pradhan Mantri Jan Arogya Yojana (PM-JAY).
 Features :
 HWCs :
  1,50,000 HWCs will be created to deliver Comprehensive Primary Health Care (CPHC),
that is universal and free to users.
 funding : Through National Health Mission (NHM).

PM-JAY (Ayushman Bharat Pradhan Mantri Jan Arogya Yojana Expansion)

 New Coverage: On Dhanvantari Jayanti, the Prime Minister announced the inclusion of all senior
citizens aged 70 and above under the Ayushman Bharat PM-JAY scheme, offering health cover-
age regardless of income.
 Objective: The scheme provides health insurance of up to ₹5 lakh per family annually for sec-
ondary and tertiary care.
 Coverage: Currently covers 55 crore individuals across 12.34 crore families in India.
 Key Features:
o Universal Access: Aims to ensure healthcare access for marginalized communities.
o Health and Wellness Centres (HWCs): Target of 1.5 lakh centres to offer primary
healthcare.
o Financial Protection: Reduces out-of-pocket healthcare costs for low-income families.

About Ayushman Bharat PM-JAY:

 Launched: 2018
 Type : Centrally Sponsored Scheme.
 Target: Accessible healthcare for vulnerable families.

NATIONAL HEALTH MISSION (NHM)

 Launch : NHM was launched in 2013 subsuming the National Rural Health Mission (2005) and the
National Urban Health Mission (2013).
 Type: Centrally Sponsored Scheme.
 Mission Head : Mission Director of the rank of Additional Secretary.
 Objectives : universal access to equitable, affordable & quality health care services.
 Features :
 Support to state : to strengthen public health systems and healthcare delivery.
  TWO Sub schemes:
1. National Rural Health Mission (NRHM):

Inititiative under NHRM

ASHA (Accredited Social Health Activists)

Janani Suraksha yojana
Janani Shishu Suraksha Karyakram.
Rashtriya Bal Swasthykarkram
RMNCH+A: Reproductive Maternal Newborn child and Adolescent Health.
National Mobile Medical Units.
2. National Urban Health Mission (NUHM) :
Service Delivery Infrastructure: Urban–Primary Health Centre, Urban Commu-
nity Health Centre (U-CHC) and Referral Hospitals and Outreach services.

SCHEMES RELATED TO PREGNANT WOMEN

Janani Suraksha Yojana (JSY)

 Launch : April 2005
 Type : Centrally Sponsored Scheme.
 Aim : Reducing maternal mortality by promot-
ing institutional delivery among pregnant
women belonging to weaker sections of socie-
ty.
 Features:
 ASHA act as a link between poor pregnant women and public health sector
 Low performing states -- All pregnant women after institutional delivery.
 High performing states -Below Poverty Line (BPL) women and the SC and ST women after
institutional delivery, up to 2 live births

LaQshya (Labour Room Quality

Improvement Initiative)
 Launch : 11th Dec 2017
 Aim : Reduce preventable maternal
and newborn mortality, morbidity
and stillbirth.
 Type: Centrally Sponsored Scheme.
 Features :
 Quality Improvement in labour room and maternity OT will be assessed through NQAS
(National Quality Assurance Standards).
 70% score on NQAS will be certified as LaQshya certified.

Surakshit Matritva Aashwasan Yojana (SUMAN Yojana)

 Launch : 10th Oct 2019
 Type : Centrally Sponsored Scheme.
 Aim : To reach out to all Pregnant
Women who are in the 2nd & 3rd Tri-
mesters of pregnancy
 Feature : Receive zero expense access
up to six months after delivery.

NIKSHAY POSHAN YOJANA (NPY)

 Launch: 1st April, 2018

 Type : Centrally Sponsored Scheme.
 Aim: Provides incentives for nutritional
support to TB patients.
 Features :
 Financial incentive of Rs.500/- per month for anti-TB treatment is given through DBT in
Aadharenabled bank account of beneficiary.
 Ni-kshay Mitras, which includes NGOs, individuals, corporations, cooperatives, and political
parties, can volunteer to support TB patient.

Recent Changes in Ni-Kshay Poshan Yojana (NPY)

1. Increased Support: Monthly nutritional support for TB patients raised from ₹500 to ₹1,000 during
treatment.
2. Additional Funding: ₹1,040 crore allocated to support increased nutritional needs.
3. Energy-Dense Nutritional Supplementation (EDNS): Provided for underweight patients (BMI
<18.5), covering 12 lakh patients for the first two months.
 4. Expansion to Household Contacts: Ni-Kshay Mitra initiative now includes food baskets for TB pa-
tients' household contacts to improve immunity and reduce expenses.

MINISTRY OF FISHERIES, ANIMAL HUSBANDRY & DAIRYING

PRADHAN MANTRI MATSYA SAMPADA

YOJANA (PMMSY)
 Launch : 10th Sept 2020.
 Type : Central Sector Scheme, and Centrally
Sponsored Scheme.
 Tenure : FY 2020-21 to FY 2024-25
 Indented Beneficiaries: Fishers,
SCs/STs/Women/Differently abled persons,
Fisheries cooperatives/ Federations, etc
 Objective : Harnessing fisheries potential, en-
hancing Farmer’s income and consolidating
the achievements of Blue Revolution.
 Features:
 Technology: Re-circulatory Aquaculture Systems, Biofloc, Aquaponics, Cage Cultivation
etc.
 Focused regions : J&K, Ladakh, Islands, Northest, Aspirationals District.

National Livestock Mission (NLM)

 Launch: FY 2014-2015.
 Type : centrally-sponsored scheme.
 Objective: production of quality fodder
and fodder seeds through effective seed
production chain (Nucleus – Breeder –
Foundation – Certified-Truthfully la-
belled, etc.)
 Features:
There are four sub-missions :
 Sub-Mission on Fodder and Feed Development
 Sub-Mission on Livestock Development.
 Sub-Mission on Pig Development in North-Eastern Region.
 Sub-Mission on Skill Development, Technology Transfer and Extension.

SAGAR Parikrma
 Launch : 5th March 2022,
 Objectives: to organize a sea voyage across all coastal states & UT.

MINISTRY OF AGRICULTURE AND FARMERS WELFARE

PM AASHA Scheme - Convergence of PSS & PSF

 Objective: Provide fair prices to farmers and control price volatility of essential commodities for
consumers.
 Ministry: Ministry of Agriculture & Farmers Welfare.
 Budget: ₹35,000 crore allocated until 2025-26.
 Launch Year: 2018, as an umbrella scheme.
Key Features:
1. Price Support Scheme (PSS): Procures pulses, oilseeds, and copra at MSP when market prices fall
below MSP.
o 25% of national production to be procured from 2024-25.
o State government cooperation required for procurement and logistics.
2. Price Stabilization Fund (PSF): Provides working capital for procurement, storage, and distribution
of agri-horticultural commodities.
o Ensures price stabilization, such as through procuring pulses when prices exceed MSP.
3. Price Deficit Payment Scheme (PDPS): Direct payments to farmers to cover the difference between
MSP and market prices for oilseeds.
o Coverage increased from 25% to 40% of state oilseed production.
o Implementation period extended from 3 to 4 months.
AgriSURE Scheme (Agri Fund for Start-ups & Rural Enterprises)
 Objective: Attract investment in agri and rural start-ups by contributing to Alternative In-
vestment Funds (AIFs).
 Key Features:
o Provide liquidity to agri-tech start-ups struggling with financing.
o Encourage young entrepreneurs to innovate in agriculture.
o Strengthen the farm value chain through forward and backward linkages.
o Help Farmer Producer Organizations (FPOs) access modern agri-tech.
o Create employment opportunities for rural and urban youth in agribusiness.
 Background: Announced in Budget 2022-23.
 Funding: ₹750 crore corpus, managed by NABARD and the Government of India, registered as a
Category-II AIF with SEBI.

PRADHAN MANTRI FASAL BIMA YOJANA (PMFBY)

 Launch: 13th May 2016

 Type: Centrally Sponsored Scheme.
 Objective : crop insurance from pre-sowing to post-
harvest period.
 Beneficiaries : All farmers including sharecroppers and
tenant farmers.
 Features: 1. Insurance subsumed ->
 Replaces National Agricultural Insurance Scheme (NAIS)
and Modified NAIS.
 The Restructured Weather-Based Crop Insurance Scheme (RWBCIS) is still continued.
 Premium is paid as % of sum assured or Actuarial Premium Rate (APR), set by insurance compa-
nies :
 Commercial /Horticulture : 5 %
 Kharif crop : 2%
 Rabi crop: 1.5%
PRADHAN MANTRI KISAN SAMMAN NIDHI (PM-KISAN)
 Luanch: 29th Feb 2019
 Type : Central Sector Scheme.
 Tenure: ₹6,000 per year in three
equal instalments of ₹ 2,000 each,
every 4 months.
 Objective : provide income support
to all land holding eligible farmer
families.

 Features:
 Benefit to only those farmers’ families whose names are entered into the land records.
 Self-registration Mechanism,through mobile app, PM KISAN portal and walk-ins via Com-
mon Service Centers (CSC).
 All beneficiaries will be given the Kisan Credit Cards (KCC).

PRADHAN MANTRI KRISHI SINCHAYEE YOJANA (PMKSY)

 Launch: 1st July 2015
 Type: Centrally Sponsored Scheme.
 Monitoring : Central Water Commission
and Ministry of Jal Shakti.
 Objective: ‘Har Khet ko pani and water
use efficiency ‘More crop per drop
 feature: 4 Components :
1. Per Drop More Crop : ICT interven-
tions through NeGP -- Precision irriga-
tion technologie.
2. On farm water management : Launched in 1996-97 to accelerate implementation.
3. Har khet ka pani: new water sources  rainwater harvesting structures Command area de-
velopment.
4. Intergrated watershed management programme: management of runoff water and improved soil
& moisture
 MINISTRY OF FOOD PROCESSING INDUSTRIES (MOFPI)

PRADHAN MANTRI KISAN SAMPADA YOJANA (PMKSY)

 Launch : 2016 SAMPADA renamed in 2017
to PMKSY.
 Type: Central Sector Scheme
 Objective: modern infrastructure for food
processing, effective backward and forward
linkages
 Component of schemes:
 Mega Food Parks: Implemented by: A Special
Purpose Vehicle (SPV).
 Integrated Cold Chain, Integrated Cold Chain, Value Addition and Preservation Infrastructure: set up
by Companies, Self Help Groups (SHGs), Farmer Producer Organizations (FPOs), NGOs,
 Food Safety & Quality Assurance Infrastructure
 Creation/Expansion of Food Processing/Preservation Capacities (CEFPPC)
 Infrastructure for Agro Processing Clusters
 Scheme for Creation of Backward and Forward Linkages
 Human Resources and Institutions

MINISTRY OF EDUCATION

ONOS (One Nation One Subscription)

 Launch Date: January 1, 2025
 Objective: Provide access to international research journals for Indian students, faculty, and re-
searchers.
 Funding Allocation: ₹6,000 crore for 2025-2027.
  Beneficiaries: 1.8 crore students, faculty, and researchers across 6,300 government-managed
higher education and central research institutions.
 Journals Access: Over 13,000 journals from 30 international publishers.
 Access Mode: Managed by INFLIBNET, journals accessible digitally via a centralized platform.
 Purpose: Equitable access to research resources, especially for institutions in tier 2 and tier 3 cities.
 Alignment with Vision: Supports India’s goal to be a global research leader by 2047.
 Implementing Agency: INFLIBNET under the University Grants Commission (UGC).

NATS 2.0 Portal

 Objective: Enhance youth skilling and employability in sectors like IT, manufacturing, and
automobiles.
 Features:
o Apprentices can register and apply for opportunities.
o Employers can manage vacancies and contracts.
 Developed by: Ministry of Education with AICTE support.
 Alignment: Supports the National Education Policy (NEP) 2020 by integrating vocational and
general education.

SAMAGRA SIKSHA- AN INTEGRATED SCHEME FOR

SCHOOL EDUCATION

 Launch : 2018-19
 Type: Centrally Sponsored Scheme
 Implementing agency: State Implementation Society
(SIS) at the State/UT level.
 Tenure: 2021 to 2026
 Objectives: Access, Equity and Quality and Vocational-
isation to Support Right of Children to Free and Com-
pulsory Education (RTE) Act,2009.

 Features:
3 Subsume scheme:
 Rashtriya
Scheme on
Sarve Shiksha Madhyamika
Teacher
abhiyan Shiksha
Education
Abhiyan(RMSA)

SCHEME FOR HIGHER EDUCATION YOUTH IN APPRENTICESHIP AND SKILL (SHREYAS)

 Launch : 27th Feb 2019.
 Implementing agency : Sector Skill Council.
 Objective: employability and linking educa-
tion with industry.
 Features: umbrella scheme, comprises 4 cen-
tral sector sub-schemes.
1. Free coaching for Sc and Obcs
2. Top class Education for SCs
3. National Overseas Scheme for SCs
4. National Fellowship for SC student.

NATIONAL EDUCATIONAL ALLIANCE FOR TECHNOLOGY (NEAT)

 launch: Nov 2019
 Objective: use Artificial Intelligence to make learning more personalised and customised.
 features:
 PPP based scheme.
 Llarge number of economically backward students.
 National NEAT platform provide one-stop access to these technological solutions.
 EdTech companies support.

NATIONAL INITIATIVE FOR SCHOOL HEADS’

AND TEACHERS’ HOLISTIC ADVANCEMENT
(NISHTHA)
 Launch : Aug 2019
  Type : Centrally Sponsored Scheme of Samagra Siksha.
 Objective: Provides teachers with training on includes pedagogy, child development, and ICT.
 Implementing body : Department of School Education and Literacy.
 Operation : 3 phase :
1. NISHTA 1.0 : for primary and upper-primary level teacher.
2. NISHTA 2.0 : Senior Secondary level teachers.
3. NISHTA 3.0 : Foundational Literacy and Numeracy covering primary to 5th class.

Other Schemes
 Pradhan Mantri Uchchatar Shiksa Abhiyan(PM-USHA):
o Launch : 2023
o Objective : to work with 300-plus state universities and its affiliated colleges.

 PM SHRI :
o Launch : Sept 2022
o Objective : (PM school for Rising India) by strengthening the existing schools from amongst
schools managed by Central Govt/State govt/UT/Govt/Local bodies.
 New India Literacy Programme :
o Launch : FY 2022-2027
o Objective: the scheme aims to cover a target of 5,000 crore non-literates in the age grpup of
15 years and above.
 PM eVIDYA :
o Launch : 2020
o Objective : to protect the education of children during the Covid-19 pandemic.
 RUSA Scheme:
o Launch: 2013
o Objective : To higher studies

KAVACH 2023
 Aim : To identify innovative ideas and technological solutions for addressing the cyber security
and cybercrime challenges of the 21st century.
 Conducted by: Ministry of Education’s Innovation Cell, All India Council for Technical Education
(AICTE), Bureau of Police Research and Development (BPR&D) and Indian Cyber Crime Coordi-
nation Centre (I4C).
 About : It is a National Level Hackathon to tackle cyber threats and provide effective solutions.

Ministry of Power

UJALA (Unnat Jyoti by Affordable LEDs for All) – 10 Years of Energy-Efficient Lighting
 Launch Date: 5th January 2015
 Objective: Promote affordable, energy-efficient lighting and reduce carbon emissions
 Implementing Agencies: EESL, DISCOMs, Ministry of Power
 Key Products: LED bulbs, LED tube lights, energy-efficient fans
 Cost of Products:
o ₹70 per LED bulb
o ₹220 per LED tube light
o ₹1,110 per energy-efficient fan
 Energy Efficiency:
o LED bulbs use 1 unit for 140 hours; CFLs use 2 units, ICLs use 9 units
 Total Distribution:
o 36.87 crore LED bulbs by 2025
 Annual Savings:
o ₹19,153 crore in electricity costs
 Environmental Impact:
o Reduced carbon emissions and energy consumption
 Street Lighting National Programme:
o 1.34 crore LED streetlights installed
o 9,001 MUs saved annually
 Energy Savings (SLNP):
o Reduced peak demand by 1,500 MW
 o Saved 6.2 million tonnes of CO₂ annually
 Market Transformation:
o 407.92 crore LED bulbs sold in India

PRADHAN MANTRI SAHAJ BIJLI HAR GHAR YOJANA(SAUBHAGYA)

 Launch : Sept 2017
 Nodal agency : Rural Electrification
Corporation Limited (REC).
 Eligibility: All DISCOMs including pri-
vate sector DISCOMs, state power de-
partments, and Rural Electric Coopera-
tive Societies.
 Objective: electrify all poor households
in urban areas and un-electrified
households.
 Beneficiaries: Identified through the So-
cio-Economic and Caste Census (SECC)
2011 data

Other schemes
 Ujwal Discom Assurance Yojana (UDAY)
 Launch : November 5, 2015
 Objective : aims to address the financial challenges faced by Power Distribution Com-
panies (DISCOMs)

DEEN DAYAL UPADHYAY GRAM JYOTI Yojana

 Launch : 20th Nov 2014
 Objective: Provide electricity to farmers and non farmers.
Newly Launched:

MISSION ON ADVANCED AND

HIGH-IMPACT RESEARCH
(MAHIR)
 Tenure: 2023-24 to 2027-28
 Interministerial: The Scheme is
launched in collaboration with
New & Renewable Energy
(MNRE).

Ministry of Micro, Small and Enterprises

PM Viswakarma Scheme
 Launch: 17th Sept 2023
 Tenure: FY 2023-24 to FY 2027-28).
 Type: central sector scheme
 Eligibility: 18 traditional crafts such as
Boat Maker; Armourer; Blacksmith;
 Features:
 recognition through a PM Vish-
wakarma certificate and ID card.
 receive collateral-free credit sup-
port of up to ₹1 lakh and ₹2 lakh (second tranche) with a concessional interest rate of
5%.
 stipend of Rs 500 per day

Other scheme
 MSME(LEAN) Competitive scheme:
o Launch: 2023
o Objective: to provide a roadmap to global competitiveness for the MSMEs of India.
 Sambhav & Svavlamban :
o Launch :
o Objective : to promote entrepreneurship amongst youth.

Ministry of Railway

Amrit Bharat Station

 Launch : Aug 2023
 Objective: Aims to redevelop 1309 stations nationwide.

Ministry of Home Affairs

Vibrant Village Programme

 Launch : 15th Feb 2023
 Type: Centrally Sponsored Scheme.
 Tenure: FY 2022-23 to 2025-26.
 Objective: funds for development of essen-
tial infrastructure and creation of liveli-
hood opportunities.
 Feature: - covers Arunachal Pradesh, Sik-
kim, Uttarakhand, Himachal Pradesh and
UT of Ladakh.

Ministry of Environment, Forest and Climate Change(MoEFC)

MISHTI(Mangrove Initiative for Shoreline Habitats & Tangible Incomes) yojana
 Launch: 5th Jun 2023
 Objectives: facilitates mangrove planta-
tion along India's coastline and on salt
pan lands.
 features: convergence between
MGNREGS, Campa Fund and other
sources.

Ministry of Housing and Urban Affairs

SVANidhi se Samriddhi
 Launch : 1st June 2020
 Type: Central Sector Scheme
 Objective: Social security benefits to street
vendors.
 Lending agency : Microfinance Institutions,
Non-Banking Financial Company, Self Help
Groups

Pradhan Mantri Aawas Yojana

 Launch : 25th June 2015
 Type: Centrally Sponsored Scheme
 Objective: an initiative to establish housing facilities for slum dwellers.

Pradhan Mantri Awas Yojana-Urban (PMAY-U) 2.0

 Objective: To provide financial assistance for 1 crore urban poor and middle-class families to
build, buy, or rent affordable housing over 5 years.
 Target Groups: Economically Weaker Sections (EWS), Low-Income Groups (LIG), and Middle-
Income Groups (MIG) with no permanent home.
  Key Features:
o Subsidies on home loans for eligible families.
o Support for rental housing.
o Focus on innovative construction technologies for better living conditions

 PM e-bus Sewa :
o Launch : 2023
o Objective : to increase the modal share of electric bus(ebus) based public transport in In-
dian cities
 NIPUN :
o Launch: 5th July 2021
o Objective : Over One lakh construction workers Training .

Atal Mission for Rejuvenation and Urban

Transformation (AMRUT)
 Launch : 25th June 2015
 Objective : Revitalize infrastructure and provide basic
services in urban areas.
 Feature:
 Aims to improve basic urban infrastructure in 500
cities across India.
 Focuses on core infrastructure like water supply,
sewerage & sanitation, storm water drainage,
solid waste management, and public transpor-
tation.
 Central government allocation of Rs. 64,000 crore for the period 2015-20 (mission period).

Ministry of Labour and Employment

e-Shram Portal Expansion to 22 Languages

 Expansion: Portal now supports 22 languages, initially available in English, Hindi, Kannada, and
Marathi.
 Purpose: Enhance accessibility for unorganised workers.
  Facilitator: Bhashini project enabled multilingual upgrade.
 Portal Usage & Integration:
o Registers unorganised workers for social security benefits.
o Integrates 12 government welfare schemes (e.g., MGNREGA, ONORC, IGNDPS).
o 30,000+ daily registrations.
 Future Upgrades:
Mobile app for easier access.
Single Common Application Form and payment gateway integration.
Welfare Schemes Integrated: MGNREGA, ONORC, IGNDPS, NFBS.
Significance: Provides social security to unorganised workers.

MINISTRY OF PANCHAYATI RAJ, RURAL DEVELOPMENT

Pradhan Mantri Gram Sadak Yojana (PMGSY)

 Launch : 25 Dec 2000.
 Objective : Provide rural connectivity through all weather roads.
 Features:
 Aims for all-weather road connectivity in rural areas.
Budget: Rs. 19,000 crore (FY 2023-24).
 Construction of new roads and upgradation of ex-
isting ones to all-weather standards.
 Priority to connecting habitations with population
of 500+ (100+ in hilly areas).
 Focus on backward regions and Left Wing Extremism
(LWE) affected areas.
 Promotes environmental sustainability measures in road construction.

Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)

 Launch : 5 September 2014
 Objective : Enhance employability of
rural youth through skill training.
 Feature:
 Provides skill development to
rural youth for employment
opportunities. Budget: Rs. 3,000
crore (FY 2023-24). Details on
Ministry of Rural Development
website.
 Training in various job-oriented trades through certified training providers.
 Placement assistance for trained youth after successful course completion.
 Financial aid for training and post-training support like toolkits and entrepreneurial guidance.
 Focus on empowering youth from SC, ST, OBC, and minority communities

Ministry of Social Justice and Empowerment

PM-YASASVI Scheme
The PM Young Achievers Scholarship Award Scheme (PM-YASASVI) supports students from OBC, EBC, and
DNT communities, helping them access quality education and overcome financial barriers.
Key Points:
 Consolidates previous scholarships for EBCs and DNTs.
 Includes scholarships for Pre-Matric (IX-X), Post-Matric, and Top Class Education.
 Supports hostel construction for OBC boys and girls.
The scheme promotes educational empowerment and inclusivity.

SMILE(Support for Marginalized Individuals for Livelihood and Enterprise)

 Launch : 12th Feb 2022
 Type: Central Sector Scheme
 Objective : support for Marginalised Individual for Livelihood and Enterprise.
 Feature: Scheme after the merger of existing Schemes for Beggars and Transgenders.
Sugamya Bharat Abhiyan
 Launch : 3rd Dec , 2015.
 About : National campaign established by
the Department of Persons with disabilities
Empowerment of the Ministry of Social Jus-
tice and Empowerment (DEPwD).
 Objective: to make a barrier-free and con-
ducive environment for Divyangjans (Per-
sons with Disabilities - PwDs) all over the
country.
 About : Rights of Persons with Disabilities
Act, 2016 replaced the PwD Act, 1995
 comply with United Nations Convention on the Rights of Persons with Disabilities (UNCRPD)
.

SHRESHTHA
 Luanch: June 2022
 Objective: Residential Education for Students in High Schools in Targeted Areas

Other scheme
 PM NAMSTE :
o Launch : 2022
o objective : Zero fatalities in sanitation work should be done by skilled workers. No
direct contact with human faceal matter

 DANCE( Dr Ambedkar Centre of Excellence):

o Launch : April 2022
o Objective : to provide High Quality Free Coaching Facilities to the Scheduled Caste

 Nasha Mukt Bharat Abhiyan :

 o Launch : 2020
o Objective: To address problem of Drug Abuse.

Pradhan Mantri Anu Suchit Jaati Abhyuday Yojana (PM-AJAY)

 Launch: FY 2021-22.
 Type : Centrally Sponsored Schemes.
 Other scheme subsumed:
 Pradhan Mantri Adarsh Gram Yojana (PMAGY):For integrated development of Scheduled Castes
majority villages.
 Special Central Assistance to Scheduled Castes Sub Plan (SCA to SCSP): To give a thrust to
family oriented schemes of economic development of SCs below the poverty line (BPL), by
providing resources for filling the critical gaps.
 Babu Jagjivan Ram Chhatrawas Yojana (BJRCY): For construction of hostels, especially for SC
girls, towards the broader vision of containment and reduction of their dropout rate.

Ministry of Jal Shakti

Namami Gange Mission 2.0: Key Projects and Overview

 Completed Projects:
1. Munger Project: ₹366 crore, 175 km sewerage network, 30 MLD STP.
2. Mirzapur Project: ₹129 crore, 31 MLD STP.
3. Ghazipur Project: ₹153 crore, 1.3 km I&D network, 21 MLD STP.
4. Bareilly Project: ₹271 crore, pollution abatement with drain work.

About NGM 2.0

o Extension of the original 2014 mission, aiming to clean and rejuvenate the Ganga River until March
2026.
o Focus Areas: Sewage treatment, riverfront development, surface cleaning, afforestation, biodiversity,
and public awareness.
o Managed by National Mission for Clean Ganga (NMCG), under the Ministry of Jal Shakti.
o Current Status: 457 projects initiated, 280 completed, and 139 District Ganga Committees formed.
o Funding: Fully funded by the central government
JAL JEEVAN MISSION & ATAL BHUJAL MISSION
 Launch : 2019
 Type:Centrally sponsored scheme
 Objective : supply 55 litres of water per
person per day by tap water (till 2024).

ATAL BHUJAL MISSION

 Launch: 25th Dec 2019
 Type: Central Sector Scheme
 Tenure: 2020-21 to 2024-25

SWACCH BHARAT ABHIYAN

 Luanch : 2nd Oct 2014
 Objectives: to achieve the vision of ‘Clean India ‘ by 2nd Oct 2019.

GOBARdhan ( Galvanizing Organic Bio-Agro Resources Dhan)

o Launch : 2018
o Objectives: To convert waste to wealth towards promoting circular economy.
 Commerce and Industry, Consumer Affairs, Food and Public Distri-
bution and Textiles

SETU(SUPPORTING ENTREPRENEURS IN TRANSFORMATION & UPSKILLING)

 Launch: 7th Sept 2022
 Objectives: connect starts-up in India
to US-based investors and start-up
programme

One Nation One Ration Card

(ONORC)
 Launch : August 9, 2019
 Objective : Allow portability of ration cards across
states.
 Feature:
 Allows inter-state and intra-state portability for ra-
tion cardholders.
 Aims to eliminate issues faced by migrant workers
and individuals who relocate.
 Requires linking of ration cards with Aadhaar for better identification and transparency.
 ONORC is an initiative implemented through existing schemes and doesn't have a separate budget
allocation.
 Funding comes from the overall budget allocated for the NFSA and PDS (Public Distribution Sys-
tem).

Ministry of Textiles

Kasturi Cotton Bharat

 Objective: Enhance the traceability, certification, and branding of Indian cotton to improve its
global competitiveness.
  Technology: Uses QR-based certification and blockchain for end-to-end traceability of Kasturi
Cotton Bharat tagged bales.
 Promotions: The programme is promoted nationally and internationally through a microsite with
QR code verification and blockchain platform.
 Collaboration: Led by the Ministry of Textiles, Cotton Corporation of India, trade bodies, and in-
dustry partners.
 Implementing Agency: Cotton Textiles Export Promotion Council (TEXPROCIL).

SAMARTHA
o Launch: 2017
o Objective: To ensure a con-
tinuous supply of skilled
workforce in the labor-
intensive textiles sector of
India.

Ministry of Civil Aviation

UDAAN yojan
 Launch : 21st Oct 2016
 Objective: Ude Desh Ka Aam Naagrik (for region-
al airport development and regional connectivity
enhancement )
 Ministry of Women and Child Development

Poshan Tracker Initiative

 Aim: Monitor the growth and nutrition of children aged 0-6 years under Mission Poshan 2.0.
 Key Features:
o ICT-based system using WHO growth charts and measuring devices at Anganwadi Centers.
o Covers 8.9 crore children, enabling timely intervention for health issues.
o Digitizes registers, improves efficiency, and supports migrant workers at any Anganwadi.
o Anganwadi workers are equipped with smartphones for better service delivery.
 Launched by: Ministry of Women and Child Development (MoWCD).

UJJWALA

 Launch : 1st May 2016

 Objectives: To empower women and protect their
helth with LPG Gas connections.

BETI BACHAO BETI PADHAO

 Launch: 22nd Jan 2015
 Objective : empowerment of girls, improvement in sex ratio through sociatal change.

Stree Monoraksha Project

 Launch : 2nd March 2022.
 Objectives: To improve the mental health of Women.
 Ministry of Petroleum and Natural Gas

SAHAJ
 Launch : 30th Aug 2015
 Objectives : Online book-
ing of LPG cylinders.

PM PAHAL
 Launch : 1st Jan 2015
 Objectives: LPG cylinders
are sold at market rates
and entitiled consumers get the subsidy directly into their bank account.

Ministry of Minority Affairs

PM VIKAS(Virasat Ka Samvadhan)
 Launch: aligned to 15th Finance
Commission cycle period up to
2025-26.
 Type : Central-Sector scheme
 Objective :To improve livelihoods of
Minority & Artisan.

PRADHAN MANTRI JAN VIKAS KARYAKRAM (PMJVK)

 Launch : launched in 2008-09 as Multi-sectoral De-
velopment Programme (MsDP) and was restruc-
tured in 2017-18 as PMJVK
 Tenure: 2021-22 to 2025-26.
 Type: Centrally Sponsored Scheme
 Purpose: Socio-economic development of development deficits area.
 Coverage: All Districts of the Country including all the Aspirational District.
 Beneficiaries: Minority communities notified under the National Commission for Minorities Act,
1992 i.e., Muslims, Christians, Buddhists, Sikhs, Jains, and Parsis.

Ministry of Tribal Affairs

Pradhan Mantri Vanbandhu Kalyan Yojana (PMVKY)

 Launched: 2014
 Objective: Improve the quality of life, education, employment, and infrastructure in tribal areas
while preserving tribal culture.
 Budget: ₹26,135.46 crores (approved till 2025-26).
 Coverage: All tribal populations and areas across India.
Key Components:
1. Pradhan Mantri Adi Adarsh Gram Yojana: Integrated development in 36,428 tribal villages fo-
cusing on roads, telecom, education, health, and sanitation.
2. Development of PVTGs: Tailored housing, health, and education initiatives for Particularly Vulner-
able Tribal Groups (PVTGs).
3. Support to Tribal Research Institutes (TRI): Financial support for strengthening tribal knowledge
and addressing challenges.
4. Scholarships:
o Pre-Matric: For classes IX–X, parental income ≤ ₹2.5 lakh.
o Post-Matric: For students beyond class 10.
5. Administrative Assistance: Funds for state project management units to monitor and implement
tribal welfare schemes.

Dharti Aaba Janjatiya Gram Utkarsh Abhiyan (DAJGUA)

 Launched by: Prime Minister Narendra Modi on Mahatma Gandhi’s birth anniversary in Hazari-
bagh, Jharkhand.
 Ministry: Ministry of Tribal Affairs.
 Funds Allocated: ₹79,156 crores (₹56,333 crores Central share, ₹22,823 crores State share).
 Aim: Improve social infrastructure, health, education, and livelihoods in 63,843 tribal villages
through 25 interventions.
Key Features:
 Coverage: 549 districts and 2,911 blocks across 30 States/UTs, focusing on tribal-majority areas.
 Collaboration: 17 ministries involved in the implementation.
 Holistic Development: Focus on education, healthcare, and livelihood in tribal areas.
 Infrastructure: Target of 728 Eklavya schools by 2026, benefiting 3.5 lakh tribal students

Pradhan Mantri Janjatiya Unnat Gram Abhiyan

 Aim: Uplift 63,000 tribal-majority villages and 5 crore tribal people.
 Focus Areas: Address gaps in infrastructure, education, health, and livelihoods.
 Key Goals:
o Provide pucca houses and improve road/mobility connectivity.
o Enhance education, healthcare, and promote economic empowerment through skill training
and livelihood support.
o Support Forest Right Act holders and introduce tribal home stays.
o The mission builds on the success of the 2023 PM Janjati Adivasi Nyaya Maha Abhiyan, aiming
for holistic tribal development through collaboration across government levels.

Pradhan Mantri Janjati Adivasi Nyaya Maha Abhiyan (PM-JANMAN)

 Aim: Address socio-economic challenges faced by Particularly Vulnerable Tribal Groups (PVTGs)
across India.
 Target: 44 lakh individuals in 194 districts, covering 75 PVTG communities.
 Key Activities:
o Distribution of entitlements, health camps, and awareness campaigns in tribal languages.
o Focus on 11 critical areas: housing, infrastructure, healthcare, education, and connectivity.
o Provision of pucca houses, roads, water supply, mobile medical units, Anganwadi centers,
solar lighting, and more.
 Duration: 3 years.
 Ministries Involved: 9 ministries, including the Ministry of Tribal Affairs
 MINISTRY OF CHEMICALS & FERTILIZERS

Assistance to Medical Device Clusters for Common Facilities (AMD-CF) Scheme

 Tenure: 2023-24 to 2026-27
 Purpose: Promotes self-reliance in manufacturing of medical devices
 Project Management Agency: SIDBI
 Features:
 support will be 70% of the approved project cost or Rs. 20 cr
 For Himalayan and North East Region States, grant-in-aid would be Rs. 20 Crore per Cluster or
90% of the project cost.
 Assistance for Testing Facilities : support will be 70% of the approved Testing Facilities project
cost or Rs. 5 cr

MINISTRY OF DEFENCE

ADITI (Acing Development of Innovative Technologies

with iDEX) Scheme
 Tenure: FY 2023-2024 to FY 2025-2026
 Objectives: rapid development of strategically critical
technologies .
 Components: Grant-in-Aid to ADITI winners and to
Partner Incubators (PIs).
 Features:
 shall subsume iDEX Prime category of challenges.
 Partner Incubators (PIs): Network of about 10 PIs
(with specialized expertise).
 Financial support: 50% of the product develop-
ment budget with a cap of Rs. 25 Crore per win-
ner .
 Eligibility: Startups, Company incorporated under the Companies Act 1956/2013, primarily an
MSME., individual innovators.
 MINISTRY OF HEAVY INDUSTRIES

PM E-Drive Scheme
 Aim: Promote the adoption of
electric vehicles (EVs) in India.
 Key Features:
o Subsidies for both buyers
and manufacturers
through a dedicated por- tal.
o Funding for 14,028 e-
buses for public transport in 9 major cities.
o Support for fast chargers, electric trucks, and EV testing modernization.
 Implementation: Managed by the Ministry of Heavy Industries and Convergence Energy Services
Limited (CESL).

Electric Mobility Promotion Scheme (EMPS)

 Tenure: 4 months -1st April 2024 till 31st July 2024
 Purpose: For faster adoption of electric two-wheeler (e2W) and three-wheeler (e-3W).
 Implementation: By Project Management Agency (PMA).
 Objective: provide impetus to green mobility and development of Electric Vehicle (EV).
 Features:
 Subsidies: A demand incentive of Rs.5,000 per kWh for e-2W & e-3W categories.
 restrict very high end vehicles from availing Government incentives, the incentive shall be
further capped at 15% of ex-factory price.
 MINISTRY OF NEW & RENEWABLE ENERGY

National Green Hydrogen Mission

 Budget: ₹19,744 crore for green hydrogen projects until FY 2029-30.
 Objectives:
o Make India a global hub for green hydrogen production, use, and export.
o Promote decarbonization in sectors like steel, mobility, and energy.
 Pilot Projects:
o Three steel sector projects approved with ₹347 crore in funding to demonstrate hydrogen
use.
 Key Initiatives:
o SIGHT: Supports domestic electrolyser manufacturing and green hydrogen use.
 Expected Outcomes by 2030:
o Green hydrogen production: 5 MMT per year.
o Renewable energy capacity: 125 GW.
o Investment: Over ₹8 lakh crore.
o Jobs: 6 lakh created.
o GHG emissions reduction: 50 MMT annually.
 Phases:
o Phase I (2022-26): Focus on demand creation and existing sectors.
o Phase II (2026-30): Expansion into new sectors and commercialization.

PM-KUSUM Scheme (Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan)
 Objective: Promote renewable energy in farming, reduce diesel use, and lower electricity subsidy
burdens.
 Launched: 2019
 Ministry: Ministry of New and Renewable Energy
 Key Features:
o Subsidized solar water pumps for farmers.
o Encourage farmers to set up solar power plants on barren land.
o Reduce agriculture electricity subsidy burden on States.
o Improve financial health of DISCOMS.
 Target: Add 34,800 MW of solar capacity by March 2026
  Beneficiaries: Individual farmers, farmer groups, FPOs, cooperatives, Panchayats, and water user
associations.
 Beneficiaries (as of June 2024): 4.1 lakh farmers.

PM-SURYA GHAR: MUFT BIJLI YOJANA

 Launch : February 15,
2024.
 Tenure: From 2024 Till
2026-27.
 Model Solar Village: One
village will be developed in
each district for the adop-
tion of RTS in rural areas.
 Background: In 2019
Phase II Grid Connective
Rooftop Solar Programme was launched to be implemented till 2025-26. Now the scheme is sub-
sumed under PM-Surya Ghar: Muft Bijli Yojana.
 Objectives:
 Installation of 30 GW of solar capacity through residential rooftop solar system (RTS).
 help provide free/low-cost electricity to 1 crore households up to 300 units of electricity
per month by installation of RTS.
 1 – 2 kW: Subsidy support ranging from Rs 30,000 to Rs 60,000.
 2 – 3 kW: Subsidy support ranging from Rs 60,000 to Rs 78,000.
 Above 3 kW: Fixed subsidy support of Rs 78,000.
 The Ministry of Road Transport and Highways

Humsafar Policy
 Launched by: Ministry of Road Transport and Highways (2024).
 Aim: Improve travel experience on national highways with better amenities and support for envi-
ronmental sustainability.
 Key Features:
o Wayside Amenities: Rest areas, food courts, washrooms, and parking.
o Support for Local Communities: Creates business opportunities for marginalized groups.
o Environmental Sustainability: Focus on water conservation, waste recycling, and solar en-
ergy.
o Digital Accessibility: Services available via the ‘Rajmarg Yatra’ app.

Parvatmala Pariyojana
 Launch : 2022-23
 Over 200 Ropeway Projects Worth 1.25 Lakh
Crore under the ‘Parvatmala Pariyojan
 Aim : To decongest mountainous areas with
limited road and train connectivity.
 Funding : Funding Model Public Private
Partnership (PPP)
 Nodal Ministry: Ministry of Road Transport
and Highways.
 Implementing Agency:
 National Highways Logistics Management Limited (NHLML).
 100% owned Special Purpose Vehicle (SPV) of the National Highways Authority of India
(NHAI).

Bharatmala Pariyojana
 Launch: 1st phase : 2017-2022 extended to 2027.
 By 2024, Phase II will have around 48,000 km of road
network across India.
 Features:
 • Satellite mapping of corridors for upgrade identification.
• Technology-based automated traffic surveys at over 1,500 points.
•Origin-Destination study of freight movement across 600 districts.

MINISTRY OF COMMUNICATIONS & INFORMATION TECHNOLOGY

Pradhan Mantri Gramin Digital Saksharta Abhiyan(PMGDISHA

PMGDISHA Achieves Target

 Launch : February 2017
 Scheme Name: Pradhan Mantri Gramin Digital Saksharta Abhiyan (PMGDISHA).
 Launched Under: Digital India Programme.
 Objective: Provide digital literacy to one person per rural household.
 Target: 6 crore individuals by March 31, 2024.
 Achievement: 7.35 crore enrolled, 6.39 crore trained, 4.78 crore certified.
 Digital India Programme: Launched in 2015 to transform India into a digitally empowered socie-
ty.

"Scam Se Bacho" Campaign

 Objective: Combat online scams and cyber fraud by promoting digital safety and awareness across
India.
 Ministry: Led by the Ministry of Information and Broadcasting (MIB).
 Partnership: Meta (formerly Facebook) with government ministries:
o Ministry of Electronics and IT (MeitY)
o Ministry of Home Affairs (MHA)
o Ministry of Information & Broadcasting (MIB)
o Indian Cyber Crime Coordination Centre (I4C)
 Coverage: A national initiative targeting India's 900 million internet users.
 Features:
o A unified government approach to raise awareness about cyber threats.
o Focus on educating citizens to avoid scams.
o Leverages Meta’s expertise in online safety.
Digital Bharat Nidhi (DBN)
 Launched by: Department of Telecommunication (DoT).
 Purpose:
o Replace the Universal Service Obligation Fund (USOF).
o Expand telecom networks in underserved areas.
 Funding:
o Supported by a 5% levy on telecom operators' Adjusted Gross Revenue.
 Uses:
o Supports universal service, R&D, pilot projects, and connectivity improvements.
 Management:
o Managed by an administrator for non-discriminatory network sharing.

Pradhan Mantri Wi-Fi (PM-WANI)

 Launch : 9th Dec 2020.
 Objective : Empower local communities to provide public Wi-Fi hotspots (WaaS).
 Feature:
 Aims to bridge the digital divide in India by establishing a network ofpublic Wi-Fi hotspots.
 The program operates on a Public-Private Partnership (PPP) model.
 Public Data Operators (PDOs) set up Wi-Fi infrastructure and Public Data
 Aggregators (PDOAs) handle user authentication and billing.
 Users can access the internet through vouchers or subscriptions offered by PDOs.

Mission for Internet in Schools (MIS)

 Launch : 2019
 Objective: Provide internet connectivity and computer labs in schools.
 feature:
 In order to enhance digital literacy and improve access to educational resources in schools
across India.
  The scheme provides financial assistance to government and governmentaided schools for
setting up computer labs and internet connectivity.
 MIS also focuses on training teachers in using technology for effective pedagogy.

Ministry of Ports, Shipping and Waterways

Jalvahak Incentive Scheme Launch

 Objective: Encourage long-haul cargo transport via national waterways to reduce road/rail conges-
tion and promote sustainable transport.
 Launched by: Union Minister Sarbananda Sonowal.
 Target: Cargo transport over 300 km on National Waterways 1 (Ganga), 2 (Brahmaputra), and 16
(Barak).
 Incentives: Up to 35% reimbursement on operating costs.
 Benefits: Cost-effective, eco-friendly transportation.
Key Features:
 Fixed Scheduled Services: Cargo ships launched from Kolkata, operating between Kolkata, Patna,
Varanasi, and Guwahati.
 Future Goals: Transport 200 million tonnes by 2030 and 500 million tonnes by 2047.
 Investment: ₹95.4 crore by 2027 to enhance cargo movement.
Background:
 India’s inland waterways saw a 700% increase in cargo from 18.07 million tonnes (2013-14) to
132.89 million tonnes (2023-24).
 The Jalvahak scheme aims to unlock the full potential of India's 20,236 km inland waterways
network.

MINISTRY OF CORPORATE AFFAIRS

MCA 21 (Ministry of Company Affairs 21)

 Launch : March 18, 2006
 Objective : Enhance ease of doing business for corporates by simplifying and streamlining pro-
cesses
 features:
 An e-governance initiative by the Ministry of Company Affairs (MCA) to streamline com-
pany registration, filing, and compliance processes.
 It provides online access to various MCA services for companies, professionals, and citi-
zens, simplifying processes for company incorporation, filing of documents, and electronic
payments.
 Offers a user-friendly platform for stakeholders to interact with the MCA. (Budget alloca-
tion spread across various MCA activities

Insolvency and Bankruptcy Board (IBB)

 Launch : est. on 1st Oct 2016 under the Insolvency and Bankruptcy Code (IBC), 2016.
 Objective : Oversee and regulate the
insolvency and bankruptcy frame-
work in India.
 Features:
 A statutory body established under the Insolvency and Bankruptcy Code (IBC), 2016.
 It oversees corporate insolvency resolution processes in India, regulates Insolvency Profes-
sionals (IPs) and Bankruptcy Board of Trustees (BBTs), and aims to provide a time-bound
and efficient mechanism for resolving insolvency of companies.

Ministry of Science and Technology

Launch of ‘Viksit Panchayat Karmayogi’ Initiative

 Launched by: Dr. Jitendra Singh on Good Governance Day.
 Objective: Strengthen Panchayati Raj Institutions (PRIs) through innovative tools and capacity-
building.
 Piloted in: Odisha, Assam, Gujarat, Andhra Pradesh.
 Part of: ‘Prashasan Gaon Ki Aur’ campaign.
 Tools Used: E-learning platforms, AI-powered chatbots, mobile apps.
 Focus: Decentralized governance and participatory decision-making.
Governance Reforms Initiatives
 iGOT Karmayogi Dashboard: Launched for capacity-building.
 1600th E-learning Course: For training and development.
  CPGRAMS Annual Report 2024: Resolving over 25 lakh grievances annually.
Single Simplified Pension Application Form
 Purpose: Combines nine pension forms into one digital format.
 Integration: e-HRMS with Bhavishya for real-time tracking.
Compendium of Pension-Related Instructions, 2024
 Purpose: Consolidates updated pension rules, procedures, and guidelines.
Good Governance Day
 Occasion: Marked the 100th birth anniversary of Atal Bihari Vajpayee.
 Significance: Emphasizes inclusive and accountable administration.
Information
 Odisha: First state to pilot ‘Viksit Panchayat Karmayogi’.

Bio-RIDE Scheme
 Approved by: Union Cabinet, merging two existing DBT schemes.
 Aim: Foster innovation, bio-entrepreneurship, and sustainable biomanufacturing in biotechnology.
Key Components:
1. Biotechnology R&D: Supports research in synthetic biology and bioenergy.
2. Industrial & Entrepreneurship Development (I&ED): Promotes bio-entrepreneurship through
funding, incubation, and mentorship.
3. Biomanufacturing & Biofoundry: Focuses on sustainable practices and the circular bioeconomy.
Goal: Make India a global leader in biotechnology, contributing to a $300 billion bioeconomy by 2030.

MINISTRY OF EARTH SCIENCES

GAGAN (GPS Aided GeoAugmentation Navigation)

 Objective : Enhance air navigation safety & efficiency.
 features:
 Improves the accuracy and integrity of GPS signals
over Indian airspace, enhancing safety and efficiency
of air navigation.
  Enables implementation of Required Navigation Performance (RNP) approaches for precision
landings at airports.
 Not publicly available, funded by Airports.

BHUVAN (Bhushan Virtual Infrastructure of National Data Centre)

 Objective : Provide online access to earth science data.
 Features:
 Provides a user-friendly online platform for accessing, visualizing, and analyzing geospatial
data from various sources.
 Supports integration of geospatial data with other datasets for decisionmaking in areas like
disaster management, water resource management, urban planning, etc.
 Developed and maintained by ISRO (Indian Space Research Organisation), budget details
not publicly available.

MINISTRY OF EXTERNAL AFFAIRS

eMigrate Portal
 Objective : Streamline emigration process for Indian work
 ers going abroad.
 Beneficiary: Indian emigrants seeking
overseas employment.
 Feature:
 Provides a single-window platform
for Indian emigrants seeking em-
ployment opportunities overseas.
 Information on job opportunities,
visa requirements, emigration pro-
cedures, and pre-departure train-
ing.
Know India Programme (KIP)
 Launch : December 2003
 Objective : Promote cultural exchange and connect with Indian diaspora youth.
 Beneficiary : Young Overseas Indians (18-30 years old).
 Features:
 Aims to familiarize young people of Indian origin (PIOs) with India.
 Three-week orientation program covering Indian culture, history, politics, and economic de-
velopment.

Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY)

 Launch : May 2012.
 Objective : Offer life insurance coverage to overseas Indian workers.
 Beneficiary : Indian migrant workers in select Middle Eastern countries.
 feature:
 Provides social security benefits to overseas Indian workers.
 Life insurance, accidental death and disability benefits, old age pension, and return travel
assistance.

Pravasi Bharatiya Bima Yojana (PBBBY)

 Launch : launched in 2003, amended in 2006, 2008 and 2017.
 Objective : Provide overseas Indians with health insurance coverage.
 Beneficiary : Indian communities (NRIs, PIOs, OCIs).
 Feature:
 Provides insurance coverage to overseas Indian workers.
 Life insurance, accidental death and disability benefits, hospitalization benefits, and ma-
ternity benefits.
 Ministry of personnel , public grievances and pensions

Bhavishya
 Launched by: Department of Pension and Pensioners’ Welfare (DOPPW).
 Purpose: Centralized software to streamline pension processing for central government employ-
ees, reducing delays and errors.
 Key Features:
o Integrates 99 Ministries, 1020 Offices, and 8320 Drawing and Disbursing Officers (DDOs).
o Issues Pension Payment Orders (PPOs) and automates pension calculations.
o Provides real-time updates via email/SMS and enables paperless processing through e-
PPOs.
o Supports Digilocker for pension document access and issues pensioner identity cards.
 Impact: Ensures transparency, accountability, and timely pension disbursement.

Ministry of Statistics and Programme

E-Sankhyiki Portal
 Launched by: Ministry of Statistics and Programme Implementation (MoSPI) on National Statistics
Day 2024.
 Purpose: A data platform offering easy access to reliable statistical information.
 Key Features:
o Data Catalogue: Over 2,300 datasets, including key indicators like CPI and National Ac-
counts.
o Macro Indicators: Time series data on major economic indicators.
o Customization: Users can filter, visualize, and download data.
o Security: Cloud storage, security audits, and SSL technology ensure data safety.
 Goal: Support data-driven decision-making and socio-economic development in India.
 Ministry of Cooperation

Nandini Sahakar Yojana

 Objective: Supports women cooperatives in business activities under the National Cooperative
Development Corporation (NCDC) by providing financial assistance, project formulation, and ca-
pacity building.
 Funding: No limit on financial assistance; 2% interest subvention for new activities, 1% for others
to reduce borrowing costs.
 Eligibility: Open to cooperatives with at least 3 months of operation and at least 50% women
members.
 Significance: Aims to empower women, enhance socio-economic status, and promote entrepre-
neurship through women-led cooperatives.
 Impact: As of March 2024, over ₹6,426 crore disbursed for women-led cooperatives across India

Ministry of Culture

Cultural Mapping of Villages

 Launched by: Ministry of Culture, Government of India.
 Objective:
o Raise awareness of cultural heritage.
o Map 6.5 lakh villages, including their cultural assets.
o Create National Registers of Artists and Art Practices.
 Key Features:
o Develop a web portal and mobile app for cultural data access.
o Data available on Mera Gaon Meri Dharohar Portal.
 Target: All inhabited villages from the 2011 Census, focusing on preserving and promoting local
cultures and traditions
 Ministry of AYUSH

India Opens AYUSH Chairs in Five Countries

 Launched by: Ministry of AYUSH to promote global recognition of AYUSH systems (Ayurveda, Yo-
ga, Naturopathy, Unani, Siddha, Sowa-Rigpa, Homoeopathy).
 AYUSH Chairs Established: In Bangladesh, Australia, Mauritius, Latvia, and Malaysia.
 Objective: Advance academic exchange, research, and global awareness of AYUSH.
 MoUs Signed: 15 MoUs with international institutes for setting up AYUSH Chairs.
 Support: Ministry covers salary and travel; host universities provide accommodation and local
hospitality.
 Other MoUs: 24 MoUs with foreign countries for cooperation in traditional medicine and homoe-
opathy.
Ministry of AYUSH
 Promotes AYUSH systems globally through collaborations, scholarships, and research programs.
Key Initiatives
 AYUSHEXCIL: AYUSH Export Promotion Council.
 Celebrates Yoga Day and Ayurveda Day globally.
AYUSH Academic Chairs
 Purpose: Foster collaboration, research, and recognition of AYUSH.
 Experts: Deputed to foreign universities for 1-year tenures, extendable up to 3 years.
International Cooperation
 24 MoUs signed for traditional medicine and homoeopathy.
 Establishment of AYUSH Information Cells in 38 countries.
Scholarships
 Scholarships for foreign nationals to study AYUSH courses in India.

MCQs

Q When was the Pradhan Mantri Vanbandhu Kalyan Yojana (PMVKY) launched?
A) 2012
B) 2014
C) 2016
D) 2018
Answer: B

Q What is the primary objective of the Bima Sakhi Yojana launched in Haryana's Panipat?
A) Promote higher education for women
B) Empower women as LIC agents
C) Provide free health insurance to women
D) Offer interest-free loans to women entrepreneurs

Answer: B

Q PM JANMAN scheme, which was launched recently, is associated with which category of people?
[A] MSME Owners
[B] PVTGs
[C] Farmers
[D] NRIs
Ans B

Q Which Union Ministry is associated with ‘Mera Gaon, Meri Dharohar (MGMD) Programme’?
[A] Ministry of Culture
[B] Ministry of Rural Development
[C] Ministry of MSME
[D] Ministry of Housing and Urban Affairs
Ans A

Q Which UT has become the first Union Territory to implement PM Vishwakarma Yojana?
[A] Ladakh
[B] Jammu & Kashmir
[C] Andaman & Nicobar
[D] Chandigarh

Ans B

QWhich Union Ministry implemented the ‘Saksham Anganwadi and Poshan 2.0 scheme’, recently seen in
the news?
[A] Ministry of Rural Development
[B] Ministry of Women and Child Development
[C] Ministry of Agriculture
[D] Ministry of Home Affairs

Ans B

Q What is the primary objective of the PM-WANI scheme, recently seen in news?
[A] To provide free laptops to students
[B] To provide affordable and high-speed internet connectivity to rural and remote areas
[C] To improve mobile network coverage in urban areas
[D] To promote digital payment systems
Ans B

Q What is the primary objective of the 'Namo Drone Didi' scheme?

A. To promote drone technology for agriculture
B. To empower women Self-Help Groups (SHGs) with drone technology
C. To provide financial assistance for women entrepreneurs
D. To develop women’s skills in digital marketing
Ans B

Q Which ministry is responsible for implementing the PM Surya Ghar: Muft Bijli Yojana?
A) Ministry of Power
B) Ministry of Housing and Urban Affairs
C) Ministry of New and Renewable Energy
D) Ministry of Environment, Forest and Climate Change

Answer: C